45246 ZIP Code — Cincinnati, OH
Hamilton County, Ohio
ZIP code 45246 is located in Cincinnati, Ohio, within Hamilton County. It covers approximately 9.43 square miles and serves a population of 13,323 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 513.
About ZIP code 45246
The housing stock consists of a mix of housing types. Most homes were built in the 1960s, giving the area an established character. Median home value is $173,600. Owner-occupancy sits near the national average at 57%.
Median household income is $68,078. 39% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.
Educational attainment is near the national average, with 33% of residents holding a bachelor's degree or higher.
13,323
population
9.43
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
45246 ZIP code map
Cities in ZIP code 45246
Below are the cities the US Postal Service accepts for ZIP code 45246. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Cincinnati | Acceptable |
| Cincinnati | Acceptable |
| Cincinnati | Preferred |
Nearby ZIP codes
45240 Cincinnati (2.5 mi)
45240 Cincinnati (2.5 mi)
45218 Cincinnati (3.1 mi)
45218 Cincinnati (3.1 mi)
45215 Cincinnati (3.6 mi)
45215 Cincinnati (3.6 mi)
45231 Cincinnati (3.9 mi)
45231 Cincinnati (3.9 mi)
45241 Cincinnati (4.2 mi)
45241 Cincinnati (4.2 mi)
45241 Cincinnati (4.2 mi)
45241 Cincinnati (4.2 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 13,323 |
| Population density | 1,413 / sq mi |
| State FIPS | 39 |
| County FIPS | 061 |
| Geography | |
|---|---|
| Land area | 9.43 sq mi |
| Water area | 0.01 sq mi |
| Latitude | 39.2891 |
| Longitude | -84.4712 |
| Timezone | Eastern (ET) |
| Area code | 513 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 44.5% | 43.3% | 43.3% |
| $50k – $100k | 31.0% | 28.8% | 31.4% |
| $100k – $200k | 18.4% | 20.7% | 20.0% |
| Over $200k | 6.1% | 7.2% | 5.2% |
Demographics & statistics
13,323
Population
1,413
People per sq mi
40.9
Median age
$68,078
Median household income
$38,286
Per capita income
$173,600
Median home value
$1,173
Median monthly rent
56.9%
Home ownership
15.6%
Poverty rate
3.7%
Unemployment
3,714
Housing units
32.7%
Bachelor's or higher
Age distribution
Male
Female
518
Under 5
530
250
5–9
256
506
10–14
517
406
15–19
416
250
20–24
255
705
25–34
722
935
35–44
956
721
45–54
737
442
55–59
453
425
60–64
435
598
65–74
612
441
75–84
452
388
85+
397
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 3,055 | 22.9% |
| 18 and over | 10,268 | 77.1% |
| 65 and over | 2,888 | 21.7% |
| Median age | 40.9 years | |
Race & ethnicity
White
53.6%
Black or African American
27.7%
Two or more races
6.2%
Hispanic or Latino
5.2%
Asian
4.3%
Other race
2.8%
American Indian / Alaska Native
0.2%
| Group | Count | % |
|---|---|---|
| White | 7,530 | 53.6% |
| Black or African American | 3,896 | 27.7% |
| Two or more races | 865 | 6.2% |
| Hispanic or Latino | 725 | 5.2% |
| Asian | 610 | 4.3% |
| Other race | 396 | 2.8% |
| American Indian / Alaska Native | 26 | 0.2% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 44.5% | 43.3% | 43.3% |
| $50k – $100k | 31.0% | 28.8% | 31.4% |
| $100k – $200k | 18.4% | 20.7% | 20.0% |
| Over $200k | 6.1% | 7.2% | 5.2% |
Under $10k
8.9%
$10k–$15k
1.9%
$15k–$25k
7.9%
$25k–$35k
11.2%
$35k–$50k
9.4%
$50k–$75k
17.1%
$75k–$100k
12.5%
$100k–$150k
16.4%
$150k–$200k
8.4%
$200k+
6.3%
| Range | % of households |
|---|---|
| Under $10k | 8.9% |
| $10k–$15k | 1.9% |
| $15k–$25k | 7.9% |
| $25k–$35k | 11.2% |
| $35k–$50k | 9.4% |
| $50k–$75k | 17.1% |
| $75k–$100k | 12.5% |
| $100k–$150k | 16.4% |
| $150k–$200k | 8.4% |
| $200k+ | 6.3% |
| Median income | $68,078 |
Housing
Home values
Under $50k
2.0%
$50k–$100k
9.0%
$100k–$150k
27.8%
$150k–$200k
24.4%
$200k–$300k
21.3%
$300k–$500k
7.2%
$500k–$1M
7.9%
$1M+
0.3%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $173,600 |
| Median rent / month | $1,173 |
| Owner occupied | 56.9% |
| Renter occupied | 43.1% |
| Vacant | 8.6% |
| Single-family detached | 55.2% |
| Large apartment buildings | 11.7% |
| Mobile homes | 0.0% |
| Median rooms | 5.6 |
| Avg household size (owned) | 2.43 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.4% |
| 2010–2019 | 1.6% |
| 2000–2009 | 7.0% |
| 1990–1999 | 9.6% |
| 1980–1989 | 15.4% |
| 1970–1979 | 12.4% |
| 1960–1969 | 24.8% |
| 1950–1959 | 15.6% |
| 1940–1949 | 2.9% |
| 1939 or earlier | 10.3% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.2% |
| 1 bedroom | 16.4% |
| 2 bedrooms | 27.9% |
| 3 bedrooms | 35.3% |
| 4 bedrooms | 17.9% |
| 5+ bedrooms | 2.1% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 10.3% |
| 1 vehicle | 39.3% |
| 2 vehicles | 31.6% |
| 3 or more | 18.9% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 55.0% |
| Electricity | 39.5% |
| Propane / LP gas | 3.1% |
| Fuel oil | 0.2% |
