38924 ZIP Code — Cruger, MS

Holmes County, Mississippi

ZIP code 38924 is located in Cruger, Mississippi, within Holmes County. It covers approximately 115.97 square miles and serves a population of 366 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 662.

About ZIP code 38924

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $61,900. Owner-occupancy sits near the national average at 71%.

Median household income is $29,336. Poverty affects 27% of residents, above the national average. SNAP benefit usage at 18% of households reflects economic stress in the area. 56% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (54%), diabetes (24%), smoking (29%) compared to national benchmarks. 17% of residents lack health insurance, above the national average.

Notable community characteristics include disability rates above the national average at 45%.

Overall, ZIP code 38924 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

366

population

115.97

sq mi land

Standard

ZIP type

Central (CT)

timezone

38924 ZIP code map

Cities in ZIP code 38924

Below are the cities the US Postal Service accepts for ZIP code 38924. Using any city not on this list may result in mail delivery delays.

City	Status
Cruger	Acceptable
Cruger	Preferred

Nearby ZIP codes

38954 Sidon (8.2 mi) 39095 Lexington (12.3 mi) 39169 Tchula (12.6 mi) 38923 Coila (12.8 mi) 38941 Itta Bena (12.8 mi) 39038 Belzoni (18.9 mi)

Demographics updated 05/2026

Population
Total population	366
Population density	3 / sq mi
State FIPS	28
County FIPS	051

Geography
Land area	115.97 sq mi
Water area	1.46 sq mi
Latitude	33.2877
Longitude	-90.1862
Timezone	Central (CT)
Area code	662

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	68.6%	74.0%	52.9%
$50k – $100k	27.8%	19.3%	28.4%
$100k – $200k	1.2%	5.4%	15.3%
Over $200k	2.4%	1.3%	3.4%

Demographics & statistics

366

Population

People per sq mi

36.5

Median age

$29,336

Median household income

$22,132

Per capita income

$61,900

Median home value

$936

Median monthly rent

71.3%

Home ownership

27.0%

Poverty rate

8.8%

Unemployment

216

Housing units

17.7%

Bachelor's or higher

Age distribution

Male Female

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	81	22.1%
18 and over	285	77.9%
65 and over	95	26.0%
Median age	36.5 years

Race & ethnicity

Black or African American 85.5%

White 13.9%

Two or more races 0.5%

Group	Count	%
Black or African American	313	85.5%
White	51	13.9%
Two or more races	2	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	68.6%	74.0%	52.9%
$50k – $100k	27.8%	19.3%	28.4%
$100k – $200k	1.2%	5.4%	15.3%
Over $200k	2.4%	1.3%	3.4%

Under $10k 9.9%

$10k–$15k 20.5%

$15k–$25k 4.7%

$25k–$35k 25.7%

$35k–$50k 7.0%

$50k–$75k 8.2%

$75k–$100k 22.2%

$100k–$150k 0.6%

$150k–$200k 1.2%

Range	% of households
Under $10k	9.9%
$10k–$15k	20.5%
$15k–$25k	4.7%
$25k–$35k	25.7%
$35k–$50k	7.0%
$50k–$75k	8.2%
$75k–$100k	22.2%
$100k–$150k	0.6%
$150k–$200k	1.2%
Median income	$29,336

Housing

Home values

Under $50k 37.7%

$50k–$100k 51.6%

$100k–$150k 7.4%

$150k–$200k 0.8%

$200k–$300k 2.5%

Housing overview

Metric	Value
Median home value	$61,900
Median rent / month	$936
Owner occupied	71.3%
Renter occupied	28.7%
Vacant	35.5%
Single-family detached	74.3%
Large apartment buildings	0.0%
Mobile homes	19.6%
Median rooms	5.8
Avg household size (owned)	2.34

Year built

Era	%
2020 or later	0.0%
2010–2019	7.5%
2000–2009	13.6%
1990–1999	14.7%
1980–1989	5.7%
1970–1979	34.7%
1960–1969	11.3%
1950–1959	2.6%
1940–1949	0.0%
1939 or earlier	9.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.8%
2 bedrooms	25.3%
3 bedrooms	61.5%
4 bedrooms	8.3%
5+ bedrooms	4.2%

