98245 ZIP Code — Eastsound, WA

San Juan County, Washington

ZIP code 98245 is located in Eastsound, Washington, within San Juan County. It covers approximately 35.44 square miles and serves a population of 4,088 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 360/564.

About ZIP code 98245

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $648,600. Owner-occupancy is high at 80%, well above the national average.

The gap between median ($67,734) and mean household income suggests income inequality — a small number of higher earners pull the average up. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with construction as the leading industry. The average commute of 18 minutes is near the national average. Remote work is prevalent — 22% of workers work from home.

Educational attainment is high — 51% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 98245 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

4,088

population

35.44

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

98245 ZIP code map

Cities in ZIP code 98245

Below are the cities the US Postal Service accepts for ZIP code 98245. Using any city not on this list may result in mail delivery delays.

City	Status
Eastsound	Preferred

Nearby ZIP codes

98279 Olga (7 mi) 98250 Friday Harbor (9.9 mi) 98222 Blakely Island (10.7 mi) 98261 Lopez Island (12.2 mi) 98262 Lummi Island (13.5 mi) 98221 Anacortes (17 mi)

Demographics updated 05/2026

Population
Total population	4,088
Population density	115 / sq mi
State FIPS	53
County FIPS	055

Geography
Land area	35.44 sq mi
Water area	12.88 sq mi
Latitude	48.6795
Longitude	-122.9599
Timezone	Pacific (PT)
Area code	360/564

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.3%	38.6%	31.7%
$50k – $100k	26.6%	29.7%	30.6%
$100k – $200k	19.0%	22.8%	27.1%
Over $200k	9.1%	9.0%	10.6%

Demographics & statistics

4,088

Population

115

People per sq mi

53.7

Median age

$67,734

Median household income

$58,077

Per capita income

$648,600

Median home value

$1,132

Median monthly rent

80.0%

Home ownership

10.3%

Poverty rate

5.5%

Unemployment

2,365

Housing units

51.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

103

10–14

15–19

104

20–24

196

25–34

175

257

35–44

230

254

45–54

227

147

55–59

132

212

60–64

191

474

65–74

425

161

75–84

145

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	501	12.3%
18 and over	3,587	87.7%
65 and over	1,312	32.1%
Median age	53.7 years

Race & ethnicity

White 83.5%

Two or more races 5.9%

Hispanic or Latino 5%

Other race 3.1%

Asian 1.4%

American Indian / Alaska Native 0.5%

Native Hawaiian / Pacific Islander 0.5%

Black or African American 0.1%

Group	Count	%
White	3,596	83.5%
Two or more races	253	5.9%
Hispanic or Latino	217	5%
Other race	132	3.1%
Asian	61	1.4%
American Indian / Alaska Native	20	0.5%
Native Hawaiian / Pacific Islander	20	0.5%
Black or African American	6	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.3%	38.6%	31.7%
$50k – $100k	26.6%	29.7%	30.6%
$100k – $200k	19.0%	22.8%	27.1%
Over $200k	9.1%	9.0%	10.6%

Under $10k 6.5%

$10k–$15k 2.6%

$15k–$25k 6.6%

$25k–$35k 9.1%

$35k–$50k 10.6%

$50k–$75k 17.8%

$75k–$100k 10.8%

$100k–$150k 14.3%

$150k–$200k 7.5%

$200k+ 14.1%

Range	% of households
Under $10k	6.5%
$10k–$15k	2.6%
$15k–$25k	6.6%
$25k–$35k	9.1%
$35k–$50k	10.6%
$50k–$75k	17.8%
$75k–$100k	10.8%
$100k–$150k	14.3%
$150k–$200k	7.5%
$200k+	14.1%
Median income	$67,734

Housing

Home values

Under $50k 1.5%

$50k–$100k 0.7%

$100k–$150k 0.6%

$150k–$200k 4.2%

$200k–$300k 9.5%

$300k–$500k 18.8%

$500k–$1M 41.4%

$1M+ 23.4%

Housing overview

Metric	Value
Median home value	$648,600
Median rent / month	$1,132
Owner occupied	80.0%
Renter occupied	20.0%
Vacant	27.5%
Single-family detached	86.8%
Large apartment buildings	0.2%
Mobile homes	5.8%
Median rooms	4.5
Avg household size (owned)	2.05

Year built

Era	%
2020 or later	1.0%
2010–2019	5.9%
2000–2009	22.6%
1990–1999	22.0%
1980–1989	14.5%
1970–1979	20.2%
1960–1969	5.8%
1950–1959	1.4%
1940–1949	1.5%
1939 or earlier	5.1%

Bedrooms

Size	% of units
No bedroom (studio)	5.2%
1 bedroom	16.1%
2 bedrooms	37.3%
3 bedrooms	30.4%
4 bedrooms	9.2%
5+ bedrooms	1.9%

