65101 ZIP Code — Jefferson City, MO
Cole County, Missouri
ZIP code 65101 is located in Jefferson City, Missouri, within Cole County. It covers approximately 130.91 square miles and serves a population of 30,144 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 573.
About ZIP code 65101
The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $216,000. Owner-occupancy sits near the national average at 66%.
Median household income is $68,657.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.
Educational attainment is near the national average, with 30% of residents holding a bachelor's degree or higher.
30,144
population
130.91
sq mi land
Standard
ZIP type
Central (CT)
timezone
65101 ZIP code map
Cities in ZIP code 65101
Below are the cities the US Postal Service accepts for ZIP code 65101. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Jefferson City | Acceptable |
| Jefferson City | Preferred |
Nearby ZIP codes
65111 Jefferson City (4.9 mi)
65085 Westphalia (6.4 mi)
65106 Jefferson City (7 mi)
65104 Jefferson City (7 mi)
65108 Jefferson City (7 mi)
65107 Jefferson City (7 mi)
65105 Jefferson City (7 mi)
65103 Jefferson City (7 mi)
65076 Saint Thomas (8.1 mi)
65054 Loose Creek (9.4 mi)
65043 Holts Summit (9.8 mi)
65109 Jefferson City (10 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 30,144 |
| Population density | 230 / sq mi |
| State FIPS | 29 |
| County FIPS | 051 |
| Geography | |
|---|---|
| Land area | 130.91 sq mi |
| Water area | 5.94 sq mi |
| Latitude | 38.4834 |
| Longitude | -92.1239 |
| Timezone | Central (CT) |
| Area code | 573 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 39.7% | 39.3% | 43.8% |
| $50k – $100k | 35.1% | 33.7% | 31.5% |
| $100k – $200k | 22.6% | 23.9% | 19.5% |
| Over $200k | 2.7% | 3.1% | 5.2% |
Demographics & statistics
30,144
Population
230
People per sq mi
37.2
Median age
$68,657
Median household income
$31,349
Per capita income
$216,000
Median home value
$728
Median monthly rent
66.2%
Home ownership
10.4%
Poverty rate
2.8%
Unemployment
8,457
Housing units
30.0%
Bachelor's or higher
Age distribution
Male
Female
993
Under 5
787
942
5–9
745
1,021
10–14
809
1,116
15–19
884
1,236
20–24
978
2,501
25–34
1,981
2,607
35–44
2,065
2,120
45–54
1,679
969
55–59
768
1,088
60–64
861
1,296
65–74
1,026
682
75–84
540
251
85+
199
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 6,535 | 21.7% |
| 18 and over | 23,609 | 78.3% |
| 65 and over | 3,994 | 13.2% |
| Median age | 37.2 years | |
Race & ethnicity
White
72.9%
Black or African American
19.3%
Two or more races
3.6%
Hispanic or Latino
2.7%
Other race
1.2%
Asian
0.2%
American Indian / Alaska Native
0.1%
| Group | Count | % |
|---|---|---|
| White | 22,577 | 72.9% |
| Black or African American | 5,966 | 19.3% |
| Two or more races | 1,131 | 3.6% |
| Hispanic or Latino | 843 | 2.7% |
| Other race | 381 | 1.2% |
| Asian | 47 | 0.2% |
| American Indian / Alaska Native | 42 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 39.7% | 39.3% | 43.8% |
| $50k – $100k | 35.1% | 33.7% | 31.5% |
| $100k – $200k | 22.6% | 23.9% | 19.5% |
| Over $200k | 2.7% | 3.1% | 5.2% |
Under $10k
6.5%
$10k–$15k
2.5%
$15k–$25k
8.7%
$25k–$35k
6.4%
$35k–$50k
11.7%
$50k–$75k
18.4%
$75k–$100k
15.2%
$100k–$150k
18.2%
$150k–$200k
7.5%
$200k+
4.9%
| Range | % of households |
|---|---|
| Under $10k | 6.5% |
| $10k–$15k | 2.5% |
| $15k–$25k | 8.7% |
| $25k–$35k | 6.4% |
| $35k–$50k | 11.7% |
| $50k–$75k | 18.4% |
| $75k–$100k | 15.2% |
| $100k–$150k | 18.2% |
| $150k–$200k | 7.5% |
| $200k+ | 4.9% |
| Median income | $68,657 |
Housing
Home values
Under $50k
2.9%
$50k–$100k
6.6%
$100k–$150k
13.4%
$150k–$200k
21.9%
$200k–$300k
27.9%
$300k–$500k
19.0%
$500k–$1M
8.1%
$1M+
0.3%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $216,000 |
| Median rent / month | $728 |
| Owner occupied | 66.2% |
| Renter occupied | 33.8% |
| Vacant | 11.8% |
| Single-family detached | 69.9% |
| Large apartment buildings | 3.7% |
| Mobile homes | 0.9% |
| Median rooms | 6.1 |
| Avg household size (owned) | 2.58 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.9% |
| 2010–2019 | 7.5% |
| 2000–2009 | 8.7% |
| 1990–1999 | 17.1% |
| 1980–1989 | 10.3% |
| 1970–1979 | 15.4% |
| 1960–1969 | 10.8% |
| 1950–1959 | 10.2% |
| 1940–1949 | 4.9% |
| 1939 or earlier | 14.2% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.1% |
| 1 bedroom | 12.5% |
| 2 bedrooms | 22.2% |
| 3 bedrooms | 39.2% |
| 4 bedrooms | 19.4% |
| 5+ bedrooms | 5.6% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 6.3% |
| 1 vehicle | 30.5% |
| 2 vehicles | 39.3% |
| 3 or more | 23.9% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 37.0% |
| Electricity | 49.8% |
| Propane / LP gas | 9.0% |
| Fuel oil | 0.1% |
| Wood | 2.4% |
| Solar | 0.2% |
