98221 ZIP Code — Anacortes, WA

Skagit County, Washington

ZIP code 98221 is located in Anacortes, Washington, within Skagit County. It covers approximately 51.93 square miles and serves a population of 22,969 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 360/564.

About ZIP code 98221

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $604,600. Owner-occupancy sits near the national average at 72%.

The gap between median ($90,007) and mean household income suggests income inequality — a small number of higher earners pull the average up. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

Educational attainment is high — 45% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 98221 reflects a community defined by a strong veteran community and a significant Social Security-dependent population.

22,969

population

51.93

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

98221 ZIP code map

Cities in ZIP code 98221

Below are the cities the US Postal Service accepts for ZIP code 98221. Using any city not on this list may result in mail delivery delays.

City	Status
Anacortes	Acceptable
Anacortes	Preferred

Nearby ZIP codes

98222 Blakely Island (6.5 mi) 98257 La Conner (10.5 mi) 98261 Lopez Island (10.6 mi) 98279 Olga (11 mi) 98232 Bow (11.1 mi) 98262 Lummi Island (12.2 mi) 98278 Oak Harbor (12.3 mi) 98277 Oak Harbor (13.7 mi) 98233 Burlington (14.6 mi) 98273 Mount Vernon (16.8 mi) 98229 Bellingham (16.9 mi) 98245 Eastsound (17 mi)

Demographics updated 05/2026

Population
Total population	22,969
Population density	442 / sq mi
State FIPS	53
County FIPS	057

Geography
Land area	51.93 sq mi
Water area	33.37 sq mi
Latitude	48.5181
Longitude	-122.6779
Timezone	Pacific (PT)
Area code	360/564

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.8%	33.8%	31.7%
$50k – $100k	30.6%	34.8%	30.6%
$100k – $200k	28.1%	25.1%	27.1%
Over $200k	9.5%	6.3%	10.6%

Demographics & statistics

22,969

Population

442

People per sq mi

50.5

Median age

$90,007

Median household income

$52,651

Per capita income

$604,600

Median home value

$1,499

Median monthly rent

72.1%

Home ownership

8.2%

Poverty rate

4.5%

Unemployment

9,319

Housing units

45.2%

Bachelor's or higher

Age distribution

Male Female

444

Under 5

451

567

5–9

576

548

10–14

556

581

15–19

590

470

20–24

477

1,136

25–34

1,152

1,213

35–44

1,230

1,277

45–54

1,296

812

55–59

823

870

60–64

882

2,006

65–74

2,035

1,075

75–84

1,091

403

85+

408

← Male

Female →

Age summary

Group	Count	%
Under 18	3,874	16.9%
18 and over	19,095	83.1%
65 and over	7,018	30.6%
Median age	50.5 years

Race & ethnicity

White 85.5%

Two or more races 6.1%

Hispanic or Latino 3.9%

Asian 1.8%

Other race 1.1%

American Indian / Alaska Native 0.8%

Black or African American 0.6%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	20,438	85.5%
Two or more races	1,457	6.1%
Hispanic or Latino	936	3.9%
Asian	440	1.8%
Other race	269	1.1%
American Indian / Alaska Native	193	0.8%
Black or African American	151	0.6%
Native Hawaiian / Pacific Islander	21	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.8%	33.8%	31.7%
$50k – $100k	30.6%	34.8%	30.6%
$100k – $200k	28.1%	25.1%	27.1%
Over $200k	9.5%	6.3%	10.6%

Under $10k 4.8%

$10k–$15k 3.3%

$15k–$25k 4.6%

$25k–$35k 6.3%

$35k–$50k 8.5%

$50k–$75k 14.8%

$75k–$100k 13.2%

$100k–$150k 19.7%

$150k–$200k 11.5%

$200k+ 13.4%

Range	% of households
Under $10k	4.8%
$10k–$15k	3.3%
$15k–$25k	4.6%
$25k–$35k	6.3%
$35k–$50k	8.5%
$50k–$75k	14.8%
$75k–$100k	13.2%
$100k–$150k	19.7%
$150k–$200k	11.5%
$200k+	13.4%
Median income	$90,007

Housing

Home values

Under $50k 1.7%

$50k–$100k 1.3%

$100k–$150k 0.3%

$150k–$200k 0.8%

$200k–$300k 4.6%

$300k–$500k 27.7%

$500k–$1M 50.8%

$1M+ 12.9%

Housing overview

Metric	Value
Median home value	$604,600
Median rent / month	$1,499
Owner occupied	72.1%
Renter occupied	27.9%
Vacant	15.9%
Single-family detached	80.9%
Large apartment buildings	2.5%
Mobile homes	3.2%
Median rooms	5.6
Avg household size (owned)	2.26

Year built

Era	%
2020 or later	0.5%
2010–2019	8.6%
2000–2009	18.7%
1990–1999	19.9%
1980–1989	12.2%
1970–1979	13.5%
1960–1969	4.9%
1950–1959	6.6%
1940–1949	3.2%
1939 or earlier	11.9%

