38923 ZIP Code — Coila, MS

Carroll County, Mississippi

ZIP code 38923 is located in Coila, Mississippi, within Carroll County. It covers approximately 81.35 square miles and serves a population of 910 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 662.

About ZIP code 38923

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $128,600. Owner-occupancy is high at 88%, well above the national average.

Median household income is $69,423. Poverty affects 32% of residents, above the national average. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is natural resources, construction, and trades, with construction as the leading industry. An above-average commute of 39 minutes suggests many residents work outside the immediate area.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (17%), smoking (24%) compared to national benchmarks. 19% of residents lack health insurance, above the national average.

Notable community characteristics include disability rates above the national average at 38%.

Overall, ZIP code 38923 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

910

population

81.35

sq mi land

Standard

ZIP type

Central (CT)

timezone

38923 ZIP code map

Cities in ZIP code 38923

Below are the cities the US Postal Service accepts for ZIP code 38923. Using any city not on this list may result in mail delivery delays.

City	Status
Coila	Acceptable
Coila	Preferred

Nearby ZIP codes

38917 Carrollton (11.5 mi) 38954 Sidon (11.6 mi) 38924 Cruger (12.8 mi) 39176 Vaiden (15.8 mi) 38930 Greenwood (16.2 mi) 38943 Mc Carley (16.6 mi) 39192 West (17 mi) 38967 Winona (17.2 mi) 39063 Durant (17.6 mi) 39095 Lexington (19.3 mi)

Demographics updated 05/2026

Population
Total population	910
Population density	11 / sq mi
State FIPS	28
County FIPS	015

Geography
Land area	81.35 sq mi
Water area	0.73 sq mi
Latitude	33.3667
Longitude	-89.9861
Timezone	Central (CT)
Area code	662

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.2%	58.3%	52.9%
$50k – $100k	47.0%	33.0%	28.4%
$100k – $200k	8.8%	6.1%	15.3%
Over $200k	0.0%	2.6%	3.4%

Demographics & statistics

910

Population

People per sq mi

54.0

Median age

$69,423

Median household income

$25,413

Per capita income

$128,600

Median home value

Median monthly rent

88.4%

Home ownership

32.1%

Poverty rate

13.6%

Unemployment

429

Housing units

12.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

10–14

15–19

20–24

25–34

35–44

147

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	76	8.4%
18 and over	834	91.6%
65 and over	175	19.2%
Median age	54.0 years

Race & ethnicity

Black or African American 62.1%

White 37.9%

Group	Count	%
Black or African American	565	62.1%
White	345	37.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.2%	58.3%	52.9%
$50k – $100k	47.0%	33.0%	28.4%
$100k – $200k	8.8%	6.1%	15.3%
Over $200k	0.0%	2.6%	3.4%

Under $10k 5.1%

$15k–$25k 16.5%

$25k–$35k 3.4%

$35k–$50k 10.8%

$50k–$75k 23.9%

$75k–$100k 9.1%

$100k–$150k 31.3%

Range	% of households
Under $10k	5.1%
$15k–$25k	16.5%
$25k–$35k	3.4%
$35k–$50k	10.8%
$50k–$75k	23.9%
$75k–$100k	9.1%
$100k–$150k	31.3%
Median income	$69,423

Housing

Home values

Under $50k 15.1%

$50k–$100k 14.1%

$100k–$150k 48.2%

$200k–$300k 22.5%

Housing overview

Metric	Value
Median home value	$128,600
Median rent / month	$0
Owner occupied	88.4%
Renter occupied	11.6%
Vacant	25.1%
Single-family detached	82.1%
Large apartment buildings	0.0%
Mobile homes	15.7%
Median rooms	6.3
Avg household size (owned)	2.79

Year built

Era	%
2020 or later	0.0%
2010–2019	6.2%
2000–2009	28.1%
1990–1999	4.3%
1980–1989	43.6%
1970–1979	1.1%
1960–1969	16.0%
1950–1959	0.9%
1940–1949	0.0%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	4.7%
2 bedrooms	0.0%
3 bedrooms	81.7%
4 bedrooms	13.0%
5+ bedrooms	0.6%

