20876 ZIP Code — Germantown, MD
Montgomery County, Maryland
ZIP code 20876 is located in Germantown, Maryland, within Montgomery County. It covers approximately 10.85 square miles and serves a population of 26,572 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 301/240.
About ZIP code 20876
The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $451,100. Owner-occupancy sits near the national average at 65%.
Median household income is $107,542.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.
Educational attainment is high — 51% of residents hold a bachelor's degree or higher, well above the national average of 33%.
26,572
population
10.85
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
20876 ZIP code map
Cities in ZIP code 20876
Below are the cities the US Postal Service accepts for ZIP code 20876. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Germantown | Preferred |
Nearby ZIP codes
20886 Montgomery Village (3.6 mi)
20879 Gaithersburg (3.7 mi)
20841 Boyds (4.4 mi)
20871 Clarksburg (4.7 mi)
20899 Gaithersburg (4.9 mi)
20882 Gaithersburg (5.3 mi)
20874 Germantown (5.5 mi)
20877 Gaithersburg (5.7 mi)
20872 Damascus (5.8 mi)
20838 Barnesville (6.3 mi)
20878 Gaithersburg (6.7 mi)
20855 Derwood (7.1 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 26,572 |
| Population density | 2,449 / sq mi |
| State FIPS | 24 |
| County FIPS | 031 |
| Geography | |
|---|---|
| Land area | 10.85 sq mi |
| Water area | 0.04 sq mi |
| Latitude | 39.2090 |
| Longitude | -77.2372 |
| Timezone | Eastern (ET) |
| Area code | 301/240 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 22.4% | 20.6% | 28.2% |
| $50k – $100k | 25.3% | 24.2% | 28.2% |
| $100k – $200k | 35.0% | 31.9% | 30.1% |
| Over $200k | 17.2% | 23.3% | 13.4% |
Demographics & statistics
26,572
Population
2,449
People per sq mi
35.7
Median age
$107,542
Median household income
$43,483
Per capita income
$451,100
Median home value
$2,051
Median monthly rent
64.6%
Home ownership
10.5%
Poverty rate
7.1%
Unemployment
5,887
Housing units
51.2%
Bachelor's or higher
Age distribution
Male
Female
1,027
Under 5
1,109
556
5–9
601
1,000
10–14
1,079
1,170
15–19
1,263
894
20–24
966
1,624
25–34
1,754
1,717
35–44
1,854
1,981
45–54
2,139
822
55–59
888
699
60–64
755
877
65–74
948
373
75–84
403
35
85+
38
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 6,841 | 25.7% |
| 18 and over | 19,731 | 74.3% |
| 65 and over | 2,674 | 10.1% |
| Median age | 35.7 years | |
Race & ethnicity
White
27.6%
Black or African American
26.7%
Asian
17.4%
Hispanic or Latino
12.2%
Two or more races
8.6%
Other race
7.3%
American Indian / Alaska Native
0.2%
| Group | Count | % |
|---|---|---|
| White | 8,357 | 27.6% |
| Black or African American | 8,096 | 26.7% |
| Asian | 5,279 | 17.4% |
| Hispanic or Latino | 3,701 | 12.2% |
| Two or more races | 2,589 | 8.6% |
| Other race | 2,205 | 7.3% |
| American Indian / Alaska Native | 46 | 0.2% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 22.4% | 20.6% | 28.2% |
| $50k – $100k | 25.3% | 24.2% | 28.2% |
| $100k – $200k | 35.0% | 31.9% | 30.1% |
| Over $200k | 17.2% | 23.3% | 13.4% |
Under $10k
3.7%
$10k–$15k
1.7%
$15k–$25k
3.6%
$25k–$35k
5.4%
$35k–$50k
5.0%
$50k–$75k
11.6%
$75k–$100k
14.7%
$100k–$150k
22.6%
$150k–$200k
15.1%
$200k+
16.5%
| Range | % of households |
|---|---|
| Under $10k | 3.7% |
| $10k–$15k | 1.7% |
| $15k–$25k | 3.6% |
| $25k–$35k | 5.4% |
| $35k–$50k | 5.0% |
| $50k–$75k | 11.6% |
| $75k–$100k | 14.7% |
| $100k–$150k | 22.6% |
| $150k–$200k | 15.1% |
| $200k+ | 16.5% |
| Median income | $107,542 |
Housing
Home values
Under $50k
0.7%
$50k–$100k
0.9%
$100k–$150k
0.2%
$150k–$200k
1.6%
$200k–$300k
14.8%
$300k–$500k
40.9%
$500k–$1M
38.7%
$1M+
2.3%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $451,100 |
| Median rent / month | $2,051 |
| Owner occupied | 64.6% |
| Renter occupied | 35.4% |
| Vacant | 2.8% |
| Single-family detached | 40.2% |
| Large apartment buildings | 1.6% |
| Mobile homes | 0.7% |
| Median rooms | 6.1 |
| Avg household size (owned) | 3.04 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.2% |
| 2010–2019 | 2.9% |
| 2000–2009 | 11.2% |
| 1990–1999 | 36.1% |
| 1980–1989 | 36.1% |
| 1970–1979 | 9.0% |
| 1960–1969 | 2.1% |
| 1950–1959 | 1.9% |
| 1940–1949 | 0.1% |
| 1939 or earlier | 0.4% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.8% |
| 1 bedroom | 4.8% |
| 2 bedrooms | 27.2% |
| 3 bedrooms | 31.8% |
| 4 bedrooms | 23.5% |
| 5+ bedrooms | 12.0% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 5.9% |
| 1 vehicle | 31.4% |
| 2 vehicles | 41.4% |
| 3 or more | 21.2% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 41.2% |
| Electricity | 52.1% |
| Propane / LP gas | 3.8% |
| Fuel oil | 2.4% |
| Wood | 0.2% |
| Solar | 0.1% |
| No fuel used | 0.3% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 4,804 | 55.0% |
