68354 ZIP Code — Fairmont, NE

Fillmore County, Nebraska

ZIP code 68354 is located in Fairmont, Nebraska, within Fillmore County. It covers approximately 105.23 square miles and serves a population of 836 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 402.

About ZIP code 68354

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $84,500. Owner-occupancy is high at 86%, well above the national average.

Median household income is $62,875. 54% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 17 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 68354 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

836

population

105.23

sq mi land

Standard

ZIP type

Central (CT)

timezone

68354 ZIP code map

Cities in ZIP code 68354

Below are the cities the US Postal Service accepts for ZIP code 68354. Using any city not on this list may result in mail delivery delays.

City	Status
Fairmont	Acceptable
Fairmont	Preferred

Nearby ZIP codes

68401 Mc Cool Junction (5.5 mi) 68365 Grafton (7.9 mi) 68351 Exeter (9.1 mi) 68361 Geneva (10 mi) 68467 York (12.2 mi) 68371 Henderson (13.5 mi) 68406 Milligan (14.6 mi) 68979 Sutton (14.7 mi) 68460 Waco (17.9 mi) 68359 Friend (18 mi) 68313 Beaver Crossing (18.5 mi) 68436 Shickley (19.5 mi)

Demographics updated 05/2026

Population
Total population	836
Population density	8 / sq mi
State FIPS	31
County FIPS	059

Geography
Land area	105.23 sq mi
Water area	0.72 sq mi
Latitude	40.6623
Longitude	-97.5966
Timezone	Central (CT)
Area code	402

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.0%	41.9%	39.5%
$50k – $100k	28.2%	32.7%	33.4%
$100k – $200k	23.8%	21.1%	22.0%
Over $200k	0.0%	4.3%	5.2%

Demographics & statistics

836

Population

People per sq mi

58.6

Median age

$62,875

Median household income

$36,023

Per capita income

$84,500

Median home value

$604

Median monthly rent

86.4%

Home ownership

13.2%

Poverty rate

2.2%

Unemployment

387

Housing units

14.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	122	14.6%
18 and over	714	85.4%
65 and over	317	37.9%
Median age	58.6 years

Race & ethnicity

White 97.9%

Two or more races 1.2%

Hispanic or Latino 0.6%

Black or African American 0.4%

Group	Count	%
White	823	97.9%
Two or more races	10	1.2%
Hispanic or Latino	5	0.6%
Black or African American	3	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.0%	41.9%	39.5%
$50k – $100k	28.2%	32.7%	33.4%
$100k – $200k	23.8%	21.1%	22.0%
Over $200k	0.0%	4.3%	5.2%

Under $10k 1.0%

$10k–$15k 2.6%

$15k–$25k 12.1%

$25k–$35k 18.6%

$35k–$50k 6.7%

$50k–$75k 21.0%

$75k–$100k 14.3%

$100k–$150k 17.9%

$150k–$200k 3.1%

$200k+ 2.9%

Range	% of households
Under $10k	1.0%
$10k–$15k	2.6%
$15k–$25k	12.1%
$25k–$35k	18.6%
$35k–$50k	6.7%
$50k–$75k	21.0%
$75k–$100k	14.3%
$100k–$150k	17.9%
$150k–$200k	3.1%
$200k+	2.9%
Median income	$62,875

Housing

Home values

Under $50k 31.1%

$50k–$100k 21.2%

$100k–$150k 14.0%

$150k–$200k 14.3%

$200k–$300k 6.1%

$300k–$500k 4.7%

$500k–$1M 3.0%

$1M+ 5.5%

Housing overview

Metric	Value
Median home value	$84,500
Median rent / month	$604
Owner occupied	86.4%
Renter occupied	13.6%
Vacant	5.4%
Single-family detached	87.2%
Large apartment buildings	2.3%
Mobile homes	0.5%
Median rooms	7.2
Avg household size (owned)	2.02

Year built

Era	%
2020 or later	2.5%
2010–2019	2.7%
2000–2009	2.3%
1990–1999	7.7%
1980–1989	5.6%
1970–1979	11.3%
1960–1969	16.9%
1950–1959	6.8%
1940–1949	2.9%
1939 or earlier	41.4%

Bedrooms

Size	% of units
No bedroom (studio)	3.6%
1 bedroom	7.0%
2 bedrooms	27.7%
3 bedrooms	28.4%
4 bedrooms	28.4%
5+ bedrooms	5.0%

Vehicles per household

Vehicles	% of households
No vehicle	3.1%
1 vehicle	18.1%
2 vehicles	53.8%
3 or more	25.0%

