43728 ZIP Code — Chesterhill, OH

Morgan County, Ohio

ZIP code 43728 is located in Chesterhill, Ohio, within Morgan County. It covers approximately 36.60 square miles and serves a population of 1,323 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 740/220.

About ZIP code 43728

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $138,500. Owner-occupancy is high at 85%, well above the national average.

Median household income is $52,163. SNAP benefit usage at 20% of households reflects economic stress in the area. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. An above-average commute of 40 minutes suggests many residents work outside the immediate area.

College attainment at 8% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (16%), smoking (31%) compared to national benchmarks.

Overall, ZIP code 43728 reflects a community defined by a trades-oriented workforce, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

1,323

population

36.60

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

43728 ZIP code map

Cities in ZIP code 43728

Below are the cities the US Postal Service accepts for ZIP code 43728. Using any city not on this list may result in mail delivery delays.

City	Status
Chesterhill	Preferred

Nearby ZIP codes

45711 Amesville (5.6 mi) 43787 Stockport (5.8 mi) 43758 Malta (9.3 mi) 45732 Glouster (10.6 mi) 45778 Stewart (10.7 mi) 45761 Millfield (10.7 mi) 45724 Cutler (10.7 mi) 45780 The Plains (14.1 mi) 43730 Corning (14.2 mi) 43756 Mcconnelsville (15 mi) 45786 Waterford (15.3 mi) 45784 Vincent (15.5 mi)

Demographics updated 05/2026

Population
Total population	1,323
Population density	36 / sq mi
State FIPS	39
County FIPS	115

Geography
Land area	36.60 sq mi
Water area	0.09 sq mi
Latitude	39.4921
Longitude	-81.9120
Timezone	Eastern (ET)
Area code	740/220

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	64.1%	57.8%	43.3%
$50k – $100k	26.0%	31.8%	31.4%
$100k – $200k	9.6%	9.7%	20.0%
Over $200k	0.3%	0.7%	5.2%

Demographics & statistics

1,323

Population

People per sq mi

45.7

Median age

$52,163

Median household income

$27,445

Per capita income

$138,500

Median home value

$938

Median monthly rent

84.8%

Home ownership

15.6%

Poverty rate

9.1%

Unemployment

620

Housing units

7.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

100

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

112

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	313	23.7%
18 and over	1,010	76.3%
65 and over	323	24.4%
Median age	45.7 years

Race & ethnicity

White 64.4%

Two or more races 16.8%

Black or African American 10.5%

Hispanic or Latino 5%

Other race 2.3%

American Indian / Alaska Native 1%

Group	Count	%
White	897	64.4%
Two or more races	234	16.8%
Black or African American	146	10.5%
Hispanic or Latino	69	5%
Other race	32	2.3%
American Indian / Alaska Native	14	1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	64.1%	57.8%	43.3%
$50k – $100k	26.0%	31.8%	31.4%
$100k – $200k	9.6%	9.7%	20.0%
Over $200k	0.3%	0.7%	5.2%

Under $10k 1.7%

$10k–$15k 1.0%

$15k–$25k 13.1%

$25k–$35k 8.9%

$35k–$50k 20.6%

$50k–$75k 17.9%

$75k–$100k 12.5%

$100k–$150k 17.9%

$150k–$200k 5.0%

$200k+ 1.5%

Range	% of households
Under $10k	1.7%
$10k–$15k	1.0%
$15k–$25k	13.1%
$25k–$35k	8.9%
$35k–$50k	20.6%
$50k–$75k	17.9%
$75k–$100k	12.5%
$100k–$150k	17.9%
$150k–$200k	5.0%
$200k+	1.5%
Median income	$52,163

Housing

Home values

Under $50k 10.3%

$50k–$100k 17.9%

$100k–$150k 29.2%

$150k–$200k 16.4%

$200k–$300k 13.2%

$300k–$500k 13.0%

Housing overview

Metric	Value
Median home value	$138,500
Median rent / month	$938
Owner occupied	84.8%
Renter occupied	15.2%
Vacant	30.6%
Single-family detached	77.3%
Large apartment buildings	0.0%
Mobile homes	20.6%
Median rooms	5.7
Avg household size (owned)	2.71

Year built

Era	%
2020 or later	1.3%
2010–2019	4.5%
2000–2009	14.0%
1990–1999	7.5%
1980–1989	14.7%
1970–1979	20.5%
1960–1969	5.3%
1950–1959	0.6%
1940–1949	4.6%
1939 or earlier	27.0%