Vehicles per household

Vehicles	% of households
No vehicle	8.8%
1 vehicle	67.3%
2 vehicles	15.2%
3 or more	8.8%

Heating fuel

Fuel type	%
Utility gas	24.0%
Electricity	33.9%
Propane / LP gas	42.1%

Households & families

Household type	Count	%
Married-couple family	27	15.8%
Cohabiting couple	0	0.0%
Male householder, no spouse	44	25.7%
Female householder, no spouse	100	58.5%
Households with children under 18	26	15.2%
Households with seniors (65+)	82	48.0%
Average household size	2.14

Marital status

Status	Male	Female
Never married	64.7%	40.6%
Married	21.8%	15.0%
Separated	0.0%	7.5%
Widowed	10.1%	28.3%
Divorced	3.4%	8.6%

Education

Less than 9th grade 10.8%

Some HS, no diploma 9.2%

HS graduate 47.4%

Some college, no degree 12.0%

Associate's degree 2.8%

Bachelor's degree 4.0%

Graduate / professional 13.7%

Metric	%
HS diploma or higher	79.9%
Bachelor's or higher	17.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	48	51.6%
High school	21	22.6%
College / grad school	24	25.8%

Employment

Industry of employment

Transportation & utilities 33.0%

Education & healthcare 31.1%

Manufacturing 18.4%

Retail trade 10.7%

Public administration 4.9%

Agriculture & mining 1.9%

Occupation

Category	%
Management, business & arts	2.9%
Service	6.8%
Sales & office	35.0%
Natural resources & construction	5.8%
Production & transportation	49.5%

Employment type

Type	%
Private sector	90.3%
Government	9.7%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	84.2%
Carpool	2.0%
Public transit	0.0%
Walk	0.0%
Work from home	5.0%
Other means	8.9%
Avg commute (minutes)	22.2

Poverty

All people 27.0%

Under 18 years 11.1%

18 and over 31.6%

Married-couple families 33.3%

Female-led households 26.7%

Income support

Source	% of households
Social Security	55.6%
Retirement income	15.2%
Supplemental Security	16.4%
Cash public assistance	5.3%
Food stamps / SNAP	17.5%

Health indicators

Condition	%
Obesity	53.6%
High blood pressure	59.4%
High cholesterol	40.5%
Diabetes	24.4%
Heart disease	11.0%
Stroke	8.2%
Asthma	12.2%
Arthritis	39.0%
Kidney disease	5.8%
Pulmonary disease	12.4%
Cancer	6.4%

Behavior / access	%
Smoking	28.8%
Binge drinking	9.1%
No physical activity	44.4%
Less than 7 hrs sleep	42.3%
Depression	19.8%
Fair or poor health	36.8%
Poor mental health	16.5%
Poor physical health	18.2%
No health insurance	25.6%
Visited doctor (checkup)	83.9%
Visited dentist	38.0%
Cholesterol screening	90.3%
Teeth loss	32.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	0	0.0%

Disability	%
Any disability	44.8%
Under 18	51.9%
18–64 years	39.5%
65 and over	49.5%

Health insurance coverage

Type	%
Private insurance	41.8%
Public insurance	60.4%
No insurance	16.9%
Uninsured under 19	3.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	366	100.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	366	100.0%
Born in same state	366	100.0%
Born in different state	356	97.3%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	52	14.2%
Italian	1	0.3%

Ancestry	Count	%
French	1	0.3%

Technology access

Metric	% of households
Computer access	46.7%
Internet access	62.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38924

What city is ZIP code 38924 in?

ZIP code 38924 is primarily assigned to Cruger, Mississippi.

What county is ZIP code 38924 in?

ZIP code 38924 falls within Holmes County, Mississippi.

Does ZIP code 38924 have a large retiree population?

56% of households in ZIP code 38924 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 38924?

27% of residents in ZIP code 38924 live below the poverty line, above the national average.

Does ZIP code 38924 have an older population?

26% of residents in ZIP code 38924 are 65 or older, above the national average of ~17%.

What are the health statistics for ZIP code 38924?

Health data for ZIP code 38924 shows elevated rates of obesity (54%) and diabetes (24%) and smoking (29%) compared to national benchmarks.

What timezone is ZIP code 38924 in?

ZIP code 38924 observes the CST timezone.