| Cohabiting couple | 417 | 4.8% |
| Male householder, no spouse | 1,077 | 12.3% |
| Female householder, no spouse | 2,435 | 27.9% |
| Households with children under 18 | 3,459 | 39.6% |
| Households with seniors (65+) | 1,757 | 20.1% |
| Average household size | 3.04 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 37.7% | 32.9% |
| Married | 55.7% | 47.5% |
| Separated | 0.4% | 4.4% |
| Widowed | 2.0% | 4.0% |
| Divorced | 4.2% | 11.4% |
Education
Less than 9th grade
5.3%
Some HS, no diploma
6.1%
HS graduate
15.0%
Some college, no degree
16.1%
Associate's degree
6.3%
Bachelor's degree
26.6%
Graduate / professional
24.5%
| Metric | % |
|---|---|
| HS diploma or higher | 88.6% |
| Bachelor's or higher | 51.2% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 296 | 4.1% |
| Kindergarten | 253 | 3.5% |
| Elementary school | 2,588 | 36.2% |
| High school | 1,830 | 25.6% |
| College / grad school | 2,186 | 30.6% |
Employment
Industry of employment
Education & healthcare
22.6%
Professional & management
21.5%
Arts, food & hospitality
11.4%
Retail trade
8.7%
Public administration
8.2%
Construction
7.7%
Other services
5.2%
Finance & real estate
4.9%
Transportation & utilities
3.5%
Manufacturing
3.1%
Information
2.4%
Wholesale trade
0.6%
Agriculture & mining
0.1%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 52.1% |
| Service | 15.9% |
| Sales & office | 20.7% |
| Natural resources & construction | 5.3% |
| Production & transportation | 5.9% |
Employment type
| Type | % |
|---|---|
| Private sector | 77.8% |
| Government | 18.0% |
| Self-employed | 4.0% |
| Unpaid family workers | 0.3% |
Commute
| Method | % |
|---|---|
| Drive alone | 62.9% |
| Carpool | 10.1% |
| Public transit | 5.5% |
| Walk | 1.5% |
| Work from home | 18.6% |
| Other means | 1.5% |
| Avg commute (minutes) | 33.0 |
Poverty
All people
10.5%
Under 18 years
18.7%
18 and over
7.7%
Married-couple families
5.4%
Female-led households
17.5%
Income support
| Source | % of households |
|---|---|
| Social Security | 16.3% |
| Retirement income | 16.8% |
| Supplemental Security | 4.8% |
| Cash public assistance | 3.6% |
| Food stamps / SNAP | 9.9% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 22.4% |
| High blood pressure | 24.6% |
| High cholesterol | 29.0% |
| Diabetes | 7.5% |
| Heart disease | 3.4% |
| Stroke | 1.9% |
| Asthma | 8.4% |
| Arthritis | 14.7% |
| Kidney disease | 1.9% |
| Pulmonary disease | 3.5% |
| Cancer | 3.9% |
| Behavior / access | % |
|---|---|
| Smoking | 10.7% |
| Binge drinking | 13.2% |
| No physical activity | 18.0% |
| Less than 7 hrs sleep | 32.4% |
| Depression | 15.7% |
| Fair or poor health | 9.6% |
| Poor mental health | 12.5% |
| Poor physical health | 6.3% |
| No health insurance | 13.4% |
| Visited doctor (checkup) | 70.7% |
| Visited dentist | 65.4% |
| Cholesterol screening | 91.4% |
| Teeth loss | 7.3% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,017 | 5.2% |
| Disability | % |
|---|---|
| Any disability | 8.5% |
| Under 18 | 2.6% |
| 18–64 years | 7.4% |
| 65 and over | 30.7% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 69.8% |
| Public insurance | 29.6% |
| No insurance | 7.7% |
| Uninsured under 19 | 4.2% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 24,436 | 92.0% |
| Spanish | 4,386 | 17.9% |
| Other Indo-European | 1,648 | 6.7% |
| Asian & Pacific Islander | 1,103 | 4.5% |
| Other languages | 1,338 | 5.5% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 17,361 | 65.3% |
| Born in same state | 16,660 | 62.7% |
| Born in different state | 9,882 | 37.2% |
| Foreign born | 701 | 2.6% |
| Naturalized citizen | 9,211 | 34.7% |
| Not a US citizen | 5,688 | 61.8% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 1,129 | 4.2% |
| Italian | 965 | 3.6% |
| Arab | 784 | 3% |
| Polish | 61 | 0.2% |
| English | 56 | 0.2% |
| Ancestry | Count | % |
|---|---|---|
| Dutch | 41 | 0.2% |
| Norwegian | 37 | 0.1% |
| Irish | 32 | 0.1% |
| German | 20 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 32.9% |
| Internet access | 98.5% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 20876
What city is ZIP code 20876 in?
ZIP code 20876 is primarily assigned to Germantown, Maryland.
What county is ZIP code 20876 in?
ZIP code 20876 falls within Montgomery County, Maryland.
How educated is the population of ZIP code 20876?
51% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
What is the typical home value in ZIP code 20876?
The median home value in ZIP code 20876 is $451,100.
What is the median household income in ZIP code 20876?
The median household income in ZIP code 20876 is $107,542, above the national median of ~$75,000.
What is the population of ZIP code 20876?
ZIP code 20876 has an estimated population of 26,572 residents, with a density of 2,449 people per square mile.
What timezone is ZIP code 20876 in?
ZIP code 20876 observes the EST timezone.