65054 ZIP Code — Loose Creek, MO

Osage County, Missouri

ZIP code 65054 is located in Loose Creek, Missouri, within Osage County. It covers approximately 20.82 square miles and serves a population of 1,187 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 573.

About ZIP code 65054

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $213,800. Owner-occupancy is high at 93%, well above the national average.

The gap between median ($73,618) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average.

The dominant occupation class is natural resources, construction, and trades, with public administration as the leading industry. The average commute of 23 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks.

Overall, ZIP code 65054 reflects a community defined by a trades-oriented workforce and high homeownership.

1,187

population

20.82

sq mi land

Standard

ZIP type

Central (CT)

timezone

65054 ZIP code map

Cities in ZIP code 65054

Below are the cities the US Postal Service accepts for ZIP code 65054. Using any city not on this list may result in mail delivery delays.

City	Status
Loose Creek	Preferred

Nearby ZIP codes

65035 Freeburg (7 mi) 65085 Westphalia (7.5 mi) 65016 Bonnots Mill (8.6 mi) 65051 Linn (8.6 mi) 65101 Jefferson City (9.4 mi) 65001 Argyle (12.2 mi) 65080 Tebbetts (12.9 mi) 65111 Jefferson City (12.9 mi) 65043 Holts Summit (13.5 mi) 65076 Saint Thomas (13.5 mi) 65104 Jefferson City (14.4 mi) 65103 Jefferson City (14.4 mi)

Demographics updated 05/2026

Population
Total population	1,187
Population density	57 / sq mi
State FIPS	29
County FIPS	151

Geography
Land area	20.82 sq mi
Water area	0.08 sq mi
Latitude	38.4583
Longitude	-91.9536
Timezone	Central (CT)
Area code	573

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.9%	38.2%	43.8%
$50k – $100k	19.6%	39.9%	31.5%
$100k – $200k	14.8%	18.1%	19.5%
Over $200k	23.7%	3.8%	5.2%

Demographics & statistics

1,187

Population

People per sq mi

39.6

Median age

$73,618

Median household income

$89,639

Per capita income

$213,800

Median home value

Median monthly rent

93.3%

Home ownership

3.2%

Poverty rate

1.0%

Unemployment

388

Housing units

13.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

113

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	340	28.6%
18 and over	847	71.4%
65 and over	158	13.3%
Median age	39.6 years

Race & ethnicity

White 99.8%

Hispanic or Latino 0.1%

Two or more races 0.1%

Group	Count	%
White	1,186	99.8%
Hispanic or Latino	1	0.1%
Two or more races	1	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.9%	38.2%	43.8%
$50k – $100k	19.6%	39.9%	31.5%
$100k – $200k	14.8%	18.1%	19.5%
Over $200k	23.7%	3.8%	5.2%

Under $10k 2.3%

$10k–$15k 5.1%

$15k–$25k 2.8%

$35k–$50k 12.6%

$50k–$75k 29.8%

$75k–$100k 12.6%

$100k–$150k 1.5%

$150k–$200k 10.5%

$200k+ 22.6%

Range	% of households
Under $10k	2.3%
$10k–$15k	5.1%
$15k–$25k	2.8%
$35k–$50k	12.6%
$50k–$75k	29.8%
$75k–$100k	12.6%
$100k–$150k	1.5%
$150k–$200k	10.5%
$200k+	22.6%
Median income	$73,618

Housing

Home values

Under $50k 2.2%

$50k–$100k 10.5%

$100k–$150k 4.1%

$150k–$200k 28.7%

$200k–$300k 19.3%

$300k–$500k 15.2%

$500k–$1M 20.1%

Housing overview

Metric	Value
Median home value	$213,800
Median rent / month	$0
Owner occupied	93.3%
Renter occupied	6.7%
Vacant	6.0%
Single-family detached	94.0%
Large apartment buildings	0.0%
Mobile homes	6.0%
Median rooms	6.2
Avg household size (owned)	3.00

Year built

Era	%
2020 or later	0.0%
2010–2019	7.2%
2000–2009	0.0%
1990–1999	15.5%
1980–1989	28.7%
1970–1979	31.4%
1960–1969	3.6%
1950–1959	5.8%
1940–1949	0.0%
1939 or earlier	7.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	6.0%
3 bedrooms	68.1%
4 bedrooms	21.5%
5+ bedrooms	4.3%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	7.5%
2 vehicles	27.0%
3 or more	65.6%

