41044 ZIP Code — Germantown, KY

Bracken County, Kentucky

ZIP code 41044 is located in Germantown, Kentucky, within Bracken County. It covers approximately 30.26 square miles and serves a population of 1,522 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 41044

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $143,100. Owner-occupancy is high at 78%, well above the national average.

Median household income is $71,103. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. An above-average commute of 39 minutes suggests many residents work outside the immediate area.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Overall, ZIP code 41044 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

1,522

population

30.26

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

41044 ZIP code map

Cities in ZIP code 41044

Below are the cities the US Postal Service accepts for ZIP code 41044. Using any city not on this list may result in mail delivery delays.

City	Status
Germantown	Acceptable
Germantown	Preferred

Nearby ZIP codes

41002 Augusta (5.5 mi) 41034 Dover (6.5 mi) 41004 Brooksville (7.5 mi) 41064 Mount Olivet (10.2 mi) 41056 Maysville (10.3 mi) 41055 Mayslick (10.4 mi) 45101 Aberdeen (12.2 mi) 45167 Ripley (12.3 mi) 41043 Foster (12.4 mi) 45120 Felicity (14.4 mi) 45121 Georgetown (16.5 mi) 45168 Russellville (17.8 mi)

Demographics updated 05/2026

Population
Total population	1,522
Population density	50 / sq mi
State FIPS	21
County FIPS	023

Geography
Land area	30.26 sq mi
Water area	0.03 sq mi
Latitude	38.6457
Longitude	-83.9679
Timezone	Eastern (ET)
Area code	606

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.5%	44.8%	47.9%
$50k – $100k	35.7%	30.3%	30.3%
$100k – $200k	20.9%	21.5%	17.6%
Over $200k	5.9%	3.4%	4.2%

Demographics & statistics

1,522

Population

People per sq mi

30.8

Median age

$71,103

Median household income

$27,350

Per capita income

$143,100

Median home value

$1,008

Median monthly rent

77.8%

Home ownership

15.1%

Poverty rate

8.5%

Unemployment

456

Housing units

12.9%

Bachelor's or higher

Age distribution

Male Female

129

Under 5

5–9

10–14

15–19

20–24

189

25–34

125

35–44

45–54

55–59

60–64

124

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	540	35.5%
18 and over	982	64.5%
65 and over	220	14.5%
Median age	30.8 years

Race & ethnicity

White 96.8%

Two or more races 2.1%

Native Hawaiian / Pacific Islander 1.1%

Group	Count	%
White	1,474	96.8%
Two or more races	32	2.1%
Native Hawaiian / Pacific Islander	16	1.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.5%	44.8%	47.9%
$50k – $100k	35.7%	30.3%	30.3%
$100k – $200k	20.9%	21.5%	17.6%
Over $200k	5.9%	3.4%	4.2%

Under $10k 4.7%

$10k–$15k 4.0%

$15k–$25k 3.1%

$25k–$35k 11.7%

$35k–$50k 17.5%

$50k–$75k 13.2%

$75k–$100k 16.1%

$100k–$150k 20.9%

$150k–$200k 4.5%

$200k+ 4.3%

Range	% of households
Under $10k	4.7%
$10k–$15k	4.0%
$15k–$25k	3.1%
$25k–$35k	11.7%
$35k–$50k	17.5%
$50k–$75k	13.2%
$75k–$100k	16.1%
$100k–$150k	20.9%
$150k–$200k	4.5%
$200k+	4.3%
Median income	$71,103

Housing

Home values

Under $50k 4.3%

$50k–$100k 26.2%

$100k–$150k 23.1%

$150k–$200k 18.4%

$200k–$300k 11.8%

$300k–$500k 14.1%

$500k–$1M 2.0%

Housing overview

Metric	Value
Median home value	$143,100
Median rent / month	$1,008
Owner occupied	77.8%
Renter occupied	22.2%
Vacant	19.6%
Single-family detached	75.9%
Large apartment buildings	0.0%
Mobile homes	24.1%
Median rooms	6.3
Avg household size (owned)	3.04

Year built

Era	%
2020 or later	0.0%
2010–2019	14.2%
2000–2009	25.4%
1990–1999	13.0%
1980–1989	0.0%
1970–1979	11.7%
1960–1969	6.7%
1950–1959	3.2%
1940–1949	2.9%
1939 or earlier	22.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	2.2%
2 bedrooms	17.5%
3 bedrooms	48.3%
4 bedrooms	18.7%
5+ bedrooms	13.3%

