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Maryland ZIP Codes
Frederick County
Frederick, MD
21703
21703 ZIP Code — Frederick, MD
Frederick County, Maryland
ZIP code 21703 is located in
Frederick ,
Maryland ,
within Frederick County .
It covers approximately 32.03 square miles and serves a population of
39,606 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 240/301 .
About ZIP code 21703
The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $343,900. Owner-occupancy sits near the national average at 67%.
Median household income is $103,028.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.
Educational attainment is near the national average, with 41% of residents holding a bachelor's degree or higher.
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Cities in ZIP code 21703
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Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
39,606
Population density
1,237 / sq mi
State FIPS
24
County FIPS
021
Geography
Land area
32.03 sq mi
Water area
0.04 sq mi
Latitude
39.3613
Longitude
-77.4586
Timezone
Eastern (ET)
Area code
240/301
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
25.5%
22.0%
28.2%
$50k – $100k
29.0%
27.2%
28.2%
$100k – $200k
38.5%
36.5%
30.1%
Over $200k
7.0%
14.3%
13.4%
Demographics & statistics
$103,028
Median household income
$343,900
Median home value
$1,769
Median monthly rent
41.3%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 9,570 24.2%
18 and over 30,036 75.8%
65 and over 4,175 10.5%
Median age 35.5 years
Race & ethnicity
Black or African American
13.5%
American Indian / Alaska Native
0.5%
Native Hawaiian / Pacific Islander
0.1%
Group Count %
White 23,729 54.2%
Black or African American 5,895 13.5%
Two or more races 4,598 10.5%
Hispanic or Latino 4,166 9.5%
Asian 3,617 8.3%
Other race 1,545 3.5%
American Indian / Alaska Native 197 0.5%
Native Hawaiian / Pacific Islander 25 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
25.5%
22.0%
28.2%
$50k – $100k
29.0%
27.2%
28.2%
$100k – $200k
38.5%
36.5%
30.1%
Over $200k
7.0%
14.3%
13.4%
Range % of households
Under $10k 1.6%
$10k–$15k 3.3%
$15k–$25k 3.3%
$25k–$35k 4.6%
$35k–$50k 7.5%
$50k–$75k 14.3%
$75k–$100k 11.7%
$100k–$150k 25.5%
$150k–$200k 15.6%
$200k+ 12.6%
Median income $103,028
Housing
Housing overview
Metric Value
Median home value $343,900
Median rent / month $1,769
Owner occupied 66.7%
Renter occupied 33.3%
Vacant 3.6%
Single-family detached 33.6%
Large apartment buildings 4.3%
Mobile homes 1.4%
Median rooms 6.0
Avg household size (owned) 2.75
Year built
Era %
2020 or later 0.6%
2010–2019 15.7%
2000–2009 15.8%
1990–1999 28.7%
1980–1989 23.7%
1970–1979 6.1%
1960–1969 2.0%
1950–1959 2.4%
1940–1949 0.5%
1939 or earlier 4.4%
Bedrooms
Size % of units
No bedroom (studio) 2.9%
1 bedroom 6.0%
2 bedrooms 24.5%
3 bedrooms 40.4%
4 bedrooms 21.5%
5+ bedrooms 4.6%
Vehicles per household
Vehicles % of households
No vehicle 3.0%
1 vehicle 29.9%
2 vehicles 42.6%
3 or more 24.5%
Heating fuel
Fuel type %
Utility gas 33.0%
Electricity 59.0%
Propane / LP gas 2.3%
Fuel oil 3.9%
Wood 0.8%
Solar 0.6%
No fuel used 0.1%
Households & families
Household type Count %
Married-couple family 6,947 47.1%
Cohabiting couple 1,389 9.4%
Male householder, no spouse 2,268 15.4%
Female householder, no spouse 4,137 28.1%
Households with children under 18 5,686 38.6%
Households with seniors (65+) 3,404 23.1%
Average household size 2.68
Marital status
Status Male Female
Never married 36.9% 32.1%
Married 51.9% 44.5%
Separated 2.3% 1.8%
