54896 ZIP Code — Winter, WI

Sawyer County, Wisconsin

ZIP code 54896 is located in Winter, Wisconsin, within Sawyer County. It covers approximately 415.60 square miles and serves a population of 1,498 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 715.

About ZIP code 54896

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $179,100. Owner-occupancy is high at 87%, well above the national average.

Median household income is $56,484. 62% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 54896 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,498

population

415.60

sq mi land

Standard

ZIP type

Central (CT)

timezone

54896 ZIP code map

Cities in ZIP code 54896

Below are the cities the US Postal Service accepts for ZIP code 54896. Using any city not on this list may result in mail delivery delays.

City	Status
Winter	Acceptable
Winter	Preferred

Nearby ZIP codes

54867 Radisson (16.6 mi) 54835 Exeland (18.1 mi) 54530 Hawkins (18.6 mi) 54828 Couderay (18.6 mi)

Demographics updated 05/2026

Population
Total population	1,498
Population density	4 / sq mi
State FIPS	55
County FIPS	113

Geography
Land area	415.60 sq mi
Water area	7.04 sq mi
Latitude	45.8103
Longitude	-90.8993
Timezone	Central (CT)
Area code	715

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.3%	48.7%	39.4%
$50k – $100k	32.3%	33.0%	33.0%
$100k – $200k	11.2%	14.8%	22.4%
Over $200k	1.1%	3.5%	5.2%

Demographics & statistics

1,498

Population

People per sq mi

60.5

Median age

$56,484

Median household income

$31,789

Per capita income

$179,100

Median home value

$800

Median monthly rent

87.0%

Home ownership

11.2%

Poverty rate

4.3%

Unemployment

2,026

Housing units

20.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

103

25–34

35–44

107

45–54

55–59

109

60–64

237

65–74

156

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	93	6.2%
18 and over	1,405	93.8%
65 and over	586	39.1%
Median age	60.5 years

Race & ethnicity

White 86.9%

Black or African American 5.8%

Two or more races 2.5%

American Indian / Alaska Native 2.4%

Hispanic or Latino 2%

Asian 0.5%

Group	Count	%
White	1,328	86.9%
Black or African American	88	5.8%
Two or more races	38	2.5%
American Indian / Alaska Native	37	2.4%
Hispanic or Latino	30	2%
Asian	7	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.3%	48.7%	39.4%
$50k – $100k	32.3%	33.0%	33.0%
$100k – $200k	11.2%	14.8%	22.4%
Over $200k	1.1%	3.5%	5.2%

Under $10k 3.3%

$10k–$15k 4.5%

$15k–$25k 17.6%

$25k–$35k 5.6%

$35k–$50k 11.8%

$50k–$75k 22.2%

$75k–$100k 14.2%

$100k–$150k 16.1%

$150k–$200k 2.6%

$200k+ 2.2%

Range	% of households
Under $10k	3.3%
$10k–$15k	4.5%
$15k–$25k	17.6%
$25k–$35k	5.6%
$35k–$50k	11.8%
$50k–$75k	22.2%
$75k–$100k	14.2%
$100k–$150k	16.1%
$150k–$200k	2.6%
$200k+	2.2%
Median income	$56,484

Housing

Home values

Under $50k 6.7%

$50k–$100k 15.6%

$100k–$150k 16.5%

$150k–$200k 25.4%

$200k–$300k 21.0%

$300k–$500k 12.9%

$500k–$1M 1.2%

$1M+ 0.6%

Housing overview

Metric	Value
Median home value	$179,100
Median rent / month	$800
Owner occupied	87.0%
Renter occupied	13.0%
Vacant	65.2%
Single-family detached	93.5%
Large apartment buildings	0.0%
Mobile homes	4.1%
Median rooms	4.2
Avg household size (owned)	1.76

Year built

Era	%
2020 or later	0.0%
2010–2019	5.9%
2000–2009	19.5%
1990–1999	18.8%
1980–1989	12.8%
1970–1979	10.2%
1960–1969	5.9%
1950–1959	10.9%
1940–1949	5.7%
1939 or earlier	10.2%

Bedrooms

Size	% of units
No bedroom (studio)	4.8%
1 bedroom	14.5%
2 bedrooms	49.2%
3 bedrooms	24.1%
4 bedrooms	6.6%
5+ bedrooms	1.0%

Vehicles per household

Vehicles	% of households
No vehicle	2.8%
1 vehicle	30.5%
2 vehicles	42.4%
3 or more	24.3%

Heating fuel

Fuel type	%
Utility gas	2.0%
Electricity	2.4%
Propane / LP gas	76.2%
Fuel oil	0.8%
Wood	15.9%

