65787 ZIP Code — Roach, MO

Camden County, Missouri

ZIP code 65787 is located in Roach, Missouri, within Camden County. It covers approximately 38.49 square miles and serves a population of 1,136 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 573.

About ZIP code 65787

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $241,700. Owner-occupancy is high at 95%, well above the national average.

The gap between median ($49,135) and mean household income suggests income inequality — a small number of higher earners pull the average up. 53% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with retail trade as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

18% of residents lack health insurance, above the national average.

Notable community characteristics include a notable veteran presence at 15% of civilians, above the national average of 7%.

Overall, ZIP code 65787 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

1,136

population

38.49

sq mi land

Standard

ZIP type

Central (CT)

timezone

65787 ZIP code map

Cities in ZIP code 65787

Below are the cities the US Postal Service accepts for ZIP code 65787. Using any city not on this list may result in mail delivery delays.

City	Status
Roach	Preferred

Nearby ZIP codes

65020 Camdenton (4.1 mi) 65786 Macks Creek (5.7 mi) 65324 Climax Springs (9.8 mi) 65079 Sunrise Beach (12.2 mi) 65052 Linn Creek (12.5 mi) 65065 Osage Beach (13 mi) 65764 Tunas (14.1 mi) 65463 Eldridge (14.5 mi) 65732 Preston (17.1 mi) 65049 Lake Ozark (17.3 mi) 65037 Gravois Mills (17.6 mi) 65591 Montreal (17.7 mi)

Demographics updated 05/2026

Population
Total population	1,136
Population density	30 / sq mi
State FIPS	29
County FIPS	029

Geography
Land area	38.49 sq mi
Water area	3.29 sq mi
Latitude	38.0088
Longitude	-92.8615
Timezone	Central (CT)
Area code	573

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.7%	45.3%	43.8%
$50k – $100k	31.4%	29.4%	31.5%
$100k – $200k	18.8%	19.6%	19.5%
Over $200k	2.2%	5.8%	5.2%

Demographics & statistics

1,136

Population

People per sq mi

56.9

Median age

$49,135

Median household income

$33,891

Per capita income

$241,700

Median home value

$940

Median monthly rent

95.3%

Home ownership

7.8%

Poverty rate

7.9%

Unemployment

1,126

Housing units

17.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	136	12.0%
18 and over	1,000	88.0%
65 and over	356	31.3%
Median age	56.9 years

Race & ethnicity

White 89.7%

Two or more races 5.1%

Hispanic or Latino 3.7%

Asian 1.5%

Group	Count	%
White	1,058	89.7%
Two or more races	60	5.1%
Hispanic or Latino	44	3.7%
Asian	18	1.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.7%	45.3%	43.8%
$50k – $100k	31.4%	29.4%	31.5%
$100k – $200k	18.8%	19.6%	19.5%
Over $200k	2.2%	5.8%	5.2%

Under $10k 3.4%

$10k–$15k 4.1%

$15k–$25k 9.0%

$25k–$35k 14.7%

$35k–$50k 19.9%

$50k–$75k 14.7%

$75k–$100k 19.0%

$100k–$150k 8.8%

$150k–$200k 0.9%

$200k+ 5.6%

Range	% of households
Under $10k	3.4%
$10k–$15k	4.1%
$15k–$25k	9.0%
$25k–$35k	14.7%
$35k–$50k	19.9%
$50k–$75k	14.7%
$75k–$100k	19.0%
$100k–$150k	8.8%
$150k–$200k	0.9%
$200k+	5.6%
Median income	$49,135

Housing

Home values

Under $50k 8.3%

$50k–$100k 3.1%

$100k–$150k 12.1%

$150k–$200k 13.5%

$200k–$300k 25.6%

$300k–$500k 26.3%

$500k–$1M 11.1%

Housing overview

Metric	Value
Median home value	$241,700
Median rent / month	$940
Owner occupied	95.3%
Renter occupied	4.7%
Vacant	61.4%
Single-family detached	93.1%
Large apartment buildings	0.0%
Mobile homes	5.9%
Median rooms	5.6
Avg household size (owned)	2.55

Year built

Era	%
2020 or later	0.0%
2010–2019	3.1%
2000–2009	14.4%
1990–1999	9.6%
1980–1989	26.8%
1970–1979	30.0%
1960–1969	9.6%
1950–1959	1.6%
1940–1949	3.0%
1939 or earlier	2.0%

Bedrooms

Size	% of units
No bedroom (studio)	1.3%
1 bedroom	5.7%
2 bedrooms	17.9%
3 bedrooms	52.3%
4 bedrooms	21.1%
5+ bedrooms	1.7%

