72631 ZIP Code — Eureka Springs, AR

Carroll County, Arkansas

ZIP code 72631 is located in Eureka Springs, Arkansas, within Carroll County. It covers approximately 49.42 square miles and serves a population of 4,219 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 479.

About ZIP code 72631

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $221,300. Owner-occupancy is high at 84%, well above the national average.

Median household income is $57,409. The poverty rate of 4% is below the national average. 55% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with retail trade as the leading industry. The average commute of 29 minutes is near the national average.

Educational attainment is near the national average, with 30% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of diabetes (16%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 15% of civilians, above the national average of 7%; and disability rates above the national average at 22%.

Overall, ZIP code 72631 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

4,219

population

49.42

sq mi land

Standard

ZIP type

Central (CT)

timezone

72631 ZIP code map

Cities in ZIP code 72631

Below are the cities the US Postal Service accepts for ZIP code 72631. Using any city not on this list may result in mail delivery delays.

City	Status
Eureka Springs	Acceptable
Eureka Springs	Acceptable
Eureka Springs	Preferred

Nearby ZIP codes

72632 Eureka Springs (3.4 mi) 65641 Eagle Rock (9.8 mi) 65658 Golden (10.5 mi) 65745 Seligman (11.5 mi) 72732 Garfield (11.8 mi) 65772 Washburn (14.6 mi) 72756 Rogers (15.1 mi) 72616 Berryville (15.3 mi) 65747 Shell Knob (15.5 mi) 65625 Cassville (17.7 mi) 72738 Hindsville (19.1 mi) 65681 Lampe (19.7 mi)

Demographics updated 05/2026

Population
Total population	4,219
Population density	85 / sq mi
State FIPS	05
County FIPS	015

Geography
Land area	49.42 sq mi
Water area	4.37 sq mi
Latitude	36.4338
Longitude	-93.7672
Timezone	Central (CT)
Area code	479

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.4%	50.9%	50.4%
$50k – $100k	32.0%	33.3%	29.9%
$100k – $200k	16.0%	12.0%	15.7%
Over $200k	0.6%	3.8%	4.0%

Demographics & statistics

4,219

Population

People per sq mi

59.5

Median age

$57,409

Median household income

$34,588

Per capita income

$221,300

Median home value

$804

Median monthly rent

83.9%

Home ownership

3.5%

Poverty rate

3.7%

Unemployment

2,478

Housing units

30.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

103

15–19

116

20–24

102

260

25–34

230

101

35–44

204

45–54

180

209

55–59

186

225

60–64

200

463

65–74

411

312

75–84

276

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	469	11.1%
18 and over	3,750	88.9%
65 and over	1,596	37.8%
Median age	59.5 years

Race & ethnicity

White 91.2%

Two or more races 4.7%

Hispanic or Latino 3.1%

Other race 0.8%

American Indian / Alaska Native 0.2%

Group	Count	%
White	3,970	91.2%
Two or more races	204	4.7%
Hispanic or Latino	136	3.1%
Other race	37	0.8%
American Indian / Alaska Native	8	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.4%	50.9%	50.4%
$50k – $100k	32.0%	33.3%	29.9%
$100k – $200k	16.0%	12.0%	15.7%
Over $200k	0.6%	3.8%	4.0%

Under $10k 2.9%

$10k–$15k 9.3%

$15k–$25k 4.4%

$25k–$35k 11.0%

$35k–$50k 11.7%

$50k–$75k 22.7%

$75k–$100k 14.7%

$100k–$150k 12.8%

$150k–$200k 7.5%

$200k+ 3.0%

Range	% of households
Under $10k	2.9%
$10k–$15k	9.3%
$15k–$25k	4.4%
$25k–$35k	11.0%
$35k–$50k	11.7%
$50k–$75k	22.7%
$75k–$100k	14.7%
$100k–$150k	12.8%
$150k–$200k	7.5%
$200k+	3.0%
Median income	$57,409

Housing

Home values

Under $50k 5.6%

$50k–$100k 2.9%

$100k–$150k 11.5%

$150k–$200k 25.6%

$200k–$300k 21.3%

$300k–$500k 23.3%

$500k–$1M 9.7%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$221,300
Median rent / month	$804
Owner occupied	83.9%
Renter occupied	16.1%
Vacant	28.1%
Single-family detached	73.0%
Large apartment buildings	6.0%
Mobile homes	4.8%
Median rooms	5.2
Avg household size (owned)	2.20

Year built

Era	%
2020 or later	0.0%
2010–2019	9.0%
2000–2009	25.5%
1990–1999	35.6%
1980–1989	18.0%
1970–1979	8.7%
1960–1969	1.1%
1950–1959	1.1%
1940–1949	0.0%
1939 or earlier	1.0%

Bedrooms

Size	% of units
No bedroom (studio)	2.6%
1 bedroom	7.8%
2 bedrooms	46.0%
3 bedrooms	31.5%
4 bedrooms	8.6%
5+ bedrooms	3.5%

