45121 ZIP Code — Georgetown, OH

Brown County, Ohio

ZIP code 45121 is located in Georgetown, Ohio, within Brown County. It covers approximately 106.82 square miles and serves a population of 9,132 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 326/937/513/937.

About ZIP code 45121

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $136,800. Owner-occupancy sits near the national average at 72%.

Median household income is $58,198. Poverty affects 19% of residents, above the national average. SNAP benefit usage at 20% of households reflects economic stress in the area. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (27%) compared to national benchmarks.

Overall, ZIP code 45121 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

9,132

population

106.82

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45121 ZIP code map

Cities in ZIP code 45121

Below are the cities the US Postal Service accepts for ZIP code 45121. Using any city not on this list may result in mail delivery delays.

City	Status
Georgetown	Acceptable
Georgetown	Preferred

Nearby ZIP codes

45130 Hamersville (5 mi) 45106 Bethel (6.9 mi) 45168 Russellville (8.4 mi) 45167 Ripley (9.7 mi) 45120 Felicity (10.4 mi) 45171 Sardinia (10.5 mi) 41002 Augusta (11.3 mi) 41034 Dover (11.9 mi) 45154 Mount Orab (12.9 mi) 45153 Moscow (14.1 mi) 45176 Williamsburg (15 mi) 45697 Winchester (15.5 mi)

Demographics updated 05/2026

Population
Total population	9,132
Population density	85 / sq mi
State FIPS	39
County FIPS	015

Geography
Land area	106.82 sq mi
Water area	1.62 sq mi
Latitude	38.8813
Longitude	-83.9167
Timezone	Eastern (ET)
Area code	326/937/513/937

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.8%	44.4%	43.3%
$50k – $100k	31.4%	35.2%	31.4%
$100k – $200k	12.8%	18.1%	20.0%
Over $200k	2.0%	2.3%	5.2%

Demographics & statistics

9,132

Population

People per sq mi

43.7

Median age

$58,198

Median household income

$30,059

Per capita income

$136,800

Median home value

$701

Median monthly rent

71.7%

Home ownership

19.0%

Poverty rate

4.1%

Unemployment

3,079

Housing units

15.1%

Bachelor's or higher

Age distribution

Male Female

160

Under 5

148

210

5–9

196

374

10–14

347

290

15–19

270

251

20–24

233

613

25–34

569

525

35–44

488

547

45–54

509

390

55–59

362

249

60–64

232

614

65–74

570

322

75–84

300

188

85+

175

← Male

Female →

Age summary

Group	Count	%
Under 18	1,800	19.7%
18 and over	7,332	80.3%
65 and over	2,169	23.8%
Median age	43.7 years

Race & ethnicity

White 95.8%

Black or African American 1.5%

Two or more races 0.8%

Hispanic or Latino 0.7%

Other race 0.7%

Asian 0.5%

American Indian / Alaska Native 0.1%

Group	Count	%
White	8,807	95.8%
Black or African American	140	1.5%
Two or more races	76	0.8%
Hispanic or Latino	62	0.7%
Other race	62	0.7%
Asian	42	0.5%
American Indian / Alaska Native	5	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.8%	44.4%	43.3%
$50k – $100k	31.4%	35.2%	31.4%
$100k – $200k	12.8%	18.1%	20.0%
Over $200k	2.0%	2.3%	5.2%

Under $10k 6.5%

$10k–$15k 10.3%

$15k–$25k 11.1%

$25k–$35k 5.5%

$35k–$50k 11.9%

$50k–$75k 18.9%

$75k–$100k 16.3%

$100k–$150k 10.9%

$150k–$200k 1.7%

$200k+ 6.8%

Range	% of households
Under $10k	6.5%
$10k–$15k	10.3%
$15k–$25k	11.1%
$25k–$35k	5.5%
$35k–$50k	11.9%
$50k–$75k	18.9%
$75k–$100k	16.3%
$100k–$150k	10.9%
$150k–$200k	1.7%
$200k+	6.8%
Median income	$58,198

Housing

Home values

Under $50k 14.0%

$50k–$100k 16.7%

$100k–$150k 27.4%

$150k–$200k 17.8%

$200k–$300k 14.2%

$300k–$500k 5.5%

$500k–$1M 3.7%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$136,800
Median rent / month	$701
Owner occupied	71.7%
Renter occupied	28.3%
Vacant	10.3%
Single-family detached	71.8%
Large apartment buildings	0.4%
Mobile homes	12.2%
Median rooms	5.5
Avg household size (owned)	2.49

Year built

Era	%
2020 or later	0.0%
2010–2019	2.5%
2000–2009	12.5%
1990–1999	18.9%
1980–1989	8.2%
1970–1979	16.4%
1960–1969	6.7%
1950–1959	8.0%
1940–1949	5.7%
1939 or earlier	21.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	9.6%
2 bedrooms	25.4%
3 bedrooms	54.2%
4 bedrooms	9.0%
5+ bedrooms	1.3%