Vehicles per household

Vehicles	% of households
No vehicle	4.1%
1 vehicle	29.3%
2 vehicles	37.7%
3 or more	28.9%

Heating fuel

Fuel type	%
Electricity	72.0%
Propane / LP gas	20.3%
Wood	7.7%

Households & families

Household type	Count	%
Married-couple family	256	57.8%
Cohabiting couple	13	2.9%
Male householder, no spouse	43	9.7%
Female householder, no spouse	131	29.6%
Households with children under 18	74	16.7%
Households with seniors (65+)	242	54.6%
Average household size	2.56

Marital status

Status	Male	Female
Never married	36.3%	16.5%
Married	51.8%	56.5%
Separated	0.0%	1.0%
Widowed	1.4%	14.5%
Divorced	10.5%	11.4%

Education

Less than 9th grade 0.4%

Some HS, no diploma 4.2%

HS graduate 38.6%

Some college, no degree 20.5%

Associate's degree 19.1%

Bachelor's degree 9.2%

Graduate / professional 7.9%

Metric	%
HS diploma or higher	95.4%
Bachelor's or higher	17.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	17	11.3%
Kindergarten	0	0.0%
Elementary school	6	4.0%
High school	77	51.0%
College / grad school	51	33.8%

Employment

Industry of employment

Retail trade 27.0%

Education & healthcare 25.0%

Professional & management 11.6%

Arts, food & hospitality 10.4%

Manufacturing 8.7%

Other services 7.5%

Wholesale trade 2.8%

Agriculture & mining 2.2%

Public administration 2.2%

Finance & real estate 1.4%

Construction 1.0%

Occupation

Category	%
Management, business & arts	34.6%
Service	18.3%
Sales & office	36.4%
Natural resources & construction	5.3%
Production & transportation	5.5%

Employment type

Type	%
Private sector	90.4%
Government	2.2%
Self-employed	7.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	78.5%
Carpool	8.5%
Public transit	0.0%
Walk	0.8%
Work from home	12.2%
Other means	0.0%
Avg commute (minutes)	28.2

Poverty

All people 7.8%

Under 18 years 14.0%

18 and over 7.0%

Married-couple families 7.8%

Female-led households 0.0%

Income support

Source	% of households
Social Security	52.8%
Retirement income	36.3%
Supplemental Security	10.4%
Cash public assistance	1.1%
Food stamps / SNAP	1.1%

Health indicators

Condition	%
Obesity	39.3%
High blood pressure	35.7%
High cholesterol	39.8%
Diabetes	12.8%
Heart disease	9.2%
Stroke	4.0%
Asthma	9.2%
Arthritis	33.4%
Kidney disease	3.5%
Pulmonary disease	10.2%
Cancer	8.9%

Behavior / access	%
Smoking	19.8%
Binge drinking	16.5%
No physical activity	26.7%
Less than 7 hrs sleep	31.1%
Depression	22.3%
Fair or poor health	17.4%
Poor mental health	14.2%
Poor physical health	12.9%
No health insurance	14.0%
Visited doctor (checkup)	77.1%
Visited dentist	59.7%
Cholesterol screening	90.8%
Teeth loss	16.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	149	14.9%

Disability	%
Any disability	20.3%
Under 18	0.0%
18–64 years	15.7%
65 and over	36.5%

Health insurance coverage

Type	%
Private insurance	69.7%
Public insurance	40.9%
No insurance	18.0%
Uninsured under 19	26.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,068	94.0%
Spanish	8	0.7%
Other Indo-European	8	0.7%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,095	96.4%
Born in same state	1,095	96.4%
Born in different state	519	45.7%
Foreign born	0	0.0%
Naturalized citizen	41	3.6%
Not a US citizen	26	63.4%

Ancestry

Ancestry	Count	%
French	127	11.2%
Italian	116	10.2%
Arab	103	9.1%

Ancestry	Count	%
English	5	0.4%
Polish	5	0.4%

Technology access

Metric	% of households
Computer access	39.0%
Internet access	94.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 65787

What city is ZIP code 65787 in?

ZIP code 65787 is primarily assigned to Roach, Missouri.

What county is ZIP code 65787 in?

ZIP code 65787 falls within Camden County, Missouri.

Does ZIP code 65787 have an older population?

31% of residents in ZIP code 65787 are 65 or older, above the national average of ~17%.

Is ZIP code 65787 mostly owner-occupied?

95% of occupied units in ZIP code 65787 are owner-occupied, well above the national average.

Does ZIP code 65787 have a large retiree population?

53% of households in ZIP code 65787 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 65787 have a large veteran population?

15% of civilians in ZIP code 65787 are veterans, above the national average of ~7%.

What timezone is ZIP code 65787 in?

ZIP code 65787 observes the CST timezone.