| No fuel used | 0.9% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 5,251 | 49.4% |
| Cohabiting couple | 673 | 6.3% |
| Male householder, no spouse | 2,106 | 19.8% |
| Female householder, no spouse | 2,596 | 24.4% |
| Households with children under 18 | 3,012 | 28.3% |
| Households with seniors (65+) | 2,627 | 24.7% |
| Average household size | 2.46 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 39.1% | 31.0% |
| Married | 44.3% | 49.4% |
| Separated | 1.1% | 1.4% |
| Widowed | 3.4% | 6.8% |
| Divorced | 12.2% | 11.5% |
Education
Less than 9th grade
2.1%
Some HS, no diploma
8.1%
HS graduate
31.8%
Some college, no degree
19.1%
Associate's degree
8.9%
Bachelor's degree
20.5%
Graduate / professional
9.5%
| Metric | % |
|---|---|
| HS diploma or higher | 89.8% |
| Bachelor's or higher | 30.0% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 380 | 5.5% |
| Kindergarten | 325 | 4.7% |
| Elementary school | 2,440 | 35.3% |
| High school | 2,005 | 29.0% |
| College / grad school | 1,761 | 25.5% |
Employment
Industry of employment
Education & healthcare
22.2%
Public administration
15.1%
Retail trade
11.2%
Professional & management
9.4%
Construction
9.0%
Arts, food & hospitality
7.2%
Finance & real estate
6.6%
Manufacturing
6.0%
Transportation & utilities
4.6%
Other services
4.3%
Information
2.7%
Wholesale trade
1.1%
Agriculture & mining
0.7%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 39.3% |
| Service | 16.9% |
| Sales & office | 24.1% |
| Natural resources & construction | 10.8% |
| Production & transportation | 9.0% |
Employment type
| Type | % |
|---|---|
| Private sector | 70.1% |
| Government | 25.6% |
| Self-employed | 4.3% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 82.9% |
| Carpool | 6.5% |
| Public transit | 1.2% |
| Walk | 2.6% |
| Work from home | 4.9% |
| Other means | 1.9% |
| Avg commute (minutes) | 18.6 |
Poverty
All people
10.4%
Under 18 years
14.2%
18 and over
9.2%
Married-couple families
2.5%
Female-led households
40.2%
Income support
| Source | % of households |
|---|---|
| Social Security | 28.8% |
| Retirement income | 26.3% |
| Supplemental Security | 5.0% |
| Cash public assistance | 1.9% |
| Food stamps / SNAP | 8.7% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 34.5% |
| High blood pressure | 28.8% |
| High cholesterol | 31.8% |
| Diabetes | 8.9% |
| Heart disease | 5.4% |
| Stroke | 2.6% |
| Asthma | 9.2% |
| Arthritis | 23.2% |
| Kidney disease | 2.4% |
| Pulmonary disease | 6.3% |
| Cancer | 5.4% |
| Behavior / access | % |
|---|---|
| Smoking | 18.9% |
| Binge drinking | 19.3% |
| No physical activity | 22.3% |
| Less than 7 hrs sleep | 31.0% |
| Depression | 21.9% |
| Fair or poor health | 13.8% |
| Poor mental health | 15.4% |
| Poor physical health | 9.9% |
| No health insurance | 15.8% |
| Visited doctor (checkup) | 72.8% |
| Visited dentist | 61.7% |
| Cholesterol screening | 87.5% |
| Teeth loss | 15.2% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,548 | 6.6% |
| Disability | % |
|---|---|
| Any disability | 11.8% |
| Under 18 | 4.8% |
| 18–64 years | 11.1% |
| 65 and over | 26.6% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 77.8% |
| Public insurance | 26.4% |
| No insurance | 7.7% |
| Uninsured under 19 | 4.5% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 28,364 | 94.1% |
| Spanish | 266 | 0.9% |
| Other Indo-European | 171 | 0.6% |
| Asian & Pacific Islander | 58 | 0.2% |
| Other languages | 0 | 0.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 29,271 | 97.1% |
| Born in same state | 29,091 | 96.5% |
| Born in different state | 22,131 | 73.4% |
| Foreign born | 180 | 0.6% |
| Naturalized citizen | 873 | 2.9% |
| Not a US citizen | 346 | 39.6% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Arab | 2,552 | 8.5% |
| Italian | 2,352 | 7.8% |
| French | 2,249 | 7.5% |
| English | 219 | 0.7% |
| Polish | 181 | 0.6% |
| Ancestry | Count | % |
|---|---|---|
| Irish | 87 | 0.3% |
| Dutch | 66 | 0.2% |
| Norwegian | 27 | 0.1% |
| German | 14 | 0% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 35.3% |
| Internet access | 94.2% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 65101
What city is ZIP code 65101 in?
ZIP code 65101 is primarily assigned to Jefferson City, Missouri.
What county is ZIP code 65101 in?
ZIP code 65101 falls within Cole County, Missouri.
What is the population of ZIP code 65101?
ZIP code 65101 has an estimated population of 30,144 residents, with a density of 230 people per square mile.
What is the typical home value in ZIP code 65101?
The median home value in ZIP code 65101 is $216,000.
What is the median household income in ZIP code 65101?
The median household income in ZIP code 65101 is $68,657, below the national median of ~$75,000.
What timezone is ZIP code 65101 in?
ZIP code 65101 observes the CST timezone.