37309 ZIP Code — Calhoun, TN

Mcminn County, Tennessee

ZIP code 37309 is located in Calhoun, Tennessee, within Mcminn County. It covers approximately 39.48 square miles and serves a population of 2,312 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 423.

About ZIP code 37309

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $149,700. Owner-occupancy sits near the national average at 75%.

Median household income is $59,375. The poverty rate of 6% is below the national average. 57% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 26 minutes is near the national average.

College attainment at 8% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (26%) compared to national benchmarks. 17% of residents lack health insurance, above the national average.

Notable community characteristics include a notable veteran presence at 14% of civilians, above the national average of 7%.

Overall, ZIP code 37309 reflects a community defined by a trades-oriented workforce, a strong veteran community, and a significant Social Security-dependent population.

2,312

population

39.48

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

37309 ZIP code map

Cities in ZIP code 37309

Below are the cities the US Postal Service accepts for ZIP code 37309. Using any city not on this list may result in mail delivery delays.

City	Status
Calhoun	Preferred

Nearby ZIP codes

37370 Riceville (3.1 mi) 37310 Charleston (4.2 mi) 37303 Athens (8.9 mi) 37312 Cleveland (9.5 mi) 37325 Delano (10.1 mi) 37336 Georgetown (10.2 mi) 37331 Etowah (12.7 mi) 37322 Decatur (12.8 mi) 37307 Benton (12.8 mi) 37308 Birchwood (13.6 mi) 37361 Ocoee (15.1 mi) 37323 Cleveland (15.9 mi)

Demographics updated 05/2026

Population
Total population	2,312
Population density	59 / sq mi
State FIPS	47
County FIPS	107

Geography
Land area	39.48 sq mi
Water area	2.07 sq mi
Latitude	35.3234
Longitude	-84.7545
Timezone	Eastern (ET)
Area code	423

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.5%	53.4%	45.7%
$50k – $100k	43.9%	29.0%	30.9%
$100k – $200k	9.9%	15.2%	18.3%
Over $200k	1.7%	2.4%	5.1%

Demographics & statistics

2,312

Population

People per sq mi

48.0

Median age

$59,375

Median household income

$26,754

Per capita income

$149,700

Median home value

$940

Median monthly rent

74.9%

Home ownership

6.1%

Poverty rate

16.2%

Unemployment

757

Housing units

8.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

121

15–19

124

20–24

25–34

100

35–44

210

45–54

215

55–59

60–64

238

65–74

243

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	373	16.1%
18 and over	1,939	83.9%
65 and over	643	27.8%
Median age	48.0 years

Race & ethnicity

White 95.8%

Black or African American 1.8%

Two or more races 1.6%

Hispanic or Latino 0.3%

Asian 0.2%

Other race 0.2%

Group	Count	%
White	2,222	95.8%
Black or African American	42	1.8%
Two or more races	38	1.6%
Hispanic or Latino	7	0.3%
Asian	5	0.2%
Other race	5	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.5%	53.4%	45.7%
$50k – $100k	43.9%	29.0%	30.9%
$100k – $200k	9.9%	15.2%	18.3%
Over $200k	1.7%	2.4%	5.1%

Under $10k 5.1%

$10k–$15k 1.4%

$15k–$25k 9.3%

$25k–$35k 2.4%

$35k–$50k 22.6%

$50k–$75k 29.4%

$75k–$100k 11.9%

$100k–$150k 14.9%

$150k–$200k 1.0%

$200k+ 2.1%

Range	% of households
Under $10k	5.1%
$10k–$15k	1.4%
$15k–$25k	9.3%
$25k–$35k	2.4%
$35k–$50k	22.6%
$50k–$75k	29.4%
$75k–$100k	11.9%
$100k–$150k	14.9%
$150k–$200k	1.0%
$200k+	2.1%
Median income	$59,375

Housing

Home values

Under $50k 5.2%

$50k–$100k 15.1%

$100k–$150k 30.0%

$150k–$200k 12.2%

$200k–$300k 19.0%

$300k–$500k 14.0%

$500k–$1M 3.5%

$1M+ 1.2%

Housing overview

Metric	Value
Median home value	$149,700
Median rent / month	$940
Owner occupied	74.9%
Renter occupied	25.1%
Vacant	6.7%
Single-family detached	70.6%
Large apartment buildings	0.0%
Mobile homes	22.0%
Median rooms	5.8
Avg household size (owned)	2.31

Year built

Era	%
2020 or later	0.0%
2010–2019	9.1%
2000–2009	20.4%
1990–1999	18.1%
1980–1989	9.3%
1970–1979	17.0%
1960–1969	1.2%
1950–1959	18.5%
1940–1949	0.7%
1939 or earlier	5.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	8.1%
2 bedrooms	18.0%
3 bedrooms	54.8%
4 bedrooms	13.4%
5+ bedrooms	5.8%

