41845 ZIP Code — Premium, KY

Letcher County, Kentucky

ZIP code 41845 is located in Premium, Kentucky, within Letcher County. It covers approximately 7.15 square miles and serves a population of 362 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 41845

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. Remote work is prevalent — 83% of workers work from home.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (46%), diabetes (16%), smoking (32%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 36%.

Overall, ZIP code 41845 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a high rate of remote workers, a significant Social Security-dependent population, and elevated reliance on food assistance.

362

population

7.15

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

41845 ZIP code map

Cities in ZIP code 41845

Below are the cities the US Postal Service accepts for ZIP code 41845. Using any city not on this list may result in mail delivery delays.

City	Status
Premium	Preferred

Nearby ZIP codes

41826 Jeremiah (2.2 mi) 41804 Blackey (3.8 mi) 41824 Isom (3.8 mi) 41847 Redfox (5 mi) 41858 Whitesburg (5.5 mi) 41821 Hallie (7 mi) 41848 Roxana (7.6 mi) 41759 Sassafras (8.9 mi) 40862 Partridge (9 mi) 41834 Littcarr (9.2 mi) 41773 Vicco (9.3 mi) 41843 Pine Top (9.4 mi)

Demographics updated 05/2026

Population
Total population	362
Population density	51 / sq mi
State FIPS	21
County FIPS	133

Geography
Land area	7.15 sq mi
Water area	0.01 sq mi
Latitude	37.1470
Longitude	-82.9096
Timezone	Eastern (ET)
Area code	606

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	88.8%	66.5%	47.9%
$50k – $100k	11.2%	23.5%	30.3%
$100k – $200k	0.0%	8.7%	17.6%
Over $200k	0.0%	1.3%	4.2%

Demographics & statistics

362

Population

People per sq mi

57.3

Median age

Median household income

$10,930

Per capita income

Median home value

Median monthly rent

100.0%

Home ownership

89.2%

Poverty rate

0.0%

Unemployment

227

Housing units

18.0%

Bachelor's or higher

Age distribution

Male Female

10–14

15–19

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	118	32.6%
18 and over	244	67.4%
65 and over	85	23.5%
Median age	57.3 years

Race & ethnicity

White 100%

Group	Count	%
White	362	100%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	88.8%	66.5%	47.9%
$50k – $100k	11.2%	23.5%	30.3%
$100k – $200k	0.0%	8.7%	17.6%
Over $200k	0.0%	1.3%	4.2%

Under $10k 3.1%

$10k–$15k 51.2%

$15k–$25k 11.7%

$25k–$35k 19.1%

$35k–$50k 5.6%

$75k–$100k 9.3%

Range	% of households
Under $10k	3.1%
$10k–$15k	51.2%
$15k–$25k	11.7%
$25k–$35k	19.1%
$35k–$50k	5.6%
$75k–$100k	9.3%
Median income	$0

Housing

Home values

Under $50k 45.1%

$50k–$100k 36.4%

$100k–$150k 3.1%

$200k–$300k 5.6%

$300k–$500k 9.9%

Housing overview

Metric	Value
Median home value	$0
Median rent / month	$0
Owner occupied	100.0%
Renter occupied	0.0%
Vacant	28.6%
Single-family detached	70.9%
Large apartment buildings	0.0%
Mobile homes	29.1%
Median rooms	6.1
Avg household size (owned)	2.23

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	13.7%
1990–1999	47.1%
1980–1989	2.2%
1970–1979	11.0%
1960–1969	6.6%
1950–1959	0.0%
1940–1949	0.0%
1939 or earlier	19.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	65.2%
3 bedrooms	6.2%
4 bedrooms	28.6%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	14.2%
1 vehicle	40.1%
2 vehicles	14.8%
3 or more	30.9%

