32433 ZIP Code — Defuniak Springs, FL

Walton County, Florida

ZIP code 32433 is located in Defuniak Springs, Florida, within Walton County. It covers approximately 251.30 square miles and serves a population of 18,387 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 850.

About ZIP code 32433

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $111,300. Owner-occupancy sits near the national average at 74%.

Median household income is $50,424. Poverty affects 20% of residents, above the national average. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with retail trade as the leading industry. The average commute of 31 minutes is near the national average.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (26%) compared to national benchmarks. 19% of residents lack health insurance, above the national average.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 32433 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, and a significant Social Security-dependent population.

18,387

population

251.30

sq mi land

Standard

ZIP type

Central (CT)

timezone

32433 ZIP code map

Cities in ZIP code 32433

Below are the cities the US Postal Service accepts for ZIP code 32433. Using any city not on this list may result in mail delivery delays.

City	Status
Defuniak Springs	Acceptable
Defuniak Springs	Preferred

Nearby ZIP codes

32435 Defuniak Springs (13.5 mi) 32539 Crestview (13.9 mi) 32464 Westville (14.3 mi) 32567 Laurel Hill (14.4 mi) 36442 Florala (18.9 mi) 32455 Ponce De Leon (19.1 mi)

Demographics updated 05/2026

Population
Total population	18,387
Population density	73 / sq mi
State FIPS	12
County FIPS	131

Geography
Land area	251.30 sq mi
Water area	10.19 sq mi
Latitude	30.8248
Longitude	-86.2148
Timezone	Central (CT)
Area code	850

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.3%	37.8%	43.4%
$50k – $100k	31.1%	33.0%	30.8%
$100k – $200k	15.3%	22.7%	19.3%
Over $200k	2.3%	6.5%	6.4%

Demographics & statistics

18,387

Population

People per sq mi

39.3

Median age

$50,424

Median household income

$25,310

Per capita income

$111,300

Median home value

$983

Median monthly rent

74.1%

Home ownership

19.8%

Poverty rate

8.3%

Unemployment

6,224

Housing units

13.4%

Bachelor's or higher

Age distribution

Male Female

787

Under 5

641

695

5–9

566

584

10–14

476

463

15–19

377

401

20–24

327

1,482

25–34

1,207

1,418

35–44

1,155

988

45–54

806

988

55–59

805

630

60–64

514

1,011

65–74

824

580

75–84

472

105

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	4,304	23.4%
18 and over	14,083	76.6%
65 and over	3,077	16.7%
Median age	39.3 years

Race & ethnicity

White 77.3%

Black or African American 7.6%

Two or more races 6.5%

Hispanic or Latino 3.9%

Other race 2.9%

American Indian / Alaska Native 1.2%

Asian 0.5%

Group	Count	%
White	14,792	77.3%
Black or African American	1,453	7.6%
Two or more races	1,251	6.5%
Hispanic or Latino	752	3.9%
Other race	563	2.9%
American Indian / Alaska Native	231	1.2%
Asian	97	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.3%	37.8%	43.4%
$50k – $100k	31.1%	33.0%	30.8%
$100k – $200k	15.3%	22.7%	19.3%
Over $200k	2.3%	6.5%	6.4%

Under $10k 6.2%

$10k–$15k 4.2%

$15k–$25k 12.4%

$25k–$35k 8.4%

$35k–$50k 18.5%

$50k–$75k 14.7%

$75k–$100k 16.0%

$100k–$150k 12.0%

$150k–$200k 4.8%

$200k+ 2.8%

Range	% of households
Under $10k	6.2%
$10k–$15k	4.2%
$15k–$25k	12.4%
$25k–$35k	8.4%
$35k–$50k	18.5%
$50k–$75k	14.7%
$75k–$100k	16.0%
$100k–$150k	12.0%
$150k–$200k	4.8%
$200k+	2.8%
Median income	$50,424

Housing

Home values

Under $50k 18.2%

$50k–$100k 30.1%

$100k–$150k 8.8%

$150k–$200k 13.0%

$200k–$300k 20.4%

$300k–$500k 5.4%

$500k–$1M 3.0%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$111,300
Median rent / month	$983
Owner occupied	74.1%
Renter occupied	25.9%
Vacant	14.5%
Single-family detached	52.2%
Large apartment buildings	1.7%
Mobile homes	40.1%
Median rooms	5.4
Avg household size (owned)	2.53

Year built

Era	%
2020 or later	0.5%
2010–2019	12.3%
2000–2009	18.6%
1990–1999	22.6%
1980–1989	19.2%
1970–1979	12.2%
1960–1969	3.9%
1950–1959	5.0%
1940–1949	3.5%
1939 or earlier	2.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.2%
1 bedroom	6.9%
2 bedrooms	28.1%
3 bedrooms	52.7%
4 bedrooms	10.1%
5+ bedrooms	1.0%

