Premium ZIP Codes — Letcher County, KY

There is one unique ZIP code in Premium, Kentucky and it is 41845. Area code: 606.

ZIP codes

7.15

sq mi land

0.01

sq mi water

606

area code

Premium, KY ZIP code map

About Premium, KY

Premium is a small, unincorporated community located in Letcher County, Kentucky. Nestled in the Appalachian region, it offers a glimpse into the heart of rural Kentucky living. With a close-knit community feel, Premium embodies the tranquility and charm of small-town life.

Location & geography

Premium covers a land area of 7.15 square miles and features a minimal water area of 0.01 square miles. It is situated in the eastern part of Kentucky, surrounded by lush mountainous terrain typical of the region. Nearby cities include Jenkins, approximately 8 miles to the south, Whitesburg, about 10 miles to the west, and Harlan, around 18 miles to the east.

Community & economy

The character of Premium is marked by its friendly residents and strong community ties, reflecting the values of rural Kentucky. The local economy is likely influenced by industries such as coal mining and agriculture, which are traditional mainstays in the region. Daily life in Premium is often centered around family, outdoor activities, and local events, fostering a strong sense of community among its residents.

Transportation

Transportation in and around Premium is facilitated by several local roads, with the main highway being Kentucky Route 7, which provides connectivity to neighboring towns and cities. The nearest named airport is the Letcher County Airport, located approximately 15 miles away, providing limited general aviation services.

History

Premium has a rich history reflective of the broader narrative of Letcher County, which has historically relied on coal mining as a key industry. The area is part of the Appalachian Mountains and has seen development over the decades tied closely to its natural resources. Notable events in the region often relate to changes in mining practices and community resilience.

Did you know?

One surprising fact about Premium is its proximity to several hiking trails that showcase the stunning natural beauty of the Appalachian mountains. Additionally, Premium is part of a region known for its rich cultural heritage, including music and storytelling traditions.

ZIP codes for Premium, KY (1)

ZIP code	City	County	Map
41845	Premium	Letcher	View map

Demographics & statistics

362

Population

57.3

Median age

Median household income

$10,930

Per capita income

Median home value

Median monthly rent

100.0%

Home ownership

89.2%

Poverty rate

0.0%

Unemployment

227

Housing units

18.0%

Bachelor's or higher

Age distribution

Male Female

10–14

15–19

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	118	32.6%
18 and over	244	67.4%
65 and over	85	23.5%
Median age	57.3 years

Race & ethnicity

White 100%

Group	Count	%
White	362	100%

Household income

Under $10k 3.1%

$10k–$15k 51.2%

$15k–$25k 11.7%

$25k–$35k 19.1%

$35k–$50k 5.6%

$75k–$100k 9.3%

Range	% of households
Under $10k	3.1%
$10k–$15k	51.2%
$15k–$25k	11.7%
$25k–$35k	19.1%
$35k–$50k	5.6%
$75k–$100k	9.3%
Median income	$0

Housing

Home values

Under $50k 45.1%

$50k–$100k 36.4%

$100k–$150k 3.1%

$200k–$300k 5.6%

$300k–$500k 9.9%

Housing overview

Metric	Value
Median home value	$0
Median rent / month	$0
Owner occupied	100.0%
Renter occupied	0.0%
Vacant	28.6%
Single-family detached	70.9%
Large apartment buildings	0.0%
Mobile homes	29.1%
Median rooms	6.1
Avg household size (owned)	2.23

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	13.7%
1990–1999	47.1%
1980–1989	2.2%
1970–1979	11.0%
1960–1969	6.6%
1950–1959	0.0%
1940–1949	0.0%
1939 or earlier	19.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	65.2%
3 bedrooms	6.2%
4 bedrooms	28.6%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	14.2%
1 vehicle	40.1%
2 vehicles	14.8%
3 or more	30.9%

Heating fuel

Fuel type	%
Utility gas	27.2%
Electricity	39.5%
Propane / LP gas	9.3%
Wood	14.2%

Households & families

Household type	Count	%
Married-couple family	81	50.0%
Cohabiting couple	0	0.0%
Male householder, no spouse	23	14.2%
Female householder, no spouse	58	35.8%
Households with children under 18	50	30.9%
Households with seniors (65+)	54	33.3%
Average household size	2.23

Marital status

Status	Male	Female
Never married	0.0%	28.9%
Married	76.8%	42.6%
Separated	23.2%	0.0%
Widowed	0.0%	6.9%
Divorced	0.0%	21.6%

Education

Less than 9th grade 53.3%

Some HS, no diploma 6.6%

HS graduate 13.9%

Some college, no degree 6.1%

Associate's degree 2.0%

Bachelor's degree 18.0%

Graduate / professional 0.0%

Metric	%
HS diploma or higher	40.2%
Bachelor's or higher	18.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	59	50.0%
High school	59	50.0%
College / grad school	0	0.0%

Employment

Industry of employment

Professional & management 83.0%

Public administration 17.0%

Occupation

Category	%
Management, business & arts	83.0%
Service	0.0%
Sales & office	17.0%
Natural resources & construction	0.0%
Production & transportation	0.0%

Employment type

Type	%
Private sector	0.0%
Government	17.0%
Self-employed	83.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	17.0%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Other means	0.0%
Avg commute (minutes)	0.0

Poverty

All people 89.2%

Under 18 years 100.0%

18 and over 84.0%

Married-couple families 81.5%

Female-led households 0.0%

Income support

Source	% of households
Social Security	50.0%
Retirement income	14.8%
Supplemental Security	35.8%
Cash public assistance	0.0%
Food stamps / SNAP	64.2%

Health indicators

Condition	%
High blood pressure	47.1%
High cholesterol	38.5%
Heart disease	10.7%
Stroke	5.2%
Asthma	12.4%
Arthritis	38.2%
Kidney disease	4.3%
Pulmonary disease	16.2%
Cancer	7.1%

Behavior / access	%
Binge drinking	14.1%
No physical activity	39.6%
Less than 7 hrs sleep	41.0%
Fair or poor health	30.3%
Poor mental health	20.2%
Poor physical health	20.0%
No health insurance	13.1%
Visited doctor (checkup)	77.2%
Visited dentist	43.3%
Cholesterol screening	88.5%
Teeth loss	29.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	0	0.0%

Disability	%
Any disability	36.2%
Under 18	18.6%
18–64 years	44.0%
65 and over	45.9%

Health insurance coverage

Type	%
Private insurance	21.0%
Public insurance	85.4%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	362	100.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	362	100.0%
Born in same state	362	100.0%
Born in different state	318	87.8%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	55	15.2%

Ancestry	Count	%
Italian	53	14.6%

Technology access

Metric	% of households
Computer access	44.8%
Internet access	76.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Premium, KY have?

Premium, KY has one ZIP code: 41845. Each ZIP code serves a distinct delivery area within the city and surrounding region.