45778 ZIP Code — Stewart, OH

Athens County, Ohio

ZIP code 45778 is located in Stewart, Ohio, within Athens County. It covers approximately 27.02 square miles and serves a population of 912 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 740.

About ZIP code 45778

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $122,300. Owner-occupancy sits near the national average at 73%.

Median household income is $44,063. Poverty affects 19% of residents, above the national average. SNAP benefit usage at 18% of households reflects economic stress in the area.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (29%) compared to national benchmarks.

Overall, ZIP code 45778 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and elevated reliance on food assistance.

912

population

27.02

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45778 ZIP code map

Cities in ZIP code 45778

Below are the cities the US Postal Service accepts for ZIP code 45778. Using any city not on this list may result in mail delivery delays.

City	Status
Stewart	Preferred

Nearby ZIP codes

45735 Guysville (6.1 mi) 45711 Amesville (6.3 mi) 45724 Cutler (7.1 mi) 45723 Coolville (7.3 mi) 45701 Athens (10.1 mi) 43728 Chesterhill (10.7 mi) 45742 Little Hocking (10.8 mi) 45784 Vincent (11.5 mi) 45761 Millfield (11.8 mi) 45780 The Plains (12.7 mi) 43787 Stockport (14.3 mi) 45714 Belpre (14.4 mi)

Demographics updated 05/2026

Population
Total population	912
Population density	34 / sq mi
State FIPS	39
County FIPS	009

Geography
Land area	27.02 sq mi
Water area	0.22 sq mi
Latitude	39.3381
Longitude	-81.8954
Timezone	Eastern (ET)
Area code	740

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	63.5%	53.9%	43.3%
$50k – $100k	25.9%	29.4%	31.4%
$100k – $200k	10.6%	14.4%	20.0%
Over $200k	0.0%	2.3%	5.2%

Demographics & statistics

912

Population

People per sq mi

39.6

Median age

$44,063

Median household income

$20,677

Per capita income

$122,300

Median home value

$1,149

Median monthly rent

72.5%

Home ownership

19.2%

Poverty rate

3.8%

Unemployment

299

Housing units

15.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	227	24.9%
18 and over	685	75.1%
65 and over	180	19.7%
Median age	39.6 years

Race & ethnicity

White 74.5%

Black or African American 10%

Hispanic or Latino 6.7%

Other race 6.7%

Two or more races 2.1%

Group	Count	%
White	728	74.5%
Black or African American	98	10%
Hispanic or Latino	65	6.7%
Other race	65	6.7%
Two or more races	21	2.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	63.5%	53.9%	43.3%
$50k – $100k	25.9%	29.4%	31.4%
$100k – $200k	10.6%	14.4%	20.0%
Over $200k	0.0%	2.3%	5.2%

Under $10k 9.2%

$15k–$25k 2.9%

$25k–$35k 23.5%

$35k–$50k 16.6%

$50k–$75k 18.9%

$75k–$100k 8.3%

$100k–$150k 20.6%

Range	% of households
Under $10k	9.2%
$15k–$25k	2.9%
$25k–$35k	23.5%
$35k–$50k	16.6%
$50k–$75k	18.9%
$75k–$100k	8.3%
$100k–$150k	20.6%
Median income	$44,063

Housing

Home values

Under $50k 15.4%

$50k–$100k 29.6%

$100k–$150k 10.3%

$150k–$200k 4.3%

$200k–$300k 28.9%

$300k–$500k 6.3%

$1M+ 5.1%

Housing overview

Metric	Value
Median home value	$122,300
Median rent / month	$1,149
Owner occupied	72.5%
Renter occupied	27.5%
Vacant	11.6%
Single-family detached	79.5%
Large apartment buildings	0.0%
Mobile homes	20.5%
Median rooms	6.2
Avg household size (owned)	2.42

Year built

Era	%
2020 or later	0.0%
2010–2019	14.7%
2000–2009	21.3%
1990–1999	26.8%
1980–1989	9.1%
1970–1979	0.0%
1960–1969	0.0%
1950–1959	6.6%
1940–1949	0.0%
1939 or earlier	21.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	28.6%
3 bedrooms	51.9%
4 bedrooms	19.5%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	15.5%
2 vehicles	25.5%
3 or more	59.0%

