45240 ZIP Code — Cincinnati, OH
Hamilton County, Ohio
ZIP code 45240 is located in Cincinnati, Ohio, within Hamilton County. It covers approximately 9.68 square miles and serves a population of 29,219 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 513.
About ZIP code 45240
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $164,600. Owner-occupancy sits near the national average at 61%.
Median household income is $67,558. 34% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.
Educational attainment is near the national average, with 30% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of smoking (23%) compared to national benchmarks.
29,219
population
9.68
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
45240 ZIP code map
Cities in ZIP code 45240
Below are the cities the US Postal Service accepts for ZIP code 45240. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Cincinnati | Acceptable |
| Cincinnati | Acceptable |
| Cincinnati | Preferred |
Nearby ZIP codes
45218 Cincinnati (1.2 mi)
45231 Cincinnati (1.9 mi)
45246 Cincinnati (2.5 mi)
45246 Cincinnati (2.5 mi)
45215 Cincinnati (4.4 mi)
45014 Fairfield (4.4 mi)
45014 Fairfield (4.4 mi)
45251 Cincinnati (4.6 mi)
45015 Hamilton (5.3 mi)
45224 Cincinnati (6 mi)
45216 Cincinnati (6 mi)
45252 Cincinnati (6.3 mi)
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 29,219 |
| Population density | 3,018 / sq mi |
| State FIPS | 39 |
| County FIPS | 061 |
| Geography | |
|---|---|
| Land area | 9.68 sq mi |
| Water area | 0.13 sq mi |
| Latitude | 39.2831 |
| Longitude | -84.5168 |
| Timezone | Eastern (ET) |
| Area code | 513 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 41.6% | 43.3% | 43.3% |
| $50k – $100k | 37.0% | 28.8% | 31.4% |
| $100k – $200k | 17.9% | 20.7% | 20.0% |
| Over $200k | 3.5% | 7.2% | 5.2% |
Demographics & statistics
29,219
Population
3,018
People per sq mi
37.0
Median age
$67,558
Median household income
$31,160
Per capita income
$164,600
Median home value
$1,166
Median monthly rent
60.9%
Home ownership
14.7%
Poverty rate
4.5%
Unemployment
7,045
Housing units
30.0%
Bachelor's or higher
Age distribution
Male
Female
918
Under 5
981
798
5–9
853
1,050
10–14
1,122
968
15–19
1,034
1,165
20–24
1,244
1,848
25–34
1,974
1,729
35–44
1,848
1,755
45–54
1,874
805
55–59
860
794
60–64
849
1,445
65–74
1,544
751
75–84
803
100
85+
107
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 6,875 | 23.5% |
| 18 and over | 22,344 | 76.5% |
| 65 and over | 4,750 | 16.3% |
| Median age | 37.0 years | |
Race & ethnicity
Black or African American
55.7%
White
28%
Hispanic or Latino
4.9%
Two or more races
4.1%
Other race
3.6%
Asian
2.9%
Native Hawaiian / Pacific Islander
0.8%
| Group | Count | % |
|---|---|---|
| Black or African American | 17,092 | 55.7% |
| White | 8,609 | 28% |
| Hispanic or Latino | 1,493 | 4.9% |
| Two or more races | 1,263 | 4.1% |
| Other race | 1,111 | 3.6% |
| Asian | 901 | 2.9% |
| Native Hawaiian / Pacific Islander | 234 | 0.8% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 41.6% | 43.3% | 43.3% |
| $50k – $100k | 37.0% | 28.8% | 31.4% |
| $100k – $200k | 17.9% | 20.7% | 20.0% |
| Over $200k | 3.5% | 7.2% | 5.2% |
Under $10k
4.2%
$10k–$15k
2.1%
$15k–$25k
8.5%
$25k–$35k
9.5%
$35k–$50k
13.6%
$50k–$75k
19.8%
$75k–$100k
16.2%
$100k–$150k
17.5%
$150k–$200k
4.9%
$200k+
3.8%
| Range | % of households |
|---|---|
| Under $10k | 4.2% |
| $10k–$15k | 2.1% |
| $15k–$25k | 8.5% |
| $25k–$35k | 9.5% |
| $35k–$50k | 13.6% |
| $50k–$75k | 19.8% |
| $75k–$100k | 16.2% |
| $100k–$150k | 17.5% |
| $150k–$200k | 4.9% |
| $200k+ | 3.8% |
| Median income | $67,558 |
Housing
Home values
Under $50k
2.7%
$50k–$100k
13.5%
$100k–$150k
25.4%
$150k–$200k
26.2%
$200k–$300k
28.3%
$300k–$500k
3.4%
$500k–$1M
0.2%
$1M+
0.4%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $164,600 |
| Median rent / month | $1,166 |
| Owner occupied | 60.9% |
| Renter occupied | 39.1% |
| Vacant | 3.3% |
| Single-family detached | 71.6% |
| Large apartment buildings | 4.1% |
| Mobile homes | 0.4% |
| Median rooms | 6.2 |
| Avg household size (owned) | 2.71 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 0.2% |
| 2000–2009 | 5.1% |
| 1990–1999 | 8.6% |
| 1980–1989 | 9.1% |
| 1970–1979 | 33.9% |
| 1960–1969 | 30.0% |
| 1950–1959 | 11.4% |
| 1940–1949 | 1.1% |
| 1939 or earlier | 0.5% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.6% |
| 1 bedroom | 10.6% |
| 2 bedrooms | 15.7% |
| 3 bedrooms | 41.2% |
| 4 bedrooms | 29.1% |
| 5+ bedrooms | 2.9% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 5.2% |
| 1 vehicle | 38.2% |
| 2 vehicles | 33.8% |
| 3 or more | 22.7% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 52.9% |
| Electricity | 44.8% |
| Propane / LP gas | 1.4% |
| Fuel oil | 0.1% |
