40826 ZIP Code — Eolia, KY

Letcher County, Kentucky

ZIP code 40826 is located in Eolia, Kentucky, within Letcher County. It covers approximately 31.26 square miles and serves a population of 482 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 40826

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $65,000. Owner-occupancy is high at 81%, well above the national average.

Median household income is $21,607. Poverty affects 38% of residents, above the national average. SNAP benefit usage at 38% of households reflects economic stress in the area. 53% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with retail trade as the leading industry. The average commute of 16 minutes is near the national average.

College attainment at 3% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (46%), diabetes (16%), smoking (33%) compared to national benchmarks. 17% of residents lack health insurance, above the national average.

Notable community characteristics include a notable veteran presence at 14% of civilians, above the national average of 7%; and disability rates above the national average at 37%.

Overall, ZIP code 40826 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

482

population

31.26

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40826 ZIP code map

Cities in ZIP code 40826

Below are the cities the US Postal Service accepts for ZIP code 40826. Using any city not on this list may result in mail delivery delays.

City	Status
Eolia	Preferred

Nearby ZIP codes

41837 Mayking (4.3 mi) 40862 Partridge (5.8 mi) 41858 Whitesburg (6.5 mi) 24216 Appalachia (8 mi) 24279 Pound (8.3 mi) 24273 Norton (9.3 mi) 24293 Wise (9.4 mi) 41845 Premium (9.9 mi) 41840 Neon (10.3 mi) 41824 Isom (11 mi) 41825 Jackhorn (11.8 mi) 41835 Mc Roberts (11.8 mi)

Demographics updated 05/2026

Population
Total population	482
Population density	15 / sq mi
State FIPS	21
County FIPS	133

Geography
Land area	31.26 sq mi
Water area	0.05 sq mi
Latitude	37.0614
Longitude	-82.7650
Timezone	Eastern (ET)
Area code	606

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	79.7%	66.5%	47.9%
$50k – $100k	17.0%	23.5%	30.3%
$100k – $200k	0.0%	8.7%	17.6%
Over $200k	3.3%	1.3%	4.2%

Demographics & statistics

482

Population

People per sq mi

46.6

Median age

$21,607

Median household income

$41,153

Per capita income

$65,000

Median home value

Median monthly rent

81.4%

Home ownership

37.8%

Poverty rate

7.3%

Unemployment

243

Housing units

3.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	65	13.5%
18 and over	417	86.5%
65 and over	120	24.9%
Median age	46.6 years

Race & ethnicity

White 77.9%

Two or more races 12.4%

Hispanic or Latino 9.7%

Group	Count	%
White	416	77.9%
Two or more races	66	12.4%
Hispanic or Latino	52	9.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	79.7%	66.5%	47.9%
$50k – $100k	17.0%	23.5%	30.3%
$100k – $200k	0.0%	8.7%	17.6%
Over $200k	3.3%	1.3%	4.2%

Under $10k 26.0%

$10k–$15k 5.4%

$15k–$25k 23.5%

$25k–$35k 22.1%

$35k–$50k 2.9%

$50k–$75k 9.8%

$75k–$100k 5.4%

$100k–$150k 3.4%

$200k+ 1.5%

Range	% of households
Under $10k	26.0%
$10k–$15k	5.4%
$15k–$25k	23.5%
$25k–$35k	22.1%
$35k–$50k	2.9%
$50k–$75k	9.8%
$75k–$100k	5.4%
$100k–$150k	3.4%
$200k+	1.5%
Median income	$21,607

Housing

Home values

Under $50k 47.0%

$50k–$100k 33.7%

$100k–$150k 6.6%

$150k–$200k 1.8%

$200k–$300k 4.2%

$300k–$500k 6.6%

Housing overview

Metric	Value
Median home value	$65,000
Median rent / month	$0
Owner occupied	81.4%
Renter occupied	18.6%
Vacant	27.4%
Single-family detached	66.9%
Large apartment buildings	0.0%
Mobile homes	33.1%
Median rooms	5.3
Avg household size (owned)	2.08

Year built

Era	%
2020 or later	0.0%
2010–2019	1.4%
2000–2009	2.5%
1990–1999	28.1%
1980–1989	24.6%
1970–1979	22.4%
1960–1969	11.4%
1950–1959	4.3%
1940–1949	0.0%
1939 or earlier	5.3%

