68365 ZIP Code — Grafton, NE

Fillmore County, Nebraska

ZIP code 68365 is located in Grafton, Nebraska, within Fillmore County. It covers approximately 50.45 square miles and serves a population of 279 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 402.

About ZIP code 68365

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $98,800. Owner-occupancy is high at 94%, well above the national average.

Median household income is $71,786. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with agriculture and mining as the leading industry. The average commute of 14 minutes is near the national average.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 68365 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

279

population

50.45

sq mi land

Standard

ZIP type

Central (CT)

timezone

68365 ZIP code map

Cities in ZIP code 68365

Below are the cities the US Postal Service accepts for ZIP code 68365. Using any city not on this list may result in mail delivery delays.

City	Status
Grafton	Preferred

Nearby ZIP codes

68354 Fairmont (7.9 mi) 68979 Sutton (8.2 mi) 68371 Henderson (8.8 mi) 68401 Mc Cool Junction (9.6 mi) 68361 Geneva (10.8 mi) 68467 York (15.5 mi) 68944 Harvard (16.1 mi) 68351 Exeter (17 mi) 68933 Clay Center (18.3 mi) 68843 Hampton (18.6 mi) 68436 Shickley (18.7 mi) 68818 Aurora (18.9 mi)

Demographics updated 05/2026

Population
Total population	279
Population density	6 / sq mi
State FIPS	31
County FIPS	059

Geography
Land area	50.45 sq mi
Water area	0.13 sq mi
Latitude	40.6632
Longitude	-97.7481
Timezone	Central (CT)
Area code	402

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.4%	41.9%	39.5%
$50k – $100k	38.1%	32.7%	33.4%
$100k – $200k	18.6%	21.1%	22.0%
Over $200k	0.0%	4.3%	5.2%

Demographics & statistics

279

Population

People per sq mi

53.5

Median age

$71,786

Median household income

$40,889

Per capita income

$98,800

Median home value

Median monthly rent

94.3%

Home ownership

7.9%

Poverty rate

0.5%

Unemployment

142

Housing units

12.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	33	11.8%
18 and over	246	88.2%
65 and over	51	18.3%
Median age	53.5 years

Race & ethnicity

White 91.6%

Hispanic or Latino 2.8%

Other race 2.8%

American Indian / Alaska Native 2.4%

Two or more races 0.3%

Group	Count	%
White	263	91.6%
Hispanic or Latino	8	2.8%
Other race	8	2.8%
American Indian / Alaska Native	7	2.4%
Two or more races	1	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.4%	41.9%	39.5%
$50k – $100k	38.1%	32.7%	33.4%
$100k – $200k	18.6%	21.1%	22.0%
Over $200k	0.0%	4.3%	5.2%

$10k–$15k 3.6%

$15k–$25k 2.9%

$25k–$35k 8.6%

$35k–$50k 21.4%

$50k–$75k 17.1%

$75k–$100k 7.9%

$100k–$150k 37.1%

$150k–$200k 1.4%

Range	% of households
$10k–$15k	3.6%
$15k–$25k	2.9%
$25k–$35k	8.6%
$35k–$50k	21.4%
$50k–$75k	17.1%
$75k–$100k	7.9%
$100k–$150k	37.1%
$150k–$200k	1.4%
Median income	$71,786

Housing

Home values

Under $50k 16.7%

$50k–$100k 34.1%

$100k–$150k 6.1%

$150k–$200k 9.8%

$200k–$300k 9.1%

$300k–$500k 18.9%

$1M+ 5.3%

Housing overview

Metric	Value
Median home value	$98,800
Median rent / month	$0
Owner occupied	94.3%
Renter occupied	5.7%
Vacant	6.7%
Single-family detached	94.0%
Large apartment buildings	0.0%
Mobile homes	6.0%
Median rooms	8.4
Avg household size (owned)	2.05

Year built

Era	%
2020 or later	0.0%
2010–2019	2.7%
2000–2009	4.7%
1990–1999	11.3%
1980–1989	4.0%
1970–1979	16.7%
1960–1969	20.0%
1950–1959	9.3%
1940–1949	0.7%
1939 or earlier	30.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	2.0%
2 bedrooms	24.0%
3 bedrooms	52.7%
4 bedrooms	9.3%
5+ bedrooms	12.0%

Vehicles per household

Vehicles	% of households
No vehicle	1.4%
1 vehicle	10.0%
2 vehicles	42.1%
3 or more	46.4%

