42045 ZIP Code — Grand Rivers, KY

Livingston County, Kentucky

ZIP code 42045 is located in Grand Rivers, Kentucky, within Livingston County. It covers approximately 40.82 square miles and serves a population of 1,866 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 270/364.

About ZIP code 42045

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $95,700. Owner-occupancy sits near the national average at 74%.

Median household income is $44,934. Poverty affects 25% of residents, above the national average. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is natural resources, construction, and trades, with construction as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 31%.

Overall, ZIP code 42045 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and a significant Social Security-dependent population.

1,866
population
40.82
sq mi land
Standard
ZIP type
Central (CT)
timezone
42045 ZIP code map
Cities in ZIP code 42045

Below are the cities the US Postal Service accepts for ZIP code 42045. Using any city not on this list may result in mail delivery delays.

City Status
Grand Rivers Acceptable
Grand Rivers Preferred
Nearby ZIP codes
42083 Tiline (5.8 mi) 42044 Gilbertsville (7.1 mi) 42029 Calvert City (7.4 mi) 42055 Kuttawa (9.7 mi) 42058 Ledbetter (9.9 mi) 42028 Burna (11.7 mi) 42081 Smithland (13 mi) 42025 Benton (14.2 mi) 42038 Eddyville (14.5 mi) 42078 Salem (15.3 mi) 42411 Fredonia (15.9 mi) 42003 Paducah (16.9 mi)
Demographics updated 05/2026
Population
Total population 1,866
Population density 46 / sq mi
State FIPS 21
County FIPS 139
Geography
Land area 40.82 sq mi
Water area 3.91 sq mi
Latitude 37.0707
Longitude -88.2815
Timezone Central (CT)
Area code 270/364
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 48.6% 48.3% 47.9%
$50k – $100k 38.7% 35.6% 30.3%
$100k – $200k 9.1% 14.3% 17.6%
Over $200k 3.6% 1.8% 4.2%

Demographics & statistics

1,866
Population
46
People per sq mi
56.0
Median age
$44,934
Median household income
$29,942
Per capita income
$95,700
Median home value
$804
Median monthly rent
74.1%
Home ownership
24.6%
Poverty rate
3.6%
Unemployment
906
Housing units
15.5%
Bachelor's or higher

Age distribution

Male Female
18
Under 5
17
87
5–9
82
30
10–14
27
10
15–19
10
45
20–24
41
112
25–34
105
26
35–44
24
120
45–54
112
125
55–59
117
174
60–64
162
151
65–74
140
61
75–84
57
7
85+
6
← Male
Female →

Age summary

GroupCount%
Under 1828115.1%
18 and over1,58584.9%
65 and over42222.6%
Median age56.0 years

Race & ethnicity

White 99%
Hispanic or Latino 0.5%
Other race 0.3%
Two or more races 0.2%
GroupCount%
White1,85799%
Hispanic or Latino90.5%
Other race50.3%
Two or more races40.2%

Household income

Income range This ZIP County avg State avg
Under $50k 48.6% 48.3% 47.9%
$50k – $100k 38.7% 35.6% 30.3%
$100k – $200k 9.1% 14.3% 17.6%
Over $200k 3.6% 1.8% 4.2%
Under $10k 8.3%
$10k–$15k 7.6%
$15k–$25k 11.4%
$25k–$35k 10.3%
$35k–$50k 18.6%
$50k–$75k 20.2%
$75k–$100k 13.8%
$100k–$150k 4.5%
$150k–$200k 1.5%
$200k+ 3.9%
Range% of households
Under $10k8.3%
$10k–$15k7.6%
$15k–$25k11.4%
$25k–$35k10.3%
$35k–$50k18.6%
$50k–$75k20.2%
$75k–$100k13.8%
$100k–$150k4.5%
$150k–$200k1.5%
$200k+3.9%
Median income$44,934

Housing

Home values

Under $50k 24.0%
$50k–$100k 29.1%
$100k–$150k 7.1%
$150k–$200k 14.4%
$200k–$300k 9.5%
$300k–$500k 10.3%
$500k–$1M 5.4%
$1M+ 0.3%

Housing overview

MetricValue
Median home value$95,700
Median rent / month$804
Owner occupied74.1%
Renter occupied25.9%
Vacant28.2%
Single-family detached69.5%
Large apartment buildings0.0%
Mobile homes26.3%
Median rooms5.2
Avg household size (owned)2.56

Year built

Era%
2020 or later0.0%
2010–20191.3%
2000–200914.4%
1990–199926.0%
1980–19899.8%
1970–197918.7%
1960–196911.8%
1950–195913.7%
1940–19491.0%
1939 or earlier3.4%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom2.6%
2 bedrooms51.6%
3 bedrooms40.5%
4 bedrooms3.9%
5+ bedrooms1.4%

