Waterford ZIP Codes — Washington County, OH

There is one unique ZIP code in Waterford, Ohio and it is 45786. Area code: 220.

ZIP codes

63.30

sq mi land

1.28

sq mi water

220

area code

Waterford, OH ZIP code map

About Waterford, OH

Waterford, Ohio, is a small but vibrant community located in Washington County. It is known for its serene surroundings and picturesque views of the Appalachian foothills. With a unique charm, Waterford is a place where residents enjoy a close-knit community atmosphere coupled with access to natural beauty.

Location & geography

Waterford is situated in the southeastern part of Ohio, approximately 18 miles from Marietta and 12 miles from Parkersburg, West Virginia. The city covers a total land area of 63.30 square miles, while it includes a water area of 1.28 square miles. The landscape features rolling hills and lush vegetation, providing a tranquil environment for outdoor activities.

Community & economy

The character of Waterford is rooted in its small-town charm, where neighbors know each other and community events strengthen local ties. While the economy benefits from agriculture and small businesses, residents also engage in local craftsmanship and services that support daily life. Overall, the community thrives on a blend of traditional values and modern living.

Transportation

Waterford is accessible via State Route 339, which connects to larger highways leading to neighboring cities. The nearest major airport is Mid-Ohio Valley Regional Airport, situated approximately 20 miles away in Wood County, West Virginia. Public transportation options are limited, but the area is navigable by car, allowing for easy access to surrounding regions.

History

Founded in the early 19th century, Waterford has a rich history that reflects the development of rural Ohio. Historically, its economy has included agriculture as a key industry, contributing to the community’s growth and sustainability. Notable events in the town's history include its role in the local milling industry during the 1800s, which fostered economic development.

Did you know?

One surprising fact about Waterford is its incorporation, which reflects the perseverance of early settlers in maintaining community ties. Additionally, the area is adorned with historical landmarks that showcase its rich heritage, making it a unique spot for local tourism.

ZIP codes for Waterford, OH (1)

ZIP code	City	County	Map
45786	Waterford	Washington	View map

Demographics & statistics

2,854

Population

48.5

Median age

$63,594

Median household income

$31,583

Per capita income

$170,800

Median home value

$882

Median monthly rent

87.1%

Home ownership

7.0%

Poverty rate

3.2%

Unemployment

1,131

Housing units

16.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

107

10–14

103

15–19

20–24

122

25–34

117

159

35–44

153

158

45–54

152

125

55–59

120

144

60–64

138

236

65–74

226

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	599	21.0%
18 and over	2,255	79.0%
65 and over	696	24.4%
Median age	48.5 years

Race & ethnicity

White 99.9%

Two or more races 0.1%

Group	Count	%
White	2,851	99.9%
Two or more races	3	0.1%

Household income

Under $10k 4.8%

$10k–$15k 1.9%

$15k–$25k 6.1%

$25k–$35k 9.0%

$35k–$50k 20.4%

$50k–$75k 10.8%

$75k–$100k 21.0%

$100k–$150k 17.5%

$150k–$200k 6.9%

$200k+ 1.5%

Range	% of households
Under $10k	4.8%
$10k–$15k	1.9%
$15k–$25k	6.1%
$25k–$35k	9.0%
$35k–$50k	20.4%
$50k–$75k	10.8%
$75k–$100k	21.0%
$100k–$150k	17.5%
$150k–$200k	6.9%
$200k+	1.5%
Median income	$63,594

Housing

Home values

Under $50k 4.9%

$50k–$100k 15.6%

$100k–$150k 17.5%

$150k–$200k 21.4%

$200k–$300k 22.9%

$300k–$500k 13.1%

$500k–$1M 2.2%

$1M+ 2.4%

Housing overview

Metric	Value
Median home value	$170,800
Median rent / month	$882
Owner occupied	87.1%
Renter occupied	12.9%
Vacant	8.6%
Single-family detached	81.1%
Large apartment buildings	0.0%
Mobile homes	16.2%
Median rooms	6.4
Avg household size (owned)	2.55

