Harvard ZIP Codes — Clay County, NE

There is one unique ZIP code in Harvard, Nebraska and it is 68944. Area code: 402.

ZIP codes

108.20

sq mi land

0.25

sq mi water

402

area code

Harvard, NE ZIP code map

About Harvard, NE

Harvard, Nebraska, is a charming small town located in the heart of the Midwest. Known for its close-knit community and rich agricultural roots, it offers a serene environment for residents. With a single ZIP code of 68944, it encapsulates the essence of rural Nebraskan living.

Location & geography

Harvard is situated in Clay County, Nebraska, and boasts a land area of 108.20 square miles. The town is surrounded by other communities, including Hastings to the northwest (approximately 24 miles away) and Sutton to the southwest (about 12 miles away). The total area features a small water presence of 0.25 square miles, adding to the picturesque landscape typical of the region.

Community & economy

The character of Harvard is defined by its welcoming residents and strong community ties, making it an excellent place for families. Agriculture plays a significant role in the local economy, with many residents engaged in farming and related industries. Daily life is generally centered around local events, schools, and the community's shared commitment to maintaining its rural heritage.

Transportation

Harvard is accessible via Nebraska Highway 6, which connects it to nearby cities and other parts of the state. The nearest airport is Hastings Airport, located approximately 20 miles to the northwest, providing regional air travel options. Public transportation options are limited, as many residents rely on personal vehicles for commuting.

History

Harvard was established in the late 19th century, evolving from its agricultural roots to become a focal point for surrounding farms. Its economy has traditionally been based on farming, with notable growth in grain production and livestock. Throughout its history, Harvard has participated in various agricultural fairs and community events, celebrating its agricultural heritage.

Did you know?

A surprising fact about Harvard is that it is home to the historic Harvard Cemetery, where many local pioneers are buried. This cemetery serves as a poignant reminder of the town's deep-rooted history and its significance to the surrounding community.

ZIP codes for Harvard, NE (1)

ZIP code	City	County	Map
68944	Harvard	Clay	View map

Demographics & statistics

1,307

Population

38.0

Median age

$73,056

Median household income

$33,039

Per capita income

$109,200

Median home value

$623

Median monthly rent

77.2%

Home ownership

14.1%

Poverty rate

1.5%

Unemployment

479

Housing units

18.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

104

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	346	26.5%
18 and over	961	73.5%
65 and over	257	19.7%
Median age	38.0 years

Race & ethnicity

White 69.8%

Hispanic or Latino 14.5%

Other race 9.1%

Two or more races 6.1%

Black or African American 0.5%

American Indian / Alaska Native 0.1%

Group	Count	%
White	1,067	69.8%
Hispanic or Latino	222	14.5%
Other race	139	9.1%
Two or more races	93	6.1%
Black or African American	7	0.5%
American Indian / Alaska Native	1	0.1%

Household income

Under $10k 2.5%

$10k–$15k 3.0%

$15k–$25k 9.8%

$25k–$35k 7.4%

$35k–$50k 6.4%

$50k–$75k 23.6%

$75k–$100k 19.6%

$100k–$150k 18.5%

$150k–$200k 7.0%

$200k+ 2.3%

Range	% of households
Under $10k	2.5%
$10k–$15k	3.0%
$15k–$25k	9.8%
$25k–$35k	7.4%
$35k–$50k	6.4%
$50k–$75k	23.6%
$75k–$100k	19.6%
$100k–$150k	18.5%
$150k–$200k	7.0%
$200k+	2.3%
Median income	$73,056

Housing

Home values

Under $50k 16.1%

$50k–$100k 30.1%

$100k–$150k 19.3%

$150k–$200k 13.7%

$200k–$300k 8.3%

$300k–$500k 12.5%

Housing overview

Metric	Value
Median home value	$109,200
Median rent / month	$623
Owner occupied	77.2%
Renter occupied	22.8%
Vacant	11.7%
Single-family detached	79.5%
Large apartment buildings	0.5%
Mobile homes	1.2%
Median rooms	6.8
Avg household size (owned)	2.47

Year built

Era	%
2020 or later	0.0%
2010–2019	1.2%
2000–2009	5.0%
1990–1999	5.0%
1980–1989	5.0%
1970–1979	20.8%
1960–1969	12.8%
1950–1959	6.8%
1940–1949	19.8%
1939 or earlier	23.5%