| Wood | 0.5% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 3,979 | 36.3% |
| Cohabiting couple | 764 | 7.0% |
| Male householder, no spouse | 2,336 | 21.3% |
| Female householder, no spouse | 3,876 | 35.4% |
| Households with children under 18 | 3,481 | 31.8% |
| Households with seniors (65+) | 3,673 | 33.5% |
| Average household size | 2.66 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 47.1% | 36.6% |
| Married | 39.3% | 37.7% |
| Separated | 1.1% | 2.1% |
| Widowed | 3.5% | 8.9% |
| Divorced | 9.0% | 14.7% |
Education
Less than 9th grade
2.5%
Some HS, no diploma
6.3%
HS graduate
30.9%
Some college, no degree
21.2%
Associate's degree
9.1%
Bachelor's degree
20.0%
Graduate / professional
10.0%
| Metric | % |
|---|---|
| HS diploma or higher | 91.2% |
| Bachelor's or higher | 30.0% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 310 | 4.3% |
| Kindergarten | 223 | 3.1% |
| Elementary school | 3,312 | 45.4% |
| High school | 1,732 | 23.8% |
| College / grad school | 1,713 | 23.5% |
Employment
Industry of employment
Education & healthcare
21.4%
Manufacturing
15.1%
Professional & management
13.3%
Retail trade
11.6%
Transportation & utilities
10.7%
Finance & real estate
8.5%
Arts, food & hospitality
7.4%
Construction
3.9%
Public administration
3.5%
Other services
1.6%
Wholesale trade
1.5%
Information
1.1%
Agriculture & mining
0.2%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 33.9% |
| Service | 16.7% |
| Sales & office | 22.0% |
| Natural resources & construction | 4.9% |
| Production & transportation | 22.6% |
Employment type
| Type | % |
|---|---|
| Private sector | 85.1% |
| Government | 11.8% |
| Self-employed | 3.1% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 72.1% |
| Carpool | 16.2% |
| Public transit | 0.3% |
| Walk | 0.7% |
| Work from home | 9.2% |
| Other means | 1.5% |
| Avg commute (minutes) | 25.3 |
Poverty
All people
14.7%
Under 18 years
25.9%
18 and over
11.2%
Married-couple families
6.6%
Female-led households
21.4%
Income support
| Source | % of households |
|---|---|
| Social Security | 33.7% |
| Retirement income | 26.7% |
| Supplemental Security | 4.4% |
| Cash public assistance | 1.2% |
| Food stamps / SNAP | 9.1% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 40.6% |
| High blood pressure | 37.7% |
| High cholesterol | 27.6% |
| Diabetes | 14.3% |
| Heart disease | 6.2% |
| Stroke | 3.8% |
| Asthma | 11.5% |
| Arthritis | 26.4% |
| Kidney disease | 3.2% |
| Pulmonary disease | 7.3% |
| Cancer | 5.5% |
| Behavior / access | % |
|---|---|
| Smoking | 22.7% |
| Binge drinking | 16.6% |
| No physical activity | 28.6% |
| Less than 7 hrs sleep | 43.2% |
| Depression | 21.7% |
| Fair or poor health | 17.8% |
| Poor mental health | 16.6% |
| Poor physical health | 10.9% |
| No health insurance | 14.1% |
| Visited doctor (checkup) | 80.7% |
| Visited dentist | 60.8% |
| Cholesterol screening | 90.0% |
| Teeth loss | 17.1% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,749 | 7.8% |
| Disability | % |
|---|---|
| Any disability | 12.5% |
| Under 18 | 6.1% |
| 18–64 years | 10.6% |
| 65 and over | 28.7% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 68.1% |
| Public insurance | 38.1% |
| No insurance | 6.4% |
| Uninsured under 19 | 3.1% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 27,320 | 93.5% |
| Spanish | 1,782 | 6.5% |
| Other Indo-European | 805 | 2.9% |
| Asian & Pacific Islander | 551 | 2.0% |
| Other languages | 86 | 0.3% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 25,856 | 88.5% |
| Born in same state | 25,554 | 87.5% |
| Born in different state | 18,889 | 64.6% |
| Foreign born | 302 | 1.0% |
| Naturalized citizen | 3,363 | 11.5% |
| Not a US citizen | 1,419 | 42.2% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Arab | 1,097 | 3.8% |
| Italian | 1,006 | 3.4% |
| French | 863 | 3% |
| English | 93 | 0.3% |
| Ancestry | Count | % |
|---|---|---|
| Irish | 85 | 0.3% |
| Polish | 36 | 0.1% |
| Norwegian | 10 | 0% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 37.5% |
| Internet access | 97.9% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 45240
What city is ZIP code 45240 in?
ZIP code 45240 is primarily assigned to Cincinnati, Ohio.
What county is ZIP code 45240 in?
ZIP code 45240 falls within Hamilton County, Ohio.
What is the typical home value in ZIP code 45240?
The median home value in ZIP code 45240 is $164,600.
What is the population of ZIP code 45240?
ZIP code 45240 has an estimated population of 29,219 residents, with a density of 3,018 people per square mile.
What is the median household income in ZIP code 45240?
The median household income in ZIP code 45240 is $67,558, below the national median of ~$75,000.
What timezone is ZIP code 45240 in?
ZIP code 45240 observes the EST timezone.