Bedrooms

Size	% of units
No bedroom (studio)	2.1%
1 bedroom	1.4%
2 bedrooms	48.0%
3 bedrooms	37.7%
4 bedrooms	10.7%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	6.4%
1 vehicle	59.3%
2 vehicles	26.5%
3 or more	7.8%

Heating fuel

Fuel type	%
Electricity	69.6%
Propane / LP gas	13.2%
Fuel oil	1.0%
Wood	6.9%

Households & families

Household type	Count	%
Married-couple family	89	43.6%
Cohabiting couple	11	5.4%
Male householder, no spouse	50	24.5%
Female householder, no spouse	54	26.5%
Households with children under 18	36	17.6%
Households with seniors (65+)	84	41.2%
Average household size	2.36

Marital status

Status	Male	Female
Never married	46.9%	21.7%
Married	39.0%	47.5%
Separated	0.0%	10.1%
Widowed	0.0%	16.2%
Divorced	14.0%	4.5%

Education

Less than 9th grade 22.5%

Some HS, no diploma 10.2%

HS graduate 36.3%

Some college, no degree 21.9%

Associate's degree 5.7%

Bachelor's degree 2.6%

Graduate / professional 0.8%

Metric	%
HS diploma or higher	67.4%
Bachelor's or higher	3.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	5	6.6%
Elementary school	21	27.6%
High school	19	25.0%
College / grad school	31	40.8%

Employment

Industry of employment

Other services 37.1%

Retail trade 23.6%

Education & healthcare 23.6%

Professional & management 10.0%

Construction 5.0%

Agriculture & mining 0.7%

Occupation

Category	%
Management, business & arts	18.6%
Service	34.3%
Sales & office	16.4%
Natural resources & construction	8.6%
Production & transportation	22.1%

Employment type

Type	%
Private sector	32.1%
Government	22.9%
Self-employed	45.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	71.4%
Carpool	17.9%
Public transit	2.1%
Walk	0.0%
Work from home	8.6%
Other means	0.0%
Avg commute (minutes)	16.3

Poverty

All people 37.8%

Under 18 years 53.8%

18 and over 35.3%

Married-couple families 21.3%

Female-led households 100.0%

Income support

Source	% of households
Social Security	52.5%
Retirement income	40.7%
Supplemental Security	18.1%
Cash public assistance	2.9%
Food stamps / SNAP	37.7%

Health indicators

Condition	%
Obesity	46.1%
High blood pressure	45.3%
High cholesterol	38.0%
Diabetes	15.9%
Heart disease	10.1%
Stroke	5.0%
Asthma	13.3%
Arthritis	36.8%
Kidney disease	4.1%
Pulmonary disease	16.6%
Cancer	6.5%

Behavior / access	%
Smoking	33.2%
Binge drinking	14.4%
No physical activity	39.5%
Less than 7 hrs sleep	41.1%
Depression	29.5%
Fair or poor health	31.0%
Poor mental health	21.7%
Poor physical health	20.3%
No health insurance	13.9%
Visited doctor (checkup)	76.5%
Visited dentist	42.1%
Cholesterol screening	86.5%
Teeth loss	30.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	58	13.9%

Disability	%
Any disability	36.9%
Under 18	15.4%
18–64 years	31.0%
65 and over	63.3%

Health insurance coverage

Type	%
Private insurance	21.4%
Public insurance	74.3%
No insurance	16.6%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	456	94.6%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	482	100.0%
Born in same state	482	100.0%
Born in different state	309	64.1%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	48	10%
French	30	6.2%

Ancestry	Count	%
Italian	26	5.4%

Technology access

Metric	% of households
Computer access	42.3%
Internet access	77.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40826

What city is ZIP code 40826 in?

ZIP code 40826 is primarily assigned to Eolia, Kentucky.

What county is ZIP code 40826 in?

ZIP code 40826 falls within Letcher County, Kentucky.

What is the poverty rate in ZIP code 40826?

38% of residents in ZIP code 40826 live below the poverty line, above the national average.

How educated is the population of ZIP code 40826?

3% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 40826 have a large retiree population?

53% of households in ZIP code 40826 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 40826 mostly owner-occupied?

81% of occupied units in ZIP code 40826 are owner-occupied, well above the national average.

What timezone is ZIP code 40826 in?

ZIP code 40826 observes the EST timezone.