72732 ZIP Code — Garfield, AR

Benton County, Arkansas

ZIP code 72732 is located in Garfield, Arkansas, within Benton County. It covers approximately 86.86 square miles and serves a population of 5,346 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 479.

About ZIP code 72732

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $227,000. Owner-occupancy is high at 89%, well above the national average.

The gap between median ($71,231) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

Overall, ZIP code 72732 reflects a community defined by high homeownership and a significant Social Security-dependent population.

5,346

population

86.86

sq mi land

Standard

ZIP type

Central (CT)

timezone

72732 ZIP code map

Cities in ZIP code 72732

Below are the cities the US Postal Service accepts for ZIP code 72732. Using any city not on this list may result in mail delivery delays.

City	Status
Garfield	Preferred

Nearby ZIP codes

72756 Rogers (6.3 mi) 72751 Pea Ridge (8.6 mi) 65745 Seligman (8.9 mi) 65772 Washburn (10.6 mi) 72758 Rogers (11 mi) 72631 Eureka Springs (11.8 mi) 72632 Eureka Springs (13 mi) 72716 Bentonville (13.5 mi) 72745 Lowell (13.7 mi) 65730 Powell (15.6 mi) 72712 Bentonville (15.7 mi) 72764 Springdale (16.4 mi)

Demographics updated 05/2026

Population
Total population	5,346
Population density	62 / sq mi
State FIPS	05
County FIPS	007

Geography
Land area	86.86 sq mi
Water area	13.24 sq mi
Latitude	36.4126
Longitude	-93.9779
Timezone	Central (CT)
Area code	479

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.1%	32.5%	50.4%
$50k – $100k	31.2%	35.6%	29.9%
$100k – $200k	26.5%	22.6%	15.7%
Over $200k	6.2%	9.3%	4.0%

Demographics & statistics

5,346

Population

People per sq mi

50.9

Median age

$71,231

Median household income

$41,350

Per capita income

$227,000

Median home value

$919

Median monthly rent

88.7%

Home ownership

7.4%

Poverty rate

2.7%

Unemployment

2,572

Housing units

23.5%

Bachelor's or higher

Age distribution

Male Female

108

Under 5

103

110

5–9

106

160

10–14

153

197

15–19

189

20–24

204

25–34

195

263

35–44

251

452

45–54

431

241

55–59

230

281

60–64

268

413

65–74

394

214

75–84

204

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,080	20.2%
18 and over	4,266	79.8%
65 and over	1,255	23.5%
Median age	50.9 years

Race & ethnicity

White 64.4%

Two or more races 18.6%

Hispanic or Latino 13.6%

American Indian / Alaska Native 2.3%

Black or African American 0.5%

Other race 0.3%

Asian 0.2%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	3,990	64.4%
Two or more races	1,153	18.6%
Hispanic or Latino	845	13.6%
American Indian / Alaska Native	140	2.3%
Black or African American	28	0.5%
Other race	16	0.3%
Asian	14	0.2%
Native Hawaiian / Pacific Islander	5	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.1%	32.5%	50.4%
$50k – $100k	31.2%	35.6%	29.9%
$100k – $200k	26.5%	22.6%	15.7%
Over $200k	6.2%	9.3%	4.0%

Under $10k 0.8%

$10k–$15k 2.6%

$15k–$25k 8.5%

$25k–$35k 7.9%

$35k–$50k 15.8%

$50k–$75k 17.3%

$75k–$100k 11.7%

$100k–$150k 17.7%

$150k–$200k 7.1%

$200k+ 10.6%

Range	% of households
Under $10k	0.8%
$10k–$15k	2.6%
$15k–$25k	8.5%
$25k–$35k	7.9%
$35k–$50k	15.8%
$50k–$75k	17.3%
$75k–$100k	11.7%
$100k–$150k	17.7%
$150k–$200k	7.1%
$200k+	10.6%
Median income	$71,231

Housing

Home values

Under $50k 8.5%

$50k–$100k 10.4%

$100k–$150k 9.7%

$150k–$200k 16.6%

$200k–$300k 16.3%

$300k–$500k 16.2%

$500k–$1M 17.3%

$1M+ 5.0%

Housing overview

Metric	Value
Median home value	$227,000
Median rent / month	$919
Owner occupied	88.7%
Renter occupied	11.3%
Vacant	26.9%
Single-family detached	79.0%
Large apartment buildings	0.1%
Mobile homes	18.4%
Median rooms	5.8
Avg household size (owned)	2.64

Year built

Era	%
2020 or later	2.6%
2010–2019	12.1%
2000–2009	17.7%
1990–1999	27.1%
1980–1989	14.3%
1970–1979	17.7%
1960–1969	0.9%
1950–1959	3.4%
1940–1949	0.2%
1939 or earlier	3.9%

Bedrooms

Size	% of units
No bedroom (studio)	3.2%
1 bedroom	5.0%
2 bedrooms	19.6%
3 bedrooms	52.0%
4 bedrooms	14.6%
5+ bedrooms	5.6%

