20872 ZIP Code — Damascus, MD

Montgomery County, Maryland

ZIP code 20872 is located in Damascus, Maryland, within Montgomery County. It covers approximately 19.89 square miles and serves a population of 12,932 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 240/301.

About ZIP code 20872

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $459,000. Owner-occupancy is high at 88%, well above the national average.

Median household income is $129,775. 30% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 38 minutes suggests many residents work outside the immediate area. Remote work is prevalent — 22% of workers work from home.

Educational attainment is high — 46% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 20872 reflects a community defined by high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

12,932

population

19.89

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

20872 ZIP code map

Cities in ZIP code 20872

Below are the cities the US Postal Service accepts for ZIP code 20872. Using any city not on this list may result in mail delivery delays.

City	Status
Damascus	Preferred

Nearby ZIP codes

20871 Clarksburg (3.9 mi) 21770 Monrovia (4.3 mi) 20876 Germantown (5.8 mi) 20882 Gaithersburg (6.1 mi) 21771 Mount Airy (6.7 mi) 20838 Barnesville (8 mi) 20879 Gaithersburg (8.3 mi) 20886 Montgomery Village (8.3 mi) 21774 New Market (8.7 mi) 21797 Woodbine (8.8 mi) 20841 Boyds (8.8 mi) 21704 Frederick (9 mi)

Demographics updated 05/2026

Population
Total population	12,932
Population density	650 / sq mi
State FIPS	24
County FIPS	031

Geography
Land area	19.89 sq mi
Water area	0.04 sq mi
Latitude	39.2924
Longitude	-77.2223
Timezone	Eastern (ET)
Area code	240/301

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	19.5%	20.6%	28.2%
$50k – $100k	19.3%	24.2%	28.2%
$100k – $200k	42.1%	31.9%	30.1%
Over $200k	19.2%	23.3%	13.4%

Demographics & statistics

12,932

Population

650

People per sq mi

41.7

Median age

$129,775

Median household income

$53,689

Per capita income

$459,000

Median home value

$1,741

Median monthly rent

88.4%

Home ownership

7.6%

Poverty rate

4.3%

Unemployment

4,237

Housing units

46.2%

Bachelor's or higher

Age distribution

Male Female

308

Under 5

318

382

5–9

396

393

10–14

407

552

15–19

571

346

20–24

358

657

25–34

680

891

35–44

921

823

45–54

852

531

55–59

549

483

60–64

500

577

65–74

596

309

75–84

319

105

85+

108

← Male

Female →

Age summary

Group	Count	%
Under 18	2,729	21.1%
18 and over	10,203	78.9%
65 and over	2,014	15.6%
Median age	41.7 years

Race & ethnicity

White 62.1%

Black or African American 10.8%

Hispanic or Latino 10%

Other race 6.2%

Two or more races 5.7%

Asian 5.2%

Group	Count	%
White	8,916	62.1%
Black or African American	1,557	10.8%
Hispanic or Latino	1,437	10%
Other race	889	6.2%
Two or more races	820	5.7%
Asian	745	5.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	19.5%	20.6%	28.2%
$50k – $100k	19.3%	24.2%	28.2%
$100k – $200k	42.1%	31.9%	30.1%
Over $200k	19.2%	23.3%	13.4%

Under $10k 3.8%

$10k–$15k 0.5%

$15k–$25k 3.0%

$25k–$35k 5.4%

$35k–$50k 7.7%

$50k–$75k 7.3%

$75k–$100k 8.9%

$100k–$150k 21.2%

$150k–$200k 16.2%

$200k+ 26.0%

Range	% of households
Under $10k	3.8%
$10k–$15k	0.5%
$15k–$25k	3.0%
$25k–$35k	5.4%
$35k–$50k	7.7%
$50k–$75k	7.3%
$75k–$100k	8.9%
$100k–$150k	21.2%
$150k–$200k	16.2%
$200k+	26.0%
Median income	$129,775

Housing

Home values

Under $50k 1.4%

$100k–$150k 0.9%

$150k–$200k 3.1%

$200k–$300k 8.4%

$300k–$500k 49.0%

$500k–$1M 31.4%

$1M+ 5.8%

Housing overview

Metric	Value
Median home value	$459,000
Median rent / month	$1,741
Owner occupied	88.4%
Renter occupied	11.6%
Vacant	5.5%
Single-family detached	72.9%
Large apartment buildings	0.8%
Mobile homes	0.0%
Median rooms	7.6
Avg household size (owned)	2.88

Year built

Era	%
2020 or later	0.4%
2010–2019	1.9%
2000–2009	9.3%
1990–1999	13.6%
1980–1989	30.0%
1970–1979	20.1%
1960–1969	9.6%
1950–1959	7.0%
1940–1949	2.9%
1939 or earlier	5.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	1.2%
2 bedrooms	14.7%
3 bedrooms	33.8%
4 bedrooms	39.0%
5+ bedrooms	10.9%