Vehicles per household

Vehicles	% of households
No vehicle	1.0%
1 vehicle	30.5%
2 vehicles	39.1%
3 or more	29.4%

Heating fuel

Fuel type	%
Utility gas	4.1%
Electricity	62.6%
Propane / LP gas	28.6%
Wood	4.1%
Solar	0.6%

Households & families

Household type	Count	%
Married-couple family	1,107	55.0%
Cohabiting couple	112	5.6%
Male householder, no spouse	396	19.7%
Female householder, no spouse	399	19.8%
Households with children under 18	365	18.1%
Households with seniors (65+)	1,091	54.2%
Average household size	2.08

Marital status

Status	Male	Female
Never married	25.8%	17.2%
Married	56.9%	57.2%
Separated	0.5%	0.9%
Widowed	7.0%	10.8%
Divorced	9.8%	13.9%

Education

Less than 9th grade 1.0%

Some HS, no diploma 3.4%

HS graduate 28.3%

Some college, no degree 27.4%

Associate's degree 9.7%

Bachelor's degree 20.9%

Graduate / professional 9.2%

Metric	%
HS diploma or higher	95.6%
Bachelor's or higher	30.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	132	29.6%
Kindergarten	44	9.9%
Elementary school	95	21.3%
High school	158	35.4%
College / grad school	17	3.8%

Employment

Industry of employment

Retail trade 25.3%

Construction 12.6%

Arts, food & hospitality 12.0%

Professional & management 9.5%

Education & healthcare 9.2%

Finance & real estate 8.6%

Manufacturing 7.1%

Information 5.4%

Other services 3.9%

Transportation & utilities 3.4%

Public administration 2.7%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	32.8%
Service	14.4%
Sales & office	31.9%
Natural resources & construction	11.5%
Production & transportation	9.4%

Employment type

Type	%
Private sector	71.0%
Government	16.7%
Self-employed	12.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	58.4%
Carpool	24.5%
Public transit	0.0%
Walk	0.3%
Work from home	9.7%
Other means	7.1%
Avg commute (minutes)	29.1

Poverty

All people 3.5%

Under 18 years 0.0%

18 and over 4.0%

Married-couple families 0.0%

Female-led households 3.2%

Income support

Source	% of households
Social Security	55.1%
Retirement income	38.4%
Supplemental Security	9.3%
Cash public assistance	2.2%
Food stamps / SNAP	3.5%

Health indicators

Condition	%
Obesity	34.6%
High blood pressure	50.0%
High cholesterol	45.4%
Diabetes	16.0%
Heart disease	11.7%
Stroke	4.9%
Asthma	9.2%
Arthritis	37.4%
Kidney disease	4.5%
Pulmonary disease	11.2%
Cancer	11.1%

Behavior / access	%
Smoking	16.6%
Binge drinking	10.6%
No physical activity	28.7%
Less than 7 hrs sleep	26.3%
Depression	22.0%
Fair or poor health	20.5%
Poor mental health	12.9%
Poor physical health	14.5%
No health insurance	10.3%
Visited doctor (checkup)	81.4%
Visited dentist	63.3%
Cholesterol screening	94.2%
Teeth loss	15.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	549	14.6%

Disability	%
Any disability	22.2%
Under 18	2.6%
18–64 years	23.4%
65 and over	26.4%

Health insurance coverage

Type	%
Private insurance	52.5%
Public insurance	64.4%
No insurance	5.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,033	95.6%
Spanish	34	0.8%
Other Indo-European	29	0.7%
Asian & Pacific Islander	5	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,146	98.3%
Born in same state	4,120	97.7%
Born in different state	1,168	27.7%
Foreign born	26	0.6%
Naturalized citizen	73	1.7%
Not a US citizen	29	39.7%

Ancestry

Ancestry	Count	%
French	830	19.7%
Italian	439	10.4%
Arab	131	3.1%

Ancestry	Count	%
Polish	44	1%
English	19	0.5%
German	3	0.1%

Technology access

Metric	% of households
Computer access	47.7%
Internet access	95.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 72631

What city is ZIP code 72631 in?

ZIP code 72631 is primarily assigned to Eureka Springs, Arkansas.

What county is ZIP code 72631 in?

ZIP code 72631 falls within Carroll County, Arkansas.

Does ZIP code 72631 have an older population?

38% of residents in ZIP code 72631 are 65 or older, above the national average of ~17%.

Does ZIP code 72631 have a large retiree population?

55% of households in ZIP code 72631 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 72631 mostly owner-occupied?

84% of occupied units in ZIP code 72631 are owner-occupied, well above the national average.

Does ZIP code 72631 have a large veteran population?

15% of civilians in ZIP code 72631 are veterans, above the national average of ~7%.

What timezone is ZIP code 72631 in?

ZIP code 72631 observes the CST timezone.