Year built

Era	%
2020 or later	0.0%
2010–2019	3.2%
2000–2009	12.5%
1990–1999	22.7%
1980–1989	10.0%
1970–1979	16.8%
1960–1969	7.6%
1950–1959	3.4%
1940–1949	1.4%
1939 or earlier	22.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	2.7%
2 bedrooms	22.3%
3 bedrooms	56.2%
4 bedrooms	14.7%
5+ bedrooms	4.0%

Vehicles per household

Vehicles	% of households
No vehicle	1.9%
1 vehicle	16.3%
2 vehicles	45.3%
3 or more	36.5%

Heating fuel

Fuel type	%
Utility gas	41.6%
Electricity	18.0%
Propane / LP gas	24.5%
Fuel oil	5.6%
Wood	2.9%

Households & families

Household type	Count	%
Married-couple family	613	52.3%
Cohabiting couple	86	7.3%
Male householder, no spouse	228	19.5%
Female householder, no spouse	245	20.9%
Households with children under 18	358	30.5%
Households with seniors (65+)	473	40.4%
Average household size	2.44

Marital status

Status	Male	Female
Never married	28.4%	17.6%
Married	50.7%	51.8%
Separated	1.9%	2.7%
Widowed	11.9%	19.5%
Divorced	7.1%	8.5%

Education

Less than 9th grade 0.6%

Some HS, no diploma 2.1%

HS graduate 54.0%

Some college, no degree 12.0%

Associate's degree 14.7%

Bachelor's degree 12.4%

Graduate / professional 4.1%

Metric	%
HS diploma or higher	97.3%
Bachelor's or higher	16.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	37	6.3%
Kindergarten	49	8.4%
Elementary school	201	34.4%
High school	234	40.1%
College / grad school	63	10.8%

Employment

Industry of employment

Education & healthcare 21.4%

Manufacturing 21.3%

Construction 15.4%

Arts, food & hospitality 8.5%

Retail trade 7.0%

Transportation & utilities 6.0%

Professional & management 5.8%

Public administration 5.5%

Finance & real estate 3.8%

Wholesale trade 2.6%

Other services 1.3%

Agriculture & mining 0.7%

Information 0.7%

Occupation

Category	%
Management, business & arts	29.2%
Service	12.2%
Sales & office	21.9%
Natural resources & construction	9.7%
Production & transportation	27.0%

Employment type

Type	%
Private sector	80.5%
Government	12.1%
Self-employed	7.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	86.2%
Carpool	5.5%
Public transit	0.8%
Walk	0.7%
Other means	0.7%
Avg commute (minutes)	26.5

Poverty

All people 7.0%

Under 18 years 5.0%

18 and over 7.5%

Married-couple families 1.8%

Female-led households 24.8%

Income support

Source	% of households
Social Security	41.8%
Retirement income	28.6%
Supplemental Security	3.3%
Cash public assistance	0.5%
Food stamps / SNAP	2.5%

Health indicators

Condition	%
High blood pressure	35.2%
High cholesterol	31.2%
Heart disease	7.3%
Stroke	3.2%
Asthma	9.8%
Arthritis	28.0%
Kidney disease	2.9%
Pulmonary disease	9.1%
Cancer	7.0%

Behavior / access	%
Binge drinking	17.4%
No physical activity	27.3%
Less than 7 hrs sleep	35.9%
Fair or poor health	15.0%
Poor mental health	16.4%
Poor physical health	10.8%
No health insurance	12.3%
Visited doctor (checkup)	75.3%
Visited dentist	60.2%
Cholesterol screening	88.4%
Teeth loss	15.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	183	8.1%

Disability	%
Any disability	17.0%
Under 18	0.8%
18–64 years	16.4%
65 and over	32.0%

Health insurance coverage

Type	%
Private insurance	76.0%
Public insurance	43.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,734	95.8%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,854	100.0%
Born in same state	2,854	100.0%
Born in different state	2,356	82.6%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	598	21%
Arab	277	9.7%
Italian	240	8.4%

Ancestry	Count	%
English	105	3.7%
Polish	9	0.3%
Norwegian	9	0.3%

Technology access

Metric	% of households
Computer access	41.1%
Internet access	85.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Waterford, OH have?

Waterford, OH has one ZIP code: 45786. Each ZIP code serves a distinct delivery area within the city and surrounding region.