Vehicles per household

Vehicles	% of households
No vehicle	1.9%
1 vehicle	23.5%
2 vehicles	41.6%
3 or more	32.9%

Heating fuel

Fuel type	%
Utility gas	32.9%
Electricity	48.2%
Propane / LP gas	3.3%
Fuel oil	12.5%
Wood	2.1%
Solar	0.1%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	2,787	62.0%
Cohabiting couple	247	5.5%
Male householder, no spouse	543	12.1%
Female householder, no spouse	920	20.5%
Households with children under 18	1,466	32.6%
Households with seniors (65+)	1,405	31.2%
Average household size	2.87

Marital status

Status	Male	Female
Never married	31.1%	29.7%
Married	57.0%	52.3%
Separated	0.3%	0.6%
Widowed	1.2%	6.6%
Divorced	10.4%	10.9%

Education

Less than 9th grade 2.3%

Some HS, no diploma 3.8%

HS graduate 20.6%

Some college, no degree 19.8%

Associate's degree 7.3%

Bachelor's degree 27.6%

Graduate / professional 18.6%

Metric	%
HS diploma or higher	93.9%
Bachelor's or higher	46.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	139	4.0%
Kindergarten	160	4.7%
Elementary school	1,305	38.0%
High school	979	28.5%
College / grad school	855	24.9%

Employment

Industry of employment

Education & healthcare 24.6%

Professional & management 15.8%

Public administration 10.8%

Retail trade 8.4%

Construction 8.3%

Finance & real estate 7.3%

Arts, food & hospitality 7.3%

Other services 4.6%

Transportation & utilities 3.6%

Manufacturing 3.5%

Information 3.3%

Agriculture & mining 1.9%

Wholesale trade 0.7%

Occupation

Category	%
Management, business & arts	53.9%
Service	14.1%
Sales & office	19.0%
Natural resources & construction	7.8%
Production & transportation	5.3%

Employment type

Type	%
Private sector	67.6%
Government	22.0%
Self-employed	10.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	72.2%
Carpool	3.6%
Public transit	2.0%
Walk	0.3%
Work from home	21.9%
Other means	0.1%
Avg commute (minutes)	38.0

Poverty

All people 7.6%

Under 18 years 14.5%

18 and over 5.8%

Married-couple families 3.7%

Female-led households 8.6%

Income support

Source	% of households
Social Security	30.2%
Retirement income	23.1%
Supplemental Security	1.7%
Cash public assistance	0.8%
Food stamps / SNAP	3.8%

Health indicators

Condition	%
Obesity	22.1%
High blood pressure	25.4%
High cholesterol	31.4%
Diabetes	6.8%
Heart disease	4.2%
Stroke	2.0%
Asthma	8.5%
Arthritis	17.8%
Kidney disease	2.1%
Pulmonary disease	4.2%
Cancer	5.5%

Behavior / access	%
Smoking	10.5%
Binge drinking	15.0%
No physical activity	15.4%
Less than 7 hrs sleep	29.7%
Depression	17.8%
Fair or poor health	8.5%
Poor mental health	12.5%
Poor physical health	6.5%
No health insurance	10.4%
Visited doctor (checkup)	70.9%
Visited dentist	70.6%
Cholesterol screening	92.7%
Teeth loss	7.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	830	8.1%

Disability	%
Any disability	8.7%
Under 18	3.8%
18–64 years	4.5%
65 and over	32.6%

Health insurance coverage

Type	%
Private insurance	77.3%
Public insurance	32.7%
No insurance	2.7%
Uninsured under 19	1.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	12,306	95.2%
Spanish	661	5.4%
Other Indo-European	468	3.8%
Asian & Pacific Islander	65	0.5%
Other languages	125	1.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	11,062	85.5%
Born in same state	10,718	82.9%
Born in different state	5,649	43.7%
Foreign born	344	2.7%
Naturalized citizen	1,870	14.5%
Not a US citizen	1,308	69.9%

Ancestry

Ancestry	Count	%
French	2,012	15.6%
Italian	1,427	11%
Arab	746	5.8%
English	90	0.7%

Ancestry	Count	%
Polish	55	0.4%
German	50	0.4%
Norwegian	30	0.2%
Irish	9	0.1%

Technology access

Metric	% of households
Computer access	34.8%
Internet access	98.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 20872

What city is ZIP code 20872 in?

ZIP code 20872 is primarily assigned to Damascus, Maryland.

What county is ZIP code 20872 in?

ZIP code 20872 falls within Montgomery County, Maryland.

Is ZIP code 20872 mostly owner-occupied?

88% of occupied units in ZIP code 20872 are owner-occupied, well above the national average.

How educated is the population of ZIP code 20872?

46% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the median household income in ZIP code 20872?

The median household income in ZIP code 20872 is $129,775, above the national median of ~$75,000.

What is the typical home value in ZIP code 20872?

The median home value in ZIP code 20872 is $459,000.

What timezone is ZIP code 20872 in?

ZIP code 20872 observes the EST timezone.