Thurmont ZIP Codes — Frederick County, MD

There is one unique ZIP code in Thurmont, Maryland and it is 21788. Area code: 240/301.

ZIP codes

65.44

sq mi land

0.51

sq mi water

240/301

area code

Thurmont, MD ZIP code map

About Thurmont, MD

Thurmont, located in Maryland, is a picturesque town set within the scenic landscapes of Frederick County. Known for its friendly community and historical significance, it offers residents and visitors a quaint small-town atmosphere. The town's charm is complemented by its proximity to outdoor recreational areas, making it a desirable location for nature lovers.

Location & geography

Thurmont is strategically positioned in the northern part of Frederick County, Maryland, and is surrounded by breathtaking views of the Catoctin Mountains. It lies approximately 13 miles from the city of Frederick, 23 miles from Hagerstown, and 60 miles from Baltimore. The total land area of Thurmont is 65.44 square miles, with a water area of 0.51 square miles, showcasing a diverse terrain of rolling hills and open spaces.

Community & economy

The town of Thurmont boasts a close-knit community that values its historical roots and fosters a strong sense of local pride. Its economy thrives on a mix of small businesses, agriculture, and tourism, drawing visitors to its scenic attractions. Daily life in Thurmont is characterized by community events, local markets, and an abundance of outdoor activities, making it an engaging place for residents.

Transportation

Thurmont is accessible via several main highways, including U.S. Route 15 and Maryland Route 550, allowing for convenient travel to nearby cities. The nearest major airport is Hagerstown Regional Airport, located about 30 miles to the west. Public transportation options are limited, making personal vehicles the primary mode of transit for residents.

History

Thurmont was founded in the 18th century and has a rich history that includes the development of agriculture and industry in the region. The town was historically significant for its location near the Catoctin Mountains and was a key area for the timber and iron industries. Notable events in its history include hosting the annual Catoctin Colorfest, which celebrates the area's vibrant fall foliage and local craft artisans.

Did you know?

One surprising fact about Thurmont is that it was once known as 'Mechanics Town' due to its early industrial roots. Additionally, the town is home to the famous Catoctin Mount Park, which draws thousands of visitors each year for its beautiful hiking trails and stunning vistas.

ZIP codes for Thurmont, MD (1)

ZIP code	City	County	Map
21788	Thurmont	Frederick	View map

Demographics & statistics

11,412

Population

47.9

Median age

$90,091

Median household income

$49,567

Per capita income

$328,600

Median home value

$1,025

Median monthly rent

80.8%

Home ownership

8.2%

Poverty rate

2.4%

Unemployment

4,061

Housing units

27.7%

Bachelor's or higher

Age distribution

Male Female

166

Under 5

163

227

5–9

222

384

10–14

377

327

15–19

320

361

20–24

355

701

25–34

687

514

35–44

504

880

45–54

863

600

55–59

588

478

60–64

469

682

65–74

669

248

75–84

243

194

85+

190

← Male

Female →

Age summary

Group	Count	%
Under 18	1,997	17.5%
18 and over	9,415	82.5%
65 and over	2,226	19.5%
Median age	47.9 years

Race & ethnicity

White 91.3%

Two or more races 3.4%

Hispanic or Latino 2.7%

Other race 1.2%

Black or African American 0.9%

Asian 0.4%

American Indian / Alaska Native 0.1%

Group	Count	%
White	10,710	91.3%
Two or more races	395	3.4%
Hispanic or Latino	317	2.7%
Other race	141	1.2%
Black or African American	100	0.9%
Asian	51	0.4%
American Indian / Alaska Native	15	0.1%

Household income

Under $10k 1.5%

$10k–$15k 3.6%

$15k–$25k 7.2%

$25k–$35k 4.5%

$35k–$50k 8.4%

$50k–$75k 13.1%

$75k–$100k 18.0%

$100k–$150k 18.1%

$150k–$200k 9.6%

$200k+ 16.0%

Range	% of households
Under $10k	1.5%
$10k–$15k	3.6%
$15k–$25k	7.2%
$25k–$35k	4.5%
$35k–$50k	8.4%
$50k–$75k	13.1%
$75k–$100k	18.0%
$100k–$150k	18.1%
$150k–$200k	9.6%
$200k+	16.0%
Median income	$90,091

Housing

Home values

Under $50k 1.7%

$50k–$100k 2.1%

$100k–$150k 0.9%

$150k–$200k 9.7%

$200k–$300k 28.2%

$300k–$500k 48.7%

$500k–$1M 7.2%

$1M+ 1.5%

Housing overview

Metric	Value
Median home value	$328,600
Median rent / month	$1,025
Owner occupied	80.8%
Renter occupied	19.2%
Vacant	6.2%
Single-family detached	79.0%
Large apartment buildings	2.1%
Mobile homes	1.0%
Median rooms	6.7
Avg household size (owned)	2.50