Vehicles per household

Vehicles	% of households
No vehicle	5.4%
1 vehicle	25.0%
2 vehicles	55.4%
3 or more	14.2%

Heating fuel

Fuel type	%
Electricity	52.3%
Propane / LP gas	47.7%

Households & families

Household type	Count	%
Married-couple family	155	44.0%
Cohabiting couple	0	0.0%
Male householder, no spouse	114	32.4%
Female householder, no spouse	83	23.6%
Households with children under 18	44	12.5%
Households with seniors (65+)	131	37.2%
Average household size	2.59

Marital status

Status	Male	Female
Never married	46.6%	23.6%
Married	24.7%	47.6%
Separated	9.9%	0.0%
Widowed	5.6%	9.7%
Divorced	13.3%	19.1%

Education

Less than 9th grade 4.1%

Some HS, no diploma 19.1%

HS graduate 31.5%

Some college, no degree 26.7%

Associate's degree 5.8%

Bachelor's degree 9.0%

Graduate / professional 3.8%

Metric	%
HS diploma or higher	76.8%
Bachelor's or higher	12.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	13	12.4%
High school	12	11.4%
College / grad school	80	76.2%

Employment

Industry of employment

Construction 31.7%

Other services 21.2%

Education & healthcare 13.8%

Arts, food & hospitality 12.9%

Public administration 7.4%

Professional & management 4.0%

Manufacturing 3.4%

Agriculture & mining 2.2%

Retail trade 1.8%

Transportation & utilities 1.5%

Occupation

Category	%
Management, business & arts	20.3%
Service	0.0%
Sales & office	36.9%
Natural resources & construction	41.2%
Production & transportation	1.5%

Employment type

Type	%
Private sector	52.9%
Government	9.2%
Self-employed	37.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	96.3%
Carpool	3.7%
Public transit	0.0%
Walk	0.0%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	39.2

Poverty

All people 32.1%

Under 18 years 0.0%

18 and over 35.0%

Married-couple families 0.0%

Female-led households 52.8%

Income support

Source	% of households
Social Security	42.6%
Retirement income	39.5%
Supplemental Security	8.0%
Cash public assistance	0.0%
Food stamps / SNAP	9.7%

Health indicators

Condition	%
Obesity	39.0%
High blood pressure	49.0%
High cholesterol	40.7%
Diabetes	16.9%
Heart disease	9.4%
Stroke	5.5%
Asthma	10.7%
Arthritis	33.6%
Kidney disease	4.3%
Pulmonary disease	10.0%
Cancer	6.9%

Behavior / access	%
Smoking	23.5%
Binge drinking	11.7%
No physical activity	34.5%
Less than 7 hrs sleep	36.1%
Depression	20.7%
Fair or poor health	26.1%
Poor mental health	15.5%
Poor physical health	13.9%
No health insurance	22.3%
Visited doctor (checkup)	80.4%
Visited dentist	49.3%
Cholesterol screening	89.7%
Teeth loss	22.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	38	4.6%

Disability	%
Any disability	37.8%
Under 18	0.0%
18–64 years	34.9%
65 and over	65.1%

Health insurance coverage

Type	%
Private insurance	60.5%
Public insurance	43.6%
No insurance	18.6%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	859	94.4%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	910	100.0%
Born in same state	910	100.0%
Born in different state	821	90.2%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	26	2.9%

Ancestry	Count	%
French	17	1.9%

Technology access

Metric	% of households
Computer access	38.7%
Internet access	85.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38923

What city is ZIP code 38923 in?

ZIP code 38923 is primarily assigned to Coila, Mississippi.

What county is ZIP code 38923 in?

ZIP code 38923 falls within Carroll County, Mississippi.

What is the poverty rate in ZIP code 38923?

32% of residents in ZIP code 38923 live below the poverty line, above the national average.

Is ZIP code 38923 mostly owner-occupied?

88% of occupied units in ZIP code 38923 are owner-occupied, well above the national average.

How educated is the population of ZIP code 38923?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 38923 have a large retiree population?

43% of households in ZIP code 38923 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 38923 in?

ZIP code 38923 observes the CST timezone.