65037 ZIP Code — Gravois Mills, MO

Morgan County, Missouri

ZIP code 65037 is located in Gravois Mills, Missouri, within Morgan County. It covers approximately 79.16 square miles and serves a population of 4,866 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 573.

About ZIP code 65037

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $227,200. Owner-occupancy is high at 86%, well above the national average.

The gap between median ($63,027) and mean household income suggests income inequality — a small number of higher earners pull the average up. 52% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (16%), smoking (22%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%; and disability rates above the national average at 22%.

Overall, ZIP code 65037 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

4,866

population

79.16

sq mi land

Standard

ZIP type

Central (CT)

timezone

65037 ZIP code map

Cities in ZIP code 65037

Below are the cities the US Postal Service accepts for ZIP code 65037. Using any city not on this list may result in mail delivery delays.

City	Status
Gravois Mills	Preferred

Nearby ZIP codes

65072 Rocky Mount (6.7 mi) 65049 Lake Ozark (10.6 mi) 65079 Sunrise Beach (10.6 mi) 65324 Climax Springs (10.9 mi) 65078 Stover (10.9 mi) 65084 Versailles (11.1 mi) 65011 Barnett (11.3 mi) 65065 Osage Beach (14 mi) 65020 Camdenton (15.3 mi) 65047 Kaiser (16.9 mi) 65026 Eldon (17 mi) 65787 Roach (17.6 mi)

Demographics updated 05/2026

Population
Total population	4,866
Population density	61 / sq mi
State FIPS	29
County FIPS	141

Geography
Land area	79.16 sq mi
Water area	8.27 sq mi
Latitude	38.2639
Longitude	-92.8543
Timezone	Central (CT)
Area code	573

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.2%	56.3%	43.8%
$50k – $100k	25.8%	28.3%	31.5%
$100k – $200k	17.2%	12.4%	19.5%
Over $200k	6.8%	3.1%	5.2%

Demographics & statistics

4,866

Population

People per sq mi

60.0

Median age

$63,027

Median household income

$44,569

Per capita income

$227,200

Median home value

$759

Median monthly rent

86.1%

Home ownership

14.1%

Poverty rate

4.2%

Unemployment

5,209

Housing units

19.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

189

25–34

206

186

35–44

202

309

45–54

337

208

55–59

226

223

60–64

242

516

65–74

562

308

75–84

336

117

85+

128

← Male

Female →

Age summary

Group	Count	%
Under 18	495	10.2%
18 and over	4,371	89.8%
65 and over	1,967	40.4%
Median age	60.0 years

Race & ethnicity

White 91.9%

Two or more races 6%

Hispanic or Latino 1.3%

Black or African American 0.4%

Asian 0.3%

Group	Count	%
White	4,530	91.9%
Two or more races	298	6%
Hispanic or Latino	64	1.3%
Black or African American	21	0.4%
Asian	17	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.2%	56.3%	43.8%
$50k – $100k	25.8%	28.3%	31.5%
$100k – $200k	17.2%	12.4%	19.5%
Over $200k	6.8%	3.1%	5.2%

Under $10k 3.7%

$10k–$15k 7.7%

$15k–$25k 8.7%

$25k–$35k 9.1%

$35k–$50k 13.3%

$50k–$75k 17.2%

$75k–$100k 10.0%

$100k–$150k 17.8%

$150k–$200k 5.7%

$200k+ 6.9%

Range	% of households
Under $10k	3.7%
$10k–$15k	7.7%
$15k–$25k	8.7%
$25k–$35k	9.1%
$35k–$50k	13.3%
$50k–$75k	17.2%
$75k–$100k	10.0%
$100k–$150k	17.8%
$150k–$200k	5.7%
$200k+	6.9%
Median income	$63,027

Housing

Home values

Under $50k 11.5%

$50k–$100k 9.2%

$100k–$150k 10.2%

$150k–$200k 12.2%

$200k–$300k 18.4%

$300k–$500k 26.5%

$500k–$1M 10.5%

$1M+ 1.4%

Housing overview

Metric	Value
Median home value	$227,200
Median rent / month	$759
Owner occupied	86.1%
Renter occupied	13.9%
Vacant	57.3%
Single-family detached	79.1%
Large apartment buildings	2.3%
Mobile homes	12.6%
Median rooms	5.3
Avg household size (owned)	2.08

Year built

Era	%
2020 or later	0.6%
2010–2019	4.9%
2000–2009	15.9%
1990–1999	11.7%
1980–1989	24.5%
1970–1979	24.8%
1960–1969	7.6%
1950–1959	6.9%
1940–1949	1.9%
1939 or earlier	1.2%

Bedrooms

Size	% of units
No bedroom (studio)	4.7%
1 bedroom	10.0%
2 bedrooms	18.0%
3 bedrooms	48.3%
4 bedrooms	15.6%
5+ bedrooms	3.4%