Heating fuel

Fuel type	%
Utility gas	33.0%
Electricity	35.2%
Propane / LP gas	17.8%
Wood	12.9%

Households & families

Household type	Count	%
Married-couple family	167	47.9%
Cohabiting couple	121	34.7%
Male householder, no spouse	12	3.4%
Female householder, no spouse	49	14.0%
Households with children under 18	154	44.1%
Households with seniors (65+)	116	33.2%
Average household size	2.61

Marital status

Status	Male	Female
Never married	36.2%	41.8%
Married	43.2%	40.8%
Separated	2.4%	0.0%
Widowed	6.2%	5.6%
Divorced	12.1%	11.7%

Education

Less than 9th grade 0.0%

Some HS, no diploma 7.8%

HS graduate 45.8%

Some college, no degree 26.7%

Associate's degree 4.1%

Bachelor's degree 8.9%

Graduate / professional 6.6%

Metric	%
HS diploma or higher	92.2%
Bachelor's or higher	15.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	13	8.3%
Elementary school	95	60.5%
High school	34	21.7%
College / grad school	15	9.6%

Employment

Industry of employment

Education & healthcare 47.7%

Professional & management 17.9%

Retail trade 11.9%

Manufacturing 8.5%

Finance & real estate 5.1%

Other services 4.5%

Construction 4.3%

Occupation

Category	%
Management, business & arts	52.0%
Service	23.3%
Sales & office	11.9%
Natural resources & construction	4.3%
Production & transportation	8.5%

Employment type

Type	%
Private sector	53.1%
Government	22.2%
Self-employed	24.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	91.2%
Carpool	4.8%
Public transit	0.0%
Walk	0.0%
Work from home	4.0%
Other means	0.0%
Avg commute (minutes)	27.1

Poverty

All people 19.2%

Under 18 years 29.5%

18 and over 15.8%

Married-couple families 0.0%

Female-led households 24.1%

Income support

Source	% of households
Social Security	24.9%
Retirement income	26.1%
Supplemental Security	7.4%
Cash public assistance	6.0%
Food stamps / SNAP	18.1%

Health indicators

Condition	%
Obesity	42.1%
High blood pressure	39.1%
High cholesterol	31.3%
Diabetes	14.5%
Heart disease	8.3%
Stroke	4.1%
Asthma	11.8%
Arthritis	32.8%
Kidney disease	3.5%
Pulmonary disease	11.3%
Cancer	6.6%

Behavior / access	%
Smoking	29.2%
Binge drinking	16.2%
No physical activity	30.7%
Less than 7 hrs sleep	38.8%
Depression	28.1%
Fair or poor health	20.7%
Poor mental health	18.3%
Poor physical health	13.7%
No health insurance	13.1%
Visited doctor (checkup)	79.3%
Visited dentist	54.4%
Cholesterol screening	88.5%
Teeth loss	19.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	19	2.8%

Disability	%
Any disability	13.7%
Under 18	3.1%
18–64 years	15.0%
65 and over	23.3%

Health insurance coverage

Type	%
Private insurance	47.8%
Public insurance	54.4%
No insurance	8.1%
Uninsured under 19	3.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	866	95.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	894	98.0%
Born in same state	894	98.0%
Born in different state	737	80.8%
Foreign born	0	0.0%
Naturalized citizen	18	2.0%
Not a US citizen	18	100.0%

Ancestry

Ancestry	Count	%
Italian	114	12.5%
French	41	4.5%

Ancestry	Count	%
Arab	37	4.1%

Technology access

Metric	% of households
Computer access	38.3%
Internet access	97.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45778

What city is ZIP code 45778 in?

ZIP code 45778 is primarily assigned to Stewart, Ohio.

What county is ZIP code 45778 in?

ZIP code 45778 falls within Athens County, Ohio.

What is the poverty rate in ZIP code 45778?

19% of residents in ZIP code 45778 live below the poverty line, above the national average.

What is the typical home value in ZIP code 45778?

The median home value in ZIP code 45778 is $122,300.

What is the median household income in ZIP code 45778?

The median household income in ZIP code 45778 is $44,063, below the national median of ~$75,000.

What is the population of ZIP code 45778?

ZIP code 45778 has an estimated population of 912 residents, with a density of 34 people per square mile.

What timezone is ZIP code 45778 in?

ZIP code 45778 observes the EST timezone.