Heating fuel

Fuel type	%
Utility gas	9.8%
Electricity	17.5%
Propane / LP gas	31.6%
Wood	33.2%
No fuel used	6.9%

Households & families

Household type	Count	%
Married-couple family	306	78.7%
Cohabiting couple	9	2.3%
Male householder, no spouse	45	11.6%
Female householder, no spouse	29	7.5%
Households with children under 18	184	47.3%
Households with seniors (65+)	109	28.0%
Average household size	3.05

Marital status

Status	Male	Female
Never married	22.9%	13.1%
Married	68.0%	68.5%
Separated	0.0%	0.0%
Widowed	3.6%	6.4%
Divorced	5.4%	12.0%

Education

Less than 9th grade 1.3%

Some HS, no diploma 0.0%

HS graduate 53.3%

Some college, no degree 15.5%

Associate's degree 16.2%

Bachelor's degree 12.6%

Graduate / professional 1.1%

Metric	%
HS diploma or higher	98.7%
Bachelor's or higher	13.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	9	4.5%
Kindergarten	14	7.0%
Elementary school	131	65.5%
High school	32	16.0%
College / grad school	14	7.0%

Employment

Industry of employment

Public administration 19.7%

Construction 15.8%

Manufacturing 15.8%

Education & healthcare 15.0%

Agriculture & mining 14.8%

Retail trade 7.4%

Other services 4.9%

Professional & management 4.5%

Transportation & utilities 1.2%

Finance & real estate 0.8%

Occupation

Category	%
Management, business & arts	32.2%
Service	7.4%
Sales & office	9.0%
Natural resources & construction	32.4%
Production & transportation	18.9%

Employment type

Type	%
Private sector	51.6%
Government	25.0%
Self-employed	23.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	71.1%
Carpool	9.6%
Public transit	11.7%
Walk	5.3%
Work from home	2.3%
Other means	0.0%
Avg commute (minutes)	23.0

Poverty

All people 3.2%

Under 18 years 0.0%

18 and over 4.5%

Married-couple families 3.3%

Female-led households 0.0%

Income support

Source	% of households
Social Security	27.0%
Retirement income	16.2%
Supplemental Security	2.6%
Cash public assistance	2.8%
Food stamps / SNAP	2.8%

Health indicators

Condition	%
Obesity	35.4%
High blood pressure	29.8%
High cholesterol	33.0%
Diabetes	9.2%
Heart disease	6.3%
Stroke	2.8%
Asthma	9.0%
Arthritis	25.9%
Kidney disease	2.6%
Pulmonary disease	7.3%
Cancer	6.6%

Behavior / access	%
Smoking	20.1%
Binge drinking	18.6%
No physical activity	24.0%
Less than 7 hrs sleep	31.5%
Depression	23.9%
Fair or poor health	13.8%
Poor mental health	15.3%
Poor physical health	10.5%
No health insurance	14.3%
Visited doctor (checkup)	73.9%
Visited dentist	62.9%
Cholesterol screening	88.0%
Teeth loss	14.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	43	5.1%

Disability	%
Any disability	14.0%
Under 18	0.0%
18–64 years	14.5%
65 and over	41.8%

Health insurance coverage

Type	%
Private insurance	89.9%
Public insurance	17.4%
No insurance	5.0%
Uninsured under 19	14.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,145	96.5%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,186	99.9%
Born in same state	1,186	99.9%
Born in different state	1,133	95.5%
Foreign born	0	0.0%
Naturalized citizen	1	0.1%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	38	3.2%
Italian	12	1%

Ancestry	Count	%
French	10	0.8%

Technology access

Metric	% of households
Computer access	32.8%
Internet access	85.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 65054

What city is ZIP code 65054 in?

ZIP code 65054 is primarily assigned to Loose Creek, Missouri.

What county is ZIP code 65054 in?

ZIP code 65054 falls within Osage County, Missouri.

Is ZIP code 65054 mostly owner-occupied?

93% of occupied units in ZIP code 65054 are owner-occupied, well above the national average.

How educated is the population of ZIP code 65054?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the population of ZIP code 65054?

ZIP code 65054 has an estimated population of 1,187 residents, with a density of 57 people per square mile.

What is the typical home value in ZIP code 65054?

The median home value in ZIP code 65054 is $213,800.

What timezone is ZIP code 65054 in?

ZIP code 65054 observes the CST timezone.