65040 ZIP Code — Henley, MO

Cole County, Missouri

ZIP code 65040 is located in Henley, Missouri, within Cole County. It covers approximately 40.88 square miles and serves a population of 1,259 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 573.

About ZIP code 65040

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $174,700. Owner-occupancy is high at 91%, well above the national average.

Median household income is $74,643. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 65040 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,259

population

40.88

sq mi land

Standard

ZIP type

Central (CT)

timezone

65040 ZIP code map

Cities in ZIP code 65040

Below are the cities the US Postal Service accepts for ZIP code 65040. Using any city not on this list may result in mail delivery delays.

City	Status
Henley	Acceptable
Henley	Preferred

Nearby ZIP codes

65032 Eugene (3.2 mi) 65076 Saint Thomas (7.2 mi) 65075 Saint Elizabeth (8.2 mi) 65064 Olean (9.1 mi) 65074 Russellville (11.7 mi) 65082 Tuscumbia (11.8 mi) 65053 Lohman (11.9 mi) 65058 Meta (12.4 mi) 65101 Jefferson City (12.8 mi) 65109 Jefferson City (12.9 mi) 65085 Westphalia (13.2 mi) 65026 Eldon (13.3 mi)

Demographics updated 05/2026

Population
Total population	1,259
Population density	31 / sq mi
State FIPS	29
County FIPS	051

Geography
Land area	40.88 sq mi
Water area	0.47 sq mi
Latitude	38.3726
Longitude	-92.3127
Timezone	Central (CT)
Area code	573

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.3%	39.3%	43.8%
$50k – $100k	17.8%	33.7%	31.5%
$100k – $200k	21.9%	23.9%	19.5%
Over $200k	0.0%	3.1%	5.2%

Demographics & statistics

1,259

Population

People per sq mi

41.3

Median age

$74,643

Median household income

$30,831

Per capita income

$174,700

Median home value

Median monthly rent

91.3%

Home ownership

9.4%

Poverty rate

0.0%

Unemployment

539

Housing units

25.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

121

60–64

107

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	364	28.9%
18 and over	895	71.1%
65 and over	228	18.1%
Median age	41.3 years

Race & ethnicity

White 97.9%

American Indian / Alaska Native 1.4%

Two or more races 0.7%

Group	Count	%
White	1,233	97.9%
American Indian / Alaska Native	17	1.4%
Two or more races	9	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.3%	39.3%	43.8%
$50k – $100k	17.8%	33.7%	31.5%
$100k – $200k	21.9%	23.9%	19.5%
Over $200k	0.0%	3.1%	5.2%

Under $10k 7.6%

$10k–$15k 10.7%

$25k–$35k 2.2%

$35k–$50k 15.3%

$50k–$75k 14.6%

$75k–$100k 14.2%

$100k–$150k 16.8%

$150k–$200k 5.5%

$200k+ 13.1%

Range	% of households
Under $10k	7.6%
$10k–$15k	10.7%
$25k–$35k	2.2%
$35k–$50k	15.3%
$50k–$75k	14.6%
$75k–$100k	14.2%
$100k–$150k	16.8%
$150k–$200k	5.5%
$200k+	13.1%
Median income	$74,643

Housing

Home values

Under $50k 21.1%

$50k–$100k 3.1%

$100k–$150k 6.2%

$150k–$200k 23.2%

$200k–$300k 26.6%

$300k–$500k 14.4%

$500k–$1M 3.6%

$1M+ 1.9%

Housing overview

Metric	Value
Median home value	$174,700
Median rent / month	$0
Owner occupied	91.3%
Renter occupied	8.7%
Vacant	20.9%
Single-family detached	87.0%
Large apartment buildings	0.0%
Mobile homes	13.0%
Median rooms	6.1
Avg household size (owned)	2.92

Year built

Era	%
2020 or later	0.0%
2010–2019	6.7%
2000–2009	11.2%
1990–1999	12.1%
1980–1989	21.4%
1970–1979	25.7%
1960–1969	2.1%
1950–1959	5.0%
1940–1949	5.5%
1939 or earlier	10.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	27.1%
3 bedrooms	50.9%
4 bedrooms	21.1%
5+ bedrooms	0.9%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	17.0%
2 vehicles	28.4%
3 or more	54.6%

