65032 ZIP Code — Eugene, MO

Cole County, Missouri

ZIP code 65032 is located in Eugene, Missouri, within Cole County. It covers approximately 58.40 square miles and serves a population of 1,190 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 573.

About ZIP code 65032

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $167,600. Owner-occupancy is high at 90%, well above the national average.

The gap between median ($69,833) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 27 minutes is near the national average.

Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 65032 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,190

population

58.40

sq mi land

Standard

ZIP type

Central (CT)

timezone

65032 ZIP code map

Cities in ZIP code 65032

Below are the cities the US Postal Service accepts for ZIP code 65032. Using any city not on this list may result in mail delivery delays.

City	Status
Eugene	Acceptable
Eugene	Preferred

Nearby ZIP codes

65040 Henley (3.2 mi) 65064 Olean (7.3 mi) 65075 Saint Elizabeth (8 mi) 65082 Tuscumbia (8.8 mi) 65076 Saint Thomas (10.1 mi) 65026 Eldon (10.3 mi) 65074 Russellville (11.5 mi) 65053 Lohman (13.3 mi) 65058 Meta (13.6 mi) 65109 Jefferson City (15.3 mi) 65047 Kaiser (15.5 mi) 65083 Ulman (15.9 mi)

Demographics updated 05/2026

Population
Total population	1,190
Population density	20 / sq mi
State FIPS	29
County FIPS	051

Geography
Land area	58.40 sq mi
Water area	0.50 sq mi
Latitude	38.3455
Longitude	-92.3617
Timezone	Central (CT)
Area code	573

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.3%	39.3%	43.8%
$50k – $100k	35.3%	33.7%	31.5%
$100k – $200k	24.8%	23.9%	19.5%
Over $200k	5.7%	3.1%	5.2%

Demographics & statistics

1,190

Population

People per sq mi

49.0

Median age

$69,833

Median household income

$49,683

Per capita income

$167,600

Median home value

$742

Median monthly rent

90.1%

Home ownership

4.5%

Poverty rate

6.2%

Unemployment

533

Housing units

27.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

120

45–54

112

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	230	19.3%
18 and over	960	80.7%
65 and over	261	21.9%
Median age	49.0 years

Race & ethnicity

White 92.9%

Black or African American 4.2%

Two or more races 1.6%

Hispanic or Latino 1.1%

Other race 0.2%

Group	Count	%
White	1,118	92.9%
Black or African American	50	4.2%
Two or more races	19	1.6%
Hispanic or Latino	13	1.1%
Other race	3	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.3%	39.3%	43.8%
$50k – $100k	35.3%	33.7%	31.5%
$100k – $200k	24.8%	23.9%	19.5%
Over $200k	5.7%	3.1%	5.2%

Under $10k 6.6%

$10k–$15k 3.1%

$15k–$25k 3.3%

$25k–$35k 9.5%

$35k–$50k 12.6%

$50k–$75k 21.5%

$75k–$100k 8.9%

$100k–$150k 10.9%

$150k–$200k 13.9%

$200k+ 9.7%

Range	% of households
Under $10k	6.6%
$10k–$15k	3.1%
$15k–$25k	3.3%
$25k–$35k	9.5%
$35k–$50k	12.6%
$50k–$75k	21.5%
$75k–$100k	8.9%
$100k–$150k	10.9%
$150k–$200k	13.9%
$200k+	9.7%
Median income	$69,833

Housing

Home values

Under $50k 6.1%

$50k–$100k 24.1%

$100k–$150k 3.8%

$150k–$200k 22.7%

$200k–$300k 22.3%

$300k–$500k 16.2%

$500k–$1M 4.9%

Housing overview

Metric	Value
Median home value	$167,600
Median rent / month	$742
Owner occupied	90.1%
Renter occupied	9.9%
Vacant	6.6%
Single-family detached	90.8%
Large apartment buildings	0.0%
Mobile homes	6.6%
Median rooms	6.3
Avg household size (owned)	2.11

Year built

Era	%
2020 or later	0.0%
2010–2019	6.1%
2000–2009	18.6%
1990–1999	14.7%
1980–1989	6.8%
1970–1979	24.7%
1960–1969	3.1%
1950–1959	11.6%
1940–1949	6.0%
1939 or earlier	8.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	5.3%
2 bedrooms	24.2%
3 bedrooms	60.5%
4 bedrooms	6.3%
5+ bedrooms	3.7%

