Stover ZIP Code List — Morgan County, MO

There is one unique ZIP code in Stover, Missouri and it is 65078. Area code: 573.

ZIP codes

156.23

sq mi land

5.58

sq mi water

573

area code

Stover, MO ZIP code map

About Stover, MO

Stover is a small city located in Morgan County, Missouri, known for its rural charm and community spirit. The city serves as a picturesque representation of Midwestern life, surrounded by lush landscapes and serene settings. With a rich history and a welcoming atmosphere, Stover offers a unique blend of local culture and outdoor activities.

Location & geography

Stover is situated in west-central Missouri, approximately 15 miles southeast of the larger city of Lake Ozark. The area features a mix of rolling hills and flat lands, with a total land area of 156.23 square miles and an additional 5.58 square miles of water. This diverse terrain enhances the natural beauty of the region and provides outdoor recreational opportunities.

Community & economy

The character of Stover is shaped by its tight-knit community, where locals are known for their friendliness and hospitality. The economy is primarily driven by agriculture, small local businesses, and tourism, which thrive on the natural attractions nearby. Daily life in Stover centers around community events, local gatherings, and outdoor activities that strengthen connections among residents.

Transportation

Stover is accessible via Missouri Highway 52, which connects the city to the larger highway system. The nearest named airport is Lake of the Ozarks Airport, located about 20 miles to the northwest, providing some regional air travel options. Public transportation options are limited, making personal vehicles the primary means of transit for residents and visitors.

History

Stover was founded in the late 19th century and has since played a vital role in the surrounding agricultural sector. With the growth of local industries over the years, it has maintained its historical roots while adapting to modern developments. Notable events in Stover's history include the establishment of the annual events that celebrate local culture and agriculture.

Did you know?

One surprising fact about Stover is that it has a significant number of annual community events that foster a strong sense of belonging among residents. Additionally, the city’s scenic landscapes make it a hidden gem for outdoor enthusiasts seeking activities such as fishing, boating, and hiking.

ZIP codes for Stover, MO (1)

ZIP code	City	County	Map
65078	Stover	Morgan	View map

Demographics & statistics

3,582

Population

46.6

Median age

$40,000

Median household income

$19,524

Per capita income

$92,100

Median home value

$734

Median monthly rent

77.2%

Home ownership

32.5%

Poverty rate

4.1%

Unemployment

2,520

Housing units

10.6%

Bachelor's or higher

Age distribution

Male Female

112

Under 5

113

100

5–9

101

109

10–14

110

15–19

20–24

234

25–34

237

218

35–44

221

191

45–54

194

136

55–59

138

167

60–64

170

320

65–74

325

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	731	20.4%
18 and over	2,851	79.6%
65 and over	869	24.3%
Median age	46.6 years

Race & ethnicity

White 85.5%

Two or more races 6.2%

Hispanic or Latino 4.7%

Other race 2.7%

Asian 0.6%

Black or African American 0.2%

American Indian / Alaska Native 0.1%

Group	Count	%
White	3,213	85.5%
Two or more races	234	6.2%
Hispanic or Latino	175	4.7%
Other race	100	2.7%
Asian	22	0.6%
Black or African American	9	0.2%
American Indian / Alaska Native	4	0.1%

Household income

Under $10k 10.1%

$10k–$15k 6.8%

$15k–$25k 16.7%

$25k–$35k 13.6%

$35k–$50k 13.7%

$50k–$75k 23.6%

$75k–$100k 8.7%

$100k–$150k 5.9%

$150k–$200k 0.5%

$200k+ 0.4%

Range	% of households
Under $10k	10.1%
$10k–$15k	6.8%
$15k–$25k	16.7%
$25k–$35k	13.6%
$35k–$50k	13.7%
$50k–$75k	23.6%
$75k–$100k	8.7%
$100k–$150k	5.9%
$150k–$200k	0.5%
$200k+	0.4%
Median income	$40,000

Housing

Home values

Under $50k 24.8%

$50k–$100k 28.3%

$100k–$150k 8.6%

$150k–$200k 11.7%

$200k–$300k 16.1%

$300k–$500k 4.6%

$500k–$1M 2.3%

$1M+ 3.6%

Housing overview

Metric	Value
Median home value	$92,100
Median rent / month	$734
Owner occupied	77.2%
Renter occupied	22.8%
Vacant	50.3%
Single-family detached	69.5%
Large apartment buildings	0.0%
Mobile homes	27.4%
Median rooms	5.2
Avg household size (owned)	2.59

Year built

Era	%
2020 or later	0.3%
2010–2019	1.5%
2000–2009	12.5%
1990–1999	13.2%
1980–1989	14.0%
1970–1979	26.6%
1960–1969	10.5%
1950–1959	11.6%
1940–1949	2.2%
1939 or earlier	7.6%

Bedrooms

Size	% of units
No bedroom (studio)	5.0%
1 bedroom	13.3%
2 bedrooms	25.5%
3 bedrooms	44.4%
4 bedrooms	7.5%
5+ bedrooms	4.3%

