49633 ZIP Code — Fife Lake, MI

Kalkaska County, Michigan

ZIP code 49633 is located in Fife Lake, Michigan, within Kalkaska County. It covers approximately 168.10 square miles and serves a population of 3,208 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 231.

About ZIP code 49633

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $158,600. Owner-occupancy is high at 91%, well above the national average.

Median household income is $68,750. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 39 minutes suggests many residents work outside the immediate area.

College attainment at 21% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.

Overall, ZIP code 49633 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

3,208

population

168.10

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49633 ZIP code map

Cities in ZIP code 49633

Below are the cities the US Postal Service accepts for ZIP code 49633. Using any city not on this list may result in mail delivery delays.

City	Status
Fife Lake	Preferred

Nearby ZIP codes

49680 South Boardman (6.9 mi) 49646 Kalkaska (10.8 mi) 49651 Lake City (13 mi) 49663 Manton (16.3 mi) 49667 Merritt (17.8 mi) 49690 Williamsburg (19.3 mi) 49649 Kingsley (19.3 mi)

Demographics updated 05/2026

Population
Total population	3,208
Population density	19 / sq mi
State FIPS	26
County FIPS	079

Geography
Land area	168.10 sq mi
Water area	2.77 sq mi
Latitude	44.5675
Longitude	-85.1421
Timezone	Eastern (ET)
Area code	231

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.5%	48.3%	42.6%
$50k – $100k	35.3%	33.7%	31.1%
$100k – $200k	18.2%	15.4%	20.6%
Over $200k	5.0%	2.7%	5.7%

Demographics & statistics

3,208

Population

People per sq mi

52.7

Median age

$68,750

Median household income

$40,398

Per capita income

$158,600

Median home value

$1,095

Median monthly rent

91.1%

Home ownership

11.0%

Poverty rate

6.2%

Unemployment

2,560

Housing units

20.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

209

25–34

189

150

35–44

137

253

45–54

229

193

55–59

175

201

60–64

182

236

65–74

215

116

75–84

106

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	472	14.7%
18 and over	2,736	85.3%
65 and over	712	22.2%
Median age	52.7 years

Race & ethnicity

White 92.5%

American Indian / Alaska Native 3.2%

Two or more races 2.3%

Hispanic or Latino 1.7%

Asian 0.2%

Other race 0.2%

Group	Count	%
White	3,018	92.5%
American Indian / Alaska Native	103	3.2%
Two or more races	75	2.3%
Hispanic or Latino	56	1.7%
Asian	7	0.2%
Other race	5	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.5%	48.3%	42.6%
$50k – $100k	35.3%	33.7%	31.1%
$100k – $200k	18.2%	15.4%	20.6%
Over $200k	5.0%	2.7%	5.7%

Under $10k 2.7%

$10k–$15k 5.4%

$15k–$25k 8.5%

$25k–$35k 7.3%

$35k–$50k 14.8%

$50k–$75k 15.1%

$75k–$100k 14.5%

$100k–$150k 19.6%

$150k–$200k 6.8%

$200k+ 5.3%

Range	% of households
Under $10k	2.7%
$10k–$15k	5.4%
$15k–$25k	8.5%
$25k–$35k	7.3%
$35k–$50k	14.8%
$50k–$75k	15.1%
$75k–$100k	14.5%
$100k–$150k	19.6%
$150k–$200k	6.8%
$200k+	5.3%
Median income	$68,750

Housing

Home values

Under $50k 9.3%

$50k–$100k 17.0%

$100k–$150k 20.8%

$150k–$200k 17.8%

$200k–$300k 17.2%

$300k–$500k 14.5%

$500k–$1M 2.6%

$1M+ 0.8%

Housing overview

Metric	Value
Median home value	$158,600
Median rent / month	$1,095
Owner occupied	91.1%
Renter occupied	8.9%
Vacant	46.7%
Single-family detached	83.8%
Large apartment buildings	0.0%
Mobile homes	14.9%
Median rooms	4.7
Avg household size (owned)	2.21

Year built

Era	%
2020 or later	0.0%
2010–2019	5.8%
2000–2009	11.6%
1990–1999	24.9%
1980–1989	9.4%
1970–1979	14.9%
1960–1969	12.9%
1950–1959	7.8%
1940–1949	3.4%
1939 or earlier	9.3%

Bedrooms

Size	% of units
No bedroom (studio)	3.9%
1 bedroom	10.9%
2 bedrooms	38.1%
3 bedrooms	41.0%
4 bedrooms	4.7%
5+ bedrooms	1.3%

Vehicles per household

Vehicles	% of households
No vehicle	3.2%
1 vehicle	27.6%
2 vehicles	46.2%
3 or more	23.0%

Heating fuel

Fuel type	%
Utility gas	23.4%
Electricity	2.7%
Propane / LP gas	40.3%
Fuel oil	5.9%
Wood	25.2%
Solar	0.1%

