68460 ZIP Code — Waco, NE

York County, Nebraska

ZIP code 68460 is located in Waco, Nebraska, within York County. It covers approximately 109.00 square miles and serves a population of 627 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 402.

About ZIP code 68460

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $165,100. Owner-occupancy is high at 93%, well above the national average.

The gap between median ($83,750) and mean household income suggests income inequality — a small number of higher earners pull the average up. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with agriculture and mining as the leading industry. The average commute of 20 minutes is near the national average.

Educational attainment is near the national average, with 33% of residents holding a bachelor's degree or higher.

Overall, ZIP code 68460 reflects a community defined by high homeownership and a significant Social Security-dependent population.

627

population

109.00

sq mi land

Standard

ZIP type

Central (CT)

timezone

68460 ZIP code map

Cities in ZIP code 68460

Below are the cities the US Postal Service accepts for ZIP code 68460. Using any city not on this list may result in mail delivery delays.

City	Status
Waco	Acceptable
Waco	Preferred

Nearby ZIP codes

68467 York (7.2 mi) 68456 Utica (7.6 mi) 68367 Gresham (8.4 mi) 68316 Benedict (11.3 mi) 68313 Beaver Crossing (12.4 mi) 68401 Mc Cool Junction (13.2 mi) 68439 Staplehurst (14.2 mi) 68666 Stromsburg (14.6 mi) 68667 Surprise (15.3 mi) 68669 Ulysses (17.4 mi) 68434 Seward (17.5 mi) 68319 Bradshaw (17.5 mi)

Demographics updated 05/2026

Population
Total population	627
Population density	6 / sq mi
State FIPS	31
County FIPS	185

Geography
Land area	109.00 sq mi
Water area	0.90 sq mi
Latitude	40.8941
Longitude	-97.4448
Timezone	Central (CT)
Area code	402

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.3%	39.8%	39.5%
$50k – $100k	39.5%	35.1%	33.4%
$100k – $200k	25.1%	19.7%	22.0%
Over $200k	5.2%	5.4%	5.2%

Demographics & statistics

627

Population

People per sq mi

52.9

Median age

$83,750

Median household income

$44,189

Per capita income

$165,100

Median home value

$850

Median monthly rent

93.3%

Home ownership

1.9%

Poverty rate

0.0%

Unemployment

262

Housing units

33.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	158	25.2%
18 and over	469	74.8%
65 and over	178	28.4%
Median age	52.9 years

Race & ethnicity

White 99.2%

Asian 0.5%

Hispanic or Latino 0.2%

Two or more races 0.2%

Group	Count	%
White	623	99.2%
Asian	3	0.5%
Hispanic or Latino	1	0.2%
Two or more races	1	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.3%	39.8%	39.5%
$50k – $100k	39.5%	35.1%	33.4%
$100k – $200k	25.1%	19.7%	22.0%
Over $200k	5.2%	5.4%	5.2%

Under $10k 0.8%

$10k–$15k 0.4%

$15k–$25k 3.6%

$25k–$35k 2.4%

$35k–$50k 13.9%

$50k–$75k 15.5%

$75k–$100k 19.8%

$100k–$150k 17.5%

$150k–$200k 15.1%

$200k+ 11.1%

Range	% of households
Under $10k	0.8%
$10k–$15k	0.4%
$15k–$25k	3.6%
$25k–$35k	2.4%
$35k–$50k	13.9%
$50k–$75k	15.5%
$75k–$100k	19.8%
$100k–$150k	17.5%
$150k–$200k	15.1%
$200k+	11.1%
Median income	$83,750

Housing

Home values

Under $50k 7.7%

$50k–$100k 17.4%

$100k–$150k 18.7%

$150k–$200k 17.4%

$200k–$300k 25.5%

$300k–$500k 12.8%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$165,100
Median rent / month	$850
Owner occupied	93.3%
Renter occupied	6.7%
Vacant	9.7%
Single-family detached	98.2%
Large apartment buildings	0.0%
Mobile homes	1.4%
Median rooms	7.4
Avg household size (owned)	2.49

Year built

Era	%
2020 or later	0.0%
2010–2019	1.4%
2000–2009	5.7%
1990–1999	6.5%
1980–1989	11.5%
1970–1979	7.9%
1960–1969	15.8%
1950–1959	4.7%
1940–1949	2.5%
1939 or earlier	44.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	1.4%
2 bedrooms	28.3%
3 bedrooms	49.1%
4 bedrooms	17.2%
5+ bedrooms	3.9%

Vehicles per household

Vehicles	% of households
No vehicle	0.4%
1 vehicle	21.4%
2 vehicles	32.5%
3 or more	45.6%

