45106 ZIP Code — Bethel, OH

Clermont County, Ohio

ZIP code 45106 is located in Bethel, Ohio, within Clermont County. It covers approximately 73.69 square miles and serves a population of 10,989 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 513.

About ZIP code 45106

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $182,900. Owner-occupancy is high at 76%, well above the national average.

Median household income is $63,523. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 35 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (26%) compared to national benchmarks.

Overall, ZIP code 45106 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

10,989

population

73.69

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45106 ZIP code map

Cities in ZIP code 45106

Below are the cities the US Postal Service accepts for ZIP code 45106. Using any city not on this list may result in mail delivery delays.

City	Status
Bethel	Acceptable
Bethel	Preferred

Nearby ZIP codes

45130 Hamersville (2.2 mi) 45121 Georgetown (6.9 mi) 45120 Felicity (8.1 mi) 45153 Moscow (9.3 mi) 45157 New Richmond (10.5 mi) 45176 Williamsburg (10.6 mi) 45102 Amelia (11 mi) 45154 Mount Orab (11.1 mi) 45171 Sardinia (13 mi) 45103 Batavia (13.2 mi) 41043 Foster (14 mi) 45160 Owensville (14.5 mi)

Demographics updated 05/2026

Population
Total population	10,989
Population density	149 / sq mi
State FIPS	39
County FIPS	025

Geography
Land area	73.69 sq mi
Water area	0.91 sq mi
Latitude	38.9315
Longitude	-84.0280
Timezone	Eastern (ET)
Area code	513

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.1%	33.6%	43.3%
$50k – $100k	38.3%	32.3%	31.4%
$100k – $200k	18.3%	26.8%	20.0%
Over $200k	1.3%	7.4%	5.2%

Demographics & statistics

10,989

Population

149

People per sq mi

42.7

Median age

$63,523

Median household income

$30,620

Per capita income

$182,900

Median home value

$711

Median monthly rent

76.3%

Home ownership

13.1%

Poverty rate

5.1%

Unemployment

3,653

Housing units

14.5%

Bachelor's or higher

Age distribution

Male Female

303

Under 5

288

344

5–9

328

286

10–14

273

519

15–19

493

305

20–24

290

613

25–34

583

614

35–44

584

812

45–54

772

475

55–59

452

404

60–64

385

537

65–74

510

364

75–84

346

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,492	22.7%
18 and over	8,497	77.3%
65 and over	1,866	17.0%
Median age	42.7 years

Race & ethnicity

White 96.5%

Two or more races 2.1%

Hispanic or Latino 1%

Other race 0.4%

Black or African American 0.1%

Group	Count	%
White	10,706	96.5%
Two or more races	229	2.1%
Hispanic or Latino	111	1%
Other race	41	0.4%
Black or African American	12	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.1%	33.6%	43.3%
$50k – $100k	38.3%	32.3%	31.4%
$100k – $200k	18.3%	26.8%	20.0%
Over $200k	1.3%	7.4%	5.2%

Under $10k 4.7%

$10k–$15k 5.1%

$15k–$25k 7.6%

$25k–$35k 6.6%

$35k–$50k 14.7%

$50k–$75k 16.4%

$75k–$100k 12.6%

$100k–$150k 22.1%

$150k–$200k 7.3%

$200k+ 2.9%

Range	% of households
Under $10k	4.7%
$10k–$15k	5.1%
$15k–$25k	7.6%
$25k–$35k	6.6%
$35k–$50k	14.7%
$50k–$75k	16.4%
$75k–$100k	12.6%
$100k–$150k	22.1%
$150k–$200k	7.3%
$200k+	2.9%
Median income	$63,523

Housing

Home values

Under $50k 6.7%

$50k–$100k 8.4%

$100k–$150k 20.8%

$150k–$200k 19.4%

$200k–$300k 24.6%

$300k–$500k 17.9%

$500k–$1M 1.7%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$182,900
Median rent / month	$711
Owner occupied	76.3%
Renter occupied	23.7%
Vacant	8.3%
Single-family detached	80.8%
Large apartment buildings	0.0%
Mobile homes	7.2%
Median rooms	6.0
Avg household size (owned)	2.60

Year built

Era	%
2020 or later	0.5%
2010–2019	3.2%
2000–2009	8.9%
1990–1999	17.1%
1980–1989	9.1%
1970–1979	15.8%
1960–1969	9.7%
1950–1959	10.1%
1940–1949	6.4%
1939 or earlier	19.1%

Bedrooms

Size	% of units
No bedroom (studio)	1.0%
1 bedroom	5.9%
2 bedrooms	22.0%
3 bedrooms	57.8%
4 bedrooms	11.6%
5+ bedrooms	1.7%

