98541 ZIP Code — Elma, WA

Grays Harbor County, Washington

ZIP code 98541 is located in Elma, Washington, within Grays Harbor County. It covers approximately 195.62 square miles and serves a population of 10,004 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 360/564.

About ZIP code 98541

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $287,400. Owner-occupancy is high at 76%, well above the national average.

Median household income is $64,271. Poverty affects 19% of residents, above the national average. SNAP benefit usage at 18% of households reflects economic stress in the area. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 98541 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

10,004

population

195.62

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

98541 ZIP code map

Cities in ZIP code 98541

Below are the cities the US Postal Service accepts for ZIP code 98541. Using any city not on this list may result in mail delivery delays.

City	Status
Elma	Acceptable
Elma	Preferred

Nearby ZIP codes

98557 Mccleary (4.8 mi) 98568 Oakville (13.6 mi) 98502 Olympia (15.1 mi) 98584 Shelton (17 mi) 98512 Olympia (17 mi) 98560 Matlock (17.7 mi) 98505 Olympia (18.6 mi) 98537 Cosmopolis (18.6 mi)

Demographics updated 05/2026

Population
Total population	10,004
Population density	51 / sq mi
State FIPS	53
County FIPS	027

Geography
Land area	195.62 sq mi
Water area	1.62 sq mi
Latitude	47.0651
Longitude	-123.3677
Timezone	Pacific (PT)
Area code	360/564

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.3%	49.7%	31.7%
$50k – $100k	27.5%	32.1%	30.6%
$100k – $200k	22.6%	15.9%	27.1%
Over $200k	1.7%	2.2%	10.6%

Demographics & statistics

10,004

Population

People per sq mi

44.8

Median age

$64,271

Median household income

$32,269

Per capita income

$287,400

Median home value

$924

Median monthly rent

76.1%

Home ownership

19.1%

Poverty rate

11.5%

Unemployment

3,640

Housing units

14.7%

Bachelor's or higher

Age distribution

Male Female

293

Under 5

277

251

5–9

237

387

10–14

366

332

15–19

314

271

20–24

256

460

25–34

436

587

35–44

555

738

45–54

699

350

55–59

331

442

60–64

419

643

65–74

608

312

75–84

295

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,153	21.5%
18 and over	7,851	78.5%
65 and over	2,003	20.0%
Median age	44.8 years

Race & ethnicity

White 76.5%

Hispanic or Latino 9.2%

Two or more races 8.1%

Other race 5%

Black or African American 0.8%

American Indian / Alaska Native 0.3%

Asian 0.1%

Group	Count	%
White	8,428	76.5%
Hispanic or Latino	1,013	9.2%
Two or more races	889	8.1%
Other race	553	5%
Black or African American	90	0.8%
American Indian / Alaska Native	29	0.3%
Asian	15	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.3%	49.7%	31.7%
$50k – $100k	27.5%	32.1%	30.6%
$100k – $200k	22.6%	15.9%	27.1%
Over $200k	1.7%	2.2%	10.6%

Under $10k 7.0%

$10k–$15k 6.7%

$15k–$25k 7.1%

$25k–$35k 7.5%

$35k–$50k 12.1%

$50k–$75k 16.7%

$75k–$100k 14.2%

$100k–$150k 15.3%

$150k–$200k 8.3%

$200k+ 5.0%

Range	% of households
Under $10k	7.0%
$10k–$15k	6.7%
$15k–$25k	7.1%
$25k–$35k	7.5%
$35k–$50k	12.1%
$50k–$75k	16.7%
$75k–$100k	14.2%
$100k–$150k	15.3%
$150k–$200k	8.3%
$200k+	5.0%
Median income	$64,271

Housing

Home values

Under $50k 9.2%

$50k–$100k 6.9%

$100k–$150k 3.9%

$150k–$200k 10.8%

$200k–$300k 20.7%

$300k–$500k 35.6%

$500k–$1M 10.6%

$1M+ 2.3%

Housing overview

Metric	Value
Median home value	$287,400
Median rent / month	$924
Owner occupied	76.1%
Renter occupied	23.9%
Vacant	17.6%
Single-family detached	60.8%
Large apartment buildings	2.4%
Mobile homes	28.5%
Median rooms	5.7
Avg household size (owned)	2.85

Year built

Era	%
2020 or later	0.6%
2010–2019	8.7%
2000–2009	9.0%
1990–1999	17.6%
1980–1989	14.4%
1970–1979	25.6%
1960–1969	7.1%
1950–1959	3.7%
1940–1949	3.2%
1939 or earlier	10.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.9%
1 bedroom	13.2%
2 bedrooms	28.1%
3 bedrooms	43.0%
4 bedrooms	11.4%
5+ bedrooms	3.3%

Vehicles per household

Vehicles	% of households
No vehicle	2.9%
1 vehicle	27.5%
2 vehicles	32.4%
3 or more	37.2%