Vehicles per household

Vehicles	% of households
No vehicle	13.1%
1 vehicle	23.4%
2 vehicles	29.0%
3 or more	34.4%

Heating fuel

Fuel type	%
Utility gas	18.9%
Electricity	58.9%
Propane / LP gas	8.9%
Fuel oil	2.2%
Wood	8.2%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	1,873	50.6%
Cohabiting couple	138	3.7%
Male householder, no spouse	650	17.6%
Female householder, no spouse	1,041	28.1%
Households with children under 18	967	26.1%
Households with seniors (65+)	1,458	39.4%
Average household size	2.38

Marital status

Status	Male	Female
Never married	32.8%	21.8%
Married	50.9%	53.8%
Separated	2.2%	0.4%
Widowed	3.8%	12.2%
Divorced	10.4%	11.9%

Education

Less than 9th grade 4.6%

Some HS, no diploma 12.2%

HS graduate 39.8%

Some college, no degree 19.8%

Associate's degree 8.5%

Bachelor's degree 10.1%

Graduate / professional 5.0%

Metric	%
HS diploma or higher	83.2%
Bachelor's or higher	15.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	26	1.4%
Kindergarten	96	5.2%
Elementary school	1,033	55.9%
High school	412	22.3%
College / grad school	280	15.2%

Employment

Industry of employment

Education & healthcare 24.1%

Manufacturing 19.7%

Professional & management 9.6%

Retail trade 9.0%

Transportation & utilities 7.8%

Other services 7.2%

Construction 6.9%

Arts, food & hospitality 5.4%

Public administration 3.9%

Finance & real estate 3.6%

Wholesale trade 1.2%

Agriculture & mining 1.1%

Information 0.5%

Occupation

Category	%
Management, business & arts	41.1%
Service	17.4%
Sales & office	11.7%
Natural resources & construction	7.2%
Production & transportation	22.6%

Employment type

Type	%
Private sector	78.1%
Government	15.5%
Self-employed	6.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.4%
Carpool	11.9%
Public transit	0.1%
Walk	0.0%
Work from home	6.3%
Other means	0.3%
Avg commute (minutes)	32.7

Poverty

All people 19.0%

Under 18 years 13.8%

18 and over 20.3%

Married-couple families 8.3%

Female-led households 38.4%

Income support

Source	% of households
Social Security	38.9%
Retirement income	32.7%
Supplemental Security	7.6%
Cash public assistance	2.2%
Food stamps / SNAP	19.8%

Health indicators

Condition	%
Obesity	38.6%
High blood pressure	38.4%
High cholesterol	33.8%
Diabetes	13.0%
Heart disease	8.9%
Stroke	4.1%
Asthma	10.6%
Arthritis	32.5%
Kidney disease	3.6%
Pulmonary disease	11.2%
Cancer	7.3%

Behavior / access	%
Smoking	26.6%
Binge drinking	15.8%
No physical activity	31.2%
Less than 7 hrs sleep	38.2%
Depression	25.0%
Fair or poor health	19.2%
Poor mental health	17.6%
Poor physical health	12.9%
No health insurance	13.2%
Visited doctor (checkup)	76.9%
Visited dentist	55.2%
Cholesterol screening	87.6%
Teeth loss	21.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	744	10.1%

Disability	%
Any disability	18.7%
Under 18	1.6%
18–64 years	15.3%
65 and over	43.8%

Health insurance coverage

Type	%
Private insurance	62.9%
Public insurance	43.9%
No insurance	9.0%
Uninsured under 19	7.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	8,824	96.6%
Spanish	3	0.0%
Other Indo-European	3	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	9,046	99.1%
Born in same state	8,978	98.3%
Born in different state	7,038	77.1%
Foreign born	68	0.7%
Naturalized citizen	86	0.9%
Not a US citizen	53	61.6%

Ancestry

Ancestry	Count	%
Arab	1,159	12.7%
Italian	949	10.4%
French	786	8.6%

Ancestry	Count	%
English	99	1.1%
Irish	52	0.6%

Technology access

Metric	% of households
Computer access	40.5%
Internet access	83.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45121

What city is ZIP code 45121 in?

ZIP code 45121 is primarily assigned to Georgetown, Ohio.

What county is ZIP code 45121 in?

ZIP code 45121 falls within Brown County, Ohio.

What is the poverty rate in ZIP code 45121?

19% of residents in ZIP code 45121 live below the poverty line, above the national average.

Does ZIP code 45121 have a large retiree population?

39% of households in ZIP code 45121 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 45121?

The median home value in ZIP code 45121 is $136,800.

Does ZIP code 45121 have a large veteran population?

10% of civilians in ZIP code 45121 are veterans, above the national average of ~7%.

What timezone is ZIP code 45121 in?

ZIP code 45121 observes the EST timezone.