Heating fuel

Fuel type	%
Electricity	53.3%
Propane / LP gas	21.4%
Wood	22.3%

Households & families

Household type	Count	%
Married-couple family	323	70.5%
Cohabiting couple	4	0.9%
Male householder, no spouse	92	20.1%
Female householder, no spouse	39	8.5%
Households with children under 18	150	32.8%
Households with seniors (65+)	172	37.6%
Average household size	2.75

Marital status

Status	Male	Female
Never married	9.1%	6.8%
Married	71.8%	82.3%
Separated	0.0%	0.0%
Widowed	0.0%	5.8%
Divorced	19.0%	5.1%

Education

Less than 9th grade 2.0%

Some HS, no diploma 5.7%

HS graduate 55.5%

Some college, no degree 8.0%

Associate's degree 3.4%

Bachelor's degree 14.1%

Graduate / professional 11.2%

Metric	%
HS diploma or higher	92.3%
Bachelor's or higher	25.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	15	4.2%
Kindergarten	112	31.6%
Elementary school	141	39.8%
High school	25	7.1%
College / grad school	61	17.2%

Employment

Industry of employment

Education & healthcare 27.3%

Construction 19.3%

Public administration 14.7%

Manufacturing 14.1%

Finance & real estate 8.1%

Transportation & utilities 4.7%

Professional & management 3.9%

Arts, food & hospitality 3.2%

Agriculture & mining 2.2%

Other services 1.4%

Retail trade 1.0%

Occupation

Category	%
Management, business & arts	40.5%
Service	14.7%
Sales & office	19.5%
Natural resources & construction	11.2%
Production & transportation	14.1%

Employment type

Type	%
Private sector	60.0%
Government	26.8%
Self-employed	13.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	66.4%
Carpool	16.8%
Public transit	0.0%
Walk	0.0%
Work from home	16.8%
Other means	0.0%
Avg commute (minutes)	26.4

Poverty

All people 9.4%

Under 18 years 0.0%

18 and over 13.2%

Married-couple families 10.8%

Female-led households 0.0%

Income support

Source	% of households
Social Security	41.0%
Retirement income	23.8%
Supplemental Security	3.1%
Cash public assistance	0.0%
Food stamps / SNAP	2.2%

Health indicators

Condition	%
Obesity	34.8%
High blood pressure	30.2%
High cholesterol	33.0%
Diabetes	9.7%
Heart disease	6.4%
Stroke	2.9%
Asthma	9.2%
Arthritis	26.6%
Kidney disease	2.6%
Pulmonary disease	7.8%
Cancer	6.1%

Behavior / access	%
Smoking	20.9%
Binge drinking	18.8%
No physical activity	23.8%
Less than 7 hrs sleep	30.5%
Depression	23.7%
Fair or poor health	14.9%
Poor mental health	15.7%
Poor physical health	11.2%
No health insurance	14.8%
Visited doctor (checkup)	72.7%
Visited dentist	61.0%
Cholesterol screening	88.0%
Teeth loss	17.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	27	3.0%

Disability	%
Any disability	17.1%
Under 18	0.0%
18–64 years	21.4%
65 and over	31.6%

Health insurance coverage

Type	%
Private insurance	92.3%
Public insurance	22.2%
No insurance	1.6%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,127	89.5%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,259	100.0%
Born in same state	1,259	100.0%
Born in different state	1,192	94.7%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	159	12.6%
Arab	99	7.9%

Ancestry	Count	%
Italian	87	6.9%

Technology access

Metric	% of households
Computer access	36.4%
Internet access	91.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 65040

What city is ZIP code 65040 in?

ZIP code 65040 is primarily assigned to Henley, Missouri.

What county is ZIP code 65040 in?

ZIP code 65040 falls within Cole County, Missouri.

Is ZIP code 65040 mostly owner-occupied?

91% of occupied units in ZIP code 65040 are owner-occupied, well above the national average.

Does ZIP code 65040 have a large retiree population?

41% of households in ZIP code 65040 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 65040?

The median home value in ZIP code 65040 is $174,700.

What is the population of ZIP code 65040?

ZIP code 65040 has an estimated population of 1,259 residents, with a density of 31 people per square mile.

What timezone is ZIP code 65040 in?

ZIP code 65040 observes the CST timezone.