Vehicles per household

Vehicles	% of households
No vehicle	1.2%
1 vehicle	23.1%
2 vehicles	37.5%
3 or more	38.2%

Heating fuel

Fuel type	%
Utility gas	5.5%
Electricity	78.3%
Propane / LP gas	11.9%
Fuel oil	3.6%
Wood	0.7%

Households & families

Household type	Count	%
Married-couple family	528	57.3%
Cohabiting couple	8	0.9%
Male householder, no spouse	198	21.5%
Female householder, no spouse	188	20.4%
Households with children under 18	222	24.1%
Households with seniors (65+)	454	49.2%
Average household size	2.47

Marital status

Status	Male	Female
Never married	28.2%	15.2%
Married	52.5%	58.7%
Separated	0.0%	4.4%
Widowed	1.2%	12.2%
Divorced	18.1%	9.5%

Education

Less than 9th grade 6.9%

Some HS, no diploma 10.2%

HS graduate 38.2%

Some college, no degree 26.9%

Associate's degree 9.5%

Bachelor's degree 6.2%

Graduate / professional 2.1%

Metric	%
HS diploma or higher	82.9%
Bachelor's or higher	8.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	11	2.1%
Elementary school	136	26.6%
High school	250	48.8%
College / grad school	115	22.5%

Employment

Industry of employment

Manufacturing 23.2%

Education & healthcare 21.5%

Arts, food & hospitality 13.4%

Retail trade 9.4%

Transportation & utilities 7.8%

Construction 7.4%

Other services 7.1%

Wholesale trade 4.2%

Professional & management 4.0%

Public administration 1.0%

Information 0.8%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	33.5%
Service	20.2%
Sales & office	19.5%
Natural resources & construction	4.2%
Production & transportation	22.5%

Employment type

Type	%
Private sector	81.4%
Government	15.3%
Self-employed	3.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	91.5%
Carpool	5.1%
Public transit	0.0%
Walk	1.9%
Work from home	1.3%
Other means	0.2%
Avg commute (minutes)	25.5

Poverty

All people 6.1%

Under 18 years 0.8%

18 and over 7.0%

Married-couple families 0.4%

Female-led households 12.2%

Income support

Source	% of households
Social Security	57.0%
Retirement income	37.9%
Supplemental Security	2.2%
Cash public assistance	0.2%
Food stamps / SNAP	10.4%

Health indicators

Condition	%
Obesity	36.5%
High blood pressure	42.1%
High cholesterol	38.3%
Diabetes	14.3%
Heart disease	8.4%
Stroke	4.0%
Asthma	10.6%
Arthritis	32.3%
Kidney disease	3.4%
Pulmonary disease	11.0%
Cancer	7.2%

Behavior / access	%
Smoking	26.2%
Binge drinking	13.6%
No physical activity	29.0%
Less than 7 hrs sleep	37.1%
Depression	26.3%
Fair or poor health	19.7%
Poor mental health	17.4%
Poor physical health	13.6%
No health insurance	17.8%
Visited doctor (checkup)	74.8%
Visited dentist	52.7%
Cholesterol screening	90.0%
Teeth loss	20.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	263	13.6%

Disability	%
Any disability	21.1%
Under 18	5.9%
18–64 years	16.6%
65 and over	38.6%

Health insurance coverage

Type	%
Private insurance	51.4%
Public insurance	44.0%
No insurance	17.4%
Uninsured under 19	28.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,265	98.0%
Spanish	11	0.5%
Other Indo-European	6	0.3%
Asian & Pacific Islander	0	0.0%
Other languages	5	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,305	99.7%
Born in same state	2,213	95.7%
Born in different state	1,566	67.7%
Foreign born	92	4.0%
Naturalized citizen	7	0.3%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	304	13.1%
Arab	201	8.7%
French	128	5.5%

Ancestry	Count	%
German	41	1.8%
English	8	0.3%

Technology access

Metric	% of households
Computer access	39.9%
Internet access	94.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 37309

What city is ZIP code 37309 in?

ZIP code 37309 is primarily assigned to Calhoun, Tennessee.

What county is ZIP code 37309 in?

ZIP code 37309 falls within Mcminn County, Tennessee.

Does ZIP code 37309 have a large retiree population?

57% of households in ZIP code 37309 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 37309 have an older population?

28% of residents in ZIP code 37309 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 37309?

8% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 37309 have a large veteran population?

14% of civilians in ZIP code 37309 are veterans, above the national average of ~7%.

What timezone is ZIP code 37309 in?

ZIP code 37309 observes the EST timezone.