32539 ZIP Code — Crestview, FL

Okaloosa County, Florida

ZIP code 32539 is located in Crestview, Florida, within Okaloosa County. It covers approximately 127.95 square miles and serves a population of 31,392 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 850.

About ZIP code 32539

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $241,300. Owner-occupancy is high at 78%, well above the national average.

Median household income is $68,183.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 22% of civilians, above the national average of 7%.

Overall, ZIP code 32539 reflects a community defined by a strong veteran community and high homeownership.

31,392

population

127.95

sq mi land

Standard

ZIP type

Central (CT)

timezone

32539 ZIP code map

Cities in ZIP code 32539

Below are the cities the US Postal Service accepts for ZIP code 32539. Using any city not on this list may result in mail delivery delays.

City	Status
Crestview	Preferred

Nearby ZIP codes

32567 Laurel Hill (7.5 mi) 32536 Crestview (8.9 mi) 32531 Baker (13.8 mi) 32433 Defuniak Springs (13.9 mi) 32435 Defuniak Springs (19.3 mi) 32578 Niceville (19.4 mi) 36442 Florala (19.4 mi)

Demographics updated 05/2026

Population
Total population	31,392
Population density	245 / sq mi
State FIPS	12
County FIPS	091

Geography
Land area	127.95 sq mi
Water area	1.73 sq mi
Latitude	30.7951
Longitude	-86.4470
Timezone	Central (CT)
Area code	850

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.3%	37.8%	43.4%
$50k – $100k	34.9%	33.3%	30.8%
$100k – $200k	18.3%	22.6%	19.3%
Over $200k	2.5%	6.3%	6.4%

Demographics & statistics

31,392

Population

245

People per sq mi

35.1

Median age

$68,183

Median household income

$30,975

Per capita income

$241,300

Median home value

$1,210

Median monthly rent

77.6%

Home ownership

9.2%

Poverty rate

2.8%

Unemployment

9,532

Housing units

21.8%

Bachelor's or higher

Age distribution

Male Female

996

Under 5

911

1,104

5–9

1,010

1,353

10–14

1,236

846

15–19

774

1,086

20–24

993

2,771

25–34

2,532

2,167

35–44

1,980

1,851

45–54

1,691

1,005

55–59

918

861

60–64

787

1,565

65–74

1,431

591

75–84

541

205

85+

187

← Male

Female →

Age summary

Group	Count	%
Under 18	7,609	24.2%
18 and over	23,783	75.8%
65 and over	4,520	14.4%
Median age	35.1 years

Race & ethnicity

White 75.7%

Black or African American 11.9%

Two or more races 5.9%

Asian 2.4%

Hispanic or Latino 1.9%

Other race 1%

American Indian / Alaska Native 1%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	24,228	75.7%
Black or African American	3,820	11.9%
Two or more races	1,886	5.9%
Asian	769	2.4%
Hispanic or Latino	622	1.9%
Other race	332	1%
American Indian / Alaska Native	321	1%
Native Hawaiian / Pacific Islander	36	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.3%	37.8%	43.4%
$50k – $100k	34.9%	33.3%	30.8%
$100k – $200k	18.3%	22.6%	19.3%
Over $200k	2.5%	6.3%	6.4%

Under $10k 1.9%

$10k–$15k 4.5%

$15k–$25k 7.6%

$25k–$35k 9.2%

$35k–$50k 10.8%

$50k–$75k 21.8%

$75k–$100k 10.9%

$100k–$150k 22.5%

$150k–$200k 7.0%

$200k+ 3.8%

Range	% of households
Under $10k	1.9%
$10k–$15k	4.5%
$15k–$25k	7.6%
$25k–$35k	9.2%
$35k–$50k	10.8%
$50k–$75k	21.8%
$75k–$100k	10.9%
$100k–$150k	22.5%
$150k–$200k	7.0%
$200k+	3.8%
Median income	$68,183

Housing

Home values

Under $50k 4.1%

$50k–$100k 7.8%

$100k–$150k 8.9%

$150k–$200k 17.1%

$200k–$300k 31.3%

$300k–$500k 26.2%

$500k–$1M 3.2%

$1M+ 1.3%

Housing overview

Metric	Value
Median home value	$241,300
Median rent / month	$1,210
Owner occupied	77.6%
Renter occupied	22.4%
Vacant	7.8%
Single-family detached	81.2%
Large apartment buildings	2.6%
Mobile homes	8.2%
Median rooms	5.9
Avg household size (owned)	2.63

Year built

Era	%
2020 or later	1.2%
2010–2019	17.7%
2000–2009	21.7%
1990–1999	21.0%
1980–1989	18.2%
1970–1979	8.7%
1960–1969	6.7%
1950–1959	3.0%
1940–1949	1.4%
1939 or earlier	0.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	3.7%
2 bedrooms	12.3%
3 bedrooms	58.7%
4 bedrooms	21.7%
5+ bedrooms	3.0%

Vehicles per household

Vehicles	% of households
No vehicle	2.7%
1 vehicle	31.5%
2 vehicles	42.6%
3 or more	23.2%

