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Kentucky ZIP Codes
Livingston County
Smithland, KY
42081
42081 ZIP Code — Smithland, KY
Livingston County, Kentucky
ZIP code 42081 is located in
Smithland ,
Kentucky ,
within Livingston County .
It covers approximately 114.36 square miles and serves a population of
2,018 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 270/364 .
About ZIP code 42081
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $144,000. Owner-occupancy is high at 87%, well above the national average.
The gap between median ($73,989) and mean household income suggests income inequality — a small number of higher earners pull the average up. 34% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.
College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (25%) compared to national benchmarks.
Overall, ZIP code 42081 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.
42081 ZIP code map
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Cities in ZIP code 42081
Below are the cities the US Postal Service accepts for ZIP code 42081. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
2,018
Population density
18 / sq mi
State FIPS
21
County FIPS
139
Geography
Land area
114.36 sq mi
Water area
2.19 sq mi
Latitude
37.2370
Longitude
-88.3909
Timezone
Central (CT)
Area code
270/364
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
47.2%
48.3%
47.9%
$50k – $100k
32.7%
35.6%
30.3%
$100k – $200k
16.2%
14.3%
17.6%
Over $200k
3.9%
1.8%
4.2%
Demographics & statistics
$73,989
Median household income
$144,000
Median home value
19.9%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 426 21.1% 18 and over 1,592 78.9% 65 and over 445 22.1% Median age 47.4 years
Race & ethnicity
Black or African American
0.2%
Group Count % White 1,970 97.3% Two or more races 37 1.8% Hispanic or Latino 6 0.3% Other race 6 0.3% Black or African American 5 0.2%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
47.2%
48.3%
47.9%
$50k – $100k
32.7%
35.6%
30.3%
$100k – $200k
16.2%
14.3%
17.6%
Over $200k
3.9%
1.8%
4.2%
Range % of households Under $10k 2.2% $10k–$15k 4.7% $15k–$25k 11.2% $25k–$35k 1.4% $35k–$50k 13.2% $50k–$75k 19.7% $75k–$100k 13.3% $100k–$150k 12.5% $150k–$200k 18.7% $200k+ 3.2% Median income $73,989
Housing
Housing overview
Metric Value Median home value $144,000 Median rent / month $950 Owner occupied 86.7% Renter occupied 13.3% Vacant 18.7% Single-family detached 71.2% Large apartment buildings 0.0% Mobile homes 27.0% Median rooms 6.0 Avg household size (owned) 2.13
Year built
Era % 2020 or later 0.0% 2010–2019 3.8% 2000–2009 21.1% 1990–1999 15.8% 1980–1989 10.3% 1970–1979 17.1% 1960–1969 5.4% 1950–1959 14.6% 1940–1949 3.0% 1939 or earlier 9.0%
Bedrooms
Size % of units No bedroom (studio) 0.5% 1 bedroom 2.1% 2 bedrooms 23.6% 3 bedrooms 49.8% 4 bedrooms 16.9% 5+ bedrooms 7.1%
Vehicles per household
Vehicles % of households No vehicle 2.3% 1 vehicle 12.9% 2 vehicles 48.1% 3 or more 36.7%
Heating fuel
Fuel type % Utility gas 1.0% Electricity 41.6% Propane / LP gas 39.9% Wood 5.6%
Households & families
Household type Count % Married-couple family 655 78.5% Cohabiting couple 34 4.1% Male householder, no spouse 34 4.1% Female householder, no spouse 111 13.3% Households with children under 18 172 20.6% Households with seniors (65+) 290 34.8% Average household size 2.42
Marital status
Status Male Female Never married 4.7% 11.7% Married 86.4% 70.3% Separated 3.9% 0.7% Widowed 2.2% 12.1% Divorced 2.8% 5.2%
Education
Some HS, no diploma
11.9%
Some college, no degree
15.1%
Graduate / professional
7.2%
Metric % HS diploma or higher 85.3% Bachelor's or higher 19.9%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 3 0.9% Kindergarten 5 1.6% Elementary school 255 80.2% High school 32 10.1% College / grad school 23 7.2%
Employment
Industry of employment
Education & healthcare
26.1%
Professional & management
11.7%
Agriculture & mining
5.6%
Transportation & utilities
3.5%
Finance & real estate
3.0%
Arts, food & hospitality
2.5%
Public administration
0.4%
Occupation
Category % Management, business & arts 29.1% Service 13.4% Sales & office 18.8% Natural resources & construction 17.2% Production & transportation 21.6%
Employment type
Type % Private sector 72.5% Government 18.8% Self-employed 8.7% Unpaid family workers 0.0%
Commute
Method % Drive alone 84.4% Carpool 0.2% Public transit 0.0% Walk 4.0% Work from home 3.4% Other means 8.0% Avg commute (minutes) 27.7
Poverty
Married-couple families
3.7%
Female-led households
81.3%
Income support
Source % of households Social Security 34.1% Retirement income 33.6% Supplemental Security 3.8% Cash public assistance 0.2% Food stamps / SNAP 7.9%
Health indicators
Condition % Obesity 38.9% High blood pressure 44.0% High cholesterol 40.3% Diabetes 13.3% Heart disease 8.8% Stroke 4.0% Asthma 11.5% Arthritis 35.2% Kidney disease 3.5% Pulmonary disease 12.2% Cancer 7.5%
Behavior / access % Smoking 24.7% Binge drinking 14.2% No physical activity 33.4% Less than 7 hrs sleep 37.1% Depression 25.9% Fair or poor health 22.7% Poor mental health 18.0% Poor physical health 15.6% No health insurance 10.9% Visited doctor (checkup) 78.3% Visited dentist 53.7% Cholesterol screening 90.7% Teeth loss 20.5%
Veterans & disability
Veterans Count % Civilian veterans 97 6.1%
Disability % Any disability 19.7% Under 18 3.3% 18–64 years 13.9% 65 and over 50.3%
Health insurance coverage
Type % Private insurance 77.0% Public insurance 41.7% No insurance 1.3% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 1,891 93.7% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 2,012 99.7% Born in same state 2,012 99.7% Born in different state 1,565 77.6% Foreign born 0 0.0% Naturalized citizen 6 0.3% Not a US citizen 6 100.0%
Ancestry
Ancestry Count % Arab 279 13.8% French 145 7.2% Italian 124 6.1%
Ancestry Count % Norwegian 16 0.8% Dutch 14 0.7% English 10 0.5%
Technology access
Metric % of households Computer access 41.3% Internet access 93.8%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 42081
What city is ZIP code 42081 in?
ZIP code 42081 is primarily assigned to Smithland, Kentucky.
What county is ZIP code 42081 in?
ZIP code 42081 falls within Livingston County, Kentucky.
Is ZIP code 42081 mostly owner-occupied?
87% of occupied units in ZIP code 42081 are owner-occupied, well above the national average.
What is the typical home value in ZIP code 42081?
The median home value in ZIP code 42081 is $144,000.
What is the population of ZIP code 42081?
ZIP code 42081 has an estimated population of 2,018 residents, with a density of 18 people per square mile.
What is the median household income in ZIP code 42081?
The median household income in ZIP code 42081 is $73,989, below the national median of ~$75,000.
What timezone is ZIP code 42081 in?
ZIP code 42081 observes the CST timezone.
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