Fife Lake ZIP Code List — Kalkaska County, MI

There is one unique ZIP code in Fife Lake, Michigan and it is 49633. Area code: 231.
1
ZIP codes
168.10
sq mi land
2.77
sq mi water
231
area code
Fife Lake, MI ZIP code map

About Fife Lake, MI

Fife Lake is a small village and surrounding community located in Kalkaska County in the northwestern Lower Peninsula of Michigan, served exclusively by ZIP code 49633. Nestled among the rolling forests and lakes of northern Michigan, Fife Lake offers residents and visitors a quiet, rural atmosphere that reflects the character of the broader Grand Traverse region. The community is reachable by telephone through area code 231, which serves much of the northwestern Michigan region.

Location & geography

Fife Lake sits in Kalkaska County, positioned in the heart of northwestern lower Michigan, roughly equidistant from Traverse City to the northwest and Cadillac to the south. The community covers a substantial 168.10 square miles of land area, complemented by 2.77 square miles of water area, including the scenic Fife Lake itself from which the village takes its name. The terrain is characteristic of northern Michigan's glacially shaped landscape, featuring gently rolling hills, dense mixed forests of pine and hardwood, and numerous inland lakes and streams.

Community & economy

Fife Lake embodies the unhurried, close-knit character common to small northern Michigan communities, where outdoor recreation, seasonal tourism, and a strong sense of local identity define daily life. The local economy has historically been tied to forestry, agriculture, and small-scale retail, with tourism playing an increasingly important role as visitors come to enjoy the fishing, hunting, snowmobiling, and natural scenery of the area. Residents enjoy access to local services in the village while larger shopping, medical, and entertainment options are found in nearby Kalkaska and Traverse City.

Transportation

Fife Lake is served primarily by M-186, a state highway that passes through the village and connects it to surrounding communities in Kalkaska County. US-131, a major north-south highway corridor in western Michigan, runs nearby to the west, providing regional connectivity toward Cadillac to the south and toward Traverse City via connecting routes. The nearest commercial airport is Cherry Capital Airport (TVC) in Traverse City, approximately 30 miles to the northwest, serving the region with connections to major hub airports.

History

Fife Lake's origins trace back to the mid-to-late 19th century, when the lumber industry drove settlement across much of northern Michigan, bringing sawmills, rail connections, and workers to communities throughout the region. The village was platted and grew as the timber trade flourished, and like many northern Michigan communities, it later transitioned toward agriculture and small-scale commerce after the great pine forests were harvested. Over the decades, Fife Lake has maintained its identity as a quiet inland village, with the lake and surrounding natural resources continuing to shape its economy and appeal.

Did you know?

One little-known aspect of Fife Lake is that its total municipal and township area spans an impressive 168 square miles, making it far larger in land coverage than its modest village population might suggest. The community's namesake lake draws anglers and outdoor enthusiasts throughout the year, particularly during ice fishing season in winter, when the frozen lake becomes a hub of activity for both locals and visitors from across the state.

ZIP codes for Fife Lake, MI (1)
ZIP code City County Map
49633 Fife Lake Kalkaska View map

Demographics & statistics

3,208
Population
52.7
Median age
$68,750
Median household income
$40,398
Per capita income
$158,600
Median home value
$1,095
Median monthly rent
91.1%
Home ownership
11.0%
Poverty rate
6.2%
Unemployment
2,560
Housing units
20.5%
Bachelor's or higher

Age distribution

Male Female
80
Under 5
72
61
5–9
55
68
10–14
61
60
15–19
54
35
20–24
32
209
25–34
189
150
35–44
137
253
45–54
229
193
55–59
175
201
60–64
182
236
65–74
215
116
75–84
106
20
85+
19
← Male
Female →

Age summary

GroupCount%
Under 1847214.7%
18 and over2,73685.3%
65 and over71222.2%
Median age52.7 years

Race & ethnicity

White 92.5%
American Indian / Alaska Native 3.2%
Two or more races 2.3%
Hispanic or Latino 1.7%
Asian 0.2%
Other race 0.2%
GroupCount%
White3,01892.5%
American Indian / Alaska Native1033.2%
Two or more races752.3%
Hispanic or Latino561.7%
Asian70.2%
Other race50.2%

Household income

Under $10k 2.7%
$10k–$15k 5.4%
$15k–$25k 8.5%
$25k–$35k 7.3%
$35k–$50k 14.8%
$50k–$75k 15.1%
$75k–$100k 14.5%
$100k–$150k 19.6%
$150k–$200k 6.8%
$200k+ 5.3%
Range% of households
Under $10k2.7%
$10k–$15k5.4%
$15k–$25k8.5%
$25k–$35k7.3%
$35k–$50k14.8%
$50k–$75k15.1%
$75k–$100k14.5%
$100k–$150k19.6%
$150k–$200k6.8%
$200k+5.3%
Median income$68,750

Housing

Home values

Under $50k 9.3%
$50k–$100k 17.0%
$100k–$150k 20.8%
$150k–$200k 17.8%
$200k–$300k 17.2%
$300k–$500k 14.5%
$500k–$1M 2.6%
$1M+ 0.8%

Housing overview

MetricValue
Median home value$158,600
Median rent / month$1,095
Owner occupied91.1%
Renter occupied8.9%
Vacant46.7%
Single-family detached83.8%
Large apartment buildings0.0%
Mobile homes14.9%
Median rooms4.7
Avg household size (owned)2.21

