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Mississippi ZIP Codes
Carroll County
Mc Carley, MS
38943
38943 ZIP Code — Mc Carley, MS
Carroll County, Mississippi
ZIP code 38943 is located in
Mc Carley ,
Mississippi ,
within Carroll County .
It covers approximately 48.35 square miles and serves a population of
480 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 662 .
About ZIP code 38943
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $34,400. Owner-occupancy is high at 95%, well above the national average.
Median household income is $40,114. Poverty affects 22% of residents, above the national average. 50% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with retail trade as the leading industry.
College attainment at 8% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (21%) compared to national benchmarks.
Overall, ZIP code 38943 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.
38943 ZIP code map
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Cities in ZIP code 38943
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
480
Population density
10 / sq mi
State FIPS
28
County FIPS
015
Geography
Land area
48.35 sq mi
Water area
0.93 sq mi
Latitude
33.5817
Longitude
-89.8565
Timezone
Central (CT)
Area code
662
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
89.3%
58.3%
52.9%
$50k – $100k
10.7%
33.0%
28.4%
$100k – $200k
0.0%
6.1%
15.3%
Over $200k
0.0%
2.6%
3.4%
Demographics & statistics
$40,114
Median household income
Age distribution
Age summary
Group Count % Under 18 111 23.1% 18 and over 369 76.9% 65 and over 160 33.3% Median age 39.0 years
Race & ethnicity
Black or African American
47.7%
Group Count % White 251 52.3% Black or African American 229 47.7%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
89.3%
58.3%
52.9%
$50k – $100k
10.7%
33.0%
28.4%
$100k – $200k
0.0%
6.1%
15.3%
Over $200k
0.0%
2.6%
3.4%
Range % of households $10k–$15k 23.4% $15k–$25k 6.0% $25k–$35k 5.0% $35k–$50k 34.9% $50k–$75k 14.2% $75k–$100k 5.0% $150k–$200k 11.5% Median income $40,114
Housing
Housing overview
Metric Value Median home value $34,400 Median rent / month $0 Owner occupied 95.0% Renter occupied 5.0% Vacant 33.1% Single-family detached 42.9% Large apartment buildings 0.0% Mobile homes 57.1% Median rooms 5.7 Avg household size (owned) 1.87
Year built
Era % 2020 or later 0.0% 2010–2019 8.3% 2000–2009 4.0% 1990–1999 33.1% 1980–1989 12.3% 1970–1979 3.4% 1960–1969 13.2% 1950–1959 10.1% 1940–1949 0.0% 1939 or earlier 15.6%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 0.0% 2 bedrooms 16.6% 3 bedrooms 76.1% 4 bedrooms 7.4% 5+ bedrooms 0.0%
Vehicles per household
Vehicles % of households No vehicle 0.0% 1 vehicle 75.7% 2 vehicles 23.4% 3 or more 0.9%
Heating fuel
Fuel type % Electricity 29.4% Propane / LP gas 70.6%
Households & families
Household type Count % Married-couple family 98 45.0% Cohabiting couple 0 0.0% Male householder, no spouse 38 17.4% Female householder, no spouse 82 37.6% Households with children under 18 84 38.5% Households with seniors (65+) 109 50.0% Average household size 2.20
Marital status
Status Male Female Never married 18.4% 11.4% Married 73.5% 47.9% Separated 0.0% 0.0% Widowed 0.0% 15.2% Divorced 8.1% 25.5%
Education
Some HS, no diploma
10.8%
Some college, no degree
50.7%
Graduate / professional
0.5%
Metric % HS diploma or higher 89.2% Bachelor's or higher 8.1%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 0 0.0% Elementary school 76 71.7% High school 30 28.3% College / grad school 0 0.0%
Employment
Industry of employment
Education & healthcare
25.7%
Finance & real estate
13.3%
Occupation
Category % Management, business & arts 47.8% Service 0.0% Sales & office 13.3% Natural resources & construction 38.9% Production & transportation 0.0%
Employment type
Type % Private sector 77.9% Government 22.1% Self-employed 0.0% Unpaid family workers 0.0%
Commute
Method % Drive alone 100.0% Carpool 0.0% Public transit 0.0% Walk 0.0% Work from home 0.0% Other means 0.0% Avg commute (minutes) 0.0
Poverty
Married-couple families
11.2%
Female-led households
0.0%
Income support
Source % of households Social Security 50.0% Retirement income 33.9% Supplemental Security 5.0% Cash public assistance 0.0% Food stamps / SNAP 11.0%
Health indicators
Condition % Obesity 35.8% High blood pressure 43.8% High cholesterol 40.2% Diabetes 13.5% Heart disease 7.9% Stroke 4.2% Asthma 9.7% Arthritis 30.8% Kidney disease 3.4% Pulmonary disease 8.6% Cancer 6.8%
Behavior / access % Smoking 21.4% Binge drinking 13.5% No physical activity 29.0% Less than 7 hrs sleep 33.6% Depression 21.0% Fair or poor health 20.5% Poor mental health 14.6% Poor physical health 11.8% No health insurance 18.2% Visited doctor (checkup) 78.4% Visited dentist 56.0% Cholesterol screening 90.2% Teeth loss 17.5%
Veterans & disability
Veterans Count % Civilian veterans 25 6.8%
Disability % Any disability 14.6% Under 18 0.0% 18–64 years 12.0% 65 and over 28.1%
Health insurance coverage
Type % Private insurance 50.2% Public insurance 55.4% No insurance 0.0% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 475 99.0% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 480 100.0% Born in same state 480 100.0% Born in different state 409 85.2% Foreign born 0 0.0% Naturalized citizen 0 0.0% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % Arab 25 5.2%
Ancestry Count % Italian 15 3.1%
Technology access
Metric % of households Computer access 45.4% Internet access 94.0%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 38943
What city is ZIP code 38943 in?
ZIP code 38943 is primarily assigned to Mc Carley, Mississippi.
What county is ZIP code 38943 in?
ZIP code 38943 falls within Carroll County, Mississippi.
Does ZIP code 38943 have an older population?
33% of residents in ZIP code 38943 are 65 or older, above the national average of ~17%.
Is ZIP code 38943 mostly owner-occupied?
95% of occupied units in ZIP code 38943 are owner-occupied, well above the national average.
How educated is the population of ZIP code 38943?
8% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
Does ZIP code 38943 have a large retiree population?
50% of households in ZIP code 38943 receive Social Security income, suggesting a significant retiree or disability population.
What timezone is ZIP code 38943 in?
ZIP code 38943 observes the CST timezone.
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