Vehicles per household

Vehicles	% of households
No vehicle	3.1%
1 vehicle	31.9%
2 vehicles	34.3%
3 or more	30.7%

Heating fuel

Fuel type	%
Utility gas	4.3%
Electricity	56.0%
Propane / LP gas	16.9%
Fuel oil	3.0%
Wood	18.4%
Solar	0.1%

Households & families

Household type	Count	%
Married-couple family	1,002	50.0%
Cohabiting couple	143	7.1%
Male householder, no spouse	385	19.2%
Female householder, no spouse	474	23.7%
Households with children under 18	391	19.5%
Households with seniors (65+)	941	47.0%
Average household size	2.03

Marital status

Status	Male	Female
Never married	27.8%	20.5%
Married	53.2%	58.0%
Separated	3.3%	0.9%
Widowed	3.1%	7.2%
Divorced	12.6%	13.3%

Education

Less than 9th grade 1.0%

Some HS, no diploma 5.1%

HS graduate 15.7%

Some college, no degree 20.8%

Associate's degree 6.0%

Bachelor's degree 29.2%

Graduate / professional 22.2%

Metric	%
HS diploma or higher	93.9%
Bachelor's or higher	51.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	15	2.8%
Kindergarten	26	4.8%
Elementary school	288	53.0%
High school	127	23.4%
College / grad school	87	16.0%

Employment

Industry of employment

Construction 16.9%

Arts, food & hospitality 14.1%

Education & healthcare 14.0%

Professional & management 13.5%

Retail trade 11.5%

Other services 6.2%

Manufacturing 5.8%

Finance & real estate 5.4%

Transportation & utilities 4.9%

Public administration 2.5%

Information 2.0%

Agriculture & mining 1.9%

Wholesale trade 1.2%

Occupation

Category	%
Management, business & arts	35.2%
Service	22.3%
Sales & office	18.6%
Natural resources & construction	16.3%
Production & transportation	7.6%

Employment type

Type	%
Private sector	68.3%
Government	11.4%
Self-employed	19.9%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	62.2%
Carpool	6.5%
Public transit	1.4%
Walk	4.3%
Work from home	22.0%
Other means	3.7%
Avg commute (minutes)	18.4

Poverty

All people 10.3%

Under 18 years 10.5%

18 and over 10.3%

Married-couple families 4.7%

Female-led households 30.9%

Income support

Source	% of households
Social Security	42.4%
Retirement income	28.4%
Supplemental Security	3.3%
Cash public assistance	3.0%
Food stamps / SNAP	2.7%

Health indicators

Condition	%
Obesity	26.9%
High blood pressure	31.3%
High cholesterol	34.6%
Diabetes	9.4%
Heart disease	6.6%
Stroke	3.0%
Asthma	10.5%
Arthritis	26.8%
Kidney disease	3.1%
Pulmonary disease	6.3%
Cancer	8.3%

Behavior / access	%
Smoking	12.0%
Binge drinking	15.2%
No physical activity	15.4%
Less than 7 hrs sleep	25.9%
Depression	24.6%
Fair or poor health	12.4%
Poor mental health	13.3%
Poor physical health	10.3%
No health insurance	7.9%
Visited doctor (checkup)	68.7%
Visited dentist	71.1%
Cholesterol screening	92.0%
Teeth loss	7.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	285	7.9%

Disability	%
Any disability	14.3%
Under 18	1.8%
18–64 years	10.8%
65 and over	25.2%

Health insurance coverage

Type	%
Private insurance	68.2%
Public insurance	47.8%
No insurance	8.9%
Uninsured under 19	5.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,997	97.8%
Spanish	71	1.8%
Other Indo-European	53	1.3%
Asian & Pacific Islander	4	0.1%
Other languages	14	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,735	91.4%
Born in same state	3,629	88.8%
Born in different state	1,286	31.5%
Foreign born	106	2.6%
Naturalized citizen	353	8.6%
Not a US citizen	194	55.0%

Ancestry

Ancestry	Count	%
French	760	18.6%
Italian	578	14.1%
Polish	235	5.7%
English	87	2.1%
Arab	81	2%

Ancestry	Count	%
Dutch	33	0.8%
Norwegian	25	0.6%
Irish	15	0.4%
German	12	0.3%

Technology access

Metric	% of households
Computer access	49.0%
Internet access	96.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 98245

What city is ZIP code 98245 in?

ZIP code 98245 is primarily assigned to Eastsound, Washington.

What county is ZIP code 98245 in?

ZIP code 98245 falls within San Juan County, Washington.

Does ZIP code 98245 have an older population?

32% of residents in ZIP code 98245 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 98245?

51% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 98245 have a large retiree population?

42% of households in ZIP code 98245 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 98245?

The median home value in ZIP code 98245 is $648,600.

What timezone is ZIP code 98245 in?

ZIP code 98245 observes the PST timezone.