Bedrooms

Size	% of units
No bedroom (studio)	2.0%
1 bedroom	4.0%
2 bedrooms	29.7%
3 bedrooms	30.8%
4 bedrooms	24.7%
5+ bedrooms	8.8%

Vehicles per household

Vehicles	% of households
No vehicle	2.3%
1 vehicle	20.9%
2 vehicles	43.4%
3 or more	33.4%

Heating fuel

Fuel type	%
Utility gas	53.8%
Electricity	39.2%
Propane / LP gas	3.0%
Wood	0.6%

Households & families

Household type	Count	%
Married-couple family	290	54.7%
Cohabiting couple	30	5.7%
Male householder, no spouse	62	11.7%
Female householder, no spouse	148	27.9%
Households with children under 18	204	38.5%
Households with seniors (65+)	168	31.7%
Average household size	2.41

Marital status

Status	Male	Female
Never married	25.6%	13.9%
Married	64.7%	52.0%
Separated	0.0%	3.5%
Widowed	2.0%	12.5%
Divorced	7.7%	18.1%

Education

Less than 9th grade 7.0%

Some HS, no diploma 5.1%

HS graduate 34.6%

Some college, no degree 25.1%

Associate's degree 9.4%

Bachelor's degree 12.1%

Graduate / professional 6.8%

Metric	%
HS diploma or higher	87.9%
Bachelor's or higher	18.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	6	1.9%
Kindergarten	13	4.2%
Elementary school	182	59.1%
High school	69	22.4%
College / grad school	38	12.3%

Employment

Industry of employment

Education & healthcare 31.2%

Manufacturing 17.2%

Construction 10.0%

Retail trade 8.8%

Wholesale trade 7.3%

Agriculture & mining 6.8%

Arts, food & hospitality 4.9%

Transportation & utilities 3.8%

Other services 3.7%

Finance & real estate 2.6%

Public administration 2.0%

Professional & management 1.2%

Information 0.5%

Occupation

Category	%
Management, business & arts	36.1%
Service	22.8%
Sales & office	16.6%
Natural resources & construction	7.2%
Production & transportation	17.4%

Employment type

Type	%
Private sector	76.9%
Government	14.3%
Self-employed	8.5%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	80.2%
Carpool	9.6%
Public transit	0.0%
Walk	4.7%
Other means	1.2%
Avg commute (minutes)	24.1

Poverty

All people 14.1%

Under 18 years 24.0%

18 and over 10.4%

Married-couple families 2.8%

Female-led households 42.4%

Income support

Source	% of households
Social Security	30.6%
Retirement income	21.9%
Supplemental Security	3.6%
Cash public assistance	4.9%
Food stamps / SNAP	10.6%

Health indicators

Condition	%
High blood pressure	32.8%
High cholesterol	33.8%
Heart disease	6.9%
Stroke	3.2%
Asthma	8.5%
Arthritis	25.6%
Kidney disease	3.0%
Pulmonary disease	6.6%
Cancer	7.2%

Behavior / access	%
Binge drinking	20.3%
No physical activity	24.6%
Less than 7 hrs sleep	27.8%
Fair or poor health	13.4%
Poor mental health	11.6%
Poor physical health	9.9%
No health insurance	16.9%
Visited doctor (checkup)	69.9%
Visited dentist	64.2%
Cholesterol screening	88.1%
Teeth loss	12.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	68	7.1%

Disability	%
Any disability	13.9%
Under 18	5.2%
18–64 years	14.2%
65 and over	26.2%

Health insurance coverage

Type	%
Private insurance	70.1%
Public insurance	29.0%
Uninsured under 19	13.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,232	94.3%
Spanish	138	11.2%
Other Indo-European	138	11.2%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,175	89.9%
Born in same state	1,175	89.9%
Born in different state	883	67.6%
Foreign born	0	0.0%
Naturalized citizen	132	10.1%
Not a US citizen	53	40.2%

Ancestry

Ancestry	Count	%
Italian	111	8.5%
French	80	6.1%
Arab	76	5.8%
Polish	11	0.8%

Ancestry	Count	%
Dutch	6	0.5%
German	5	0.4%
English	4	0.3%

Technology access

Metric	% of households
Computer access	40.6%
Internet access	95.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Harvard, NE have?

Harvard, NE has one ZIP code: 68944. Each ZIP code serves a distinct delivery area within the city and surrounding region.