76528 ZIP Code — Gatesville, TX

Coryell County, Texas

ZIP code 76528 is located in Gatesville, Texas, within Coryell County. It covers approximately 486.34 square miles and serves a population of 19,323 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 254.

About ZIP code 76528

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $157,900. Owner-occupancy sits near the national average at 70%.

Median household income is $58,862. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.

Overall, ZIP code 76528 reflects a community defined by a trades-oriented workforce, a strong veteran community, and a significant Social Security-dependent population.

19,323

population

486.34

sq mi land

Standard

ZIP type

Central (CT)

timezone

76528 ZIP code map

Cities in ZIP code 76528

Below are the cities the US Postal Service accepts for ZIP code 76528. Using any city not on this list may result in mail delivery delays.

City	Status
Gatesville	Acceptable
Gatesville	Preferred

Nearby ZIP codes

76597 Gatesville (2.5 mi) 76598 Gatesville (2.5 mi) 76599 Gatesville (2.5 mi) 76596 Gatesville (2.7 mi) 76538 Jonesboro (12.5 mi) 76561 Oglesby (12.9 mi) 76566 Purmela (13 mi) 76544 Fort Hood (13.2 mi) 76689 Valley Mills (20 mi)

Demographics updated 06/2026

Population
Total population	19,323
Population density	40 / sq mi
State FIPS	48
County FIPS	099

Geography
Land area	486.34 sq mi
Water area	1.81 sq mi
Latitude	31.4139
Longitude	-97.7776
Timezone	Central (CT)
Area code	254

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.9%	44.3%	39.5%
$50k – $100k	32.9%	35.4%	30.1%
$100k – $200k	18.5%	18.1%	22.6%
Over $200k	2.7%	2.1%	7.8%

Demographics & statistics

19,323

Population

People per sq mi

39.3

Median age

$58,862

Median household income

$28,797

Per capita income

$157,900

Median home value

$862

Median monthly rent

69.6%

Home ownership

13.6%

Poverty rate

5.7%

Unemployment

5,439

Housing units

16.7%

Bachelor's or higher

Age distribution

Male Female

430

Under 5

576

478

5–9

638

529

10–14

707

480

15–19

641

359

20–24

481

1,208

25–34

1,616

1,286

35–44

1,719

929

45–54

1,243

671

55–59

896

369

60–64

494

938

65–74

1,255

457

75–84

610

134

85+

179

← Male

Female →

Age summary

Group	Count	%
Under 18	4,185	21.7%
18 and over	15,138	78.3%
65 and over	3,573	18.5%
Median age	39.3 years

Race & ethnicity

White 72.1%

Two or more races 13.2%

Hispanic or Latino 7.7%

Black or African American 4.4%

Other race 1.4%

Asian 1.1%

American Indian / Alaska Native 0.1%

Group	Count	%
White	15,096	72.1%
Two or more races	2,761	13.2%
Hispanic or Latino	1,609	7.7%
Black or African American	914	4.4%
Other race	291	1.4%
Asian	227	1.1%
American Indian / Alaska Native	26	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.9%	44.3%	39.5%
$50k – $100k	32.9%	35.4%	30.1%
$100k – $200k	18.5%	18.1%	22.6%
Over $200k	2.7%	2.1%	7.8%

Under $10k 4.1%

$10k–$15k 5.3%

$15k–$25k 11.8%

$25k–$35k 9.2%

$35k–$50k 13.2%

$50k–$75k 20.2%

$75k–$100k 10.1%

$100k–$150k 14.5%

$150k–$200k 6.4%

$200k+ 5.1%

Range	% of households
Under $10k	4.1%
$10k–$15k	5.3%
$15k–$25k	11.8%
$25k–$35k	9.2%
$35k–$50k	13.2%
$50k–$75k	20.2%
$75k–$100k	10.1%
$100k–$150k	14.5%
$150k–$200k	6.4%
$200k+	5.1%
Median income	$58,862

Housing

Home values

Under $50k 8.4%

$50k–$100k 21.0%

$100k–$150k 18.4%

$150k–$200k 12.1%

$200k–$300k 22.7%

$300k–$500k 10.4%

$500k–$1M 5.7%

$1M+ 1.3%

Housing overview

Metric	Value
Median home value	$157,900
Median rent / month	$862
Owner occupied	69.6%
Renter occupied	30.4%
Vacant	11.4%
Single-family detached	79.3%
Large apartment buildings	1.6%
Mobile homes	9.9%
Median rooms	5.4
Avg household size (owned)	2.71

Year built

Era	%
2020 or later	0.4%
2010–2019	10.7%
2000–2009	14.8%
1990–1999	12.2%
1980–1989	16.7%
1970–1979	9.0%
1960–1969	10.5%
1950–1959	13.8%
1940–1949	5.0%
1939 or earlier	6.9%

Bedrooms

Size	% of units
No bedroom (studio)	1.0%
1 bedroom	6.9%
2 bedrooms	25.4%
3 bedrooms	51.5%
4 bedrooms	13.0%
5+ bedrooms	2.2%