Vehicles per household

Vehicles	% of households
No vehicle	2.7%
1 vehicle	22.9%
2 vehicles	34.1%
3 or more	40.4%

Heating fuel

Fuel type	%
Utility gas	16.1%
Electricity	70.0%
Propane / LP gas	3.1%
Wood	10.8%

Households & families

Household type	Count	%
Married-couple family	243	54.5%
Cohabiting couple	96	21.5%
Male householder, no spouse	97	21.7%
Female householder, no spouse	10	2.2%
Households with children under 18	218	48.9%
Households with seniors (65+)	186	41.7%
Average household size	3.41

Marital status

Status	Male	Female
Never married	48.0%	8.3%
Married	39.4%	63.2%
Separated	0.8%	2.3%
Widowed	7.4%	11.8%
Divorced	4.4%	14.4%

Education

Less than 9th grade 6.7%

Some HS, no diploma 12.7%

HS graduate 31.6%

Some college, no degree 18.7%

Associate's degree 17.4%

Bachelor's degree 6.7%

Graduate / professional 6.2%

Metric	%
HS diploma or higher	80.6%
Bachelor's or higher	12.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	6	1.7%
Kindergarten	41	11.6%
Elementary school	166	46.9%
High school	119	33.6%
College / grad school	22	6.2%

Employment

Industry of employment

Manufacturing 38.9%

Education & healthcare 30.6%

Finance & real estate 8.2%

Retail trade 5.1%

Transportation & utilities 4.4%

Construction 3.9%

Professional & management 3.0%

Arts, food & hospitality 2.5%

Public administration 1.8%

Agriculture & mining 0.9%

Wholesale trade 0.5%

Other services 0.4%

Occupation

Category	%
Management, business & arts	23.5%
Service	19.6%
Sales & office	20.5%
Natural resources & construction	5.6%
Production & transportation	30.8%

Employment type

Type	%
Private sector	77.4%
Government	19.4%
Self-employed	3.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	84.8%
Carpool	3.5%
Public transit	0.0%
Walk	0.4%
Work from home	11.4%
Other means	0.0%
Avg commute (minutes)	38.7

Poverty

All people 15.1%

Under 18 years 22.2%

18 and over 11.4%

Married-couple families 1.2%

Female-led households 100.0%

Income support

Source	% of households
Social Security	39.5%
Retirement income	24.2%
Supplemental Security	4.5%
Cash public assistance	0.0%
Food stamps / SNAP	4.9%

Health indicators

Condition	%
Obesity	38.8%
High blood pressure	40.9%
High cholesterol	36.2%
Diabetes	11.5%
Heart disease	7.6%
Stroke	3.4%
Asthma	11.1%
Arthritis	30.9%
Kidney disease	3.1%
Pulmonary disease	10.6%
Cancer	6.7%

Behavior / access	%
Smoking	23.8%
Binge drinking	15.7%
No physical activity	31.1%
Less than 7 hrs sleep	37.2%
Depression	25.6%
Fair or poor health	20.0%
Poor mental health	18.2%
Poor physical health	13.9%
No health insurance	10.5%
Visited doctor (checkup)	75.7%
Visited dentist	54.0%
Cholesterol screening	89.4%
Teeth loss	19.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	83	8.5%

Disability	%
Any disability	13.5%
Under 18	0.0%
18–64 years	12.1%
65 and over	51.8%

Health insurance coverage

Type	%
Private insurance	65.6%
Public insurance	44.2%
No insurance	1.8%
Uninsured under 19	2.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,308	85.9%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,506	98.9%
Born in same state	1,478	97.1%
Born in different state	1,182	77.7%
Foreign born	28	1.8%
Naturalized citizen	16	1.1%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	379	24.9%
French	242	15.9%

Ancestry	Count	%
Italian	62	4.1%

Technology access

Metric	% of households
Computer access	29.3%
Internet access	80.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 41044

What city is ZIP code 41044 in?

ZIP code 41044 is primarily assigned to Germantown, Kentucky.

What county is ZIP code 41044 in?

ZIP code 41044 falls within Mason County, Kentucky.

Is ZIP code 41044 family-oriented?

36% of residents in ZIP code 41044 are under 18, reflecting a younger, family-oriented community.

How educated is the population of ZIP code 41044?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 41044?

15% of residents in ZIP code 41044 live below the poverty line, above the national average.

Does ZIP code 41044 have a large retiree population?

40% of households in ZIP code 41044 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 41044 in?

ZIP code 41044 observes the EST timezone.