21702 ZIP Code — Frederick, MD
Frederick County, Maryland
ZIP code 21702 is located in Frederick, Maryland, within Frederick County. It covers approximately 41.72 square miles and serves a population of 46,596 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 240/301.
About ZIP code 21702
The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $360,800. Owner-occupancy sits near the national average at 64%.
Median household income is $100,449.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.
Educational attainment is near the national average, with 40% of residents holding a bachelor's degree or higher.
46,596
population
41.72
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
21702 ZIP code map
Cities in ZIP code 21702
Below are the cities the US Postal Service accepts for ZIP code 21702. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Frederick | Acceptable |
| Frederick | Preferred |
Nearby ZIP codes
21793 Walkersville (5.9 mi)
21709 Frederick (6.1 mi)
21773 Myersville (6.5 mi)
21701 Frederick (6.5 mi)
21788 Thurmont (7 mi)
21769 Middletown (7.1 mi)
21798 Woodsboro (9.1 mi)
21703 Frederick (9.3 mi)
21778 Rocky Ridge (10.2 mi)
21704 Frederick (11.3 mi)
21774 New Market (11.3 mi)
21779 Rohrersville (11.6 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 46,596 |
| Population density | 1,117 / sq mi |
| State FIPS | 24 |
| County FIPS | 021 |
| Geography | |
|---|---|
| Land area | 41.72 sq mi |
| Water area | 0.11 sq mi |
| Latitude | 39.4959 |
| Longitude | -77.4540 |
| Timezone | Eastern (ET) |
| Area code | 240/301 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 29.1% | 22.0% | 28.2% |
| $50k – $100k | 27.7% | 27.2% | 28.2% |
| $100k – $200k | 31.7% | 36.5% | 30.1% |
| Over $200k | 11.5% | 14.3% | 13.4% |
Demographics & statistics
46,596
Population
1,117
People per sq mi
38.1
Median age
$100,449
Median household income
$46,722
Per capita income
$360,800
Median home value
$1,659
Median monthly rent
64.0%
Home ownership
9.6%
Poverty rate
3.2%
Unemployment
12,036
Housing units
39.6%
Bachelor's or higher
Age distribution
Male
Female
1,237
Under 5
1,358
1,593
5–9
1,748
1,504
10–14
1,650
1,427
15–19
1,567
1,275
20–24
1,399
3,113
25–34
3,417
3,138
35–44
3,445
2,866
45–54
3,145
1,481
55–59
1,626
1,299
60–64
1,425
1,883
65–74
2,066
943
75–84
1,035
456
85+
500
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 11,157 | 23.9% |
| 18 and over | 35,439 | 76.1% |
| 65 and over | 6,883 | 14.8% |
| Median age | 38.1 years | |
Race & ethnicity
White
55.6%
Black or African American
15%
Hispanic or Latino
11%
Two or more races
10.2%
Asian
4.1%
Other race
4%
American Indian / Alaska Native
0.2%
| Group | Count | % |
|---|---|---|
| White | 29,099 | 55.6% |
| Black or African American | 7,855 | 15% |
| Hispanic or Latino | 5,741 | 11% |
| Two or more races | 5,345 | 10.2% |
| Asian | 2,130 | 4.1% |
| Other race | 2,084 | 4% |
| American Indian / Alaska Native | 83 | 0.2% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 29.1% | 22.0% | 28.2% |
| $50k – $100k | 27.7% | 27.2% | 28.2% |
| $100k – $200k | 31.7% | 36.5% | 30.1% |
| Over $200k | 11.5% | 14.3% | 13.4% |
Under $10k
3.7%
$10k–$15k
3.5%
$15k–$25k
3.8%
$25k–$35k
5.0%
$35k–$50k
7.0%
$50k–$75k
16.3%
$75k–$100k
10.4%
$100k–$150k
21.2%
$150k–$200k
10.9%
$200k+
18.2%
| Range | % of households |
|---|---|
| Under $10k | 3.7% |
| $10k–$15k | 3.5% |
| $15k–$25k | 3.8% |
| $25k–$35k | 5.0% |
| $35k–$50k | 7.0% |
| $50k–$75k | 16.3% |
| $75k–$100k | 10.4% |
| $100k–$150k | 21.2% |
| $150k–$200k | 10.9% |
| $200k+ | 18.2% |
| Median income | $100,449 |
Housing
Home values
Under $50k
2.0%
$50k–$100k
0.8%
$100k–$150k
1.2%
$150k–$200k
5.1%
$200k–$300k
25.6%
$300k–$500k
45.6%
$500k–$1M
17.4%
$1M+
2.4%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $360,800 |
| Median rent / month | $1,659 |
| Owner occupied | 64.0% |
| Renter occupied | 36.0% |
| Vacant | 4.8% |
| Single-family detached | 44.0% |
| Large apartment buildings | 7.0% |
| Mobile homes | 0.1% |
| Median rooms | 6.2 |
| Avg household size (owned) | 2.84 |
Year built
| Era | % |
|---|---|
| 2020 or later | 1.0% |
| 2010–2019 | 8.8% |
| 2000–2009 | 16.6% |
| 1990–1999 | 21.1% |
| 1980–1989 | 18.2% |
| 1970–1979 | 14.2% |
| 1960–1969 | 9.8% |
| 1950–1959 | 5.2% |
| 1940–1949 | 1.5% |
| 1939 or earlier | 3.5% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.3% |
| 1 bedroom | 6.9% |
| 2 bedrooms | 24.1% |
| 3 bedrooms | 36.5% |
| 4 bedrooms | 25.2% |
| 5+ bedrooms | 6.0% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 4.9% |
| 1 vehicle | 33.1% |
| 2 vehicles | 38.7% |
| 3 or more | 23.3% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 40.9% |
| Electricity | 47.2% |
| Propane / LP gas | 3.1% |
| Fuel oil | 7.6% |
| Wood | 0.7% |
| Solar | 0.2% |
| No fuel used | 0.1% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 8,975 | 51.5% |