Vehicles per household

Vehicles	% of households
No vehicle	4.7%
1 vehicle	35.1%
2 vehicles	31.4%
3 or more	28.8%

Heating fuel

Fuel type	%
Utility gas	24.9%
Electricity	63.7%
Propane / LP gas	8.0%
Wood	2.8%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	3,152	47.8%
Cohabiting couple	205	3.1%
Male householder, no spouse	1,123	17.0%
Female householder, no spouse	2,112	32.0%
Households with children under 18	2,007	30.4%
Households with seniors (65+)	2,594	39.4%
Average household size	2.51

Marital status

Status	Male	Female
Never married	25.7%	24.6%
Married	54.5%	43.2%
Separated	2.7%	5.0%
Widowed	3.6%	10.3%
Divorced	13.5%	16.8%

Education

Less than 9th grade 4.9%

Some HS, no diploma 6.5%

HS graduate 30.5%

Some college, no degree 33.1%

Associate's degree 8.3%

Bachelor's degree 10.2%

Graduate / professional 6.5%

Metric	%
HS diploma or higher	88.6%
Bachelor's or higher	16.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	231	5.4%
Kindergarten	142	3.3%
Elementary school	1,813	42.3%
High school	1,332	31.1%
College / grad school	765	17.9%

Employment

Industry of employment

Education & healthcare 20.3%

Public administration 15.2%

Construction 11.9%

Manufacturing 9.4%

Retail trade 8.5%

Transportation & utilities 7.2%

Professional & management 5.6%

Finance & real estate 5.0%

Other services 4.9%

Wholesale trade 4.1%

Arts, food & hospitality 3.9%

Agriculture & mining 3.6%

Information 0.3%

Occupation

Category	%
Management, business & arts	36.5%
Service	16.0%
Sales & office	19.4%
Natural resources & construction	13.7%
Production & transportation	14.4%

Employment type

Type	%
Private sector	61.6%
Government	28.0%
Self-employed	10.0%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	78.0%
Carpool	11.5%
Public transit	0.0%
Walk	2.3%
Work from home	7.7%
Other means	0.4%
Avg commute (minutes)	26.1

Poverty

All people 13.6%

Under 18 years 16.6%

18 and over 12.6%

Married-couple families 6.2%

Female-led households 19.5%

Income support

Source	% of households
Social Security	42.2%
Retirement income	35.8%
Supplemental Security	5.8%
Cash public assistance	1.6%
Food stamps / SNAP	12.1%

Health indicators

Condition	%
Obesity	34.8%
High blood pressure	34.8%
High cholesterol	34.2%
Diabetes	11.3%
Heart disease	6.8%
Stroke	3.3%
Asthma	10.2%
Arthritis	25.0%
Kidney disease	3.0%
Pulmonary disease	8.0%
Cancer	6.4%

Behavior / access	%
Smoking	21.6%
Binge drinking	18.7%
No physical activity	26.8%
Less than 7 hrs sleep	36.4%
Depression	25.8%
Fair or poor health	18.3%
Poor mental health	17.4%
Poor physical health	12.5%
No health insurance	24.4%
Visited doctor (checkup)	72.1%
Visited dentist	53.8%
Cholesterol screening	88.2%
Teeth loss	15.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,881	12.7%

Disability	%
Any disability	21.1%
Under 18	7.8%
18–64 years	16.6%
65 and over	48.6%

Health insurance coverage

Type	%
Private insurance	66.0%
Public insurance	41.8%
No insurance	12.2%
Uninsured under 19	7.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	18,317	94.8%
Spanish	648	3.5%
Other Indo-European	477	2.6%
Asian & Pacific Islander	104	0.6%
Other languages	67	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	18,328	94.9%
Born in same state	17,983	93.1%
Born in different state	13,137	68.0%
Foreign born	345	1.8%
Naturalized citizen	995	5.1%
Not a US citizen	411	41.3%

Ancestry

Ancestry	Count	%
Italian	2,329	12.1%
French	2,155	11.2%
Arab	1,480	7.7%
English	238	1.2%

Ancestry	Count	%
Polish	115	0.6%
German	113	0.6%
Dutch	21	0.1%
Irish	20	0.1%

Technology access

Metric	% of households
Computer access	34.1%
Internet access	91.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 76528

What city is ZIP code 76528 in?

ZIP code 76528 is primarily assigned to Gatesville, Texas.

What county is ZIP code 76528 in?

ZIP code 76528 falls within Coryell County, Texas.

Does ZIP code 76528 have a large retiree population?

42% of households in ZIP code 76528 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 76528 have a large veteran population?

13% of civilians in ZIP code 76528 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 76528?

The median home value in ZIP code 76528 is $157,900.

What is the population of ZIP code 76528?

ZIP code 76528 has an estimated population of 19,323 residents, with a density of 40 people per square mile.

What timezone is ZIP code 76528 in?

ZIP code 76528 observes the CST timezone.