Year built

Era	%
2020 or later	0.0%
2010–2019	5.0%
2000–2009	11.0%
1990–1999	17.9%
1980–1989	11.3%
1970–1979	12.0%
1960–1969	10.2%
1950–1959	10.3%
1940–1949	4.7%
1939 or earlier	17.5%

Bedrooms

Size	% of units
No bedroom (studio)	1.0%
1 bedroom	7.4%
2 bedrooms	15.8%
3 bedrooms	45.8%
4 bedrooms	25.4%
5+ bedrooms	4.7%

Vehicles per household

Vehicles	% of households
No vehicle	2.0%
1 vehicle	24.9%
2 vehicles	32.2%
3 or more	41.0%

Heating fuel

Fuel type	%
Utility gas	4.0%
Electricity	54.8%
Propane / LP gas	6.8%
Fuel oil	24.2%
Wood	4.5%
Solar	0.2%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	2,718	58.5%
Cohabiting couple	362	7.8%
Male householder, no spouse	555	11.9%
Female householder, no spouse	1,013	21.8%
Households with children under 18	1,223	26.3%
Households with seniors (65+)	1,687	36.3%
Average household size	2.45

Marital status

Status	Male	Female
Never married	30.2%	20.0%
Married	57.8%	56.5%
Separated	0.7%	1.9%
Widowed	1.8%	10.3%
Divorced	9.5%	11.3%

Education

Less than 9th grade 2.9%

Some HS, no diploma 6.3%

HS graduate 35.8%

Some college, no degree 17.7%

Associate's degree 9.7%

Bachelor's degree 15.7%

Graduate / professional 12.0%

Metric	%
HS diploma or higher	90.8%
Bachelor's or higher	27.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	88	3.7%
Kindergarten	56	2.4%
Elementary school	1,002	42.3%
High school	637	26.9%
College / grad school	586	24.7%

Employment

Industry of employment

Education & healthcare 24.1%

Professional & management 13.0%

Construction 12.0%

Retail trade 10.1%

Public administration 8.8%

Other services 6.6%

Arts, food & hospitality 6.3%

Finance & real estate 5.9%

Manufacturing 5.6%

Information 2.3%

Transportation & utilities 2.1%

Agriculture & mining 1.9%

Wholesale trade 1.2%

Occupation

Category	%
Management, business & arts	40.5%
Service	16.0%
Sales & office	20.1%
Natural resources & construction	12.8%
Production & transportation	10.6%

Employment type

Type	%
Private sector	69.9%
Government	23.8%
Self-employed	6.1%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	77.8%
Carpool	7.8%
Public transit	0.2%
Walk	2.0%
Other means	1.2%
Avg commute (minutes)	29.3

Poverty

All people 8.2%

Under 18 years 14.9%

18 and over 6.8%

Married-couple families 3.4%

Female-led households 20.3%

Income support

Source	% of households
Social Security	35.1%
Retirement income	27.0%
Supplemental Security	3.3%
Cash public assistance	2.0%
Food stamps / SNAP	9.2%

Health indicators

Condition	%
High blood pressure	33.3%
High cholesterol	36.4%
Heart disease	6.1%
Stroke	2.8%
Asthma	9.9%
Arthritis	25.0%
Kidney disease	2.7%
Pulmonary disease	6.5%
Cancer	7.2%

Behavior / access	%
Binge drinking	16.4%
No physical activity	21.3%
Less than 7 hrs sleep	31.5%
Fair or poor health	11.7%
Poor mental health	14.3%
Poor physical health	8.8%
No health insurance	9.7%
Visited doctor (checkup)	75.3%
Visited dentist	67.1%
Cholesterol screening	92.0%
Teeth loss	10.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	742	7.9%

Disability	%
Any disability	12.2%
Under 18	2.9%
18–64 years	9.5%
65 and over	29.3%

Health insurance coverage

Type	%
Private insurance	79.0%
Public insurance	33.2%
Uninsured under 19	6.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	11,083	97.1%
Spanish	88	0.8%
Other Indo-European	88	0.8%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	11,225	98.4%
Born in same state	11,032	96.7%
Born in different state	7,255	63.6%
Foreign born	193	1.7%
Naturalized citizen	187	1.6%
Not a US citizen	117	62.6%

Ancestry

Ancestry	Count	%
French	1,532	13.4%
Italian	1,480	13%
Arab	806	7.1%
English	139	1.2%

Ancestry	Count	%
Irish	54	0.5%
Dutch	45	0.4%
Polish	33	0.3%
German	13	0.1%

Technology access

Metric	% of households
Computer access	40.7%
Internet access	91.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Thurmont, MD have?

Thurmont, MD has one ZIP code: 21788. Each ZIP code serves a distinct delivery area within the city and surrounding region.