| Cohabiting couple | 1,202 | 6.9% |
| Male householder, no spouse | 2,787 | 16.0% |
| Female householder, no spouse | 4,473 | 25.7% |
| Households with children under 18 | 6,673 | 38.3% |
| Households with seniors (65+) | 4,834 | 27.7% |
| Average household size | 2.64 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 33.9% | 30.4% |
| Married | 54.3% | 48.4% |
| Separated | 1.0% | 1.9% |
| Widowed | 2.6% | 7.8% |
| Divorced | 8.2% | 11.5% |
Education
Less than 9th grade
6.4%
Some HS, no diploma
3.7%
HS graduate
22.3%
Some college, no degree
18.9%
Associate's degree
9.1%
Bachelor's degree
22.2%
Graduate / professional
17.4%
| Metric | % |
|---|---|
| HS diploma or higher | 89.9% |
| Bachelor's or higher | 39.6% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 807 | 6.7% |
| Kindergarten | 592 | 4.9% |
| Elementary school | 5,042 | 41.6% |
| High school | 2,896 | 23.9% |
| College / grad school | 2,782 | 23.0% |
Employment
Industry of employment
Education & healthcare
19.5%
Professional & management
17.9%
Retail trade
11.5%
Construction
10.0%
Arts, food & hospitality
8.4%
Public administration
7.9%
Finance & real estate
7.2%
Manufacturing
4.6%
Other services
4.5%
Transportation & utilities
3.6%
Information
2.4%
Wholesale trade
1.8%
Agriculture & mining
0.7%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 47.3% |
| Service | 16.6% |
| Sales & office | 19.1% |
| Natural resources & construction | 10.1% |
| Production & transportation | 6.9% |
Employment type
| Type | % |
|---|---|
| Private sector | 77.4% |
| Government | 17.1% |
| Self-employed | 5.3% |
| Unpaid family workers | 0.2% |
Commute
| Method | % |
|---|---|
| Drive alone | 72.7% |
| Carpool | 8.4% |
| Public transit | 1.8% |
| Walk | 1.2% |
| Work from home | 14.8% |
| Other means | 1.1% |
| Avg commute (minutes) | 32.1 |
Poverty
All people
9.6%
Under 18 years
15.4%
18 and over
7.7%
Married-couple families
2.8%
Female-led households
26.4%
Income support
| Source | % of households |
|---|---|
| Social Security | 27.0% |
| Retirement income | 24.6% |
| Supplemental Security | 3.7% |
| Cash public assistance | 2.4% |
| Food stamps / SNAP | 11.7% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 32.9% |
| High blood pressure | 31.0% |
| High cholesterol | 33.4% |
| Diabetes | 9.8% |
| Heart disease | 5.1% |
| Stroke | 2.5% |
| Asthma | 9.9% |
| Arthritis | 21.3% |
| Kidney disease | 2.5% |
| Pulmonary disease | 5.1% |
| Cancer | 6.1% |
| Behavior / access | % |
|---|---|
| Smoking | 12.9% |
| Binge drinking | 15.8% |
| No physical activity | 21.0% |
| Less than 7 hrs sleep | 32.4% |
| Depression | 19.0% |
| Fair or poor health | 11.4% |
| Poor mental health | 13.9% |
| Poor physical health | 7.9% |
| No health insurance | 11.4% |
| Visited doctor (checkup) | 75.4% |
| Visited dentist | 66.0% |
| Cholesterol screening | 91.3% |
| Teeth loss | 9.5% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 2,853 | 8.1% |
| Disability | % |
|---|---|
| Any disability | 10.9% |
| Under 18 | 4.9% |
| 18–64 years | 8.2% |
| 65 and over | 33.2% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 72.4% |
| Public insurance | 30.8% |
| No insurance | 8.6% |
| Uninsured under 19 | 7.0% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 44,001 | 94.4% |
| Spanish | 3,300 | 7.5% |
| Other Indo-European | 2,183 | 5.0% |
| Asian & Pacific Islander | 612 | 1.4% |
| Other languages | 364 | 0.8% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 37,715 | 80.9% |
| Born in same state | 36,759 | 78.9% |
| Born in different state | 19,582 | 42.0% |
| Foreign born | 956 | 2.1% |
| Naturalized citizen | 8,881 | 19.1% |
| Not a US citizen | 4,858 | 54.7% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 5,332 | 11.4% |
| French | 3,918 | 8.4% |
| Arab | 2,125 | 4.6% |
| English | 271 | 0.6% |
| Polish | 234 | 0.5% |
| Ancestry | Count | % |
|---|---|---|
| Norwegian | 181 | 0.4% |
| German | 172 | 0.4% |
| Irish | 133 | 0.3% |
| Dutch | 46 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 37.4% |
| Internet access | 94.9% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 21702
What city is ZIP code 21702 in?
ZIP code 21702 is primarily assigned to Frederick, Maryland.
What county is ZIP code 21702 in?
ZIP code 21702 falls within Frederick County, Maryland.
What is the typical home value in ZIP code 21702?
The median home value in ZIP code 21702 is $360,800.
What is the population of ZIP code 21702?
ZIP code 21702 has an estimated population of 46,596 residents, with a density of 1,117 people per square mile.
What is the median household income in ZIP code 21702?
The median household income in ZIP code 21702 is $100,449, above the national median of ~$75,000.
What timezone is ZIP code 21702 in?
ZIP code 21702 observes the EST timezone.