Vehicles per household

Vehicles	% of households
No vehicle	7.5%
1 vehicle	30.7%
2 vehicles	39.4%
3 or more	22.4%

Heating fuel

Fuel type	%
Utility gas	18.3%
Electricity	36.6%
Propane / LP gas	29.8%
Fuel oil	1.9%
Wood	13.3%

Households & families

Household type	Count	%
Married-couple family	613	43.4%
Cohabiting couple	102	7.2%
Male householder, no spouse	320	22.7%
Female householder, no spouse	377	26.7%
Households with children under 18	403	28.5%
Households with seniors (65+)	637	45.1%
Average household size	2.49

Marital status

Status	Male	Female
Never married	21.7%	20.0%
Married	41.5%	43.4%
Separated	5.2%	3.5%
Widowed	4.3%	14.6%
Divorced	27.4%	18.5%

Education

Less than 9th grade 8.6%

Some HS, no diploma 10.3%

HS graduate 46.4%

Some college, no degree 18.5%

Associate's degree 5.6%

Bachelor's degree 8.5%

Graduate / professional 2.0%

Metric	%
HS diploma or higher	81.1%
Bachelor's or higher	10.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	23	3.8%
Kindergarten	41	6.8%
Elementary school	369	61.6%
High school	115	19.2%
College / grad school	51	8.5%

Employment

Industry of employment

Manufacturing 19.5%

Retail trade 17.5%

Education & healthcare 15.6%

Construction 10.6%

Agriculture & mining 9.9%

Public administration 7.6%

Arts, food & hospitality 6.5%

Professional & management 4.5%

Transportation & utilities 2.4%

Information 2.3%

Other services 1.9%

Wholesale trade 1.2%

Finance & real estate 0.6%

Occupation

Category	%
Management, business & arts	30.4%
Service	14.3%
Sales & office	14.9%
Natural resources & construction	16.1%
Production & transportation	24.3%

Employment type

Type	%
Private sector	65.4%
Government	15.0%
Self-employed	18.6%
Unpaid family workers	1.1%

Commute

Method	%
Drive alone	65.7%
Carpool	19.5%
Public transit	0.0%
Walk	3.0%
Other means	4.0%
Avg commute (minutes)	24.9

Poverty

All people 32.5%

Under 18 years 31.8%

18 and over 32.6%

Married-couple families 17.8%

Female-led households 53.4%

Income support

Source	% of households
Social Security	48.5%
Retirement income	22.1%
Supplemental Security	12.4%
Cash public assistance	5.2%
Food stamps / SNAP	17.6%

Health indicators

Condition	%
High blood pressure	39.7%
High cholesterol	40.4%
Heart disease	10.9%
Stroke	5.1%
Asthma	10.4%
Arthritis	35.5%
Kidney disease	4.3%
Pulmonary disease	13.5%
Cancer	8.4%

Behavior / access	%
Binge drinking	14.0%
No physical activity	32.3%
Less than 7 hrs sleep	33.5%
Fair or poor health	23.9%
Poor mental health	16.4%
Poor physical health	16.4%
No health insurance	18.5%
Visited doctor (checkup)	75.1%
Visited dentist	48.6%
Cholesterol screening	88.3%
Teeth loss	24.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	233	8.2%

Disability	%
Any disability	23.9%
Under 18	11.5%
18–64 years	23.9%
65 and over	34.3%

Health insurance coverage

Type	%
Private insurance	46.4%
Public insurance	55.9%
Uninsured under 19	10.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,357	93.7%
Spanish	66	2.0%
Other Indo-European	17	0.5%
Asian & Pacific Islander	27	0.8%
Other languages	22	0.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,525	98.4%
Born in same state	3,524	98.4%
Born in different state	2,533	70.7%
Foreign born	1	0.0%
Naturalized citizen	57	1.6%
Not a US citizen	20	35.1%

Ancestry

Ancestry	Count	%
Arab	443	12.4%
French	405	11.3%
Italian	381	10.6%

Ancestry	Count	%
English	32	0.9%
Dutch	24	0.7%
Polish	10	0.3%

Technology access

Metric	% of households
Computer access	39.4%
Internet access	90.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Stover, MO?

Stover, MO has one ZIP code: 65078.

What is the main ZIP code for Stover, MO?

The primary ZIP code for Stover, MO is 65078. The city uses area code 573 for phone service.

What county is Stover, MO in?

Stover is located in Morgan County, Missouri.

How many ZIP codes are in Stover, MO?

Stover, MO has 1 ZIP code.

What ZIP code should I use for mail addressed to downtown Stover, Missouri?

Downtown Stover is located in ZIP code 65078, which serves as the main postal code for the city's central business district in Morgan County.

If I'm sending a package to a business in Stover, MO, what ZIP code do I need to use?

All businesses and residences in Stover use ZIP code 65078, as it is the only postal code serving this Morgan County community.