Vehicles per household

Vehicles	% of households
No vehicle	2.4%
1 vehicle	32.5%
2 vehicles	43.4%
3 or more	21.7%

Heating fuel

Fuel type	%
Utility gas	2.5%
Electricity	90.8%
Propane / LP gas	3.2%
Wood	2.0%
Solar	0.2%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	3,470	50.8%
Cohabiting couple	634	9.3%
Male householder, no spouse	1,388	20.3%
Female householder, no spouse	1,341	19.6%
Households with children under 18	2,390	35.0%
Households with seniors (65+)	2,268	33.2%
Average household size	2.53

Marital status

Status	Male	Female
Never married	30.2%	18.6%
Married	46.9%	54.7%
Separated	3.4%	3.4%
Widowed	2.9%	9.0%
Divorced	16.6%	14.4%

Education

Less than 9th grade 3.6%

Some HS, no diploma 12.9%

HS graduate 41.9%

Some college, no degree 19.7%

Associate's degree 8.5%

Bachelor's degree 9.1%

Graduate / professional 4.4%

Metric	%
HS diploma or higher	83.5%
Bachelor's or higher	13.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	233	6.5%
Kindergarten	278	7.8%
Elementary school	1,853	51.7%
High school	792	22.1%
College / grad school	427	11.9%

Employment

Industry of employment

Retail trade 16.3%

Public administration 13.9%

Education & healthcare 11.9%

Construction 11.2%

Arts, food & hospitality 10.2%

Transportation & utilities 8.8%

Professional & management 7.0%

Other services 5.7%

Manufacturing 5.4%

Wholesale trade 4.5%

Finance & real estate 3.4%

Information 1.2%

Agriculture & mining 0.6%

Occupation

Category	%
Management, business & arts	23.5%
Service	20.4%
Sales & office	25.5%
Natural resources & construction	15.8%
Production & transportation	14.8%

Employment type

Type	%
Private sector	71.5%
Government	22.4%
Self-employed	6.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.8%
Carpool	11.9%
Public transit	0.0%
Walk	0.7%
Work from home	5.8%
Other means	0.9%
Avg commute (minutes)	30.7

Poverty

All people 19.8%

Under 18 years 35.6%

18 and over 14.7%

Married-couple families 9.1%

Female-led households 42.7%

Income support

Source	% of households
Social Security	38.0%
Retirement income	27.3%
Supplemental Security	6.4%
Cash public assistance	2.1%
Food stamps / SNAP	15.9%

Health indicators

Condition	%
Obesity	33.2%
High blood pressure	37.8%
High cholesterol	32.9%
Diabetes	12.5%
Heart disease	7.7%
Stroke	3.9%
Asthma	9.4%
Arthritis	27.2%
Kidney disease	3.4%
Pulmonary disease	10.6%
Cancer	6.5%

Behavior / access	%
Smoking	25.8%
Binge drinking	16.4%
No physical activity	30.8%
Less than 7 hrs sleep	38.7%
Depression	20.9%
Fair or poor health	20.4%
Poor mental health	17.6%
Poor physical health	14.1%
No health insurance	24.3%
Visited doctor (checkup)	71.9%
Visited dentist	50.3%
Cholesterol screening	87.8%
Teeth loss	19.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,747	12.4%

Disability	%
Any disability	20.3%
Under 18	4.7%
18–64 years	18.2%
65 and over	49.6%

Health insurance coverage

Type	%
Private insurance	51.2%
Public insurance	44.9%
No insurance	19.2%
Uninsured under 19	10.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	16,959	92.2%
Spanish	471	2.8%
Other Indo-European	280	1.7%
Asian & Pacific Islander	136	0.8%
Other languages	55	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	17,534	95.4%
Born in same state	17,271	93.9%
Born in different state	10,179	55.4%
Foreign born	263	1.4%
Naturalized citizen	853	4.6%
Not a US citizen	449	52.6%

Ancestry

Ancestry	Count	%
Italian	2,172	11.8%
French	1,671	9.1%
Arab	1,652	9%
Irish	162	0.9%
Polish	153	0.8%

Ancestry	Count	%
German	151	0.8%
English	77	0.4%
Dutch	77	0.4%
Norwegian	16	0.1%

Technology access

Metric	% of households
Computer access	37.2%
Internet access	94.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32433

What city is ZIP code 32433 in?

ZIP code 32433 is primarily assigned to Defuniak Springs, Florida.

What county is ZIP code 32433 in?

ZIP code 32433 falls within Walton County, Florida.

What is the poverty rate in ZIP code 32433?

20% of residents in ZIP code 32433 live below the poverty line, above the national average.

How educated is the population of ZIP code 32433?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 32433 have a large retiree population?

38% of households in ZIP code 32433 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 32433 have a large veteran population?

12% of civilians in ZIP code 32433 are veterans, above the national average of ~7%.

What timezone is ZIP code 32433 in?

ZIP code 32433 observes the CST timezone.