54828 ZIP Code — Couderay, WI

Sawyer County, Wisconsin

ZIP code 54828 is located in Couderay, Wisconsin, within Sawyer County. It covers approximately 69.44 square miles and serves a population of 776 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 715.

About ZIP code 54828

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $206,300. Owner-occupancy is high at 81%, well above the national average.

The gap between median ($50,625) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 20% of residents, above the national average. SNAP benefit usage at 19% of households reflects economic stress in the area. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of diabetes (17%), smoking (27%) compared to national benchmarks. 15% of residents lack health insurance, above the national average.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 54828 reflects a community defined by economic challenges above the national average, a strong veteran community, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

776

population

69.44

sq mi land

Standard

ZIP type

Central (CT)

timezone

54828 ZIP code map

Cities in ZIP code 54828

Below are the cities the US Postal Service accepts for ZIP code 54828. Using any city not on this list may result in mail delivery delays.

City	Status
Couderay	Acceptable
Couderay	Preferred

Nearby ZIP codes

54867 Radisson (4.2 mi) 54835 Exeland (9.6 mi) 54876 Stone Lake (10.6 mi) 54843 Hayward (13.5 mi) 54817 Birchwood (16.2 mi) 54896 Winter (18.6 mi)

Demographics updated 05/2026

Population
Total population	776
Population density	11 / sq mi
State FIPS	55
County FIPS	113

Geography
Land area	69.44 sq mi
Water area	4.54 sq mi
Latitude	45.8255
Longitude	-91.2859
Timezone	Central (CT)
Area code	715

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.1%	48.7%	39.4%
$50k – $100k	39.0%	33.0%	33.0%
$100k – $200k	8.1%	14.8%	22.4%
Over $200k	3.8%	3.5%	5.2%

Demographics & statistics

776

Population

People per sq mi

41.8

Median age

$50,625

Median household income

$29,747

Per capita income

$206,300

Median home value

$432

Median monthly rent

81.0%

Home ownership

20.1%

Poverty rate

17.9%

Unemployment

601

Housing units

23.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	173	22.3%
18 and over	603	77.7%
65 and over	171	22.0%
Median age	41.8 years

Race & ethnicity

American Indian / Alaska Native 53.4%

White 35.7%

Two or more races 8.6%

Hispanic or Latino 1.6%

Other race 0.6%

Group	Count	%
American Indian / Alaska Native	421	53.4%
White	282	35.7%
Two or more races	68	8.6%
Hispanic or Latino	13	1.6%
Other race	5	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.1%	48.7%	39.4%
$50k – $100k	39.0%	33.0%	33.0%
$100k – $200k	8.1%	14.8%	22.4%
Over $200k	3.8%	3.5%	5.2%

Under $10k 12.5%

$10k–$15k 1.8%

$15k–$25k 11.3%

$25k–$35k 4.7%

$35k–$50k 19.0%

$50k–$75k 16.9%

$75k–$100k 11.9%

$100k–$150k 13.6%

$150k–$200k 2.1%

$200k+ 6.2%

Range	% of households
Under $10k	12.5%
$10k–$15k	1.8%
$15k–$25k	11.3%
$25k–$35k	4.7%
$35k–$50k	19.0%
$50k–$75k	16.9%
$75k–$100k	11.9%
$100k–$150k	13.6%
$150k–$200k	2.1%
$200k+	6.2%
Median income	$50,625

Housing

Home values

Under $50k 9.9%

$50k–$100k 27.5%

$100k–$150k 5.1%

$150k–$200k 5.5%

$200k–$300k 21.2%

$300k–$500k 22.7%

$500k–$1M 8.1%

Housing overview

Metric	Value
Median home value	$206,300
Median rent / month	$432
Owner occupied	81.0%
Renter occupied	19.0%
Vacant	49.3%
Single-family detached	88.9%
Large apartment buildings	0.0%
Mobile homes	7.1%
Median rooms	4.9
Avg household size (owned)	2.14

Year built

Era	%
2020 or later	0.0%
2010–2019	6.2%
2000–2009	9.5%
1990–1999	10.8%
1980–1989	16.8%
1970–1979	17.1%
1960–1969	13.1%
1950–1959	7.4%
1940–1949	9.0%
1939 or earlier	10.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	11.0%
2 bedrooms	33.5%
3 bedrooms	41.7%
4 bedrooms	9.6%
5+ bedrooms	3.5%

Vehicles per household

Vehicles	% of households
No vehicle	5.0%
1 vehicle	30.0%
2 vehicles	44.5%
3 or more	20.5%