Vehicles per household

Vehicles	% of households
No vehicle	1.9%
1 vehicle	12.2%
2 vehicles	39.4%
3 or more	46.5%

Heating fuel

Fuel type	%
Utility gas	6.7%
Electricity	36.6%
Propane / LP gas	31.2%
Wood	23.4%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	1,365	66.6%
Cohabiting couple	105	5.1%
Male householder, no spouse	302	14.7%
Female householder, no spouse	277	13.5%
Households with children under 18	533	26.0%
Households with seniors (65+)	794	38.8%
Average household size	2.61

Marital status

Status	Male	Female
Never married	22.7%	15.0%
Married	60.9%	68.5%
Separated	1.5%	0.8%
Widowed	1.8%	8.5%
Divorced	13.1%	7.2%

Education

Less than 9th grade 3.5%

Some HS, no diploma 9.4%

HS graduate 43.1%

Some college, no degree 14.2%

Associate's degree 6.3%

Bachelor's degree 16.1%

Graduate / professional 7.4%

Metric	%
HS diploma or higher	87.1%
Bachelor's or higher	23.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	14	1.3%
Kindergarten	36	3.2%
Elementary school	472	42.4%
High school	362	32.5%
College / grad school	229	20.6%

Employment

Industry of employment

Education & healthcare 23.5%

Retail trade 15.7%

Manufacturing 14.2%

Construction 10.7%

Professional & management 7.6%

Public administration 7.1%

Finance & real estate 4.4%

Arts, food & hospitality 3.4%

Other services 3.3%

Wholesale trade 3.1%

Transportation & utilities 3.1%

Agriculture & mining 2.9%

Information 0.8%

Occupation

Category	%
Management, business & arts	26.7%
Service	15.9%
Sales & office	25.4%
Natural resources & construction	18.3%
Production & transportation	13.7%

Employment type

Type	%
Private sector	78.6%
Government	15.6%
Self-employed	5.3%
Unpaid family workers	0.5%

Commute

Method	%
Drive alone	80.9%
Carpool	9.3%
Public transit	0.0%
Walk	0.1%
Work from home	9.7%
Other means	0.0%
Avg commute (minutes)	29.5

Poverty

All people 7.4%

Under 18 years 14.2%

18 and over 5.6%

Married-couple families 2.8%

Female-led households 30.5%

Income support

Source	% of households
Social Security	45.2%
Retirement income	28.5%
Supplemental Security	4.4%
Cash public assistance	0.7%
Food stamps / SNAP	7.4%

Health indicators

Condition	%
Obesity	31.0%
High blood pressure	37.7%
High cholesterol	37.0%
Diabetes	10.7%
Heart disease	7.7%
Stroke	3.2%
Asthma	9.0%
Arthritis	27.0%
Kidney disease	3.0%
Pulmonary disease	8.2%
Cancer	7.3%

Behavior / access	%
Smoking	19.8%
Binge drinking	16.3%
No physical activity	26.0%
Less than 7 hrs sleep	31.2%
Depression	23.1%
Fair or poor health	16.9%
Poor mental health	15.1%
Poor physical health	12.1%
No health insurance	13.8%
Visited doctor (checkup)	75.3%
Visited dentist	61.9%
Cholesterol screening	89.9%
Teeth loss	14.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	463	10.9%

Disability	%
Any disability	11.3%
Under 18	1.1%
18–64 years	10.7%
65 and over	21.6%

Health insurance coverage

Type	%
Private insurance	62.7%
Public insurance	44.2%
No insurance	8.6%
Uninsured under 19	6.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,135	96.1%
Spanish	115	2.2%
Other Indo-European	113	2.2%
Asian & Pacific Islander	2	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,191	97.1%
Born in same state	5,155	96.4%
Born in different state	2,044	38.2%
Foreign born	36	0.7%
Naturalized citizen	155	2.9%
Not a US citizen	49	31.6%

Ancestry

Ancestry	Count	%
Italian	432	8.1%
French	358	6.7%
Arab	231	4.3%
Polish	75	1.4%

Ancestry	Count	%
English	37	0.7%
German	17	0.3%
Dutch	13	0.2%
Norwegian	5	0.1%

Technology access

Metric	% of households
Computer access	38.3%
Internet access	96.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 72732

What city is ZIP code 72732 in?

ZIP code 72732 is primarily assigned to Garfield, Arkansas.

What county is ZIP code 72732 in?

ZIP code 72732 falls within Benton County, Arkansas.

Is ZIP code 72732 mostly owner-occupied?

89% of occupied units in ZIP code 72732 are owner-occupied, well above the national average.

Does ZIP code 72732 have a large retiree population?

45% of households in ZIP code 72732 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 72732 have a large veteran population?

11% of civilians in ZIP code 72732 are veterans, above the national average of ~7%.

What is the population of ZIP code 72732?

ZIP code 72732 has an estimated population of 5,346 residents, with a density of 62 people per square mile.

What timezone is ZIP code 72732 in?

ZIP code 72732 observes the CST timezone.