54876 ZIP Code — Stone Lake, WI

Sawyer County, Wisconsin

ZIP code 54876 is located in Stone Lake, Wisconsin, within Sawyer County. It covers approximately 93.27 square miles and serves a population of 1,757 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 715.

About ZIP code 54876

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $257,900. Owner-occupancy is high at 79%, well above the national average.

Median household income is $70,104. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Overall, ZIP code 54876 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,757

population

93.27

sq mi land

Standard

ZIP type

Central (CT)

timezone

54876 ZIP code map

Cities in ZIP code 54876

Below are the cities the US Postal Service accepts for ZIP code 54876. Using any city not on this list may result in mail delivery delays.

City	Status
Stone Lake	Preferred

Nearby ZIP codes

54817 Birchwood (10.2 mi) 54828 Couderay (10.6 mi) 54875 Springbrook (12.1 mi) 54867 Radisson (13.1 mi) 54870 Sarona (14.5 mi) 54835 Exeland (15.8 mi) 54843 Hayward (17.6 mi) 54841 Haugen (19.2 mi) 54801 Spooner (19.7 mi)

Demographics updated 05/2026

Population
Total population	1,757
Population density	19 / sq mi
State FIPS	55
County FIPS	113

Geography
Land area	93.27 sq mi
Water area	14.25 sq mi
Latitude	45.8194
Longitude	-91.5050
Timezone	Central (CT)
Area code	715

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.6%	48.7%	39.4%
$50k – $100k	34.5%	33.0%	33.0%
$100k – $200k	17.0%	14.8%	22.4%
Over $200k	3.8%	3.5%	5.2%

Demographics & statistics

1,757

Population

People per sq mi

52.9

Median age

$70,104

Median household income

$38,066

Per capita income

$257,900

Median home value

$908

Median monthly rent

78.8%

Home ownership

9.8%

Poverty rate

6.0%

Unemployment

1,831

Housing units

22.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

117

45–54

111

55–59

60–64

141

65–74

133

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	296	16.8%
18 and over	1,461	83.2%
65 and over	484	27.5%
Median age	52.9 years

Race & ethnicity

White 77.2%

American Indian / Alaska Native 15.8%

Two or more races 6.1%

Black or African American 0.3%

Hispanic or Latino 0.2%

Other race 0.2%

Asian 0.1%

Group	Count	%
White	1,359	77.2%
American Indian / Alaska Native	279	15.8%
Two or more races	108	6.1%
Black or African American	6	0.3%
Hispanic or Latino	4	0.2%
Other race	4	0.2%
Asian	1	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.6%	48.7%	39.4%
$50k – $100k	34.5%	33.0%	33.0%
$100k – $200k	17.0%	14.8%	22.4%
Over $200k	3.8%	3.5%	5.2%

Under $10k 4.3%

$10k–$15k 5.4%

$15k–$25k 6.2%

$25k–$35k 9.8%

$35k–$50k 10.7%

$50k–$75k 17.4%

$75k–$100k 18.9%

$100k–$150k 14.9%

$150k–$200k 5.1%

$200k+ 7.2%

Range	% of households
Under $10k	4.3%
$10k–$15k	5.4%
$15k–$25k	6.2%
$25k–$35k	9.8%
$35k–$50k	10.7%
$50k–$75k	17.4%
$75k–$100k	18.9%
$100k–$150k	14.9%
$150k–$200k	5.1%
$200k+	7.2%
Median income	$70,104

Housing

Home values

Under $50k 4.8%

$50k–$100k 12.4%

$100k–$150k 14.0%

$150k–$200k 8.9%

$200k–$300k 18.6%

$300k–$500k 22.5%

$500k–$1M 17.9%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$257,900
Median rent / month	$908
Owner occupied	78.8%
Renter occupied	21.2%
Vacant	62.5%
Single-family detached	94.3%
Large apartment buildings	0.1%
Mobile homes	2.2%
Median rooms	5.1
Avg household size (owned)	2.32

Year built

Era	%
2020 or later	0.1%
2010–2019	5.9%
2000–2009	16.7%
1990–1999	20.6%
1980–1989	13.2%
1970–1979	13.8%
1960–1969	10.7%
1950–1959	6.6%
1940–1949	4.4%
1939 or earlier	7.9%

Bedrooms

Size	% of units
No bedroom (studio)	1.8%
1 bedroom	6.2%
2 bedrooms	32.9%
3 bedrooms	40.7%
4 bedrooms	15.2%
5+ bedrooms	3.2%

Vehicles per household

Vehicles	% of households
No vehicle	3.6%
1 vehicle	27.0%
2 vehicles	45.4%
3 or more	24.0%