Heating fuel

Fuel type	%
Utility gas	27.2%
Electricity	39.5%
Propane / LP gas	9.3%
Wood	14.2%

Households & families

Household type	Count	%
Married-couple family	81	50.0%
Cohabiting couple	0	0.0%
Male householder, no spouse	23	14.2%
Female householder, no spouse	58	35.8%
Households with children under 18	50	30.9%
Households with seniors (65+)	54	33.3%
Average household size	2.23

Marital status

Status	Male	Female
Never married	0.0%	28.9%
Married	76.8%	42.6%
Separated	23.2%	0.0%
Widowed	0.0%	6.9%
Divorced	0.0%	21.6%

Education

Less than 9th grade 53.3%

Some HS, no diploma 6.6%

HS graduate 13.9%

Some college, no degree 6.1%

Associate's degree 2.0%

Bachelor's degree 18.0%

Graduate / professional 0.0%

Metric	%
HS diploma or higher	40.2%
Bachelor's or higher	18.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	59	50.0%
High school	59	50.0%
College / grad school	0	0.0%

Employment

Industry of employment

Professional & management 83.0%

Public administration 17.0%

Occupation

Category	%
Management, business & arts	83.0%
Service	0.0%
Sales & office	17.0%
Natural resources & construction	0.0%
Production & transportation	0.0%

Employment type

Type	%
Private sector	0.0%
Government	17.0%
Self-employed	83.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	17.0%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	83.0%
Other means	0.0%
Avg commute (minutes)	0.0

Poverty

All people 89.2%

Under 18 years 100.0%

18 and over 84.0%

Married-couple families 81.5%

Female-led households 0.0%

Income support

Source	% of households
Social Security	50.0%
Retirement income	14.8%
Supplemental Security	35.8%
Cash public assistance	0.0%
Food stamps / SNAP	64.2%

Health indicators

Condition	%
Obesity	46.2%
High blood pressure	47.1%
High cholesterol	38.5%
Diabetes	16.0%
Heart disease	10.7%
Stroke	5.2%
Asthma	12.4%
Arthritis	38.2%
Kidney disease	4.3%
Pulmonary disease	16.2%
Cancer	7.1%

Behavior / access	%
Smoking	32.4%
Binge drinking	14.1%
No physical activity	39.6%
Less than 7 hrs sleep	41.0%
Depression	27.7%
Fair or poor health	30.3%
Poor mental health	20.2%
Poor physical health	20.0%
No health insurance	13.1%
Visited doctor (checkup)	77.2%
Visited dentist	43.3%
Cholesterol screening	88.5%
Teeth loss	29.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	0	0.0%

Disability	%
Any disability	36.2%
Under 18	18.6%
18–64 years	44.0%
65 and over	45.9%

Health insurance coverage

Type	%
Private insurance	21.0%
Public insurance	85.4%
No insurance	0.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	362	100.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	362	100.0%
Born in same state	362	100.0%
Born in different state	318	87.8%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	55	15.2%

Ancestry	Count	%
Italian	53	14.6%

Technology access

Metric	% of households
Computer access	44.8%
Internet access	76.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 41845

What city is ZIP code 41845 in?

ZIP code 41845 is primarily assigned to Premium, Kentucky.

What county is ZIP code 41845 in?

ZIP code 41845 falls within Letcher County, Kentucky.

What is the poverty rate in ZIP code 41845?

89% of residents in ZIP code 41845 live below the poverty line, above the national average.

Is ZIP code 41845 family-oriented?

33% of residents in ZIP code 41845 are under 18, reflecting a younger, family-oriented community.

Does ZIP code 41845 have a large retiree population?

50% of households in ZIP code 41845 receive Social Security income, suggesting a significant retiree or disability population.

What are the health statistics for ZIP code 41845?

Health data for ZIP code 41845 shows elevated rates of obesity (46%) and diabetes (16%) and smoking (32%) compared to national benchmarks.

What timezone is ZIP code 41845 in?

ZIP code 41845 observes the EST timezone.