Vehicles per household

Vehicles	% of households
No vehicle	8.4%
1 vehicle	17.7%
2 vehicles	37.4%
3 or more	36.5%

Heating fuel

Fuel type	%
Utility gas	16.3%
Electricity	58.4%
Propane / LP gas	11.1%
Fuel oil	5.2%
Wood	2.6%

Households & families

Household type	Count	%
Married-couple family	2,048	47.8%
Cohabiting couple	429	10.0%
Male householder, no spouse	736	17.2%
Female householder, no spouse	1,068	24.9%
Households with children under 18	1,351	31.6%
Households with seniors (65+)	1,324	30.9%
Average household size	2.56

Marital status

Status	Male	Female
Never married	34.3%	24.8%
Married	47.1%	49.3%
Separated	2.5%	1.7%
Widowed	4.4%	8.9%
Divorced	11.6%	15.3%

Education

Less than 9th grade 2.7%

Some HS, no diploma 6.9%

HS graduate 50.0%

Some college, no degree 17.1%

Associate's degree 8.8%

Bachelor's degree 8.9%

Graduate / professional 5.6%

Metric	%
HS diploma or higher	90.3%
Bachelor's or higher	14.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	57	2.5%
Kindergarten	104	4.5%
Elementary school	1,002	43.2%
High school	792	34.2%
College / grad school	362	15.6%

Employment

Industry of employment

Manufacturing 19.9%

Education & healthcare 18.0%

Retail trade 16.7%

Arts, food & hospitality 9.6%

Construction 9.4%

Other services 5.8%

Professional & management 5.7%

Finance & real estate 5.1%

Transportation & utilities 4.0%

Public administration 3.7%

Wholesale trade 1.4%

Agriculture & mining 0.4%

Information 0.1%

Occupation

Category	%
Management, business & arts	26.6%
Service	18.6%
Sales & office	24.3%
Natural resources & construction	11.0%
Production & transportation	19.6%

Employment type

Type	%
Private sector	85.5%
Government	9.5%
Self-employed	4.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.5%
Carpool	13.0%
Public transit	0.0%
Walk	1.5%
Work from home	7.5%
Other means	0.5%
Avg commute (minutes)	34.7

Poverty

All people 13.1%

Under 18 years 14.0%

18 and over 12.9%

Married-couple families 4.0%

Female-led households 24.1%

Income support

Source	% of households
Social Security	40.0%
Retirement income	25.1%
Supplemental Security	5.7%
Cash public assistance	0.8%
Food stamps / SNAP	9.8%

Health indicators

Condition	%
Obesity	38.6%
High blood pressure	35.5%
High cholesterol	33.1%
Diabetes	11.6%
Heart disease	7.6%
Stroke	3.4%
Asthma	10.7%
Arthritis	29.4%
Kidney disease	3.0%
Pulmonary disease	9.9%
Cancer	6.8%

Behavior / access	%
Smoking	25.7%
Binge drinking	17.8%
No physical activity	30.4%
Less than 7 hrs sleep	36.6%
Depression	25.9%
Fair or poor health	17.1%
Poor mental health	17.3%
Poor physical health	11.8%
No health insurance	13.1%
Visited doctor (checkup)	76.2%
Visited dentist	57.1%
Cholesterol screening	87.5%
Teeth loss	18.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	821	9.7%

Disability	%
Any disability	17.2%
Under 18	9.9%
18–64 years	14.2%
65 and over	37.9%

Health insurance coverage

Type	%
Private insurance	64.4%
Public insurance	43.0%
No insurance	5.0%
Uninsured under 19	2.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,398	94.6%
Spanish	67	0.6%
Other Indo-European	8	0.1%
Asian & Pacific Islander	59	0.6%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	10,873	98.9%
Born in same state	10,858	98.8%
Born in different state	8,546	77.8%
Foreign born	15	0.1%
Naturalized citizen	116	1.1%
Not a US citizen	42	36.2%

Ancestry

Ancestry	Count	%
Italian	1,528	13.9%
Arab	1,470	13.4%
French	1,181	10.7%
Polish	80	0.7%

Ancestry	Count	%
English	50	0.5%
Irish	31	0.3%
German	26	0.2%
Norwegian	8	0.1%

Technology access

Metric	% of households
Computer access	39.0%
Internet access	90.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45106

What city is ZIP code 45106 in?

ZIP code 45106 is primarily assigned to Bethel, Ohio.

What county is ZIP code 45106 in?

ZIP code 45106 falls within Clermont County, Ohio.

How educated is the population of ZIP code 45106?

15% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 45106 have a large retiree population?

40% of households in ZIP code 45106 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 45106 have a large veteran population?

10% of civilians in ZIP code 45106 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 45106?

The median home value in ZIP code 45106 is $182,900.

What timezone is ZIP code 45106 in?

ZIP code 45106 observes the EST timezone.