Heating fuel

Fuel type	%
Utility gas	5.1%
Electricity	8.1%
Propane / LP gas	73.2%
Wood	13.2%

Households & families

Household type	Count	%
Married-couple family	368	49.4%
Cohabiting couple	88	11.8%
Male householder, no spouse	135	18.1%
Female householder, no spouse	154	20.7%
Households with children under 18	177	23.8%
Households with seniors (65+)	322	43.2%
Average household size	2.35

Marital status

Status	Male	Female
Never married	36.2%	18.8%
Married	51.4%	52.7%
Separated	0.4%	0.6%
Widowed	3.3%	11.7%
Divorced	8.7%	16.2%

Education

Less than 9th grade 2.0%

Some HS, no diploma 3.6%

HS graduate 37.5%

Some college, no degree 25.2%

Associate's degree 8.8%

Bachelor's degree 13.3%

Graduate / professional 9.6%

Metric	%
HS diploma or higher	94.5%
Bachelor's or higher	22.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	2	0.7%
Kindergarten	23	7.9%
Elementary school	133	45.5%
High school	57	19.5%
College / grad school	77	26.4%

Employment

Industry of employment

Education & healthcare 19.3%

Construction 13.7%

Arts, food & hospitality 13.5%

Retail trade 10.5%

Professional & management 9.3%

Finance & real estate 6.9%

Manufacturing 6.4%

Transportation & utilities 5.6%

Public administration 5.5%

Agriculture & mining 3.4%

Other services 3.0%

Wholesale trade 2.2%

Information 0.8%

Occupation

Category	%
Management, business & arts	26.6%
Service	24.5%
Sales & office	21.3%
Natural resources & construction	15.0%
Production & transportation	12.6%

Employment type

Type	%
Private sector	72.0%
Government	15.8%
Self-employed	11.9%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	63.5%
Carpool	14.1%
Public transit	6.5%
Walk	0.9%
Work from home	14.5%
Other means	0.4%
Avg commute (minutes)	24.9

Poverty

All people 9.8%

Under 18 years 14.2%

18 and over 9.0%

Married-couple families 2.2%

Female-led households 13.6%

Income support

Source	% of households
Social Security	45.4%
Retirement income	36.9%
Supplemental Security	11.1%
Cash public assistance	2.3%
Food stamps / SNAP	10.1%

Health indicators

Condition	%
Obesity	36.0%
High blood pressure	37.1%
High cholesterol	39.2%
Diabetes	13.0%
Heart disease	8.4%
Stroke	4.0%
Asthma	10.1%
Arthritis	28.9%
Kidney disease	3.6%
Pulmonary disease	7.8%
Cancer	8.6%

Behavior / access	%
Smoking	19.3%
Binge drinking	20.9%
No physical activity	21.6%
Less than 7 hrs sleep	31.5%
Depression	19.4%
Fair or poor health	15.0%
Poor mental health	13.0%
Poor physical health	11.9%
No health insurance	9.4%
Visited doctor (checkup)	77.6%
Visited dentist	68.0%
Cholesterol screening	90.1%
Teeth loss	12.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	156	10.7%

Disability	%
Any disability	11.8%
Under 18	0.7%
18–64 years	8.6%
65 and over	25.2%

Health insurance coverage

Type	%
Private insurance	59.9%
Public insurance	50.4%
No insurance	12.1%
Uninsured under 19	16.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,670	95.0%
Spanish	44	2.6%
Other Indo-European	2	0.1%
Asian & Pacific Islander	42	2.5%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,751	99.7%
Born in same state	1,742	99.1%
Born in different state	965	54.9%
Foreign born	9	0.5%
Naturalized citizen	6	0.3%
Not a US citizen	2	33.3%

Ancestry

Ancestry	Count	%
Italian	205	11.7%
Polish	196	11.2%
French	146	8.3%
Arab	72	4.1%
German	59	3.4%

Ancestry	Count	%
English	6	0.3%
Norwegian	3	0.2%
Dutch	3	0.2%
Irish	1	0.1%

Technology access

Metric	% of households
Computer access	42.4%
Internet access	89.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 54876

What city is ZIP code 54876 in?

ZIP code 54876 is primarily assigned to Stone Lake, Wisconsin.

What county is ZIP code 54876 in?

ZIP code 54876 falls within Sawyer County, Wisconsin.

Does ZIP code 54876 have an older population?

28% of residents in ZIP code 54876 are 65 or older, above the national average of ~17%.

Does ZIP code 54876 have a large retiree population?

45% of households in ZIP code 54876 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 54876 have a large veteran population?

11% of civilians in ZIP code 54876 are veterans, above the national average of ~7%.

What is the population of ZIP code 54876?

ZIP code 54876 has an estimated population of 1,757 residents, with a density of 19 people per square mile.

What timezone is ZIP code 54876 in?

ZIP code 54876 observes the CST timezone.