Germantown ZIP Codes — Bracken County, KY

There is one unique ZIP code in Germantown, Kentucky and it is 41044. Area code: 606.
1
ZIP codes
30.26
sq mi land
0.03
sq mi water
606
area code
Germantown, KY ZIP code map

About Germantown, KY

Germantown is a small and charming city located in Bracken County, Kentucky. This serene community embodies a friendly atmosphere, making it an ideal place for those who appreciate a tight-knit society. With its picturesque surroundings and quaint feel, Germantown offers residents and visitors alike a glimpse into the peaceful life of rural Kentucky.

Location & geography

Germantown is situated in the northern part of Kentucky and boasts a total area of 30.26 square miles, with a minimal water area of 0.03 square miles. The city is relatively close to larger urban centers, with the city of Brooksville located just 8 miles to the southeast and the town of Cynthiana approximately 15 miles to the southwest. The terrain is primarily composed of rolling hills and lush landscapes, characteristic of this region, contributing to its rural charm.

Community & economy

The community in Germantown is marked by a strong sense of neighborliness and shared values, fostering a welcoming environment for all. The local economy is primarily based on agriculture, with farming and related industries playing a crucial role in daily life. Residents enjoy a slower pace of life, punctuated by community events and gatherings that celebrate local culture and traditions.

Transportation

Germantown is accessible via several highways, including Kentucky Route 9, which runs along the outskirts and connects to larger roads leading to nearby towns. The closest major airport is the Cincinnati/Northern Kentucky International Airport, located approximately 50 miles to the northwest. Public transportation options are limited in this rural area, encouraging most residents to travel by car.

History

Germantown, KY was founded in the early 19th century and has deep roots in agriculture, which remains a cornerstone of its economy. Key industries in the area have historically included farming and small-scale manufacturing. A notable event in the city's history was the establishment of community farms that provided sustenance and economic stability to families throughout its early years.

Did you know?

One surprising fact about Germantown is its close-knit community events, which often feature local artisans and craftsmen showcasing their products. Additionally, despite its small size, Germantown has a rich agricultural heritage that dates back to its founding.

ZIP codes for Germantown, KY (1)
ZIP code City County Map
41044 Germantown Bracken View map

Demographics & statistics

1,522
Population
30.8
Median age
$71,103
Median household income
$27,350
Per capita income
$143,100
Median home value
$1,008
Median monthly rent
77.8%
Home ownership
15.1%
Poverty rate
8.5%
Unemployment
456
Housing units
12.9%
Bachelor's or higher

Age distribution

Male Female
129
Under 5
85
65
5–9
43
91
10–14
60
49
15–19
32
25
20–24
17
189
25–34
125
83
35–44
55
63
45–54
42
23
55–59
15
67
60–64
44
124
65–74
81
8
75–84
5
1
85+
1
← Male
Female →

Age summary

GroupCount%
Under 1854035.5%
18 and over98264.5%
65 and over22014.5%
Median age30.8 years

Race & ethnicity

White 96.8%
Two or more races 2.1%
Native Hawaiian / Pacific Islander 1.1%
GroupCount%
White1,47496.8%
Two or more races322.1%
Native Hawaiian / Pacific Islander161.1%

Household income

Under $10k 4.7%
$10k–$15k 4.0%
$15k–$25k 3.1%
$25k–$35k 11.7%
$35k–$50k 17.5%
$50k–$75k 13.2%
$75k–$100k 16.1%
$100k–$150k 20.9%
$150k–$200k 4.5%
$200k+ 4.3%
Range% of households
Under $10k4.7%
$10k–$15k4.0%
$15k–$25k3.1%
$25k–$35k11.7%
$35k–$50k17.5%
$50k–$75k13.2%
$75k–$100k16.1%
$100k–$150k20.9%
$150k–$200k4.5%
$200k+4.3%
Median income$71,103

Housing

Home values

Under $50k 4.3%
$50k–$100k 26.2%
$100k–$150k 23.1%
$150k–$200k 18.4%
$200k–$300k 11.8%
$300k–$500k 14.1%
$500k–$1M 2.0%

Housing overview

MetricValue
Median home value$143,100
Median rent / month$1,008
Owner occupied77.8%
Renter occupied22.2%
Vacant19.6%
Single-family detached75.9%
Large apartment buildings0.0%
Mobile homes24.1%
Median rooms6.3
Avg household size (owned)3.04

