20886 ZIP Code — Montgomery Village, MD
Montgomery County, Maryland
ZIP code 20886 is located in Montgomery Village, Maryland, within Montgomery County. It covers approximately 4.10 square miles and serves a population of 34,692 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 301/240.
About ZIP code 20886
The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $354,400. Owner-occupancy sits near the national average at 69%.
The gap between median ($94,586) and mean household income suggests income inequality — a small number of higher earners pull the average up.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 35 minutes is near the national average.
Educational attainment is near the national average, with 43% of residents holding a bachelor's degree or higher.
Notable community characteristics include Spanish spoken in 24% of households.
34,692
population
4.10
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
20886 ZIP code map
Cities in ZIP code 20886
Below are the cities the US Postal Service accepts for ZIP code 20886. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Montgomery Village | Acceptable |
| Montgomery Village | Preferred |
Nearby ZIP codes
20879 Gaithersburg (0.2 mi)
20899 Gaithersburg (2.3 mi)
20877 Gaithersburg (2.5 mi)
20855 Derwood (3.5 mi)
20876 Germantown (3.6 mi)
20882 Gaithersburg (4.4 mi)
20878 Gaithersburg (5.4 mi)
20850 Rockville (5.9 mi)
20874 Germantown (6 mi)
20832 Olney (6.4 mi)
20857 Rockville (6.6 mi)
20853 Rockville (6.6 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 34,692 |
| Population density | 8,461 / sq mi |
| State FIPS | 24 |
| County FIPS | 031 |
| Geography | |
|---|---|
| Land area | 4.10 sq mi |
| Water area | 0.09 sq mi |
| Latitude | 39.1751 |
| Longitude | -77.1868 |
| Timezone | Eastern (ET) |
| Area code | 301/240 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 27.9% | 20.6% | 28.2% |
| $50k – $100k | 29.0% | 24.2% | 28.2% |
| $100k – $200k | 29.9% | 31.9% | 30.1% |
| Over $200k | 13.3% | 23.3% | 13.4% |
Demographics & statistics
34,692
Population
8,461
People per sq mi
37.9
Median age
$94,586
Median household income
$43,009
Per capita income
$354,400
Median home value
$1,810
Median monthly rent
68.6%
Home ownership
10.3%
Poverty rate
5.8%
Unemployment
9,003
Housing units
43.3%
Bachelor's or higher
Age distribution
Male
Female
1,577
Under 5
1,541
1,000
5–9
977
878
10–14
857
1,103
15–19
1,077
1,039
20–24
1,014
2,462
25–34
2,405
2,306
35–44
2,252
2,461
45–54
2,403
1,251
55–59
1,222
1,086
60–64
1,061
1,392
65–74
1,360
726
75–84
709
270
85+
263
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 8,121 | 23.4% |
| 18 and over | 26,571 | 76.6% |
| 65 and over | 4,720 | 13.6% |
| Median age | 37.9 years | |
Race & ethnicity
White
29.3%
Hispanic or Latino
18.8%
Black or African American
18.5%
Other race
13%
Asian
11%
Two or more races
8.9%
American Indian / Alaska Native
0.4%
| Group | Count | % |
|---|---|---|
| White | 12,520 | 29.3% |
| Hispanic or Latino | 8,051 | 18.8% |
| Black or African American | 7,926 | 18.5% |
| Other race | 5,566 | 13% |
| Asian | 4,701 | 11% |
| Two or more races | 3,818 | 8.9% |
| American Indian / Alaska Native | 161 | 0.4% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 27.9% | 20.6% | 28.2% |
| $50k – $100k | 29.0% | 24.2% | 28.2% |
| $100k – $200k | 29.9% | 31.9% | 30.1% |
