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21703 ZIP Code — Frederick, MD

Frederick County, Maryland

ZIP code 21703 is located in Frederick, Maryland, within Frederick County. It covers approximately 32.03 square miles and serves a population of 39,606 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 240/301.

About ZIP code 21703

The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $343,900. Owner-occupancy sits near the national average at 67%.

Median household income is $103,028.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.

Educational attainment is near the national average, with 41% of residents holding a bachelor's degree or higher.

39,606
population
32.03
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
21703 ZIP code map
Cities in ZIP code 21703

Below are the cities the US Postal Service accepts for ZIP code 21703. Using any city not on this list may result in mail delivery delays.

City Status
Frederick Preferred
Nearby ZIP codes
21709 Frederick (4.5 mi) 21704 Frederick (4.5 mi) 21710 Adamstown (4.9 mi) 20103 Dulles (5 mi) 20104 Dulles (5 mi) 21755 Jefferson (6.2 mi) 21777 Point Of Rocks (6.6 mi) 21790 Tuscarora (7.6 mi) 21769 Middletown (8.1 mi) 21716 Brunswick (9.3 mi) 21702 Frederick (9.3 mi) 21701 Frederick (9.6 mi)
Demographics updated 06/2026
Population
Total population 39,606
Population density 1,237 / sq mi
State FIPS 24
County FIPS 021
Geography
Land area 32.03 sq mi
Water area 0.04 sq mi
Latitude 39.3613
Longitude -77.4586
Timezone Eastern (ET)
Area code 240/301
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 25.5% 22.0% 28.2%
$50k – $100k 29.0% 27.2% 28.2%
$100k – $200k 38.5% 36.5% 30.1%
Over $200k 7.0% 14.3% 13.4%

Demographics & statistics

39,606
Population
1,237
People per sq mi
35.5
Median age
$103,028
Median household income
$43,979
Per capita income
$343,900
Median home value
$1,769
Median monthly rent
66.7%
Home ownership
7.6%
Poverty rate
4.5%
Unemployment
10,380
Housing units
41.3%
Bachelor's or higher

Age distribution

Male Female
1,500
Under 5
1,637
1,151
5–9
1,257
1,325
10–14
1,447
1,064
15–19
1,161
1,252
20–24
1,366
3,009
25–34
3,285
3,155
35–44
3,444
2,261
45–54
2,468
1,161
55–59
1,267
1,062
60–64
1,159
1,262
65–74
1,377
544
75–84
593
191
85+
208
← Male
Female →

Age summary

GroupCount%
Under 189,57024.2%
18 and over30,03675.8%
65 and over4,17510.5%
Median age35.5 years

Race & ethnicity

White 54.2%
Black or African American 13.5%
Two or more races 10.5%
Hispanic or Latino 9.5%
Asian 8.3%
Other race 3.5%
American Indian / Alaska Native 0.5%
Native Hawaiian / Pacific Islander 0.1%
GroupCount%
White23,72954.2%
Black or African American5,89513.5%
Two or more races4,59810.5%
Hispanic or Latino4,1669.5%
Asian3,6178.3%
Other race1,5453.5%
American Indian / Alaska Native1970.5%
Native Hawaiian / Pacific Islander250.1%

Household income

Income range This ZIP County avg State avg
Under $50k 25.5% 22.0% 28.2%
$50k – $100k 29.0% 27.2% 28.2%
$100k – $200k 38.5% 36.5% 30.1%
Over $200k 7.0% 14.3% 13.4%
Under $10k 1.6%
$10k–$15k 3.3%
$15k–$25k 3.3%
$25k–$35k 4.6%
$35k–$50k 7.5%
$50k–$75k 14.3%
$75k–$100k 11.7%
$100k–$150k 25.5%
$150k–$200k 15.6%
$200k+ 12.6%
Range% of households
Under $10k1.6%
$10k–$15k3.3%
$15k–$25k3.3%
$25k–$35k4.6%
$35k–$50k7.5%
$50k–$75k14.3%
$75k–$100k11.7%
$100k–$150k25.5%
$150k–$200k15.6%
$200k+12.6%
Median income$103,028

Housing

Home values

Under $50k 1.7%
$50k–$100k 0.1%
$100k–$150k 0.7%
$150k–$200k 3.7%
$200k–$300k 29.2%
$300k–$500k 50.7%
$500k–$1M 12.5%
$1M+ 1.2%

Housing overview

MetricValue
Median home value$343,900
Median rent / month$1,769
Owner occupied66.7%
Renter occupied33.3%
Vacant3.6%
Single-family detached33.6%
Large apartment buildings4.3%
Mobile homes1.4%
Median rooms6.0
Avg household size (owned)2.75

Year built

Era%
2020 or later0.6%
2010–201915.7%
2000–200915.8%
1990–199928.7%
1980–198923.7%
1970–19796.1%
1960–19692.0%
1950–19592.4%
1940–19490.5%
1939 or earlier4.4%

