80521 ZIP Code — Fort Collins, CO

Larimer County, Colorado

ZIP code 80521 is located in Fort Collins, Colorado, within Larimer County. It covers approximately 14.02 square miles and serves a population of 38,200 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 970.

About ZIP code 80521

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $494,700. Renters make up the majority at 62%, typical of denser urban areas.

The gap between median ($51,712) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 32% of residents, above the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.

Educational attainment is high — 61% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 80521 reflects a community defined by a highly educated population and economic challenges above the national average.

38,200

population

14.02

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

80521 ZIP code map

Cities in ZIP code 80521

Below are the cities the US Postal Service accepts for ZIP code 80521. Using any city not on this list may result in mail delivery delays.

City	Status
Fort Collins	Acceptable
Fort Collins	Preferred

Nearby ZIP codes

80553 Fort Collins (2.4 mi) 80523 Fort Collins (2.7 mi) 80526 Fort Collins (5.3 mi) 80538 Loveland (6.5 mi) 80524 Fort Collins (7.8 mi) 80524 Fort Collins (7.8 mi) 80525 Fort Collins (8.1 mi) 80525 Fort Collins (8.1 mi) 80535 Laporte (8.5 mi) 80547 Timnath (9.6 mi) 80528 Fort Collins (10.1 mi) 80528 Fort Collins (10.1 mi)

Demographics updated 05/2026

Population
Total population	38,200
Population density	2,725 / sq mi
State FIPS	08
County FIPS	069

Geography
Land area	14.02 sq mi
Water area	0.45 sq mi
Latitude	40.5984
Longitude	-105.1264
Timezone	Mountain (MT)
Area code	970

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.4%	32.9%	32.5%
$50k – $100k	27.5%	31.8%	31.0%
$100k – $200k	18.3%	27.1%	26.9%
Over $200k	4.7%	8.2%	9.6%

Demographics & statistics

38,200

Population

2,725

People per sq mi

23.3

Median age

$51,712

Median household income

$30,599

Per capita income

$494,700

Median home value

$1,322

Median monthly rent

37.8%

Home ownership

31.9%

Poverty rate

8.5%

Unemployment

6,456

Housing units

61.0%

Bachelor's or higher

Age distribution

Male Female

476

Under 5

489

494

5–9

507

426

10–14

437

3,553

15–19

3,652

5,601

20–24

5,756

3,193

25–34

3,282

1,867

35–44

1,919

835

45–54

859

537

55–59

551

521

60–64

536

845

65–74

869

375

75–84

386

115

85+

119

← Male

Female →

Age summary

Group	Count	%
Under 18	3,410	8.9%
18 and over	34,790	91.1%
65 and over	2,709	7.1%
Median age	23.3 years

Race & ethnicity

White 78.7%

Two or more races 6.8%

Hispanic or Latino 6%

Asian 3.4%

Other race 2.3%

Black or African American 1.7%

American Indian / Alaska Native 0.9%

Native Hawaiian / Pacific Islander 0.2%

Group	Count	%
White	31,990	78.7%
Two or more races	2,762	6.8%
Hispanic or Latino	2,423	6%
Asian	1,399	3.4%
Other race	915	2.3%
Black or African American	703	1.7%
American Indian / Alaska Native	358	0.9%
Native Hawaiian / Pacific Islander	73	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.4%	32.9%	32.5%
$50k – $100k	27.5%	31.8%	31.0%
$100k – $200k	18.3%	27.1%	26.9%
Over $200k	4.7%	8.2%	9.6%

Under $10k 9.2%

$10k–$15k 6.3%

$15k–$25k 10.5%

$25k–$35k 9.1%

$35k–$50k 14.1%

$50k–$75k 12.9%

$75k–$100k 11.1%

$100k–$150k 14.5%

$150k–$200k 6.1%

$200k+ 6.2%

Range	% of households
Under $10k	9.2%
$10k–$15k	6.3%
$15k–$25k	10.5%
$25k–$35k	9.1%
$35k–$50k	14.1%
$50k–$75k	12.9%
$75k–$100k	11.1%
$100k–$150k	14.5%
$150k–$200k	6.1%
$200k+	6.2%
Median income	$51,712

Housing

Home values

Under $50k 4.2%

$50k–$100k 2.6%

$100k–$150k 0.8%

$150k–$200k 0.9%

$200k–$300k 6.6%

$300k–$500k 35.9%

$500k–$1M 43.1%

$1M+ 5.9%

Housing overview

Metric	Value
Median home value	$494,700
Median rent / month	$1,322
Owner occupied	37.8%
Renter occupied	62.2%
Vacant	6.2%
Single-family detached	47.7%
Large apartment buildings	17.8%
Mobile homes	2.0%
Median rooms	5.1
Avg household size (owned)	2.25

Year built

Era	%
2020 or later	0.0%
2010–2019	12.3%
2000–2009	13.0%
1990–1999	13.5%
1980–1989	7.7%
1970–1979	20.1%
1960–1969	12.2%
1950–1959	6.8%
1940–1949	3.4%
1939 or earlier	10.9%