| No fuel used | 2.1% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 2,134 | 38.1% |
| Cohabiting couple | 167 | 3.0% |
| Male householder, no spouse | 1,307 | 23.3% |
| Female householder, no spouse | 1,991 | 35.6% |
| Households with children under 18 | 1,285 | 23.0% |
| Households with seniors (65+) | 2,082 | 37.2% |
| Average household size | 2.34 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 41.8% | 28.4% |
| Married | 45.4% | 44.7% |
| Separated | 2.0% | 1.1% |
| Widowed | 3.9% | 12.8% |
| Divorced | 6.9% | 13.0% |
Education
Less than 9th grade
7.8%
Some HS, no diploma
4.6%
HS graduate
26.5%
Some college, no degree
21.5%
Associate's degree
6.9%
Bachelor's degree
17.6%
Graduate / professional
15.1%
| Metric | % |
|---|---|
| HS diploma or higher | 87.6% |
| Bachelor's or higher | 32.7% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 100 | 3.7% |
| Kindergarten | 51 | 1.9% |
| Elementary school | 1,154 | 42.7% |
| High school | 667 | 24.7% |
| College / grad school | 728 | 27.0% |
Employment
Industry of employment
Education & healthcare
21.0%
Professional & management
12.3%
Manufacturing
11.8%
Arts, food & hospitality
9.7%
Construction
9.2%
Retail trade
8.8%
Finance & real estate
7.7%
Transportation & utilities
7.4%
Wholesale trade
3.5%
Public administration
3.3%
Other services
2.9%
Information
2.5%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 28.1% |
| Service | 19.7% |
| Sales & office | 21.4% |
| Natural resources & construction | 11.0% |
| Production & transportation | 19.8% |
Employment type
| Type | % |
|---|---|
| Private sector | 84.5% |
| Government | 11.0% |
| Self-employed | 4.5% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 76.2% |
| Carpool | 11.4% |
| Public transit | 0.7% |
| Walk | 2.1% |
| Work from home | 7.1% |
| Other means | 2.6% |
| Avg commute (minutes) | 20.9 |
Poverty
All people
15.6%
Under 18 years
29.2%
18 and over
11.5%
Married-couple families
5.3%
Female-led households
35.7%
Income support
| Source | % of households |
|---|---|
| Social Security | 39.3% |
| Retirement income | 34.3% |
| Supplemental Security | 3.2% |
| Cash public assistance | 2.3% |
| Food stamps / SNAP | 6.8% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 35.0% |
| High blood pressure | 35.0% |
| High cholesterol | 29.9% |
| Diabetes | 12.7% |
| Heart disease | 7.3% |
| Stroke | 3.7% |
| Asthma | 10.1% |
| Arthritis | 27.6% |
| Kidney disease | 3.4% |
| Pulmonary disease | 7.7% |
| Cancer | 7.2% |
| Behavior / access | % |
|---|---|
| Smoking | 18.7% |
| Binge drinking | 16.8% |
| No physical activity | 27.5% |
| Less than 7 hrs sleep | 37.2% |
| Depression | 21.4% |
| Fair or poor health | 16.5% |
| Poor mental health | 15.2% |
| Poor physical health | 10.5% |
| No health insurance | 15.7% |
| Visited doctor (checkup) | 79.2% |
| Visited dentist | 64.1% |
| Cholesterol screening | 89.3% |
| Teeth loss | 16.3% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 948 | 9.3% |
| Disability | % |
|---|---|
| Any disability | 15.2% |
| Under 18 | 4.5% |
| 18–64 years | 11.1% |
| 65 and over | 38.1% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 65.3% |
| Public insurance | 39.1% |
| No insurance | 10.0% |
| Uninsured under 19 | 6.1% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 12,275 | 92.1% |
| Spanish | 1,511 | 12.3% |
| Other Indo-European | 1,189 | 9.7% |
| Asian & Pacific Islander | 91 | 0.7% |
| Other languages | 35 | 0.3% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 10,689 | 80.2% |
| Born in same state | 10,553 | 79.2% |
| Born in different state | 7,960 | 59.7% |
| Foreign born | 136 | 1.0% |
| Naturalized citizen | 2,634 | 19.8% |
| Not a US citizen | 825 | 31.3% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 1,061 | 8% |
| Italian | 1,000 | 7.5% |
| Arab | 460 | 3.5% |
| English | 127 | 1% |
| Ancestry | Count | % |
|---|---|---|
| Polish | 52 | 0.4% |
| Irish | 30 | 0.2% |
| Dutch | 5 | 0% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 42.0% |
| Internet access | 92.0% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 45246
What city is ZIP code 45246 in?
ZIP code 45246 is primarily assigned to Cincinnati, Ohio.
What county is ZIP code 45246 in?
ZIP code 45246 falls within Hamilton County, Ohio.
What is the poverty rate in ZIP code 45246?
16% of residents in ZIP code 45246 live below the poverty line, above the national average.
Does ZIP code 45246 have a large retiree population?
39% of households in ZIP code 45246 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 45246 have a large veteran population?
9% of civilians in ZIP code 45246 are veterans, above the national average of ~7%.
What is the typical home value in ZIP code 45246?
The median home value in ZIP code 45246 is $173,600.
What timezone is ZIP code 45246 in?
ZIP code 45246 observes the EST timezone.