| Over $200k | 13.3% | 23.3% | 13.4% |
Under $10k
3.6%
$10k–$15k
3.3%
$15k–$25k
3.4%
$25k–$35k
5.6%
$35k–$50k
9.7%
$50k–$75k
13.3%
$75k–$100k
13.7%
$100k–$150k
19.1%
$150k–$200k
11.4%
$200k+
16.8%
| Range | % of households |
|---|---|
| Under $10k | 3.6% |
| $10k–$15k | 3.3% |
| $15k–$25k | 3.4% |
| $25k–$35k | 5.6% |
| $35k–$50k | 9.7% |
| $50k–$75k | 13.3% |
| $75k–$100k | 13.7% |
| $100k–$150k | 19.1% |
| $150k–$200k | 11.4% |
| $200k+ | 16.8% |
| Median income | $94,586 |
Housing
Home values
Under $50k
3.1%
$50k–$100k
0.3%
$100k–$150k
3.3%
$150k–$200k
4.8%
$200k–$300k
22.1%
$300k–$500k
48.5%
$500k–$1M
17.6%
$1M+
0.5%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $354,400 |
| Median rent / month | $1,810 |
| Owner occupied | 68.6% |
| Renter occupied | 31.4% |
| Vacant | 4.9% |
| Single-family detached | 21.8% |
| Large apartment buildings | 7.6% |
| Mobile homes | 0.3% |
| Median rooms | 5.9 |
| Avg household size (owned) | 2.88 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 0.9% |
| 2000–2009 | 2.2% |
| 1990–1999 | 14.7% |
| 1980–1989 | 34.6% |
| 1970–1979 | 39.0% |
| 1960–1969 | 5.8% |
| 1950–1959 | 2.0% |
| 1940–1949 | 0.5% |
| 1939 or earlier | 0.4% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.7% |
| 1 bedroom | 9.6% |
| 2 bedrooms | 20.1% |
| 3 bedrooms | 40.3% |
| 4 bedrooms | 22.3% |
| 5+ bedrooms | 6.1% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 6.3% |
| 1 vehicle | 36.2% |
| 2 vehicles | 38.6% |
| 3 or more | 18.9% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 24.7% |
| Electricity | 70.5% |
| Propane / LP gas | 1.6% |
| Fuel oil | 1.8% |
| Solar | 0.1% |
| No fuel used | 1.2% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 5,938 | 48.7% |
| Cohabiting couple | 684 | 5.6% |
| Male householder, no spouse | 2,215 | 18.2% |
| Female householder, no spouse | 3,359 | 27.5% |
| Households with children under 18 | 4,567 | 37.4% |
| Households with seniors (65+) | 3,533 | 29.0% |
| Average household size | 2.83 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 38.2% | 30.7% |
| Married | 50.1% | 46.4% |
| Separated | 1.6% | 2.9% |
| Widowed | 0.7% | 8.0% |
| Divorced | 9.3% | 12.0% |
Education
Less than 9th grade
7.5%
Some HS, no diploma
4.6%
HS graduate
19.6%
Some college, no degree
18.0%
Associate's degree
7.0%
Bachelor's degree
23.5%
Graduate / professional
19.8%
| Metric | % |
|---|---|
| HS diploma or higher | 87.9% |
| Bachelor's or higher | 43.3% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 479 | 5.9% |
| Kindergarten | 449 | 5.5% |
| Elementary school | 2,861 | 35.0% |
| High school | 1,870 | 22.9% |
| College / grad school | 2,514 | 30.8% |
Employment
Industry of employment
Education & healthcare
22.3%
Professional & management
21.4%
Retail trade
10.0%
Construction
8.3%
Arts, food & hospitality
8.1%
Other services
7.4%
Public administration
6.3%
Transportation & utilities
5.4%
Finance & real estate
4.7%
Manufacturing
3.3%
Information
1.3%
Wholesale trade
1.1%
Agriculture & mining
0.2%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 44.9% |
| Service | 18.6% |
| Sales & office | 17.5% |
| Natural resources & construction | 9.7% |
| Production & transportation | 9.3% |
Employment type
| Type | % |
|---|---|
| Private sector | 77.9% |
| Government | 16.2% |
| Self-employed | 5.5% |