Heating fuel

Fuel type	%
Utility gas	29.0%
Electricity	27.8%
Propane / LP gas	37.3%
Fuel oil	1.6%
Wood	4.4%

Households & families

Household type	Count	%
Married-couple family	176	69.8%
Cohabiting couple	3	1.2%
Male householder, no spouse	41	16.3%
Female householder, no spouse	32	12.7%
Households with children under 18	56	22.2%
Households with seniors (65+)	109	43.3%
Average household size	2.49

Marital status

Status	Male	Female
Never married	23.4%	5.8%
Married	67.0%	78.9%
Separated	1.8%	0.0%
Widowed	4.4%	9.9%
Divorced	3.3%	5.4%

Education

Less than 9th grade 2.9%

Some HS, no diploma 2.9%

HS graduate 29.8%

Some college, no degree 17.4%

Associate's degree 14.0%

Bachelor's degree 21.9%

Graduate / professional 11.1%

Metric	%
HS diploma or higher	94.1%
Bachelor's or higher	33.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	40	26.7%
Kindergarten	0	0.0%
Elementary school	77	51.3%
High school	33	22.0%
College / grad school	0	0.0%

Employment

Industry of employment

Agriculture & mining 21.0%

Education & healthcare 17.0%

Manufacturing 14.0%

Retail trade 9.7%

Construction 9.3%

Finance & real estate 8.3%

Transportation & utilities 6.7%

Other services 4.7%

Wholesale trade 3.7%

Information 2.0%

Public administration 1.7%

Professional & management 1.0%

Arts, food & hospitality 1.0%

Occupation

Category	%
Management, business & arts	47.7%
Service	8.7%
Sales & office	26.3%
Natural resources & construction	2.3%
Production & transportation	15.0%

Employment type

Type	%
Private sector	73.7%
Government	8.0%
Self-employed	18.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	78.4%
Carpool	3.5%
Public transit	0.0%
Walk	4.5%
Work from home	13.6%
Other means	0.0%
Avg commute (minutes)	20.2

Poverty

All people 1.9%

Under 18 years 1.9%

18 and over 1.9%

Married-couple families 0.0%

Female-led households 50.0%

Income support

Source	% of households
Social Security	43.3%
Retirement income	27.8%
Supplemental Security	5.2%
Cash public assistance	0.0%
Food stamps / SNAP	1.6%

Health indicators

Condition	%
Obesity	37.9%
High blood pressure	36.4%
High cholesterol	32.9%
Diabetes	10.9%
Heart disease	7.1%
Stroke	3.1%
Asthma	7.9%
Arthritis	26.8%
Kidney disease	2.9%
Pulmonary disease	6.0%
Cancer	8.1%

Behavior / access	%
Smoking	15.3%
Binge drinking	20.2%
No physical activity	22.5%
Less than 7 hrs sleep	25.5%
Depression	15.8%
Fair or poor health	11.1%
Poor mental health	10.3%
Poor physical health	8.9%
No health insurance	11.6%
Visited doctor (checkup)	71.5%
Visited dentist	68.7%
Cholesterol screening	90.4%
Teeth loss	10.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	29	6.2%

Disability	%
Any disability	19.3%
Under 18	10.1%
18–64 years	10.7%
65 and over	41.6%

Health insurance coverage

Type	%
Private insurance	77.8%
Public insurance	41.0%
No insurance	1.6%
Uninsured under 19	2.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	576	91.9%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	623	99.4%
Born in same state	623	99.4%
Born in different state	496	79.1%
Foreign born	0	0.0%
Naturalized citizen	4	0.6%
Not a US citizen	1	25.0%

Ancestry

Ancestry	Count	%
French	26	4.1%
Italian	21	3.3%
English	13	2.1%

Ancestry	Count	%
Arab	12	1.9%
Dutch	2	0.3%
Polish	1	0.2%

Technology access

Metric	% of households
Computer access	40.2%
Internet access	94.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 68460

What city is ZIP code 68460 in?

ZIP code 68460 is primarily assigned to Waco, Nebraska.

What county is ZIP code 68460 in?

ZIP code 68460 falls within York County, Nebraska.

Is ZIP code 68460 mostly owner-occupied?

93% of occupied units in ZIP code 68460 are owner-occupied, well above the national average.

Does ZIP code 68460 have an older population?

28% of residents in ZIP code 68460 are 65 or older, above the national average of ~17%.

Does ZIP code 68460 have a large retiree population?

43% of households in ZIP code 68460 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 68460?

The median home value in ZIP code 68460 is $165,100.

What timezone is ZIP code 68460 in?

ZIP code 68460 observes the CST timezone.