Bedrooms

Size	% of units
No bedroom (studio)	3.1%
1 bedroom	11.3%
2 bedrooms	30.9%
3 bedrooms	32.3%
4 bedrooms	18.8%
5+ bedrooms	3.7%

Vehicles per household

Vehicles	% of households
No vehicle	7.8%
1 vehicle	32.5%
2 vehicles	31.0%
3 or more	28.7%

Heating fuel

Fuel type	%
Utility gas	58.6%
Electricity	36.5%
Propane / LP gas	3.0%
Fuel oil	0.2%
Wood	0.4%
Solar	0.1%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	4,055	27.9%
Cohabiting couple	1,275	8.8%
Male householder, no spouse	4,432	30.5%
Female householder, no spouse	4,785	32.9%
Households with children under 18	2,034	14.0%
Households with seniors (65+)	2,039	14.0%
Average household size	2.17

Marital status

Status	Male	Female
Never married	69.2%	67.4%
Married	25.0%	23.9%
Separated	0.3%	0.6%
Widowed	1.2%	2.2%
Divorced	4.4%	5.9%

Education

Less than 9th grade 0.3%

Some HS, no diploma 2.8%

HS graduate 13.9%

Some college, no degree 15.4%

Associate's degree 6.5%

Bachelor's degree 34.6%

Graduate / professional 26.4%

Metric	%
HS diploma or higher	96.9%
Bachelor's or higher	61.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	211	1.1%
Kindergarten	276	1.4%
Elementary school	1,413	7.2%
High school	666	3.4%
College / grad school	17,163	87.0%

Employment

Industry of employment

Education & healthcare 29.9%

Arts, food & hospitality 19.3%

Professional & management 12.0%

Retail trade 10.6%

Manufacturing 5.8%

Construction 4.7%

Public administration 3.7%

Other services 3.4%

Finance & real estate 3.1%

Transportation & utilities 2.8%

Wholesale trade 2.1%

Agriculture & mining 1.4%

Information 1.2%

Occupation

Category	%
Management, business & arts	42.4%
Service	24.7%
Sales & office	19.9%
Natural resources & construction	4.9%
Production & transportation	8.1%

Employment type

Type	%
Private sector	73.6%
Government	22.1%
Self-employed	4.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	57.9%
Carpool	4.3%
Public transit	3.6%
Walk	11.6%
Work from home	13.0%
Other means	9.6%
Avg commute (minutes)	19.3

Poverty

All people 31.9%

Under 18 years 13.5%

18 and over 34.1%

Married-couple families 3.7%

Female-led households 22.0%

Income support

Source	% of households
Social Security	12.2%
Retirement income	11.6%
Supplemental Security	1.8%
Cash public assistance	2.0%
Food stamps / SNAP	8.0%

Health indicators

Condition	%
Obesity	22.0%
High blood pressure	15.8%
High cholesterol	18.1%
Diabetes	4.5%
Heart disease	3.0%
Stroke	1.6%
Asthma	11.6%
Arthritis	12.7%
Kidney disease	1.8%
Pulmonary disease	4.2%
Cancer	3.1%

Behavior / access	%
Smoking	14.4%
Binge drinking	22.4%
No physical activity	14.8%
Less than 7 hrs sleep	26.7%
Depression	25.7%
Fair or poor health	10.2%
Poor mental health	20.1%
Poor physical health	7.9%
No health insurance	13.8%
Visited doctor (checkup)	60.0%
Visited dentist	56.8%
Cholesterol screening	77.1%
Teeth loss	12.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,022	2.9%

Disability	%
Any disability	8.8%
Under 18	2.0%
18–64 years	8.0%
65 and over	27.1%

Health insurance coverage

Type	%
Private insurance	80.0%
Public insurance	18.8%
No insurance	6.6%
Uninsured under 19	2.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	37,235	97.5%
Spanish	1,047	2.8%
Other Indo-European	213	0.6%
Asian & Pacific Islander	228	0.6%
Other languages	400	1.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	35,925	94.0%
Born in same state	35,435	92.8%
Born in different state	15,923	41.7%
Foreign born	490	1.3%
Naturalized citizen	2,275	6.0%
Not a US citizen	598	26.3%

Ancestry

Ancestry	Count	%
Italian	4,389	11.5%
French	4,143	10.8%
Polish	1,023	2.7%
Arab	880	2.3%
English	506	1.3%

Ancestry	Count	%
German	275	0.7%
Dutch	255	0.7%
Irish	119	0.3%
Norwegian	116	0.3%

Technology access

Metric	% of households
Computer access	38.1%
Internet access	98.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 80521

What city is ZIP code 80521 in?

ZIP code 80521 is primarily assigned to Fort Collins, Colorado.

What county is ZIP code 80521 in?

ZIP code 80521 falls within Larimer County, Colorado.

What is the poverty rate in ZIP code 80521?

32% of residents in ZIP code 80521 live below the poverty line, above the national average.

How educated is the population of ZIP code 80521?

61% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 80521 mostly rentals?

62% of occupied units in ZIP code 80521 are renter-occupied.

What is the typical home value in ZIP code 80521?

The median home value in ZIP code 80521 is $494,700.

What timezone is ZIP code 80521 in?

ZIP code 80521 observes the MST timezone.