Year built

Era%
2020 or later0.0%
2010–20195.8%
2000–200911.6%
1990–199924.9%
1980–19899.4%
1970–197914.9%
1960–196912.9%
1950–19597.8%
1940–19493.4%
1939 or earlier9.3%

Bedrooms

Size% of units
No bedroom (studio)3.9%
1 bedroom10.9%
2 bedrooms38.1%
3 bedrooms41.0%
4 bedrooms4.7%
5+ bedrooms1.3%

Vehicles per household

Vehicles% of households
No vehicle3.2%
1 vehicle27.6%
2 vehicles46.2%
3 or more23.0%

Heating fuel

Fuel type%
Utility gas23.4%
Electricity2.7%
Propane / LP gas40.3%
Fuel oil5.9%
Wood25.2%
Solar0.1%

Households & families

Household typeCount%
Married-couple family78955.1%
Cohabiting couple976.8%
Male householder, no spouse25317.7%
Female householder, no spouse29420.5%
Households with children under 1829220.4%
Households with seniors (65+)50735.4%
Average household size2.21

Marital status

StatusMaleFemale
Never married22.2%14.3%
Married55.6%61.4%
Separated1.3%2.1%
Widowed6.4%9.9%
Divorced14.6%12.2%

Education

Less than 9th grade 2.9%
Some HS, no diploma 5.8%
HS graduate 34.9%
Some college, no degree 28.4%
Associate's degree 7.5%
Bachelor's degree 14.8%
Graduate / professional 5.8%
Metric%
HS diploma or higher91.3%
Bachelor's or higher20.5%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool153.5%
Kindergarten368.4%
Elementary school19846.0%
High school10925.3%
College / grad school7216.7%

Employment

Industry of employment

Education & healthcare 19.6%
Manufacturing 14.3%
Retail trade 11.6%
Other services 11.5%
Construction 9.6%
Agriculture & mining 8.7%
Professional & management 5.7%
Arts, food & hospitality 5.6%
Transportation & utilities 3.3%
Finance & real estate 3.2%
Information 2.7%
Public administration 2.7%
Wholesale trade 1.5%

Occupation

Category%
Management, business & arts25.4%
Service16.5%
Sales & office22.2%
Natural resources & construction19.5%
Production & transportation16.3%

Employment type

Type%
Private sector76.8%
Government8.9%
Self-employed11.6%
Unpaid family workers2.7%

Commute

Method%
Drive alone81.8%
Carpool5.1%
Public transit0.0%
Walk1.4%
Other means0.9%
Avg commute (minutes)38.6

Poverty

All people 11.0%
Under 18 years 11.9%
18 and over 10.9%
Married-couple families 6.1%
Female-led households 17.6%

Income support

Source% of households
Social Security42.7%
Retirement income32.1%
Supplemental Security6.4%
Cash public assistance2.1%
Food stamps / SNAP9.5%

Health indicators

Condition%
High blood pressure36.7%
High cholesterol38.6%
Heart disease8.0%
Stroke3.7%
Asthma11.3%
Arthritis32.8%
Kidney disease3.3%
Pulmonary disease9.7%
Cancer7.4%
Behavior / access%
Binge drinking18.9%
No physical activity23.0%
Less than 7 hrs sleep33.1%
Fair or poor health16.9%
Poor mental health16.5%
Poor physical health12.6%
No health insurance10.1%
Visited doctor (checkup)74.6%
Visited dentist66.0%
Cholesterol screening91.2%
Teeth loss14.3%

Veterans & disability

VeteransCount%
Civilian veterans35513.0%
Disability%
Any disability19.7%
Under 188.1%
18–64 years14.3%
65 and over42.6%

Health insurance coverage

Type%
Private insurance64.9%
Public insurance49.2%
Uninsured under 191.8%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only3,05695.3%
Spanish70.2%
Other Indo-European00.0%
Asian & Pacific Islander30.1%
Other languages40.1%

Place of birth & citizenship

OriginCount%
Native born (US)3,18299.2%
Born in same state3,16198.5%
Born in different state2,70584.3%
Foreign born210.7%
Naturalized citizen260.8%
Not a US citizen2388.5%

Ancestry

AncestryCount%
French44013.7%
Italian40212.5%
Arab1715.3%
English892.8%
German571.8%
AncestryCount%
Dutch140.4%
Polish130.4%
Irish60.2%
Norwegian40.1%

Technology access

Metric% of households
Computer access44.7%
Internet access94.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What is the ZIP code for Fife Lake, MI?
Fife Lake, MI has one ZIP code: 49633.
What is the main ZIP code for Fife Lake, MI?
The primary ZIP code for Fife Lake, MI is 49633. The city uses area code 231 for phone service.
What county is Fife Lake, MI in?
Fife Lake is located in Kalkaska County, Michigan.
How many ZIP codes are in Fife Lake, MI?
Fife Lake, MI has 1 ZIP code.
What is the ZIP code for the downtown area of Fife Lake, Michigan?
The downtown area of Fife Lake, Michigan is located in ZIP code 49633, which serves the entire village and surrounding Kalkaska County region.
What ZIP code should I use when mailing correspondence to businesses in Fife Lake, MI?
All mail addressed to Fife Lake, Michigan should use the ZIP code 49633, as this is the only ZIP code assigned to the village.
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