Vehicles per household

Vehicles	% of households
No vehicle	3.1%
1 vehicle	29.7%
2 vehicles	30.7%
3 or more	36.5%

Heating fuel

Fuel type	%
Utility gas	2.9%
Electricity	53.3%
Propane / LP gas	28.8%
Wood	11.7%

Households & families

Household type	Count	%
Married-couple family	315	57.5%
Cohabiting couple	21	3.8%
Male householder, no spouse	98	17.9%
Female householder, no spouse	114	20.8%
Households with children under 18	126	23.0%
Households with seniors (65+)	202	36.9%
Average household size	2.17

Marital status

Status	Male	Female
Never married	29.5%	18.7%
Married	59.4%	57.3%
Separated	1.3%	0.0%
Widowed	3.2%	19.6%
Divorced	6.6%	4.4%

Education

Less than 9th grade 2.0%

Some HS, no diploma 4.2%

HS graduate 47.4%

Some college, no degree 14.4%

Associate's degree 4.3%

Bachelor's degree 22.9%

Graduate / professional 4.8%

Metric	%
HS diploma or higher	93.8%
Bachelor's or higher	27.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	11	4.4%
Kindergarten	9	3.6%
Elementary school	90	35.9%
High school	105	41.8%
College / grad school	36	14.3%

Employment

Industry of employment

Manufacturing 16.3%

Education & healthcare 15.9%

Public administration 14.0%

Other services 13.5%

Retail trade 9.5%

Professional & management 8.4%

Transportation & utilities 7.4%

Construction 5.6%

Agriculture & mining 3.9%

Finance & real estate 3.0%

Information 1.4%

Wholesale trade 1.2%

Occupation

Category	%
Management, business & arts	36.4%
Service	10.5%
Sales & office	22.8%
Natural resources & construction	15.9%
Production & transportation	14.4%

Employment type

Type	%
Private sector	69.5%
Government	18.9%
Self-employed	11.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	74.3%
Carpool	10.8%
Public transit	0.0%
Walk	6.3%
Work from home	8.5%
Other means	0.0%
Avg commute (minutes)	27.0

Poverty

All people 4.5%

Under 18 years 0.0%

18 and over 5.5%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	33.4%
Retirement income	31.0%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	35.3%
High blood pressure	29.3%
High cholesterol	32.0%
Diabetes	9.5%
Heart disease	6.3%
Stroke	2.9%
Asthma	9.4%
Arthritis	26.1%
Kidney disease	2.6%
Pulmonary disease	7.9%
Cancer	5.9%

Behavior / access	%
Smoking	21.6%
Binge drinking	19.0%
No physical activity	24.4%
Less than 7 hrs sleep	32.5%
Depression	24.5%
Fair or poor health	15.1%
Poor mental health	16.2%
Poor physical health	11.3%
No health insurance	15.4%
Visited doctor (checkup)	72.6%
Visited dentist	59.4%
Cholesterol screening	87.1%
Teeth loss	17.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	78	8.1%

Disability	%
Any disability	10.0%
Under 18	0.0%
18–64 years	10.3%
65 and over	18.0%

Health insurance coverage

Type	%
Private insurance	75.4%
Public insurance	30.0%
No insurance	9.6%
Uninsured under 19	13.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,154	97.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,187	99.7%
Born in same state	1,187	99.7%
Born in different state	1,084	91.1%
Foreign born	0	0.0%
Naturalized citizen	3	0.3%
Not a US citizen	3	100.0%

Ancestry

Ancestry	Count	%
Arab	86	7.2%
French	84	7.1%

Ancestry	Count	%
English	49	4.1%
Italian	32	2.7%

Technology access

Metric	% of households
Computer access	46.1%
Internet access	85.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 65032

What city is ZIP code 65032 in?

ZIP code 65032 is primarily assigned to Eugene, Missouri.

What county is ZIP code 65032 in?

ZIP code 65032 falls within Cole County, Missouri.

Is ZIP code 65032 mostly owner-occupied?

90% of occupied units in ZIP code 65032 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 65032?

The median home value in ZIP code 65032 is $167,600.

What is the population of ZIP code 65032?

ZIP code 65032 has an estimated population of 1,190 residents, with a density of 20 people per square mile.

What is the median household income in ZIP code 65032?

The median household income in ZIP code 65032 is $69,833, below the national median of ~$75,000.

What timezone is ZIP code 65032 in?

ZIP code 65032 observes the CST timezone.