Heating fuel

Fuel type	%
Utility gas	13.6%
Electricity	84.1%
Propane / LP gas	1.6%
Wood	0.3%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	6,101	55.1%
Cohabiting couple	593	5.4%
Male householder, no spouse	2,004	18.1%
Female householder, no spouse	2,378	21.5%
Households with children under 18	3,594	32.4%
Households with seniors (65+)	3,180	28.7%
Average household size	2.63

Marital status

Status	Male	Female
Never married	33.0%	19.1%
Married	50.0%	56.3%
Separated	3.4%	2.2%
Widowed	2.1%	9.9%
Divorced	11.5%	12.5%

Education

Less than 9th grade 2.4%

Some HS, no diploma 6.1%

HS graduate 28.2%

Some college, no degree 26.6%

Associate's degree 14.9%

Bachelor's degree 15.0%

Graduate / professional 6.8%

Metric	%
HS diploma or higher	91.5%
Bachelor's or higher	21.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	290	3.5%
Kindergarten	685	8.3%
Elementary school	3,578	43.2%
High school	1,373	16.6%
College / grad school	2,361	28.5%

Employment

Industry of employment

Education & healthcare 15.8%

Public administration 14.5%

Professional & management 13.3%

Arts, food & hospitality 10.9%

Manufacturing 9.6%

Retail trade 9.6%

Construction 7.8%

Other services 5.9%

Finance & real estate 5.4%

Transportation & utilities 4.8%

Agriculture & mining 1.1%

Wholesale trade 1.1%

Information 0.5%

Occupation

Category	%
Management, business & arts	35.2%
Service	19.9%
Sales & office	20.6%
Natural resources & construction	13.6%
Production & transportation	10.7%

Employment type

Type	%
Private sector	65.3%
Government	25.1%
Self-employed	8.7%
Unpaid family workers	0.9%

Commute

Method	%
Drive alone	74.4%
Carpool	10.6%
Public transit	0.9%
Walk	1.0%
Work from home	12.5%
Other means	0.6%
Avg commute (minutes)	30.7

Poverty

All people 9.2%

Under 18 years 10.9%

18 and over 8.6%

Married-couple families 2.0%

Female-led households 19.1%

Income support

Source	% of households
Social Security	26.2%
Retirement income	26.3%
Supplemental Security	5.8%
Cash public assistance	3.4%
Food stamps / SNAP	9.9%

Health indicators

Condition	%
Obesity	32.8%
High blood pressure	33.5%
High cholesterol	30.9%
Diabetes	9.9%
Heart disease	6.1%
Stroke	3.1%
Asthma	8.9%
Arthritis	23.5%
Kidney disease	2.8%
Pulmonary disease	8.4%
Cancer	5.9%

Behavior / access	%
Smoking	22.2%
Binge drinking	16.9%
No physical activity	25.3%
Less than 7 hrs sleep	36.8%
Depression	20.9%
Fair or poor health	16.6%
Poor mental health	16.9%
Poor physical health	11.7%
No health insurance	20.9%
Visited doctor (checkup)	72.6%
Visited dentist	56.3%
Cholesterol screening	88.4%
Teeth loss	17.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	4,882	21.5%

Disability	%
Any disability	17.9%
Under 18	8.7%
18–64 years	15.2%
65 and over	44.4%

Health insurance coverage

Type	%
Private insurance	74.3%
Public insurance	34.5%
No insurance	9.8%
Uninsured under 19	6.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	29,485	93.9%
Spanish	475	1.6%
Other Indo-European	130	0.4%
Asian & Pacific Islander	109	0.4%
Other languages	236	0.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	30,523	97.2%
Born in same state	29,360	93.5%
Born in different state	13,078	41.7%
Foreign born	1,163	3.7%
Naturalized citizen	869	2.8%
Not a US citizen	598	68.8%

Ancestry

Ancestry	Count	%
Italian	4,810	15.3%
French	4,744	15.1%
Arab	2,155	6.9%
English	622	2%

Ancestry	Count	%
Polish	324	1%
German	262	0.8%
Norwegian	159	0.5%
Irish	40	0.1%

Technology access

Metric	% of households
Computer access	35.3%
Internet access	95.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32539

What city is ZIP code 32539 in?

ZIP code 32539 is primarily assigned to Crestview, Florida.

What county is ZIP code 32539 in?

ZIP code 32539 falls within Okaloosa County, Florida.

Does ZIP code 32539 have a large veteran population?

22% of civilians in ZIP code 32539 are veterans, above the national average of ~7%.

What is the population of ZIP code 32539?

ZIP code 32539 has an estimated population of 31,392 residents, with a density of 245 people per square mile.

What is the median household income in ZIP code 32539?

The median household income in ZIP code 32539 is $68,183, below the national median of ~$75,000.

What is the typical home value in ZIP code 32539?

The median home value in ZIP code 32539 is $241,300.

What timezone is ZIP code 32539 in?

ZIP code 32539 observes the CST timezone.