| Unpaid family workers | 0.4% |
Commute
| Method | % |
|---|---|
| Drive alone | 61.3% |
| Carpool | 12.5% |
| Public transit | 9.8% |
| Walk | 1.1% |
| Work from home | 13.8% |
| Other means | 1.5% |
| Avg commute (minutes) | 35.0 |
Poverty
All people
10.3%
Under 18 years
15.4%
18 and over
8.8%
Married-couple families
4.2%
Female-led households
18.3%
Income support
| Source | % of households |
|---|---|
| Social Security | 23.3% |
| Retirement income | 20.4% |
| Supplemental Security | 3.8% |
| Cash public assistance | 3.2% |
| Food stamps / SNAP | 10.4% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 24.5% |
| High blood pressure | 27.7% |
| High cholesterol | 31.2% |
| Diabetes | 8.5% |
| Heart disease | 4.4% |
| Stroke | 2.4% |
| Asthma | 8.9% |
| Arthritis | 17.7% |
| Kidney disease | 2.4% |
| Pulmonary disease | 4.5% |
| Cancer | 4.8% |
| Behavior / access | % |
|---|---|
| Smoking | 11.8% |
| Binge drinking | 13.0% |
| No physical activity | 19.8% |
| Less than 7 hrs sleep | 32.6% |
| Depression | 16.6% |
| Fair or poor health | 11.5% |
| Poor mental health | 13.0% |
| Poor physical health | 7.4% |
| No health insurance | 15.2% |
| Visited doctor (checkup) | 71.8% |
| Visited dentist | 63.2% |
| Cholesterol screening | 91.5% |
| Teeth loss | 8.9% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,213 | 4.6% |
| Disability | % |
|---|---|
| Any disability | 10.3% |
| Under 18 | 5.5% |
| 18–64 years | 9.3% |
| 65 and over | 23.9% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 63.5% |
| Public insurance | 34.9% |
| No insurance | 11.8% |
| Uninsured under 19 | 4.2% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 31,574 | 91.0% |
| Spanish | 7,579 | 24.0% |
| Other Indo-European | 4,701 | 14.9% |
| Asian & Pacific Islander | 1,367 | 4.3% |
| Other languages | 958 | 3.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 22,665 | 65.3% |
| Born in same state | 22,055 | 63.6% |
| Born in different state | 10,851 | 31.3% |
| Foreign born | 610 | 1.8% |
| Naturalized citizen | 12,027 | 34.7% |
| Not a US citizen | 6,760 | 56.2% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 1,725 | 5% |
| French | 1,619 | 4.7% |
| Arab | 1,095 | 3.2% |
| English | 130 | 0.4% |
| Irish | 79 | 0.2% |
| Ancestry | Count | % |
|---|---|---|
| German | 56 | 0.2% |
| Norwegian | 49 | 0.1% |
| Dutch | 29 | 0.1% |
| Polish | 22 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 35.2% |
| Internet access | 98.5% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 20886
What city is ZIP code 20886 in?
ZIP code 20886 is primarily assigned to Montgomery Village, Maryland.
What county is ZIP code 20886 in?
ZIP code 20886 falls within Montgomery County, Maryland.
Is Spanish widely spoken in ZIP code 20886?
Approximately 24% of households in ZIP code 20886 speak Spanish as a primary language.
What is the typical home value in ZIP code 20886?
The median home value in ZIP code 20886 is $354,400.
What is the population of ZIP code 20886?
ZIP code 20886 has an estimated population of 34,692 residents, with a density of 8,459 people per square mile.
What is the median household income in ZIP code 20886?
The median household income in ZIP code 20886 is $94,586, above the national median of ~$75,000.
What timezone is ZIP code 20886 in?
ZIP code 20886 observes the EST timezone.