Heating fuel

Fuel type	%
Utility gas	7.4%
Electricity	61.2%
Propane / LP gas	6.8%
Fuel oil	2.0%
Wood	19.3%
No fuel used	1.1%

Households & families

Household type	Count	%
Married-couple family	1,919	51.4%
Cohabiting couple	338	9.0%
Male householder, no spouse	802	21.5%
Female householder, no spouse	676	18.1%
Households with children under 18	1,080	28.9%
Households with seniors (65+)	1,343	36.0%
Average household size	2.66

Marital status

Status	Male	Female
Never married	31.9%	24.3%
Married	50.9%	55.1%
Separated	0.8%	1.8%
Widowed	2.3%	8.8%
Divorced	14.1%	9.9%

Education

Less than 9th grade 3.5%

Some HS, no diploma 8.9%

HS graduate 35.9%

Some college, no degree 27.5%

Associate's degree 9.5%

Bachelor's degree 9.6%

Graduate / professional 5.1%

Metric	%
HS diploma or higher	87.6%
Bachelor's or higher	14.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	89	4.3%
Kindergarten	137	6.6%
Elementary school	949	46.0%
High school	572	27.7%
College / grad school	318	15.4%

Employment

Industry of employment

Education & healthcare 23.1%

Retail trade 12.9%

Manufacturing 12.4%

Public administration 11.4%

Agriculture & mining 9.3%

Professional & management 6.8%

Transportation & utilities 6.4%

Other services 6.2%

Construction 4.8%

Arts, food & hospitality 3.2%

Finance & real estate 3.0%

Information 0.3%

Wholesale trade 0.1%

Occupation

Category	%
Management, business & arts	32.6%
Service	13.0%
Sales & office	22.3%
Natural resources & construction	16.2%
Production & transportation	15.8%

Employment type

Type	%
Private sector	66.0%
Government	26.2%
Self-employed	7.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	75.1%
Carpool	8.9%
Public transit	0.0%
Walk	3.7%
Work from home	10.5%
Other means	1.8%
Avg commute (minutes)	31.4

Poverty

All people 19.1%

Under 18 years 27.3%

18 and over 16.9%

Married-couple families 6.2%

Female-led households 34.2%

Income support

Source	% of households
Social Security	41.1%
Retirement income	28.5%
Supplemental Security	5.9%
Cash public assistance	3.3%
Food stamps / SNAP	18.3%

Health indicators

Condition	%
Obesity	36.1%
High blood pressure	34.7%
High cholesterol	34.6%
Diabetes	10.7%
Heart disease	7.2%
Stroke	3.4%
Asthma	11.8%
Arthritis	29.0%
Kidney disease	3.2%
Pulmonary disease	8.3%
Cancer	6.8%

Behavior / access	%
Smoking	20.2%
Binge drinking	16.5%
No physical activity	21.6%
Less than 7 hrs sleep	36.3%
Depression	30.1%
Fair or poor health	17.1%
Poor mental health	17.1%
Poor physical health	12.9%
No health insurance	12.5%
Visited doctor (checkup)	69.7%
Visited dentist	57.2%
Cholesterol screening	86.6%
Teeth loss	16.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	946	12.0%

Disability	%
Any disability	18.2%
Under 18	2.7%
18–64 years	14.4%
65 and over	46.0%

Health insurance coverage

Type	%
Private insurance	66.2%
Public insurance	46.7%
No insurance	4.5%
Uninsured under 19	0.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	9,434	94.3%
Spanish	441	4.7%
Other Indo-European	400	4.2%
Asian & Pacific Islander	41	0.4%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	9,434	94.3%
Born in same state	9,314	93.1%
Born in different state	7,002	70.0%
Foreign born	120	1.2%
Naturalized citizen	570	5.7%
Not a US citizen	302	53.0%

Ancestry

Ancestry	Count	%
Italian	1,457	14.6%
French	1,304	13%
Polish	799	8%
Arab	259	2.6%
German	75	0.7%

Ancestry	Count	%
Dutch	73	0.7%
English	66	0.7%
Irish	28	0.3%
Norwegian	7	0.1%

Technology access

Metric	% of households
Computer access	37.3%
Internet access	94.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 98541

What city is ZIP code 98541 in?

ZIP code 98541 is primarily assigned to Elma, Washington.

What county is ZIP code 98541 in?

ZIP code 98541 falls within Grays Harbor County, Washington.

What is the poverty rate in ZIP code 98541?

19% of residents in ZIP code 98541 live below the poverty line, above the national average.

How educated is the population of ZIP code 98541?

15% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 98541 have a large retiree population?

41% of households in ZIP code 98541 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 98541 have a large veteran population?

12% of civilians in ZIP code 98541 are veterans, above the national average of ~7%.

What timezone is ZIP code 98541 in?

ZIP code 98541 observes the PST timezone.