Widowed 0.9% 7.1%
Divorced 8.0% 14.4%
Education
Some college, no degree
18.4%
Graduate / professional
16.5%
Metric %
HS diploma or higher 90.1%
Bachelor's or higher 41.3%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 775 7.5%
Kindergarten 648 6.3%
Elementary school 3,911 37.8%
High school 1,893 18.3%
College / grad school 3,122 30.2%
Employment
Industry of employment
Education & healthcare
20.7%
Professional & management
18.8%
Public administration
8.2%
Arts, food & hospitality
8.0%
Finance & real estate
6.4%
Transportation & utilities
4.1%
Agriculture & mining
0.8%
Occupation
Category %
Management, business & arts 47.0%
Service 17.9%
Sales & office 17.4%
Natural resources & construction 7.8%
Production & transportation 9.9%
Employment type
Type %
Private sector 78.5%
Government 18.3%
Self-employed 2.9%
Unpaid family workers 0.4%
Commute
Method %
Drive alone 73.4%
Carpool 10.0%
Public transit 1.9%
Walk 0.3%
Work from home 12.4%
Other means 2.0%
Avg commute (minutes) 33.3
Poverty
Married-couple families
1.2%
Female-led households
26.9%
Income support
Source % of households
Social Security 22.7%
Retirement income 18.6%
Supplemental Security 4.0%
Cash public assistance 1.9%
Food stamps / SNAP 7.4%
Health indicators
Condition %
Obesity 32.8%
High blood pressure 27.9%
High cholesterol 30.7%
Diabetes 8.6%
Heart disease 4.1%
Stroke 2.1%
Asthma 9.8%
Arthritis 18.4%
Kidney disease 2.1%
Pulmonary disease 4.4%
Cancer 4.9%
Behavior / access %
Smoking 13.6%
Binge drinking 17.0%
No physical activity 20.6%
Less than 7 hrs sleep 33.3%
Depression 19.4%
Fair or poor health 10.6%
Poor mental health 14.5%
Poor physical health 7.4%
No health insurance 12.2%
Visited doctor (checkup) 73.5%
Visited dentist 65.4%
Cholesterol screening 90.3%
Teeth loss 9.1%
Veterans & disability
Veterans Count %
Civilian veterans 1,680 5.6%
Disability %
Any disability 7.7%
Under 18 3.9%
18–64 years 6.5%
65 and over 23.5%
Health insurance coverage
Type %
Private insurance 76.4%
Public insurance 27.2%
No insurance 6.7%
Uninsured under 19 3.3%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 36,469 92.1%
Spanish 4,226 11.6%
Other Indo-European 2,763 7.6%
Asian & Pacific Islander 558 1.5%
Other languages 810 2.2%
Place of birth & citizenship
Origin Count %
Native born (US) 31,141 78.6%
Born in same state 30,625 77.3%
Born in different state 17,813 45.0%
Foreign born 516 1.3%
Naturalized citizen 8,465 21.4%
Not a US citizen 4,132 48.8%
Ancestry
Ancestry Count %
Italian 4,036 10.2%
French 3,521 8.9%
Arab 1,375 3.5%
Irish 369 0.9%
English 275 0.7%
Ancestry Count %
German 95 0.2%
Polish 81 0.2%
Norwegian 77 0.2%
Dutch 26 0.1%
Technology access
Metric % of households
Computer access 37.2%
Internet access 98.3%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 21703
What city is ZIP code 21703 in?
ZIP code 21703 is primarily assigned to Frederick, Maryland.
What county is ZIP code 21703 in?
ZIP code 21703 falls within Frederick County, Maryland.
What is the typical home value in ZIP code 21703?
The median home value in ZIP code 21703 is $343,900.
What is the median household income in ZIP code 21703?
The median household income in ZIP code 21703 is $103,028, above the national median of ~$75,000.
What is the population of ZIP code 21703?
ZIP code 21703 has an estimated population of 39,606 residents, with a density of 1,237 people per square mile.
What timezone is ZIP code 21703 in?
ZIP code 21703 observes the EST timezone.
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