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Kentucky ZIP Codes
Marshall County
Gilbertsville, KY
42044
42044 ZIP Code — Gilbertsville, KY
Marshall County, Kentucky
ZIP code 42044 is located in
Gilbertsville ,
Kentucky ,
within Marshall County .
It covers approximately 23.62 square miles and serves a population of
3,953 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 270/364 .
About ZIP code 42044
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $225,600. Owner-occupancy is high at 90%, well above the national average.
Median household income is $65,714. The poverty rate of 7% is below the national average. 42% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.
College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (22%) compared to national benchmarks. 22% of residents lack health insurance, above the national average.
Overall, ZIP code 42044 reflects a community defined by high homeownership and a significant Social Security-dependent population.
42044 ZIP code map
View map of 42044
Cities in ZIP code 42044
Below are the cities the US Postal Service accepts for ZIP code 42044. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
3,953
Population density
167 / sq mi
State FIPS
21
County FIPS
157
Geography
Land area
23.62 sq mi
Water area
12.25 sq mi
Latitude
36.9686
Longitude
-88.2701
Timezone
Central (CT)
Area code
270/364
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
49.0%
44.0%
47.9%
$50k – $100k
27.0%
31.8%
30.3%
$100k – $200k
20.4%
20.4%
17.6%
Over $200k
3.5%
3.9%
4.2%
Demographics & statistics
$65,714
Median household income
$225,600
Median home value
20.2%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 1,032 26.1% 18 and over 2,921 73.9% 65 and over 820 20.7% Median age 38.6 years
Race & ethnicity
American Indian / Alaska Native
0.3%
Group Count % White 3,859 96.4% Hispanic or Latino 51 1.3% Other race 42 1% Two or more races 28 0.7% American Indian / Alaska Native 13 0.3% Asian 11 0.3%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
49.0%
44.0%
47.9%
$50k – $100k
27.0%
31.8%
30.3%
$100k – $200k
20.4%
20.4%
17.6%
Over $200k
3.5%
3.9%
4.2%
Range % of households Under $10k 5.4% $10k–$15k 1.9% $15k–$25k 8.1% $25k–$35k 5.4% $35k–$50k 11.0% $50k–$75k 30.2% $75k–$100k 10.6% $100k–$150k 10.4% $150k–$200k 8.1% $200k+ 8.9% Median income $65,714
Housing
Housing overview
Metric Value Median home value $225,600 Median rent / month $813 Owner occupied 90.1% Renter occupied 9.9% Vacant 35.4% Single-family detached 82.7% Large apartment buildings 0.6% Mobile homes 10.6% Median rooms 5.3 Avg household size (owned) 2.54
Year built
Era % 2020 or later 1.2% 2010–2019 15.4% 2000–2009 5.5% 1990–1999 29.6% 1980–1989 7.0% 1970–1979 18.3% 1960–1969 16.4% 1950–1959 5.5% 1940–1949 0.0% 1939 or earlier 1.1%
Bedrooms
Size % of units No bedroom (studio) 3.5% 1 bedroom 5.0% 2 bedrooms 20.9% 3 bedrooms 47.1% 4 bedrooms 19.0% 5+ bedrooms 4.7%
Vehicles per household
Vehicles % of households No vehicle 1.3% 1 vehicle 23.3% 2 vehicles 53.2% 3 or more 22.2%
Heating fuel
Fuel type % Utility gas 50.4% Electricity 45.0% Propane / LP gas 4.2% Wood 0.4%
Households & families
Household type Count % Married-couple family 904 59.8% Cohabiting couple 106 7.0% Male householder, no spouse 240 15.9% Female householder, no spouse 262 17.3% Households with children under 18 494 32.7% Households with seniors (65+) 552 36.5% Average household size 2.61
Marital status
Status Male Female Never married 21.7% 15.6% Married 57.3% 61.4% Separated 0.0% 0.0% Widowed 6.5% 14.8% Divorced 14.6% 8.1%
Education
Some college, no degree
29.7%
Graduate / professional
10.7%
Metric % HS diploma or higher 91.2% Bachelor's or higher 20.2%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 77 11.2% Kindergarten 68 9.9% Elementary school 407 59.3% High school 74 10.8% College / grad school 60 8.7%
Employment
Industry of employment
Education & healthcare
22.7%
Arts, food & hospitality
8.4%
Professional & management
5.8%
Transportation & utilities
5.7%
Finance & real estate
4.1%
Public administration
2.2%
Agriculture & mining
1.9%
Occupation
Category % Management, business & arts 39.6% Service 6.8% Sales & office 20.3% Natural resources & construction 11.3% Production & transportation 21.9%
Employment type
Type % Private sector 72.9% Government 16.4% Self-employed 10.7% Unpaid family workers 0.0%
Commute
Method % Drive alone 69.7% Carpool 15.4% Public transit 0.0% Walk 0.6% Work from home 13.9% Other means 0.4% Avg commute (minutes) 29.6
Poverty
Married-couple families
0.0%
Female-led households
8.4%
Income support
Source % of households Social Security 41.5% Retirement income 33.0% Supplemental Security 3.6% Cash public assistance 0.0% Food stamps / SNAP 3.2%
Health indicators
Condition % Obesity 38.4% High blood pressure 44.9% High cholesterol 40.2% Diabetes 12.9% Heart disease 8.9% Stroke 3.8% Asthma 10.6% Arthritis 35.4% Kidney disease 3.4% Pulmonary disease 11.0% Cancer 8.3%
Behavior / access % Smoking 21.5% Binge drinking 14.7% No physical activity 29.5% Less than 7 hrs sleep 37.1% Depression 24.5% Fair or poor health 19.8% Poor mental health 16.3% Poor physical health 14.1% No health insurance 9.4% Visited doctor (checkup) 76.3% Visited dentist 58.7% Cholesterol screening 92.3% Teeth loss 16.5%
Veterans & disability
Veterans Count % Civilian veterans 231 7.9%
Disability % Any disability 12.6% Under 18 6.1% 18–64 years 7.6% 65 and over 33.8%
Health insurance coverage
Type % Private insurance 54.3% Public insurance 38.8% No insurance 22.1% Uninsured under 19 31.6%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 3,555 89.9% Spanish 2 0.1% Other Indo-European 2 0.1% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 3,942 99.7% Born in same state 3,908 98.9% Born in different state 2,228 56.4% Foreign born 34 0.9% Naturalized citizen 11 0.3% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % Italian 850 21.5% French 743 18.8% Arab 602 15.2%
Ancestry Count % English 53 1.3% German 13 0.3%
Technology access
Metric % of households Computer access 38.2% Internet access 96.6%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 42044
What city is ZIP code 42044 in?
ZIP code 42044 is primarily assigned to Gilbertsville, Kentucky.
What county is ZIP code 42044 in?
ZIP code 42044 falls within Marshall County, Kentucky.
Is ZIP code 42044 mostly owner-occupied?
90% of occupied units in ZIP code 42044 are owner-occupied, well above the national average.
Does ZIP code 42044 have a large retiree population?
42% of households in ZIP code 42044 receive Social Security income, suggesting a significant retiree or disability population.
What is the population of ZIP code 42044?
ZIP code 42044 has an estimated population of 3,953 residents, with a density of 167 people per square mile.
What is the median household income in ZIP code 42044?
The median household income in ZIP code 42044 is $65,714, below the national median of ~$75,000.
What timezone is ZIP code 42044 in?
ZIP code 42044 observes the CST timezone.
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