Bedrooms

Size	% of units
No bedroom (studio)	4.3%
1 bedroom	9.6%
2 bedrooms	23.5%
3 bedrooms	43.9%
4 bedrooms	15.3%
5+ bedrooms	3.5%

Vehicles per household

Vehicles	% of households
No vehicle	4.3%
1 vehicle	26.6%
2 vehicles	40.7%
3 or more	28.5%

Heating fuel

Fuel type	%
Utility gas	60.6%
Electricity	28.9%
Propane / LP gas	5.8%
Fuel oil	0.7%
Wood	3.0%
Solar	0.4%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	5,536	54.0%
Cohabiting couple	613	6.0%
Male householder, no spouse	1,658	16.2%
Female householder, no spouse	2,436	23.8%
Households with children under 18	2,325	22.7%
Households with seniors (65+)	4,838	47.2%
Average household size	2.22

Marital status

Status	Male	Female
Never married	25.6%	18.7%
Married	60.6%	57.5%
Separated	0.8%	1.1%
Widowed	3.8%	8.9%
Divorced	9.2%	13.8%

Education

Less than 9th grade 1.3%

Some HS, no diploma 2.6%

HS graduate 17.8%

Some college, no degree 23.8%

Associate's degree 9.3%

Bachelor's degree 26.7%

Graduate / professional 18.5%

Metric	%
HS diploma or higher	96.1%
Bachelor's or higher	45.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	270	6.7%
Kindergarten	180	4.5%
Elementary school	1,766	44.1%
High school	957	23.9%
College / grad school	832	20.8%

Employment

Industry of employment

Education & healthcare 22.5%

Professional & management 10.8%

Manufacturing 10.6%

Arts, food & hospitality 9.9%

Retail trade 9.4%

Construction 7.7%

Transportation & utilities 6.8%

Public administration 6.7%

Other services 5.7%

Finance & real estate 4.1%

Wholesale trade 2.3%

Agriculture & mining 2.0%

Information 1.3%

Occupation

Category	%
Management, business & arts	42.6%
Service	16.9%
Sales & office	17.9%
Natural resources & construction	8.9%
Production & transportation	13.7%

Employment type

Type	%
Private sector	72.3%
Government	18.7%
Self-employed	9.0%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	72.8%
Carpool	6.8%
Public transit	0.9%
Walk	2.6%
Work from home	15.0%
Other means	1.8%
Avg commute (minutes)	24.8

Poverty

All people 8.2%

Under 18 years 8.8%

18 and over 8.1%

Married-couple families 3.1%

Female-led households 21.6%

Income support

Source	% of households
Social Security	44.8%
Retirement income	36.6%
Supplemental Security	2.9%
Cash public assistance	2.3%
Food stamps / SNAP	5.5%

Health indicators

Condition	%
Obesity	31.4%
High blood pressure	30.9%
High cholesterol	37.1%
Diabetes	9.5%
Heart disease	7.1%
Stroke	3.2%
Asthma	9.9%
Arthritis	28.0%
Kidney disease	3.2%
Pulmonary disease	6.4%
Cancer	9.1%

Behavior / access	%
Smoking	11.5%
Binge drinking	15.0%
No physical activity	16.9%
Less than 7 hrs sleep	27.6%
Depression	24.0%
Fair or poor health	12.0%
Poor mental health	12.7%
Poor physical health	10.1%
No health insurance	8.5%
Visited doctor (checkup)	71.7%
Visited dentist	73.6%
Cholesterol screening	91.5%
Teeth loss	9.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,229	12.1%

Disability	%
Any disability	13.6%
Under 18	4.1%
18–64 years	9.3%
65 and over	26.0%

Health insurance coverage

Type	%
Private insurance	74.6%
Public insurance	44.9%
No insurance	4.2%
Uninsured under 19	2.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	22,074	96.1%
Spanish	313	1.4%
Other Indo-European	157	0.7%
Asian & Pacific Islander	53	0.2%
Other languages	98	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	21,620	94.1%
Born in same state	21,234	92.4%
Born in different state	9,628	41.9%
Foreign born	386	1.7%
Naturalized citizen	1,349	5.9%
Not a US citizen	886	65.7%

Ancestry

Ancestry	Count	%
French	3,811	16.6%
Italian	2,759	12%
Polish	1,465	6.4%
Arab	939	4.1%
English	540	2.4%

Ancestry	Count	%
Dutch	334	1.5%
German	142	0.6%
Irish	70	0.3%
Norwegian	49	0.2%

Technology access

Metric	% of households
Computer access	44.6%
Internet access	95.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 98221

What city is ZIP code 98221 in?

ZIP code 98221 is primarily assigned to Anacortes, Washington.

What county is ZIP code 98221 in?

ZIP code 98221 falls within Skagit County, Washington.

Does ZIP code 98221 have an older population?

31% of residents in ZIP code 98221 are 65 or older, above the national average of ~17%.

Does ZIP code 98221 have a large retiree population?

45% of households in ZIP code 98221 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 98221?

45% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 98221 have a large veteran population?

12% of civilians in ZIP code 98221 are veterans, above the national average of ~7%.

What timezone is ZIP code 98221 in?

ZIP code 98221 observes the PST timezone.