Households & families

Household type	Count	%
Married-couple family	381	51.6%
Cohabiting couple	36	4.9%
Male householder, no spouse	199	27.0%
Female householder, no spouse	122	16.5%
Households with children under 18	53	7.2%
Households with seniors (65+)	434	58.8%
Average household size	1.78

Marital status

Status	Male	Female
Never married	30.5%	12.4%
Married	49.1%	63.4%
Separated	0.6%	0.4%
Widowed	4.6%	14.6%
Divorced	15.2%	9.1%

Education

Less than 9th grade 0.7%

Some HS, no diploma 9.5%

HS graduate 38.9%

Some college, no degree 16.9%

Associate's degree 13.5%

Bachelor's degree 12.1%

Graduate / professional 8.3%

Metric	%
HS diploma or higher	89.7%
Bachelor's or higher	20.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	3	2.1%
Elementary school	46	32.4%
High school	62	43.7%
College / grad school	31	21.8%

Employment

Industry of employment

Education & healthcare 25.4%

Manufacturing 15.8%

Arts, food & hospitality 12.9%

Retail trade 10.4%

Transportation & utilities 7.2%

Professional & management 7.2%

Construction 6.6%

Agriculture & mining 4.3%

Other services 3.3%

Finance & real estate 2.5%

Public administration 2.5%

Wholesale trade 1.4%

Information 0.4%

Occupation

Category	%
Management, business & arts	35.9%
Service	17.8%
Sales & office	16.2%
Natural resources & construction	8.2%
Production & transportation	21.9%

Employment type

Type	%
Private sector	74.4%
Government	18.8%
Self-employed	6.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.3%
Carpool	10.5%
Public transit	0.8%
Walk	4.1%
Work from home	6.9%
Other means	0.4%
Avg commute (minutes)	30.5

Poverty

All people 11.2%

Under 18 years 10.8%

18 and over 11.2%

Married-couple families 8.1%

Female-led households 23.8%

Income support

Source	% of households
Social Security	62.1%
Retirement income	47.6%
Supplemental Security	5.8%
Cash public assistance	1.5%
Food stamps / SNAP	14.9%

Health indicators

Condition	%
Obesity	37.2%
High blood pressure	41.6%
High cholesterol	42.4%
Diabetes	14.5%
Heart disease	10.0%
Stroke	4.6%
Asthma	10.0%
Arthritis	33.1%
Kidney disease	4.1%
Pulmonary disease	10.0%
Cancer	9.4%

Behavior / access	%
Smoking	20.9%
Binge drinking	19.1%
No physical activity	24.6%
Less than 7 hrs sleep	32.0%
Depression	19.8%
Fair or poor health	17.4%
Poor mental health	12.8%
Poor physical health	13.6%
No health insurance	10.6%
Visited doctor (checkup)	78.4%
Visited dentist	64.2%
Cholesterol screening	90.7%
Teeth loss	14.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	139	9.9%

Disability	%
Any disability	20.9%
Under 18	5.4%
18–64 years	18.7%
65 and over	25.8%

Health insurance coverage

Type	%
Private insurance	67.7%
Public insurance	58.3%
No insurance	6.1%
Uninsured under 19	5.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,480	98.8%
Spanish	2	0.1%
Other Indo-European	1	0.1%
Asian & Pacific Islander	1	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,482	98.9%
Born in same state	1,476	98.5%
Born in different state	898	59.9%
Foreign born	6	0.4%
Naturalized citizen	16	1.1%
Not a US citizen	10	62.5%

Ancestry

Ancestry	Count	%
Italian	132	8.8%
Polish	131	8.7%
French	131	8.7%
Arab	49	3.3%
English	42	2.8%

Ancestry	Count	%
Dutch	9	0.6%
Norwegian	6	0.4%
Irish	2	0.1%
German	1	0.1%

Technology access

Metric	% of households
Computer access	49.3%
Internet access	89.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 54896

What city is ZIP code 54896 in?

ZIP code 54896 is primarily assigned to Winter, Wisconsin.

What county is ZIP code 54896 in?

ZIP code 54896 falls within Sawyer County, Wisconsin.

Does ZIP code 54896 have an older population?

39% of residents in ZIP code 54896 are 65 or older, above the national average of ~17%.

Does ZIP code 54896 have a large retiree population?

62% of households in ZIP code 54896 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 54896 mostly owner-occupied?

87% of occupied units in ZIP code 54896 are owner-occupied, well above the national average.

Does ZIP code 54896 have a large veteran population?

10% of civilians in ZIP code 54896 are veterans, above the national average of ~7%.

What timezone is ZIP code 54896 in?

ZIP code 54896 observes the CST timezone.