Bedrooms

Size% of units
No bedroom (studio)2.9%
1 bedroom6.0%
2 bedrooms24.5%
3 bedrooms40.4%
4 bedrooms21.5%
5+ bedrooms4.6%

Vehicles per household

Vehicles% of households
No vehicle3.0%
1 vehicle29.9%
2 vehicles42.6%
3 or more24.5%

Heating fuel

Fuel type%
Utility gas33.0%
Electricity59.0%
Propane / LP gas2.3%
Fuel oil3.9%
Wood0.8%
Solar0.6%
No fuel used0.1%

Households & families

Household typeCount%
Married-couple family6,94747.1%
Cohabiting couple1,3899.4%
Male householder, no spouse2,26815.4%
Female householder, no spouse4,13728.1%
Households with children under 185,68638.6%
Households with seniors (65+)3,40423.1%
Average household size2.68

Marital status

StatusMaleFemale
Never married36.9%32.1%
Married51.9%44.5%
Separated2.3%1.8%
Widowed0.9%7.1%
Divorced8.0%14.4%

Education

Less than 9th grade 5.4%
Some HS, no diploma 4.5%
HS graduate 22.6%
Some college, no degree 18.4%
Associate's degree 7.8%
Bachelor's degree 24.8%
Graduate / professional 16.5%
Metric%
HS diploma or higher90.1%
Bachelor's or higher41.3%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool7757.5%
Kindergarten6486.3%
Elementary school3,91137.8%
High school1,89318.3%
College / grad school3,12230.2%

Employment

Industry of employment

Education & healthcare 20.7%
Professional & management 18.8%
Retail trade 12.6%
Construction 8.3%
Public administration 8.2%
Arts, food & hospitality 8.0%
Finance & real estate 6.4%
Manufacturing 5.5%
Transportation & utilities 4.1%
Other services 3.5%
Wholesale trade 1.5%
Information 1.5%
Agriculture & mining 0.8%

Occupation

Category%
Management, business & arts47.0%
Service17.9%
Sales & office17.4%
Natural resources & construction7.8%
Production & transportation9.9%

Employment type

Type%
Private sector78.5%
Government18.3%
Self-employed2.9%
Unpaid family workers0.4%

Commute

Method%
Drive alone73.4%
Carpool10.0%
Public transit1.9%
Walk0.3%
Work from home12.4%
Other means2.0%
Avg commute (minutes)33.3

Poverty

All people 7.6%
Under 18 years 9.6%
18 and over 6.9%
Married-couple families 1.2%
Female-led households 26.9%

Income support

Source% of households
Social Security22.7%
Retirement income18.6%
Supplemental Security4.0%
Cash public assistance1.9%
Food stamps / SNAP7.4%

Health indicators

Condition%
Obesity32.8%
High blood pressure27.9%
High cholesterol30.7%
Diabetes8.6%
Heart disease4.1%
Stroke2.1%
Asthma9.8%
Arthritis18.4%
Kidney disease2.1%
Pulmonary disease4.4%
Cancer4.9%
Behavior / access%
Smoking13.6%
Binge drinking17.0%
No physical activity20.6%
Less than 7 hrs sleep33.3%
Depression19.4%
Fair or poor health10.6%
Poor mental health14.5%
Poor physical health7.4%
No health insurance12.2%
Visited doctor (checkup)73.5%
Visited dentist65.4%
Cholesterol screening90.3%
Teeth loss9.1%

Veterans & disability

VeteransCount%
Civilian veterans1,6805.6%
Disability%
Any disability7.7%
Under 183.9%
18–64 years6.5%
65 and over23.5%

Health insurance coverage

Type%
Private insurance76.4%
Public insurance27.2%
No insurance6.7%
Uninsured under 193.3%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only36,46992.1%
Spanish4,22611.6%
Other Indo-European2,7637.6%
Asian & Pacific Islander5581.5%
Other languages8102.2%

Place of birth & citizenship

OriginCount%
Native born (US)31,14178.6%
Born in same state30,62577.3%
Born in different state17,81345.0%
Foreign born5161.3%
Naturalized citizen8,46521.4%
Not a US citizen4,13248.8%

Ancestry

AncestryCount%
Italian4,03610.2%
French3,5218.9%
Arab1,3753.5%
Irish3690.9%
English2750.7%
AncestryCount%
German950.2%
Polish810.2%
Norwegian770.2%
Dutch260.1%

Technology access

Metric% of households
Computer access37.2%
Internet access98.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 21703

What city is ZIP code 21703 in?

ZIP code 21703 is primarily assigned to Frederick, Maryland.

What county is ZIP code 21703 in?

ZIP code 21703 falls within Frederick County, Maryland.

What is the typical home value in ZIP code 21703?

The median home value in ZIP code 21703 is $343,900.

What is the median household income in ZIP code 21703?

The median household income in ZIP code 21703 is $103,028, above the national median of ~$75,000.

What is the population of ZIP code 21703?

ZIP code 21703 has an estimated population of 39,606 residents, with a density of 1,237 people per square mile.

What timezone is ZIP code 21703 in?

ZIP code 21703 observes the EST timezone.

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