Heating fuel

Fuel type	%
Utility gas	58.3%
Electricity	21.4%
Propane / LP gas	9.5%
Wood	5.7%

Households & families

Household type	Count	%
Married-couple family	197	46.9%
Cohabiting couple	29	6.9%
Male householder, no spouse	74	17.6%
Female householder, no spouse	120	28.6%
Households with children under 18	63	15.0%
Households with seniors (65+)	202	48.1%
Average household size	1.90

Marital status

Status	Male	Female
Never married	17.8%	5.8%
Married	68.9%	57.1%
Separated	0.0%	0.0%
Widowed	4.2%	27.0%
Divorced	9.0%	10.1%

Education

Less than 9th grade 1.4%

Some HS, no diploma 3.3%

HS graduate 48.7%

Some college, no degree 21.4%

Associate's degree 10.4%

Bachelor's degree 7.2%

Graduate / professional 7.5%

Metric	%
HS diploma or higher	95.3%
Bachelor's or higher	14.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	3	4.4%
Kindergarten	11	16.2%
Elementary school	20	29.4%
High school	27	39.7%
College / grad school	7	10.3%

Employment

Industry of employment

Education & healthcare 24.6%

Transportation & utilities 12.9%

Manufacturing 11.1%

Construction 10.3%

Agriculture & mining 9.1%

Retail trade 8.9%

Other services 7.7%

Professional & management 5.7%

Public administration 4.3%

Wholesale trade 2.3%

Arts, food & hospitality 1.7%

Finance & real estate 1.4%

Occupation

Category	%
Management, business & arts	34.0%
Service	13.7%
Sales & office	18.0%
Natural resources & construction	19.7%
Production & transportation	14.6%

Employment type

Type	%
Private sector	76.6%
Government	9.4%
Self-employed	12.9%
Unpaid family workers	1.1%

Commute

Method	%
Drive alone	78.2%
Carpool	3.5%
Public transit	0.0%
Walk	2.6%
Work from home	12.2%
Other means	3.5%
Avg commute (minutes)	17.0

Poverty

All people 13.2%

Under 18 years 13.9%

18 and over 13.0%

Married-couple families 14.7%

Female-led households 0.0%

Income support

Source	% of households
Social Security	54.3%
Retirement income	26.2%
Supplemental Security	1.4%
Cash public assistance	0.5%
Food stamps / SNAP	2.4%

Health indicators

Condition	%
Obesity	37.0%
High blood pressure	39.3%
High cholesterol	37.1%
Diabetes	12.0%
Heart disease	8.5%
Stroke	3.8%
Asthma	8.3%
Arthritis	31.3%
Kidney disease	3.5%
Pulmonary disease	7.4%
Cancer	9.4%

Behavior / access	%
Smoking	15.9%
Binge drinking	18.1%
No physical activity	25.8%
Less than 7 hrs sleep	28.4%
Depression	16.0%
Fair or poor health	13.5%
Poor mental health	10.5%
Poor physical health	10.2%
No health insurance	12.9%
Visited doctor (checkup)	74.4%
Visited dentist	63.9%
Cholesterol screening	90.8%
Teeth loss	12.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	62	8.7%

Disability	%
Any disability	21.9%
Under 18	3.3%
18–64 years	6.7%
65 and over	50.7%

Health insurance coverage

Type	%
Private insurance	78.8%
Public insurance	44.6%
No insurance	7.6%
Uninsured under 19	2.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	785	93.9%
Spanish	4	0.5%
Other Indo-European	0	0.0%
Asian & Pacific Islander	4	0.5%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	831	99.4%
Born in same state	831	99.4%
Born in different state	712	85.2%
Foreign born	0	0.0%
Naturalized citizen	5	0.6%
Not a US citizen	3	60.0%

Ancestry

Ancestry	Count	%
French	173	20.7%
Italian	142	17%
English	23	2.8%

Ancestry	Count	%
Dutch	8	1%
Polish	6	0.7%
Arab	2	0.2%

Technology access

Metric	% of households
Computer access	50.2%
Internet access	76.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 68354

What city is ZIP code 68354 in?

ZIP code 68354 is primarily assigned to Fairmont, Nebraska.

What county is ZIP code 68354 in?

ZIP code 68354 falls within Fillmore County, Nebraska.

Does ZIP code 68354 have an older population?

38% of residents in ZIP code 68354 are 65 or older, above the national average of ~17%.

Does ZIP code 68354 have a large retiree population?

54% of households in ZIP code 68354 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 68354 mostly owner-occupied?

86% of occupied units in ZIP code 68354 are owner-occupied, well above the national average.

How educated is the population of ZIP code 68354?

15% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What timezone is ZIP code 68354 in?

ZIP code 68354 observes the CST timezone.