Heating fuel

Fuel type	%
Utility gas	5.3%
Electricity	7.1%
Propane / LP gas	75.4%
Wood	12.2%

Households & families

Household type	Count	%
Married-couple family	155	46.0%
Cohabiting couple	23	6.8%
Male householder, no spouse	85	25.2%
Female householder, no spouse	74	22.0%
Households with children under 18	89	26.4%
Households with seniors (65+)	136	40.4%
Average household size	2.30

Marital status

Status	Male	Female
Never married	31.8%	35.3%
Married	44.4%	45.8%
Separated	1.8%	1.9%
Widowed	3.5%	8.7%
Divorced	18.5%	8.3%

Education

Less than 9th grade 2.5%

Some HS, no diploma 4.0%

HS graduate 31.4%

Some college, no degree 26.3%

Associate's degree 12.5%

Bachelor's degree 16.8%

Graduate / professional 6.6%

Metric	%
HS diploma or higher	93.6%
Bachelor's or higher	23.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	39	22.0%
Kindergarten	2	1.1%
Elementary school	51	28.8%
High school	49	27.7%
College / grad school	36	20.3%

Employment

Industry of employment

Education & healthcare 26.1%

Manufacturing 17.5%

Arts, food & hospitality 16.1%

Public administration 16.1%

Professional & management 5.4%

Retail trade 4.6%

Transportation & utilities 3.9%

Finance & real estate 3.6%

Other services 2.5%

Agriculture & mining 2.1%

Construction 2.1%

Occupation

Category	%
Management, business & arts	38.6%
Service	19.3%
Sales & office	16.8%
Natural resources & construction	8.9%
Production & transportation	16.4%

Employment type

Type	%
Private sector	48.9%
Government	45.7%
Self-employed	5.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	84.3%
Carpool	11.2%
Public transit	0.0%
Walk	1.1%
Work from home	0.7%
Other means	2.6%
Avg commute (minutes)	27.1

Poverty

All people 20.1%

Under 18 years 17.1%

18 and over 20.9%

Married-couple families 11.6%

Female-led households 47.6%

Income support

Source	% of households
Social Security	39.5%
Retirement income	18.7%
Supplemental Security	4.2%
Cash public assistance	0.3%
Food stamps / SNAP	19.3%

Health indicators

Condition	%
Obesity	41.9%
High blood pressure	39.8%
High cholesterol	37.7%
Diabetes	17.0%
Heart disease	10.1%
Stroke	5.4%
Asthma	11.9%
Arthritis	30.0%
Kidney disease	4.5%
Pulmonary disease	10.4%
Cancer	7.7%

Behavior / access	%
Smoking	27.4%
Binge drinking	20.6%
No physical activity	27.5%
Less than 7 hrs sleep	36.1%
Depression	21.4%
Fair or poor health	21.7%
Poor mental health	16.3%
Poor physical health	15.7%
No health insurance	12.1%
Visited doctor (checkup)	77.3%
Visited dentist	56.8%
Cholesterol screening	86.5%
Teeth loss	20.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	72	11.9%

Disability	%
Any disability	14.0%
Under 18	0.6%
18–64 years	13.2%
65 and over	29.8%

Health insurance coverage

Type	%
Private insurance	49.4%
Public insurance	47.6%
No insurance	15.3%
Uninsured under 19	7.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	725	93.4%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	770	99.2%
Born in same state	770	99.2%
Born in different state	492	63.4%
Foreign born	0	0.0%
Naturalized citizen	6	0.8%
Not a US citizen	5	83.3%

Ancestry

Ancestry	Count	%
Italian	40	5.2%
French	24	3.1%
Polish	14	1.8%
Arab	13	1.7%

Ancestry	Count	%
Dutch	9	1.2%
English	5	0.6%
Irish	2	0.3%

Technology access

Metric	% of households
Computer access	43.4%
Internet access	83.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 54828

What city is ZIP code 54828 in?

ZIP code 54828 is primarily assigned to Couderay, Wisconsin.

What county is ZIP code 54828 in?

ZIP code 54828 falls within Sawyer County, Wisconsin.

What is the poverty rate in ZIP code 54828?

20% of residents in ZIP code 54828 live below the poverty line, above the national average.

Is ZIP code 54828 mostly owner-occupied?

81% of occupied units in ZIP code 54828 are owner-occupied, well above the national average.

Does ZIP code 54828 have a large retiree population?

40% of households in ZIP code 54828 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 54828 have a large veteran population?

12% of civilians in ZIP code 54828 are veterans, above the national average of ~7%.

What timezone is ZIP code 54828 in?

ZIP code 54828 observes the CST timezone.