Vehicles per household

Vehicles% of households
No vehicle5.8%
1 vehicle26.7%
2 vehicles40.9%
3 or more26.7%

Heating fuel

Fuel type%
Utility gas31.7%
Electricity40.4%
Propane / LP gas24.7%
Fuel oil0.3%
Wood3.0%

Households & families

Household typeCount%
Married-couple family41351.7%
Cohabiting couple344.3%
Male householder, no spouse24931.2%
Female householder, no spouse10312.9%
Households with children under 189912.4%
Households with seniors (65+)29436.8%
Average household size2.34

Marital status

StatusMaleFemale
Never married17.4%11.5%
Married54.8%63.0%
Separated6.9%0.0%
Widowed2.2%4.6%
Divorced18.7%20.9%

Education

Less than 9th grade 3.9%
Some HS, no diploma 8.1%
HS graduate 47.4%
Some college, no degree 21.2%
Associate's degree 4.0%
Bachelor's degree 10.7%
Graduate / professional 4.8%
Metric%
HS diploma or higher88.1%
Bachelor's or higher15.5%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool4215.4%
Kindergarten41.5%
Elementary school17263.0%
High school207.3%
College / grad school3512.8%

Employment

Industry of employment

Construction 19.7%
Arts, food & hospitality 16.5%
Retail trade 16.2%
Professional & management 14.1%
Transportation & utilities 10.8%
Education & healthcare 8.9%
Other services 3.8%
Manufacturing 3.7%
Agriculture & mining 3.3%
Public administration 2.4%
Wholesale trade 0.3%
Finance & real estate 0.3%

Occupation

Category%
Management, business & arts20.9%
Service21.3%
Sales & office13.1%
Natural resources & construction25.0%
Production & transportation19.6%

Employment type

Type%
Private sector73.9%
Government15.2%
Self-employed8.6%
Unpaid family workers2.3%

Commute

Method%
Drive alone61.3%
Carpool30.0%
Public transit0.0%
Walk5.1%
Work from home2.1%
Other means1.5%
Avg commute (minutes)28.4

Poverty

All people 24.6%
Under 18 years 61.6%
18 and over 18.0%
Married-couple families 13.1%
Female-led households 58.3%

Income support

Source% of households
Social Security40.3%
Retirement income33.7%
Supplemental Security3.0%
Cash public assistance1.0%
Food stamps / SNAP8.1%

Health indicators

Condition%
Obesity37.9%
High blood pressure44.2%
High cholesterol40.7%
Diabetes13.2%
Heart disease8.9%
Stroke3.9%
Asthma11.2%
Arthritis35.2%
Kidney disease3.5%
Pulmonary disease11.8%
Cancer7.8%
Behavior / access%
Smoking23.3%
Binge drinking14.2%
No physical activity32.5%
Less than 7 hrs sleep36.4%
Depression25.2%
Fair or poor health21.7%
Poor mental health17.4%
Poor physical health15.0%
No health insurance10.6%
Visited doctor (checkup)78.7%
Visited dentist55.6%
Cholesterol screening91.1%
Teeth loss18.9%

Veterans & disability

VeteransCount%
Civilian veterans1227.7%
Disability%
Any disability31.1%
Under 1822.4%
18–64 years29.3%
65 and over41.7%

Health insurance coverage

Type%
Private insurance62.1%
Public insurance50.3%
No insurance6.3%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,83198.1%
Spanish20.1%
Other Indo-European20.1%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)1,86199.7%
Born in same state1,86199.7%
Born in different state1,14961.6%
Foreign born00.0%
Naturalized citizen50.3%
Not a US citizen5100.0%

Ancestry

AncestryCount%
Arab47925.7%
French1357.2%
Italian1317%
AncestryCount%
Dutch653.5%
Norwegian20.1%
German10.1%

Technology access

Metric% of households
Computer access42.8%
Internet access87.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 42045

What city is ZIP code 42045 in?

ZIP code 42045 is primarily assigned to Grand Rivers, Kentucky.

What county is ZIP code 42045 in?

ZIP code 42045 falls within Livingston County, Kentucky.

What is the poverty rate in ZIP code 42045?

25% of residents in ZIP code 42045 live below the poverty line, above the national average.

Does ZIP code 42045 have a large retiree population?

40% of households in ZIP code 42045 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 42045?

The median home value in ZIP code 42045 is $95,700.

What is the median household income in ZIP code 42045?

The median household income in ZIP code 42045 is $44,934, below the national median of ~$75,000.

What timezone is ZIP code 42045 in?

ZIP code 42045 observes the CST timezone.

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