Bedrooms

Size	% of units
No bedroom (studio)	9.5%
1 bedroom	3.6%
2 bedrooms	23.7%
3 bedrooms	39.7%
4 bedrooms	18.5%
5+ bedrooms	5.1%

Vehicles per household

Vehicles	% of households
No vehicle	2.3%
1 vehicle	8.3%
2 vehicles	40.3%
3 or more	49.1%

Heating fuel

Fuel type	%
Utility gas	53.4%
Electricity	9.1%
Propane / LP gas	11.2%
Fuel oil	3.7%
Wood	16.4%

Households & families

Household type	Count	%
Married-couple family	303	63.0%
Cohabiting couple	75	15.6%
Male householder, no spouse	78	16.2%
Female householder, no spouse	25	5.2%
Households with children under 18	163	33.9%
Households with seniors (65+)	215	44.7%
Average household size	2.75

Marital status

Status	Male	Female
Never married	22.1%	23.5%
Married	55.2%	59.4%
Separated	0.2%	0.2%
Widowed	7.3%	7.4%
Divorced	15.3%	9.5%

Education

Less than 9th grade 2.3%

Some HS, no diploma 18.2%

HS graduate 49.5%

Some college, no degree 12.7%

Associate's degree 9.9%

Bachelor's degree 4.5%

Graduate / professional 2.9%

Metric	%
HS diploma or higher	79.5%
Bachelor's or higher	7.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	1	0.4%
Kindergarten	10	3.5%
Elementary school	143	50.4%
High school	108	38.0%
College / grad school	22	7.7%

Employment

Industry of employment

Education & healthcare 24.9%

Manufacturing 21.6%

Professional & management 16.0%

Construction 12.2%

Finance & real estate 5.8%

Retail trade 4.7%

Arts, food & hospitality 3.6%

Information 3.1%

Agriculture & mining 2.9%

Transportation & utilities 2.9%

Public administration 1.6%

Other services 0.7%

Wholesale trade 0.2%

Occupation

Category	%
Management, business & arts	17.6%
Service	23.8%
Sales & office	16.2%
Natural resources & construction	16.9%
Production & transportation	25.6%

Employment type

Type	%
Private sector	74.0%
Government	18.0%
Self-employed	8.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	85.3%
Carpool	13.8%
Public transit	0.0%
Walk	0.0%
Work from home	0.0%
Other means	0.9%
Avg commute (minutes)	40.2

Poverty

All people 15.6%

Under 18 years 35.4%

18 and over 9.6%

Married-couple families 5.9%

Female-led households 70.7%

Income support

Source	% of households
Social Security	38.5%
Retirement income	36.2%
Supplemental Security	3.3%
Cash public assistance	2.7%
Food stamps / SNAP	19.5%

Health indicators

Condition	%
Obesity	43.7%
High blood pressure	42.6%
High cholesterol	33.6%
Diabetes	16.3%
Heart disease	9.7%
Stroke	5.2%
Asthma	12.1%
Arthritis	34.4%
Kidney disease	4.1%
Pulmonary disease	13.4%
Cancer	7.1%

Behavior / access	%
Smoking	30.7%
Binge drinking	14.8%
No physical activity	36.6%
Less than 7 hrs sleep	40.3%
Depression	24.8%
Fair or poor health	24.0%
Poor mental health	19.0%
Poor physical health	15.5%
No health insurance	15.7%
Visited doctor (checkup)	78.0%
Visited dentist	49.8%
Cholesterol screening	87.2%
Teeth loss	25.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	53	5.2%

Disability	%
Any disability	16.6%
Under 18	13.1%
18–64 years	11.2%
65 and over	31.3%

Health insurance coverage

Type	%
Private insurance	50.3%
Public insurance	56.5%
No insurance	9.0%
Uninsured under 19	8.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,283	97.0%
Spanish	13	1.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	13	1.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,323	100.0%
Born in same state	1,323	100.0%
Born in different state	1,141	86.2%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	218	16.5%
Arab	138	10.4%

Ancestry	Count	%
Italian	113	8.5%

Technology access

Metric	% of households
Computer access	36.4%
Internet access	85.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 43728

What city is ZIP code 43728 in?

ZIP code 43728 is primarily assigned to Chesterhill, Ohio.

What county is ZIP code 43728 in?

ZIP code 43728 falls within Morgan County, Ohio.

How educated is the population of ZIP code 43728?

8% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 43728 mostly owner-occupied?

85% of occupied units in ZIP code 43728 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 43728?

16% of residents in ZIP code 43728 live below the poverty line, above the national average.

Does ZIP code 43728 have a large retiree population?

39% of households in ZIP code 43728 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 43728 in?

ZIP code 43728 observes the EST timezone.