Vehicles per household

Vehicles	% of households
No vehicle	6.2%
1 vehicle	34.8%
2 vehicles	42.1%
3 or more	16.9%

Heating fuel

Fuel type	%
Utility gas	12.8%
Electricity	68.6%
Propane / LP gas	8.6%
Fuel oil	3.7%
Wood	5.2%
Solar	0.3%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	1,166	49.3%
Cohabiting couple	91	3.8%
Male householder, no spouse	420	17.7%
Female householder, no spouse	690	29.2%
Households with children under 18	225	9.5%
Households with seniors (65+)	1,245	52.6%
Average household size	2.02

Marital status

Status	Male	Female
Never married	17.7%	8.2%
Married	57.5%	55.8%
Separated	1.9%	0.3%
Widowed	5.0%	15.9%
Divorced	17.9%	19.9%

Education

Less than 9th grade 5.0%

Some HS, no diploma 4.4%

HS graduate 39.2%

Some college, no degree 22.5%

Associate's degree 9.1%

Bachelor's degree 13.0%

Graduate / professional 6.8%

Metric	%
HS diploma or higher	90.6%
Bachelor's or higher	19.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	4	1.1%
Kindergarten	8	2.2%
Elementary school	176	49.2%
High school	132	36.9%
College / grad school	38	10.6%

Employment

Industry of employment

Education & healthcare 22.1%

Arts, food & hospitality 12.7%

Retail trade 12.5%

Finance & real estate 12.5%

Professional & management 7.5%

Public administration 6.9%

Construction 6.7%

Manufacturing 6.6%

Other services 5.7%

Transportation & utilities 4.9%

Wholesale trade 1.4%

Agriculture & mining 0.6%

Occupation

Category	%
Management, business & arts	37.2%
Service	18.4%
Sales & office	21.9%
Natural resources & construction	8.1%
Production & transportation	14.5%

Employment type

Type	%
Private sector	80.0%
Government	14.5%
Self-employed	5.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	70.3%
Carpool	8.9%
Public transit	1.4%
Walk	0.9%
Work from home	15.6%
Other means	3.0%
Avg commute (minutes)	31.5

Poverty

All people 14.1%

Under 18 years 11.6%

18 and over 14.3%

Married-couple families 5.1%

Female-led households 44.4%

Income support

Source	% of households
Social Security	52.1%
Retirement income	46.6%
Supplemental Security	4.1%
Cash public assistance	0.8%
Food stamps / SNAP	7.5%

Health indicators

Condition	%
Obesity	37.0%
High blood pressure	43.0%
High cholesterol	43.6%
Diabetes	16.2%
Heart disease	12.2%
Stroke	5.5%
Asthma	9.7%
Arthritis	39.3%
Kidney disease	4.7%
Pulmonary disease	13.5%
Cancer	10.3%

Behavior / access	%
Smoking	21.9%
Binge drinking	12.4%
No physical activity	31.4%
Less than 7 hrs sleep	31.6%
Depression	22.7%
Fair or poor health	22.8%
Poor mental health	14.3%
Poor physical health	16.0%
No health insurance	16.2%
Visited doctor (checkup)	78.3%
Visited dentist	53.4%
Cholesterol screening	91.7%
Teeth loss	21.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	522	11.9%

Disability	%
Any disability	22.2%
Under 18	5.9%
18–64 years	12.0%
65 and over	39.3%

Health insurance coverage

Type	%
Private insurance	64.0%
Public insurance	50.0%
No insurance	13.8%
Uninsured under 19	1.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,702	96.6%
Spanish	7	0.1%
Other Indo-European	7	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,843	99.5%
Born in same state	4,821	99.1%
Born in different state	2,673	54.9%
Foreign born	22	0.5%
Naturalized citizen	23	0.5%
Not a US citizen	23	100.0%

Ancestry

Ancestry	Count	%
French	782	16.1%
Italian	646	13.3%
Arab	461	9.5%
Dutch	49	1%

Ancestry	Count	%
English	23	0.5%
Polish	22	0.5%
Irish	15	0.3%
Norwegian	2	0%

Technology access

Metric	% of households
Computer access	48.6%
Internet access	89.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 65037

What city is ZIP code 65037 in?

ZIP code 65037 is primarily assigned to Gravois Mills, Missouri.

What county is ZIP code 65037 in?

ZIP code 65037 falls within Morgan County, Missouri.

Does ZIP code 65037 have an older population?

40% of residents in ZIP code 65037 are 65 or older, above the national average of ~17%.

Does ZIP code 65037 have a large retiree population?

52% of households in ZIP code 65037 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 65037 mostly owner-occupied?

86% of occupied units in ZIP code 65037 are owner-occupied, well above the national average.

Does ZIP code 65037 have a large veteran population?

12% of civilians in ZIP code 65037 are veterans, above the national average of ~7%.

What timezone is ZIP code 65037 in?

ZIP code 65037 observes the CST timezone.