Year built

Era%
2020 or later0.0%
2010–201914.2%
2000–200925.4%
1990–199913.0%
1980–19890.0%
1970–197911.7%
1960–19696.7%
1950–19593.2%
1940–19492.9%
1939 or earlier22.9%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom2.2%
2 bedrooms17.5%
3 bedrooms48.3%
4 bedrooms18.7%
5+ bedrooms13.3%

Vehicles per household

Vehicles% of households
No vehicle2.7%
1 vehicle22.9%
2 vehicles34.1%
3 or more40.4%

Heating fuel

Fuel type%
Utility gas16.1%
Electricity70.0%
Propane / LP gas3.1%
Wood10.8%

Households & families

Household typeCount%
Married-couple family24354.5%
Cohabiting couple9621.5%
Male householder, no spouse9721.7%
Female householder, no spouse102.2%
Households with children under 1821848.9%
Households with seniors (65+)18641.7%
Average household size3.41

Marital status

StatusMaleFemale
Never married48.0%8.3%
Married39.4%63.2%
Separated0.8%2.3%
Widowed7.4%11.8%
Divorced4.4%14.4%

Education

Less than 9th grade 6.7%
Some HS, no diploma 12.7%
HS graduate 31.6%
Some college, no degree 18.7%
Associate's degree 17.4%
Bachelor's degree 6.7%
Graduate / professional 6.2%
Metric%
HS diploma or higher80.6%
Bachelor's or higher12.9%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool61.7%
Kindergarten4111.6%
Elementary school16646.9%
High school11933.6%
College / grad school226.2%

Employment

Industry of employment

Manufacturing 38.9%
Education & healthcare 30.6%
Finance & real estate 8.2%
Retail trade 5.1%
Transportation & utilities 4.4%
Construction 3.9%
Professional & management 3.0%
Arts, food & hospitality 2.5%
Public administration 1.8%
Agriculture & mining 0.9%
Wholesale trade 0.5%
Other services 0.4%

Occupation

Category%
Management, business & arts23.5%
Service19.6%
Sales & office20.5%
Natural resources & construction5.6%
Production & transportation30.8%

Employment type

Type%
Private sector77.4%
Government19.4%
Self-employed3.2%
Unpaid family workers0.0%

Commute

Method%
Drive alone84.8%
Carpool3.5%
Public transit0.0%
Walk0.4%
Other means0.0%
Avg commute (minutes)38.7

Poverty

All people 15.1%
Under 18 years 22.2%
18 and over 11.4%
Married-couple families 1.2%
Female-led households 100.0%

Income support

Source% of households
Social Security39.5%
Retirement income24.2%
Supplemental Security4.5%
Cash public assistance0.0%
Food stamps / SNAP4.9%

Health indicators

Condition%
High blood pressure40.9%
High cholesterol36.2%
Heart disease7.6%
Stroke3.4%
Asthma11.1%
Arthritis30.9%
Kidney disease3.1%
Pulmonary disease10.6%
Cancer6.7%
Behavior / access%
Binge drinking15.7%
No physical activity31.1%
Less than 7 hrs sleep37.2%
Fair or poor health20.0%
Poor mental health18.2%
Poor physical health13.9%
No health insurance10.5%
Visited doctor (checkup)75.7%
Visited dentist54.0%
Cholesterol screening89.4%
Teeth loss19.1%

Veterans & disability

VeteransCount%
Civilian veterans838.5%
Disability%
Any disability13.5%
Under 180.0%
18–64 years12.1%
65 and over51.8%

Health insurance coverage

Type%
Private insurance65.6%
Public insurance44.2%
Uninsured under 192.7%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,30885.9%
Spanish00.0%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)1,50698.9%
Born in same state1,47897.1%
Born in different state1,18277.7%
Foreign born281.8%
Naturalized citizen161.1%
Not a US citizen00.0%

Ancestry

AncestryCount%
Arab37924.9%
French24215.9%
AncestryCount%
Italian624.1%

Technology access

Metric% of households
Computer access29.3%
Internet access80.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What ZIP codes does Germantown, KY have?
Germantown, KY has one ZIP code: 41044. Each ZIP code serves a distinct delivery area within the city and surrounding region.
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