Households & families

Household type	Count	%
Married-couple family	789	55.1%
Cohabiting couple	97	6.8%
Male householder, no spouse	253	17.7%
Female householder, no spouse	294	20.5%
Households with children under 18	292	20.4%
Households with seniors (65+)	507	35.4%
Average household size	2.21

Marital status

Status	Male	Female
Never married	22.2%	14.3%
Married	55.6%	61.4%
Separated	1.3%	2.1%
Widowed	6.4%	9.9%
Divorced	14.6%	12.2%

Education

Less than 9th grade 2.9%

Some HS, no diploma 5.8%

HS graduate 34.9%

Some college, no degree 28.4%

Associate's degree 7.5%

Bachelor's degree 14.8%

Graduate / professional 5.8%

Metric	%
HS diploma or higher	91.3%
Bachelor's or higher	20.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	15	3.5%
Kindergarten	36	8.4%
Elementary school	198	46.0%
High school	109	25.3%
College / grad school	72	16.7%

Employment

Industry of employment

Education & healthcare 19.6%

Manufacturing 14.3%

Retail trade 11.6%

Other services 11.5%

Construction 9.6%

Agriculture & mining 8.7%

Professional & management 5.7%

Arts, food & hospitality 5.6%

Transportation & utilities 3.3%

Finance & real estate 3.2%

Information 2.7%

Public administration 2.7%

Wholesale trade 1.5%

Occupation

Category	%
Management, business & arts	25.4%
Service	16.5%
Sales & office	22.2%
Natural resources & construction	19.5%
Production & transportation	16.3%

Employment type

Type	%
Private sector	76.8%
Government	8.9%
Self-employed	11.6%
Unpaid family workers	2.7%

Commute

Method	%
Drive alone	81.8%
Carpool	5.1%
Public transit	0.0%
Walk	1.4%
Work from home	10.8%
Other means	0.9%
Avg commute (minutes)	38.6

Poverty

All people 11.0%

Under 18 years 11.9%

18 and over 10.9%

Married-couple families 6.1%

Female-led households 17.6%

Income support

Source	% of households
Social Security	42.7%
Retirement income	32.1%
Supplemental Security	6.4%
Cash public assistance	2.1%
Food stamps / SNAP	9.5%

Health indicators

Condition	%
Obesity	39.4%
High blood pressure	36.7%
High cholesterol	38.6%
Diabetes	12.2%
Heart disease	8.0%
Stroke	3.7%
Asthma	11.3%
Arthritis	32.8%
Kidney disease	3.3%
Pulmonary disease	9.7%
Cancer	7.4%

Behavior / access	%
Smoking	23.2%
Binge drinking	18.9%
No physical activity	23.0%
Less than 7 hrs sleep	33.1%
Depression	22.5%
Fair or poor health	16.9%
Poor mental health	16.5%
Poor physical health	12.6%
No health insurance	10.1%
Visited doctor (checkup)	74.6%
Visited dentist	66.0%
Cholesterol screening	91.2%
Teeth loss	14.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	355	13.0%

Disability	%
Any disability	19.7%
Under 18	8.1%
18–64 years	14.3%
65 and over	42.6%

Health insurance coverage

Type	%
Private insurance	64.9%
Public insurance	49.2%
No insurance	7.5%
Uninsured under 19	1.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,056	95.3%
Spanish	7	0.2%
Other Indo-European	0	0.0%
Asian & Pacific Islander	3	0.1%
Other languages	4	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,182	99.2%
Born in same state	3,161	98.5%
Born in different state	2,705	84.3%
Foreign born	21	0.7%
Naturalized citizen	26	0.8%
Not a US citizen	23	88.5%

Ancestry

Ancestry	Count	%
French	440	13.7%
Italian	402	12.5%
Arab	171	5.3%
English	89	2.8%
German	57	1.8%

Ancestry	Count	%
Dutch	14	0.4%
Polish	13	0.4%
Irish	6	0.2%
Norwegian	4	0.1%

Technology access

Metric	% of households
Computer access	44.7%
Internet access	94.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49633

What city is ZIP code 49633 in?

ZIP code 49633 is primarily assigned to Fife Lake, Michigan.

What county is ZIP code 49633 in?

ZIP code 49633 falls within Kalkaska County, Michigan.

Is ZIP code 49633 mostly owner-occupied?

91% of occupied units in ZIP code 49633 are owner-occupied, well above the national average.

Does ZIP code 49633 have a large retiree population?

43% of households in ZIP code 49633 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 49633 have a large veteran population?

13% of civilians in ZIP code 49633 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 49633?

The median home value in ZIP code 49633 is $158,600.

What timezone is ZIP code 49633 in?

ZIP code 49633 observes the EST timezone.