Heating fuel

Fuel type	%
Utility gas	42.9%
Electricity	14.3%
Propane / LP gas	42.1%
Wood	0.7%

Households & families

Household type	Count	%
Married-couple family	86	61.4%
Cohabiting couple	7	5.0%
Male householder, no spouse	26	18.6%
Female householder, no spouse	21	15.0%
Households with children under 18	33	23.6%
Households with seniors (65+)	40	28.6%
Average household size	1.99

Marital status

Status	Male	Female
Never married	8.9%	20.8%
Married	71.0%	63.1%
Separated	0.8%	1.5%
Widowed	4.0%	7.7%
Divorced	15.3%	6.9%

Education

Less than 9th grade 0.4%

Some HS, no diploma 4.9%

HS graduate 23.0%

Some college, no degree 41.8%

Associate's degree 17.2%

Bachelor's degree 11.1%

Graduate / professional 1.6%

Metric	%
HS diploma or higher	94.7%
Bachelor's or higher	12.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	1	2.8%
Kindergarten	2	5.6%
Elementary school	22	61.1%
High school	7	19.4%
College / grad school	4	11.1%

Employment

Industry of employment

Agriculture & mining 31.7%

Education & healthcare 24.5%

Wholesale trade 9.1%

Transportation & utilities 9.1%

Manufacturing 8.7%

Retail trade 5.8%

Construction 3.4%

Public administration 2.4%

Professional & management 1.9%

Arts, food & hospitality 1.9%

Other services 1.4%

Occupation

Category	%
Management, business & arts	44.2%
Service	6.7%
Sales & office	16.8%
Natural resources & construction	14.4%
Production & transportation	17.8%

Employment type

Type	%
Private sector	66.8%
Government	11.1%
Self-employed	22.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	78.0%
Carpool	4.5%
Public transit	0.0%
Walk	9.5%
Work from home	8.0%
Other means	0.0%
Avg commute (minutes)	13.5

Poverty

All people 7.9%

Under 18 years 39.4%

18 and over 3.7%

Married-couple families 0.0%

Female-led households 77.8%

Income support

Source	% of households
Social Security	32.9%
Retirement income	8.6%
Supplemental Security	2.9%
Cash public assistance	0.0%
Food stamps / SNAP	5.0%

Health indicators

Condition	%
Obesity	36.3%
High blood pressure	35.0%
High cholesterol	34.9%
Diabetes	10.1%
Heart disease	6.8%
Stroke	3.1%
Asthma	8.4%
Arthritis	27.4%
Kidney disease	2.9%
Pulmonary disease	6.3%
Cancer	7.8%

Behavior / access	%
Smoking	16.0%
Binge drinking	20.2%
No physical activity	24.0%
Less than 7 hrs sleep	29.0%
Depression	16.2%
Fair or poor health	12.0%
Poor mental health	10.9%
Poor physical health	9.3%
No health insurance	12.4%
Visited doctor (checkup)	72.2%
Visited dentist	65.0%
Cholesterol screening	89.5%
Teeth loss	11.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	12	4.9%

Disability	%
Any disability	6.8%
Under 18	6.1%
18–64 years	3.6%
65 and over	19.6%

Health insurance coverage

Type	%
Private insurance	87.5%
Public insurance	27.2%
No insurance	2.5%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	277	99.3%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	276	98.9%
Born in same state	276	98.9%
Born in different state	203	72.8%
Foreign born	0	0.0%
Naturalized citizen	3	1.1%
Not a US citizen	2	66.7%

Ancestry

Ancestry	Count	%
French	56	20.1%
Italian	40	14.3%
Arab	8	2.9%

Ancestry	Count	%
Dutch	2	0.7%
English	1	0.4%

Technology access

Metric	% of households
Computer access	50.2%
Internet access	93.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 68365

What city is ZIP code 68365 in?

ZIP code 68365 is primarily assigned to Grafton, Nebraska.

What county is ZIP code 68365 in?

ZIP code 68365 falls within Fillmore County, Nebraska.

Is ZIP code 68365 mostly owner-occupied?

94% of occupied units in ZIP code 68365 are owner-occupied, well above the national average.

How educated is the population of ZIP code 68365?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the typical home value in ZIP code 68365?

The median home value in ZIP code 68365 is $98,800.

What is the population of ZIP code 68365?

ZIP code 68365 has an estimated population of 279 residents, with a density of 6 people per square mile.

What timezone is ZIP code 68365 in?

ZIP code 68365 observes the CST timezone.